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      • FHA Loan Limits
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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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      • Conventional Loans W-2 Income ONLY Mortgages
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      • Bank Statement Loans
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      • Asset-Depletion
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Videos

Home / Videos - Page 39
Getting Pre-Approved Prior To Moving To Utah
Home Mortgages | Home Purchase | Real Estate Topic | Videos

Getting Pre-Approved Prior To Moving To Utah

ByDustin Dumestre Posted onJune 6, 2022July 23, 2024

Gustan Cho Associates is a mortgage broker licensed in 48 states (Not licensed in NY, MA) with a wholesale lending…

Continue Reading Getting Pre-Approved Prior To Moving To UtahContinue

Mortgage Denial For Late Payments During Chapter 13 Plan
Mortgage After Bankruptcy and Foreclosure | Videos

Mortgage Denial For Late Payments During Chapter 13 Plan

ByAlex Carlucci Posted onMay 14, 2022October 8, 2024

In this blog, we will cover and discuss qualifying for a mortgage with new lenders after getting mortgage denial for…

Continue Reading Mortgage Denial For Late Payments During Chapter 13 PlanContinue

FHA Loan Denied For Low Credit Scores in Ohio | AUS Approval
Bad Credit Mortgages | FHA Loans | Videos

FHA Loan Denied For Low Credit Scores in Ohio | AUS Approval

ByGustan Cho Posted onMay 14, 2022February 10, 2025

In this article, we will cover and discuss the options homebuyers have after they got an FHA loan denied for…

Continue Reading FHA Loan Denied For Low Credit Scores in Ohio | AUS ApprovalContinue

How Do Underwriters Approve Mortgage Loans For Borrowers
Mortgage Processing And Underwriting | Videos

How Do Underwriters Approve Mortgage Loans For Borrowers

ByGustan Cho Posted onMarch 4, 2022July 22, 2024

In this blog, we will discuss and cover how do underwriters approve mortgage loans when analyzing and processing borrowers. Mortgage…

Continue Reading How Do Underwriters Approve Mortgage Loans For BorrowersContinue

Recorded Date In Foreclosure
Videos | Mortgage After Bankruptcy and Foreclosure

Recorded Date In Foreclosure Versus Surrender Date Of Home

ByDale Elenteny Posted onMarch 1, 2022October 9, 2024

In this blog, we will discuss and cover the recorded date in foreclosure versus the surrender date of the home….

Continue Reading Recorded Date In Foreclosure Versus Surrender Date Of HomeContinue

Can You Get Pre-Approved In One Hour
Videos

Can You Get Pre-Approved In One Hour On A Home Mortgage

ByGustan Cho Posted onFebruary 18, 2022July 22, 2024

In this blog, we will discuss and cover if you can get pre-approved in one hour on a home mortgage….

Continue Reading Can You Get Pre-Approved In One Hour On A Home MortgageContinue

HUD guidelines on deferred student loans
Student Loans | Videos

HUD Guidelines On Student Loans Versus Other Mortgage Programs

ByGustan Cho Posted onFebruary 9, 2022October 9, 2024

In this blog, we will discuss and cover HUD guidelines on student loans versus other mortgage programs. The Federal Housing…

Continue Reading HUD Guidelines On Student Loans Versus Other Mortgage ProgramsContinue

Recommended Lender By Realtors Due To Its No Lender Overlays Policy
Videos | Mortgage Lender Overlays

Recommended Lender By Realtors Due To Its No Lender Overlays Policy

ByMike Gracz Posted onNovember 5, 2021July 25, 2025

This Article Is About Recommended Lender By Realtors Due To Its No Lender Overlays Policy  In this article, we will…

Continue Reading Recommended Lender By Realtors Due To Its No Lender Overlays PolicyContinue

Coronavirus Pandemic Impact On Lenders
Headline News Archives | Videos

Coronavirus Pandemic Impact On Lenders And Borrowers

ByMike Gracz Posted onOctober 29, 2021August 25, 2025

In this blog, we will cover and discuss the coronavirus pandemic impact on lenders and borrowers. Gustan Cho Associates encourage…

Continue Reading Coronavirus Pandemic Impact On Lenders And BorrowersContinue

LLPA During Coronavirus Pandemic Mortgage Crisis
Headline News Archives | Videos

LLPA During Coronavirus Pandemic Mortgage Crisis

ByGustan Cho Posted onOctober 28, 2021July 3, 2025

This Breaking News Is About LLPA During Coronavirus Pandemic Mortgage Crisis. Understanding LLPA During Coronavirus Pandemic Mortgage Crisis. The coronavirus…

Continue Reading LLPA During Coronavirus Pandemic Mortgage CrisisContinue

Conventional Loans After Chapter 13 Versus Chapter 7 Bankruptcy (1)
Conventional Loans | Videos

Conventional Loans After Chapter 13 Versus Chapter 7 Bankruptcy

ByGustan Cho Posted onSeptember 11, 2021March 11, 2025

What Are The Waiting Period Requirements On Conventional Versus FHA Loans On Chapter 13 Bankruptcy? There is no waiting period requirements after Chapter 13 Bankruptcy discharged date on FHA loans but Conventional loans require a two-year waiting period.

Continue Reading Conventional Loans After Chapter 13 Versus Chapter 7 BankruptcyContinue

Buy A Home If I Do Not Have The Down Payment
Videos

How To Buy A Home If I Do Not Have The Down Payment

ByGustan Cho Posted onAugust 31, 2021August 22, 2025

This Article Is About How To Buy A Home If I Do Not Have The Down Payment How To Buy…

Continue Reading How To Buy A Home If I Do Not Have The Down PaymentContinue

Steps In Buying A House And Getting Qualified For Mortgage
Home Purchase | Videos

Steps In Buying A House And Getting Qualified For Mortgage

ByGustan Cho Posted onAugust 30, 2021July 29, 2025

This Article Is About Steps In Buying A House And Getting Qualified For A Mortgage Buying a home can be…

Continue Reading Steps In Buying A House And Getting Qualified For MortgageContinue

States Attracting New Taxpayers
Videos

States Attracting New Taxpayers Due To Low Taxes And Cost Of Living

ByAlex Carlucci Posted onAugust 29, 2021July 11, 2025

This Breaking News Article Is About States Attracting New Taxpayers Due To Low Taxes And Cost Of Living 2020 is…

Continue Reading States Attracting New Taxpayers Due To Low Taxes And Cost Of LivingContinue

Conventional loan with low credit scores
Conventional Loans | Videos

Myths And Truths About Conventional Loans Versus FHA Mortgages

ByGustan Cho Posted onAugust 28, 2021January 22, 2025

This Article Is About Myths And Truths About Conventional Loans Versus FHA Mortgages What do you believe is the most…

Continue Reading Myths And Truths About Conventional Loans Versus FHA MortgagesContinue

Documents Required By Lenders To Close Mortgage On Time
Mortgage Processing And Underwriting | Videos

Documents Required By Lenders To Close Mortgage On Time

ByAlex Carlucci Posted onAugust 26, 2021August 22, 2025

This Article Is About Documents Required By Lenders To Close Mortgage On Time Most people dread the thought of providing…

Continue Reading Documents Required By Lenders To Close Mortgage On TimeContinue

FHA Automated Findings With Low Credit Scores And High DTI
Videos | Automated Underwriting System

FHA Automated Findings With Low Credit Scores And High DTI

ByGustan Cho Posted onAugust 17, 2021July 29, 2025

This Article Is About FHA Automated Findings With Low Credit Scores And High DTI  It will be much more difficult…

Continue Reading FHA Automated Findings With Low Credit Scores And High DTIContinue

Mortgage Rates Are Still At Historic Lows On Purchase And Refinance
Mortgage Rates | Videos

Mortgage Rates Are Still At Historic Lows On Purchase And Refinance

ByGustan Cho Posted onJuly 21, 2021January 14, 2025

This Article Is About Mortgage Rates Are Still At Historic Lows On Purchase And Refinance: The Dow Jones Industrials have…

Continue Reading Mortgage Rates Are Still At Historic Lows On Purchase And RefinanceContinue

Low Mortgage Rates
Mortgage Rates | Videos

Home Loan With Low Mortgage Rates On Purchase And Refinance

ByAlex Carlucci Posted onMarch 22, 2021February 10, 2025

This Article Is About Home Loan With Low Mortgage Rates On Purchase And Refinance The first thing most homebuyers think…

Continue Reading Home Loan With Low Mortgage Rates On Purchase And RefinanceContinue

Buying House During Recession For First Time Home Buyers
Home Purchase | Videos

Buying House During Recession For First Time Home Buyers

ByGustan Cho Posted onMarch 19, 2021July 8, 2025

This Article Is About Buying A House During Recession For First Time Home Buyers Buying A House During a Recession…

Continue Reading Buying House During Recession For First Time Home BuyersContinue

BOND MARKET SELL OFF 2021 - MARKET CRASH
Videos

Mortgage Rates On The Rise Due To Increase Yields On Treasury

ByGustan Cho Posted onFebruary 24, 2021July 19, 2024

This Breaking News Article Is About Mortgage Rates On The Rise Due To Increase Yields On Treasury Many homeowners and…

Continue Reading Mortgage Rates On The Rise Due To Increase Yields On TreasuryContinue

10-Year Treasury Yield Surges To A 12-Month High Rising Rates
Videos

10-Year Treasury Yield Surges To A 12-Month High Rising Rates

ByAlex Carlucci Posted onFebruary 18, 2021July 19, 2024

This Breaking News Article Is About 10-Year Treasury Yield Surges To A 12-Month High Rising Rates The 10-Year Treasury Yield…

Continue Reading 10-Year Treasury Yield Surges To A 12-Month High Rising RatesContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Mortgage Escrow Account
    What is a Mortgage Escrow Account for Purchase and RefinanceSeptember 11, 2025
  • Colorado VA Lenders
    Colorado VA Lenders For Bad Credit With No Lender OverlaysSeptember 10, 2025
  • Mortgage Guidelines After Unemployment
    Mortgage Guidelines After Unemployment You Can TrustSeptember 10, 2025
  • How PPI Affects Mortgage Rates
    How PPI Affects Mortgage Rates: Borrower’s Complete GuideSeptember 9, 2025

DTI Calculators

  • FHA DTI Calculator
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  • Conventional DTI Calculator
  • Jumbo DTI Calculator
  • FHA Loan Limits
  • Conforming Loan Limit Change – See If You Qualify

Subsidiary Sites

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  • GCA Mortgage Group
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Resources

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  • FICO Simulator
  • MLO License School
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  • Documents Required For Mortgage Process
  • How To Increase FICO Scores For a Mortgage
  • How To Reach A Human At The Credit Bureaus
  • Remove Credit Disputes
  • Contribute To GCA Mortgage Group
  • GCA Approves When Others Can’t
  • Mortgage Guides and Home Loan Options
  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Bad Credit Scores
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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