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Walking Away After a Home Inspection
Appraisal

Walking Away After a Home Inspection

ByGustan Cho Posted onJanuary 2, 2025January 14, 2025

Walking Away After a Home Inspection: A Smart Decision or a Risky Move? Purchasing a house is among the most…

Continue Reading Walking Away After a Home InspectionContinue

Appraisal Review In Mortgage Underwriting Process
Appraisal | Videos

Home Appraisal Review In Mortgage Underwriting Process

ByMargarett Jurilla Posted onOctober 23, 2024October 25, 2024

Appraisal Review in Mortgage Underwriting Process: Your Guide to Success in 2024 Buying a home is one of the most…

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FHA Appraisals Versus Home Inspections
Appraisal | FHA Loans | Videos

FHA Appraisals Versus Home Inspections For Homebuyers

ByAnngelli Abenes Posted onAugust 27, 2024August 29, 2024

FHA Appraisals Versus Home Inspections: Why You Need Both to Make a Smart Home Purchase in 2024 When buying a…

Continue Reading FHA Appraisals Versus Home Inspections For HomebuyersContinue

FHA Appraisal Guidelines
Appraisal | FHA Loans

FHA Appraisal Guidelines and Property Checklists

ByAnngelli Abenes Posted onJuly 25, 2024January 29, 2025

In this guide, we’ll explain everything you need to know about FHA appraisal guidelines and what your home needs to…

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Appraisal Process Timeline
Appraisal | Mortgage Processing And Underwriting | Real Estate Topic | Videos

Appraisal Process Timeline

ByAlex Carlucci Posted onMay 26, 2024August 29, 2024

This guide covers the home appraisal process timeline during the mortgage process. Gustan Cho Associates will update you on the…

Continue Reading Appraisal Process TimelineContinue

FHA Property Standards
Appraisal | FHA Loans

HUD Guidelines for FHA Loans: FHA Property Standards

ByAnngelli Abenes Posted onMay 20, 2024August 28, 2024

HUD Guidelines On FHA Property Standards is the home needs to be safe, secure, and habitable. No need to be alarmed if the home is old. As long as the home is secured, safe, and habitable, it will pass FHA Home Appraisal.

Continue Reading HUD Guidelines for FHA Loans: FHA Property StandardsContinue

FHA Amendatory Clause
Appraisal | FHA Loans | Home Mortgages | video

What Is The FHA Amendatory Clause And Who Is Obligated To Sign It

ByGustan Cho Posted onApril 18, 2024August 21, 2024

The Federal Housing Administration (FHA), a segment of the United States Department of Housing and Urban Development, was established in…

Continue Reading What Is The FHA Amendatory Clause And Who Is Obligated To Sign ItContinue

Appraisal Transfer Policy
Appraisal | First Time Home Buyers | Videos

Appraisal Transfer Policy From One Lender To Another

ByGustan Cho Posted onApril 10, 2024January 23, 2025

This blog will discuss the appraisal transfer policy from one lender to another when a borrower changes mortgage lenders. As…

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Appraisal Issues
Appraisal | Videos

Appraisal Issues During Home Buying and Mortgage Process

ByAlex Carlucci Posted onApril 8, 2024August 16, 2024

In this blog, we will discuss and cover appraisal issues during the home buying and mortgage process. The word “appraisal”…

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Upfront Costs for Mortgage Loans
Mortgage Processing And Underwriting | Appraisal | Home Purchase | Videos

Upfront Costs For Mortgage Loans Prior To Closing

ByDustin Dumestre Posted onApril 1, 2024August 16, 2024

This guide covers upfront costs for mortgage loans prior to closing. What would you do as a borrower if a…

Continue Reading Upfront Costs For Mortgage Loans Prior To ClosingContinue

Two Appraisals
Appraisal | FHA Loans | Videos

When Two Appraisals Are Required By Mortgage Lenders

ByMargarett Jurilla Posted onMarch 25, 2024January 24, 2025

This article will cover and discuss when mortgage lenders require two appraisals. In general, only one appraisal is required—however, there…

Continue Reading When Two Appraisals Are Required By Mortgage LendersContinue

FHA and VA Amendatory Clause
Appraisal | FHA Loans | Home Purchase | VA Loans | Videos

Understanding the FHA and VA Amendatory Clause

ByGustan Cho Posted onMarch 7, 2024August 8, 2024

This guide deep dives into the significance of the FHA and VA Amendatory Clause. We will explore the implications of…

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FHA Appraisal Transfer
Appraisal | FHA Loans | video

FHA Appraisal Transfer To A New Mortgage Lender

ByAlex Carlucci Posted onFebruary 6, 2024August 5, 2024

In this blog, we will discuss and cover the FHA appraisal transfer from your old lender to a new mortgage…

Continue Reading FHA Appraisal Transfer To A New Mortgage LenderContinue

Low Appraisal on Home Purchase
Appraisal | Home Purchase | Real Estate Topic | Videos

Low Appraisal on Home Purchase and Solutions For Borrowers

ByAlex Carlucci Posted onFebruary 5, 2024August 5, 2024

This guide covers low appraisal on home purchase and solutions for mortgage borrowers. We will discuss solutions to low appraisal…

Continue Reading Low Appraisal on Home Purchase and Solutions For BorrowersContinue

FHA Appraisals Versus Conventional Appraisals
Appraisal | Conventional Loans | FHA Loans | Videos

FHA Appraisals Versus Conventional Appraisals Guidelines

ByMargarett Jurilla Posted onJanuary 30, 2024July 29, 2024

This article examines and clarifies the criteria for FHA Appraisals Versus Conventional Appraisals. There are significant differences in the guidelines…

Continue Reading FHA Appraisals Versus Conventional Appraisals GuidelinesContinue

Appraisals Will No Longer Be Required On Homes Under $400,000
Appraisal

Appraisals Will No Longer Be Required On Homes Under $400,000

ByGustan Cho Posted onSeptember 30, 2019July 17, 2024

This ARTICLE On Appraisals Will No Longer Be Required On Homes Under $400,000 Was PUBLISHED On September 29th, 2019 Appraisals…

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5 Facts On How To Appraise Your House
Appraisal

5 Must Know Facts On How To Appraise Your House

ByGustan Cho Posted onMay 3, 2019March 3, 2025

5 Must Know Facts On How To Appraise Your House Was Written By Staff Writer at Gustan Cho Associates A…

Continue Reading 5 Must Know Facts On How To Appraise Your HouseContinue

About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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