VA DTI Manual Underwriting Guidelines on VA Loans
VA DTI Manual Underwriting Guidelines: How to Qualify for a VA Loan with High DTI in 2025 For veterans or…
FHA Mortgage Guidelines on Collection Accounts
FHA Mortgage Guidelines on Collection Accounts: How to Qualify for a Home Loan in 2025 Buying a home with collection…
Income And Employment | No-Ratio Mortgage Loans | NON-QM Loans | Qualifying & Getting Pre-approved | Videos
1099-Income Versus W-2 Income Mortgage Guidelines
1099-Income Versus W-2 Income: How It Affects Your Mortgage Approval When applying for a mortgage, the type of income you…
FHA Manual Underwriting Mortgage Guidelines
FHA Manual Underwriting Mortgage Guidelines: 2025 Update If you’re applying for an FHA loan and received a “Refer/Eligible” from the…
Delegated Versus Nondelegated Mortgage Underwriting
Delegated Versus Nondelegated Mortgage Underwriting: What You Need to Know Understanding how mortgages are underwritten can feel overwhelming, especially when…
Fannie Mae Guidelines on Second Homes: What to Know
Fannie Mae Guidelines on Second Homes: What You Need to Know in 2025 Thinking about buying a second home? Here’s…
How to Choose the Best Property Management Company
This article covers how to choose the best property management company. There are numerous factors you need to keep in…
Does Co-Signing Affect In Buying Home In The Future
Does Co-Signing Affect In Buying Home? Understanding How Co-Signing a Loan Impacts Your Future Have you ever considered co-signing a…
How to Get a Mortgage With Short Employment History
A two-year employment history does not necessarily mean two consecutive years at the same job. You can have gaps in employment and/or multiple jobs in the most recent two years and still qualify for mortgage approval. In some cases, you can qualify for a mortgage with 12 months employment history.
FHA Loan With Judgment Mortgage Guidelines
FHA Loan with Judgment: Your Guide to Homeownership in 2025 If you’re dealing with a judgment on your credit report,…
Credit Score Changes During Underwriting Process
Your mortgage lender checks your credit when you apply for a home loan. Your credit score determines your mortgage rate and also if you qualify for a loan.
Resale Value of Buying Home Near Railroad Tracks
Buying Home Near Railroad Tracks: Bargain or Bad Investment in 2025? Buying a home near railroad tracks can stir up…
FHA Loan With Recent Late Payments in the Past 12 Months
FHA Loan with Recent Late Payments: A Guide to Qualifying in 2025 Suppose you’ve had recent late payments on your…
When Is Rental Verification Required By Mortgage Lenders
When Is Rental Verification Required? A Complete Guide for Borrowers in 2025 One of the most common questions we hear…
Owner-Occupant Multi-Family Mortgage Guidelines
Updated Owner-Occupant Multi-Family Mortgage Guidelines for 2025 Are you dreaming of owning a home while earning rental income to help…
Mortgage Processing And Underwriting | Automated Underwriting System | Credit Disputes | Credit Scores | Videos
How Errors on Credit Reports Affect AUS FINDINGS
How Errors on Credit Reports Impact Mortgage Approvals If you’re looking to buy a home, one of the first things…
Reaffirming Debts After Bankruptcy
Reaffirming Debts After Bankruptcy: A Complete Guide for Borrowers in 2025 Filing for bankruptcy can feel like a major setback,…
Tampa Housing Market
This guide will cover the Tampa housing market and mortgage options available for homebuyers. Most realtors in the Tampa, Florida…
Freddie Mac Bankruptcy Guidelines on Conventional Loans
In this blog, we will discuss and cover Freddie Mac bankruptcy guidelines on conventional loans. Mortgage borrowers can qualify for…
Major Changes In FHA Guidelines HUD 4000.1 Handbook
This guide will delve into the major changes in FHA guidelines, specifically the HUD 4000.1 Handbook, which may have implications…
FHA Loans For Bad Credit Mortgage Options
In this blog, we will discuss and cover FHA loans for bad credit mortgage loan options. Homebuyers can qualify for…
Rent-To-Own a Home With Home Partners of America
Rent-to-Own a Home: Your Path to Homeownership with Gustan Cho Associates Are you dreaming of owning a home but feeling…
