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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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Videos

Home / Videos - Page 39
How Much Income Do I Need To Buy a House
Home Purchase | Videos

How Much Income Do I Need To Buy A House In 2022

ByAlex Carlucci Posted onSeptember 12, 2022July 23, 2024

One of the most frequently asked questions is how much income do I need to buy a house in 2022….

Continue Reading How Much Income Do I Need To Buy A House In 2022Continue

Underwriters Conditions
Home Mortgages | Videos

Conditional Mortgage Approval Versus Pre-Approval

ByAlex Carlucci Posted onSeptember 2, 2022October 8, 2024

In this blog, we will be covering the difference between conditional mortgage approval versus pre-approval during the mortgage process. There…

Continue Reading Conditional Mortgage Approval Versus Pre-ApprovalContinue

Importance of Home Inspection
Videos | Home Purchase

Home Inspection on Purchase Versus a Real Estate Appraisal

ByGustan Cho Posted onAugust 17, 2022March 5, 2024

Home inspections are not required. Home Appraisals are required by lenders. However, a home inspection is highly recommended and worth the investment for homebuyers.

Continue Reading Home Inspection on Purchase Versus a Real Estate AppraisalContinue

Fannie Mae Guidelines On Conforming Loans After Housing Event
Conventional Loans | Videos

FNMA Waiting Period Guidelines After Foreclosure For 2022

ByGustan Cho Posted onJuly 26, 2022July 23, 2024

In this blog, we will cover and discuss  FNMA waiting period guidelines after foreclosure for 2022. Conventional loans are often…

Continue Reading FNMA Waiting Period Guidelines After Foreclosure For 2022Continue

Bankruptcy Mortgage Guidelines On Government And Conforming Loans
Mortgage After Bankruptcy and Foreclosure | Videos

Bankruptcy Mortgage Guidelines on Waiting Period

ByAlex Carlucci Posted onJuly 21, 2022June 14, 2024

In this blog, we will discuss and cover the bankruptcy mortgage guidelines on government and conventional loans. All mortgage loan…

Continue Reading Bankruptcy Mortgage Guidelines on Waiting PeriodContinue

The 1st Of 3 Ways To Pay Off Your Mortgage Faster
Investment Homes | Videos

Traditional and Non-Prime Investment Home Mortgage Loans

ByAlex Carlucci Posted onJune 29, 2022December 18, 2023

In this article, we will discuss and cover investment home loans with no income documentation. There are several different types…

Continue Reading Traditional and Non-Prime Investment Home Mortgage LoansContinue

FHA Jumbo Loans While In The Chapter 13 Bankruptcy
Mortgage After Bankruptcy and Foreclosure | Videos

FHA Jumbo Loans While In The Chapter 13 Bankruptcy

ByGustan Cho Posted onJune 21, 2022July 23, 2024

In this blog, we will cover and discuss qualifying for FHA jumbo loans while in the Chapter 13 Bankruptcy repayment…

Continue Reading FHA Jumbo Loans While In The Chapter 13 BankruptcyContinue

Home Loans in Virginia
Bad Credit Mortgages | Videos

Home Loans in Virginia For Bad Credit and 550 FICO Scores

ByDale Elenteny Posted onJune 13, 2022October 8, 2024

Homebuyers have many mortgage options when looking for home loans in Virginia for bad credit and low credit scores. The…

Continue Reading Home Loans in Virginia For Bad Credit and 550 FICO ScoresContinue

Getting Pre-Approved Prior To Moving To Utah
Home Mortgages | Home Purchase | Real Estate Topic | Videos

Getting Pre-Approved Prior To Moving To Utah

ByDustin Dumestre Posted onJune 6, 2022July 23, 2024

Gustan Cho Associates is a mortgage broker licensed in 48 states (Not licensed in NY, MA) with a wholesale lending…

Continue Reading Getting Pre-Approved Prior To Moving To UtahContinue

Mortgage Denial For Late Payments During Chapter 13 Plan
Mortgage After Bankruptcy and Foreclosure | Videos

Mortgage Denial For Late Payments During Chapter 13 Plan

ByAlex Carlucci Posted onMay 14, 2022October 8, 2024

In this blog, we will cover and discuss qualifying for a mortgage with new lenders after getting mortgage denial for…

Continue Reading Mortgage Denial For Late Payments During Chapter 13 PlanContinue

FHA Loan Denied For Low Credit Scores in Ohio | AUS Approval
Bad Credit Mortgages | FHA Loans | Videos

FHA Loan Denied For Low Credit Scores in Ohio | AUS Approval

ByGustan Cho Posted onMay 14, 2022February 10, 2025

In this article, we will cover and discuss the options homebuyers have after they got an FHA loan denied for…

Continue Reading FHA Loan Denied For Low Credit Scores in Ohio | AUS ApprovalContinue

Conventional Loans Versus Government-Backed Mortgages
Videos

Conventional Loans Versus Government-Backed Mortgages

ByGustan Cho Posted onApril 22, 2022July 2, 2024

In this blog, we will cover and discuss conventional loans versus government-backed mortgages and the differences. Conventional loans are the…

Continue Reading Conventional Loans Versus Government-Backed MortgagesContinue

Buying Condominium Versus Single-Family Homes Mortgage Guidelines
Videos

Buying Condominium Versus Single-Family Homes

ByMike Gracz Posted onApril 6, 2022October 8, 2024

In this blog, we will cover and discuss buying condominium versus single-family homes. Are you looking to buy a condo?…

Continue Reading Buying Condominium Versus Single-Family HomesContinue

Credit Scoring And How It Works To Qualify For Mortgage
Videos

Credit Scoring And How It Works To Qualify For Mortgage

ByGustan Cho Posted onApril 6, 2022October 9, 2024

In this blog, we will cover and discuss credit scoring and how it works in the mortgage process. Credit scoring…

Continue Reading Credit Scoring And How It Works To Qualify For MortgageContinue

How Do Underwriters Approve Mortgage Loans For Borrowers
Mortgage Processing And Underwriting | Videos

How Do Underwriters Approve Mortgage Loans For Borrowers

ByGustan Cho Posted onMarch 4, 2022July 22, 2024

In this blog, we will discuss and cover how do underwriters approve mortgage loans when analyzing and processing borrowers. Mortgage…

Continue Reading How Do Underwriters Approve Mortgage Loans For BorrowersContinue

Recorded Date In Foreclosure
Videos | Mortgage After Bankruptcy and Foreclosure

Recorded Date In Foreclosure Versus Surrender Date Of Home

ByDale Elenteny Posted onMarch 1, 2022October 9, 2024

In this blog, we will discuss and cover the recorded date in foreclosure versus the surrender date of the home….

Continue Reading Recorded Date In Foreclosure Versus Surrender Date Of HomeContinue

Can You Get Pre-Approved In One Hour
Videos

Can You Get Pre-Approved In One Hour On A Home Mortgage

ByGustan Cho Posted onFebruary 18, 2022July 22, 2024

In this blog, we will discuss and cover if you can get pre-approved in one hour on a home mortgage….

Continue Reading Can You Get Pre-Approved In One Hour On A Home MortgageContinue

Fannie Mae Guidelines 2018 On Foreclosures
Videos | Conventional Loans

Fannie Mae Guidelines On Mortgage After Foreclosure

ByAlex Carlucci Posted onFebruary 9, 2022October 8, 2024

In this blog, we will discuss and cover Fannie Mae Guidelines on mortgage after foreclosure on conventional loans. Fannie Mae…

Continue Reading Fannie Mae Guidelines On Mortgage After ForeclosureContinue

HUD guidelines on deferred student loans
Student Loans | Videos

HUD Guidelines On Student Loans Versus Other Mortgage Programs

ByGustan Cho Posted onFebruary 9, 2022October 9, 2024

In this blog, we will discuss and cover HUD guidelines on student loans versus other mortgage programs. The Federal Housing…

Continue Reading HUD Guidelines On Student Loans Versus Other Mortgage ProgramsContinue

Cash-Out Refinance Mortgage Rates
Mortgage Refinance | Videos

Lenders With The Best Cash-Out Refinance Mortgage Rates

ByAlex Carlucci Posted onJanuary 2, 2022October 8, 2024

Cash-out refinance mortgage rates are higher than rate and term refinance rates.  Cash-out mortgage rates are substantially higher for homeowners…

Continue Reading Lenders With The Best Cash-Out Refinance Mortgage RatesContinue

NON-QM Home Loan Guidelines For Borrowers With Bad Credit
NON-QM Loans | Videos

NON-QM Home Loan Guidelines For Borrowers With Bad Credit

ByMike Gracz Posted onNovember 15, 2021March 11, 2024

This Article Is About NON-QM Home Loan Guidelines For Borrowers With Bad Credit NON-QM Home Loan Guidelines And How It…

Continue Reading NON-QM Home Loan Guidelines For Borrowers With Bad CreditContinue

Recommended Lender By Realtors Due To Its No Lender Overlays Policy
Videos | Mortgage Lender Overlays

Recommended Lender By Realtors Due To Its No Lender Overlays Policy

ByMike Gracz Posted onNovember 5, 2021July 22, 2024

This Article Is About Recommended Lender By Realtors Due To Its No Lender Overlays Policy  In this article, we will…

Continue Reading Recommended Lender By Realtors Due To Its No Lender Overlays PolicyContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Importance of Credit Reports
    Importance of Credit Reports in the Mortgage ProcessJuly 4, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansJuly 3, 2025
  • Conforming Versus FHA Mortgage
    Conforming Versus FHA Mortgage Guidelines and BenefitsJuly 3, 2025
  • Short Sale Versus Foreclosure
    Short Sale Versus Foreclosure Mortgage GuidelinesJuly 3, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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