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    • Contact Us
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    • Meet Our Team
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
      • Kingsley Ifezue | Licensed Real Estate Broker
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      • Ronda Butts
      • Kingsley Ifezue
      • Rhonda Smith
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      • Refinance Mortgage Options
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      • Conventional Loan With Judgment
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Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustan Cho Associates

Author: John Strange

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Homes For Heroes Mortgage For Medical Professionals
Down Payment Assistance | FHA Loans | Videos

Homes For Heroes Mortgage For Medical Professionals

ByJohn Strange Posted onMay 14, 2024August 28, 2024

In this article, we will cover and discuss homes for heroes mortgage for medical professionals. A few articles have been…

Continue Reading Homes For Heroes Mortgage For Medical ProfessionalsContinue

CHENOA DPA EDGE PROGRAM
First Time Home Buyers | Down Payment Assistance | Videos

CHENOA DPA EDGE PROGRAM

ByJohn Strange Posted onApril 27, 2024August 23, 2024

This guide covers down payment assistance with CHENOA DPA EDGE PROGRAM. Down payment assistance program can be forgiveable or non-forgiveable….

Continue Reading CHENOA DPA EDGE PROGRAMContinue

Private Money Loan
Commercial Loans | Hard Money Loans | Real Estate Topic | Videos

How Do I Qualify For Private Money Loan To Invest in Real Estate

ByJohn Strange Posted onApril 26, 2024August 23, 2024

This guide covers the frequently asked question how do I qualify for private money loan to invest in real estate….

Continue Reading How Do I Qualify For Private Money Loan To Invest in Real EstateContinue

How To Shop For A Mortgage In Today's Housing Market
Home Mortgage | Home Purchase | Real Estate Topic | Videos

How To Shop For a Mortgage In Today’s Housing Market

ByJohn Strange Posted onMarch 13, 2024August 9, 2024

In this blog, we will cover and discuss how to shop for a mortgage in today’s housing market. Just over…

Continue Reading How To Shop For a Mortgage In Today’s Housing MarketContinue

Home Mortgage Case Scenarios For Home Buyers
Home Mortgage | First Time Home Buyers | Videos

Home Mortgage Case Scenarios For Homebuyers

ByJohn Strange Posted onMarch 12, 2024March 14, 2024

This guide covers home mortgage case scenarios for homebuyers. Many borrowers have trouble qualifying for conventional and FHA mortgage financing….

Continue Reading Home Mortgage Case Scenarios For HomebuyersContinue

Texas Cash-Out Refinance Guidelines For 2024
Mortgage Refinance | Home Mortgage | NON-QM Loans | Videos

Texas Cash-Out Refinance Guidelines For 2024

ByJohn Strange Posted onMarch 1, 2024August 8, 2024

This blog post will explore and elaborate on the Texas Cash-Out Refinance Guidelines in home mortgages. Gustan Cho Associates, a…

Continue Reading Texas Cash-Out Refinance Guidelines For 2024Continue

Mortgage For Second Primary Residence
Home Mortgage | Home Purchase | Qualifying & Getting Pre-approved | Videos

Mortgage For Second Primary Residence Lending Guidelines

ByJohn Strange Posted onJanuary 10, 2024July 26, 2024

This guide covers mortgage for second primary residence lending guidelines. Many Americans have a current primary residence and are looking…

Continue Reading Mortgage For Second Primary Residence Lending GuidelinesContinue

Loan Estimate
Home Mortgage | Mortgage Processing And Underwriting | Regulations | Videos

Everything You Need To Know About The Loan Estimate

ByJohn Strange Posted onJanuary 9, 2024April 29, 2024

In this blog, we will discuss and extensively cover everything you need to know about the loan estimate. The Loan…

Continue Reading Everything You Need To Know About The Loan EstimateContinue

Choosing A Loan Officer
Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos

Choosing a Loan Officer With No Mortgage Lender Overlays

ByJohn Strange Posted onDecember 1, 2023July 26, 2024

This guide covers choosing a loan officer with no mortgage lender overlays. This guide will discuss watching out for these…

Continue Reading Choosing a Loan Officer With No Mortgage Lender OverlaysContinue

Hard Money Lending Chicago
Commercial Loans | Hard Money Loans | Investment Homes | Real Estate Topic | Rental Income

Hard Money Lending Chicago For Commercial Real Estate

ByJohn Strange Posted onJune 8, 2023July 24, 2024

This blog will cover hard money lending Chicago guidelines for real estate investors. Investors have a preference for where they…

Continue Reading Hard Money Lending Chicago For Commercial Real EstateContinue

About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • PMI on Conventional Loans
    PMI on Conventional Loans With Higher Than 80% LTVDecember 17, 2024
  • Avoiding Delays in Getting a Conditional Mortgage Approval
    Avoiding Delays In Getting A Conditional Mortgage ApprovalDecember 16, 2024
  • Mortgage Closing Process
    Mortgage Closing Process In Illinois On Home PurchasesDecember 16, 2024
  • Refinancing With FHA Mortgage Insurance Premium Reduction
    Refinancing With FHA Mortgage Insurance Premium ReductionDecember 16, 2024

DTI Calculators

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Resources

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  • DTI Mortgage Calculator
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  • How To Increase FICO Scores For a Mortgage
  • How To Reach A Human At The Credit Bureaus
  • Remove Credit Disputes
  • Contribute To GCA Mortgage Group
  • GCA Approves When Others Can’t
  • Mortgage Guides and Home Loan Options
  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
      • Kingsley Ifezue | Licensed Real Estate Broker
    • Loan Officers
      • Michael Gracz
      • Ronda Butts
      • Kingsley Ifezue
      • Rhonda Smith
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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