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Headline News Archives

Home / Headline News Archives - Page 2
HUD Forbearance Guidelines
Headline News Archives

HUD Forbearance Guidelines On FHA Loans: Things to Know

ByMike Gracz Posted onDecember 11, 2024December 16, 2024

HUD Forbearance Guidelines on FHA Loans: What Borrowers Need to Know in 2024 Are you struggling to make your mortgage…

Continue Reading HUD Forbearance Guidelines On FHA Loans: Things to KnowContinue

ISM Non-Manufacturing Index
Headline News Archives | Videos

Latest ISM Non-Manufacturing Index Update and What It Means

ByAlex Carlucci Posted onNovember 21, 2024May 15, 2025

Breaking News: The Implications of the ISM Non-Manufacturing Index for the Economy and Housing Sector in 2024. The ISM Non-Manufacturing…

Continue Reading Latest ISM Non-Manufacturing Index Update and What It MeansContinue

Illinois To Raise Property Taxes
Headline News Archives

Illinois To Raise Property Taxes To Offset Pension Debt

ByAlex Carlucci Posted onNovember 18, 2024May 19, 2025

Breaking News: Illinois to Raise Property Taxes—What It Means for You as a Homeowner In 2024, Illinois homeowners are grappling…

Continue Reading Illinois To Raise Property Taxes To Offset Pension DebtContinue

The Feds Announce Future Rate Cuts
Headline News Archives

The Feds Announce Future Rate Cuts—Should You Refinance Now?

ByGustan Cho Posted onNovember 18, 2024May 15, 2025

The Feds Announce Future Rate Cuts: What It Means for Mortgage Rates in 2024 In 2024, homeowners and buyers will…

Continue Reading The Feds Announce Future Rate Cuts—Should You Refinance Now?Continue

Mortgage Forbearance During Pandemic
Headline News Archives | Loan Modification

Mortgage Forbearance During Pandemic Mortgage Crisis

ByGustan Cho Posted onNovember 4, 2024May 19, 2025

Updated Guide: Mortgage Forbearance During Pandemic When the COVID-19 pandemic hit, it upended the global economy, leaving millions of Americans…

Continue Reading Mortgage Forbearance During Pandemic Mortgage CrisisContinue

GREAT CONTENT AUTHORITY FORUMS
Headline News Archives | Home Mortgages | Home Purchase | Investment Homes | Mortgage Processing And Underwriting | NON-QM Loans | Qualifying & Getting Pre-approved | Real Estate Topic | Regulations

Great Content Authority FORUMS: GCA FORUMS

ByAlex Carlucci Posted onSeptember 11, 2024September 11, 2024

This guide covers Great Content Authority FORUMS and Sub-FORUMS, commonly referred to GCA FORUMS. Great Content Authority FORUMS (GCA FORUMS)…

Continue Reading Great Content Authority FORUMS: GCA FORUMSContinue

Home Prices Are Increasing
Headline News Archives | Home Purchase | Mortgage Rates | Qualifying & Getting Pre-approved | Real Estate Topic | Videos

Home Prices Are Increasing Despite Higher Mortgage Rates

ByChad Bush Posted onJuly 30, 2024May 23, 2025

This guide guide covers how home prices are increasing despite higher mortgage rates. All indicators point to a housing bubble….

Continue Reading Home Prices Are Increasing Despite Higher Mortgage RatesContinue

The Housing Shortage
Headline News Archives | Real Estate | Real Estate Topic | Videos

The Housing Shortage Facing The Midwest

ByMargarett Jurilla Posted onJuly 3, 2024June 5, 2025

This guide covers the housing shortage facing the Midwest. The housing shortage in the Midwest has impacted and affected homebuyers…

Continue Reading The Housing Shortage Facing The MidwestContinue

Government Shutdown And Effects To Mortgage Programs
Headline News Archives

Government Shutdown And Effects To Mortgage Programs

ByGustan Cho Posted onJune 10, 2024June 11, 2024

Have you ever wonder what is government shutdown and effects to mortgage programs? A government shutdown occurs when non-essential federal…

Continue Reading Government Shutdown And Effects To Mortgage ProgramsContinue

Credit Score Guidelines Versus Lender Overlays
Mortgage Lender Overlays | Headline News Archives

Credit Score Guidelines Versus Lender Overlays During Pandemic

ByGustan Cho Posted onJune 5, 2024June 10, 2025

Understanding Credit Score Guidelines Versus Lender Overlays during the coronavirus pandemic is important. A detailed analysis of the covid 19…

Continue Reading Credit Score Guidelines Versus Lender Overlays During PandemicContinue

Refinancing During Coronavirus Pandemic
Headline News Archives

Refinancing During Coronavirus Pandemic Mortgage Crisis

ByMike Gracz Posted onJune 5, 2024June 10, 2025

BREAKING NEWS: Refinancing During Coronavirus Pandemic Mortgage Crisis Hurdles with Refinancing During Coronavirus Pandemic Mortgage Crisis: With all the global…

Continue Reading Refinancing During Coronavirus Pandemic Mortgage CrisisContinue

Mortgage Rates During The COVID-19 Pandemic
Headline News Archives

Mortgage Rates During The COVID-19 Pandemic

ByLaurie Cho Posted onMay 31, 2024June 11, 2025

This guide covers the volatility of mortgage rates during the Covid-19  pandemic. Mortgage Rates During The COVID-19 Pandemic is two-fold….

Continue Reading Mortgage Rates During The COVID-19 PandemicContinue

Bankruptcy For Illinois
Headline News Archives | Videos

Bankruptcy For Illinois is a Solution to Save the State

ByAlex Carlucci Posted onMay 25, 2024June 12, 2025

This guide covers bankruptcy for Illinois may be a possible solution to save the state. Bankruptcy for Illinois may be…

Continue Reading Bankruptcy For Illinois is a Solution to Save the StateContinue

FHA Back to Work Versus Other Loan Programs
Headline News Archives

Differences Of The FHA Back to Work Versus Other Loan Programs

ByGustan Cho Posted onMay 10, 2024June 13, 2025

This Article Is About FHA Back to Work Versus Other Loan Programs  With traditional loans such a government loans and…

Continue Reading Differences Of The FHA Back to Work Versus Other Loan ProgramsContinue

Credit Score Guidelines versus Overlays
Credit Scores | Headline News Archives | Mortgage Lender Overlays | Videos

Credit Score Guidelines Versus Overlays By Mortgage Lenders

ByGustan Cho Posted onApril 19, 2024June 24, 2025

This guide covers credit score guidelines versus overlays by mortgage lenders. There are two types of credit score requirements to…

Continue Reading Credit Score Guidelines Versus Overlays By Mortgage LendersContinue

No Maximum VA Loan Limit Cap
Headline News Archives

No Maximum VA Loan Limit Cap on VA Home Loans

ByMargarett Jurilla Posted onApril 18, 2024June 24, 2025

This guide covers the topic of no maximum VA loan limit cap on VA home loans. There are no maximum…

Continue Reading No Maximum VA Loan Limit Cap on VA Home LoansContinue

Housing Bubble
Headline News Archives | Mortgage Rates | Real Estate Topic | Videos

Is This The Year of the Housing Bubble?

ByAlex Carlucci Posted onApril 16, 2024June 24, 2025

Rumors are flying about a possible housing bubble in the US. Are they based in fact, or is this wishful thinking on the part of frustrated would-be buyers?

Continue Reading Is This The Year of the Housing Bubble?Continue

Indiana Police Hiring Fired Chicago Cops
Headline News Archives

Indiana Police Hiring Fired Chicago Cops Due to Vaccine

ByAlex Carlucci Posted onMarch 22, 2024August 14, 2024

This guide covers Indiana police hiring fired Chicago cops. This breaking news was updated on March 23rd, 2024. Breaking News:…

Continue Reading Indiana Police Hiring Fired Chicago Cops Due to VaccineContinue

Housing Shortage
Headline News Archives | Videos

Skyrocketing Home Prices Due To Housing Shortage

ByAlex Carlucci Posted onNovember 1, 2023August 19, 2025

This guide covers skyrocketing home prices due to the housing shortage facing homebuyers. The U.S. is facing a severe housing…

Continue Reading Skyrocketing Home Prices Due To Housing ShortageContinue

Changes in Mortgage Guidelines
Headline News Archives

Changes In Mortgage Guidelines and Housing Market

ByAlex Carlucci Posted onOctober 24, 2023July 26, 2024

This guide covers changes in mortgage guidelines for the government and conforming loans. HUD, the parent of FHA, has made…

Continue Reading Changes In Mortgage Guidelines and Housing MarketContinue

UPDATED Non-QM Guidelines POST Coronavirus Outbreak
NON-QM Loans | Headline News Archives | Videos

UPDATED Non-QM Guidelines POST Coronavirus Outbreak

ByGustan Cho Posted onJune 24, 2023August 21, 2025

This guide covers the updated non-QM guidelines post-coronavirus outbreak and political scare. Non-QM guidelines are not uniform agency lending guidelines…

Continue Reading UPDATED Non-QM Guidelines POST Coronavirus OutbreakContinue

Lenders Changing Mortgage Guidelines
Headline News Archives

Lenders Changing Mortgage Guidelines Post COVID-19

ByMike Gracz Posted onAugust 1, 2022July 29, 2025

In this article, we will discuss and cover lenders changing mortgage guidelines post COVID-19 ERA due to skyrocketing rates, market…

Continue Reading Lenders Changing Mortgage Guidelines Post COVID-19Continue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Apartment Building Loans
    Apartment Building Loans For Real Estate InvestorsAugust 27, 2025
  • What Lenders Look for in Bank Statements
    What Lenders Look for in Bank Statements Before Saying YesAugust 27, 2025
  • Helping Your Realtor And Lender Help You
    Helping Your Realtor and Lender Help You with a Home PurchaseAugust 27, 2025
  • Types of Commercial Lending
    Types of Commercial Lending For Real Estate InvestorsAugust 27, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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