Low Credit Score Pricing Adjustments on Mortgage Loans
2024 Guide to Low Credit Score Pricing Adjustments: Understanding Your Options to Save on Your Mortgage Ready to buy or…
Understanding Discount Points Buying Down Mortgage Rates
Understanding Discount Points: Your Key to Big Savings on Your Mortgage When exploring your mortgage options, “discount points” often pop…
FHA Versus Conventional Mortgage Rates
This guide covers FHA versus conventional mortgage rates on purchase and refinances transactions. One of the most common questions the…
Mortgage Rate Lock Versus Floating Rate
This article covers the mortgage rate lock process and how to decide when to lock in a mortgage. You cannot…
How Credit Scores Affect Mortgage Rates When Locking Loan
This Article Is About How Credit Scores Affect Mortgage Rates When Locking Loan Mortgage Rates have dropped 0.25% after the…
Buying Down Mortgage Rates With Discount Points
In general, borrowers buy down mortgage rates to get a lower rate on their home loans. However, there are instances where borrowers need to buy down rates due to loan level pricing adjustments due to lower credit scores
Mortgage Rates During The COVID-19 Pandemic
This guide covers the volatility of mortgage rates during the Covid-19 pandemic. Mortgage Rates During The COVID-19 Pandemic is two-fold….
Comparison of Mortgage Rates on Purchase and Refinance
This guide covers comparison of mortgage rates on purchase and refinance loans. Mortgage rates have been steadily going up to…
Buying an Investment Property Using a Conventional Loan
This guide covers buying an investment property using a conventional loan. Buying an investment property using a conventional loan with…
Credit Scores and Mortgage Rates versus Pricing Adjustments
This guide covers credit scores and mortgage rates versus pricing adjustments. Credit scores and mortgage rates go side by side….
Qualifying For The Lowest FHA Mortgage Rates on FHA Loans
This guide covers qualifying for the lowest FHA mortgage rates on FHA loans. Qualifying for the lowest FHA mortgage rates…
What Factors Affect Mortgage Rates Pricing on Home Loans
Lenders base each borrower’s credit scores as well as other risk factors when determining mortgage rates. The higher the risk of a borrower, the higher the rate. It is best for each borrower to maximize their credit scores and other layered risks to get the best mortgage rates.
Understanding FHA Mortgage Rates on Purchase and Refinance
This guide covers understanding FHA mortgage rates on purchase and refinance transactions. FHA loans are the most popular mortgage program…
15 Year Versus 30 Year Fixed Rate Mortgages Comparison
This ARTICLE On 15 Year Versus 30 Year Fixed Rate Mortgages On Loan Programs. All residential mortgage loan programs have…
Conventional Refinance Mortgage Pricing Adjustments
Homeowners should explore how much money they can save with today’s historic low mortgage rates to refinance their home loans.
What Is a 3-2-1 Buydown Mortgage?
In this blog, we will cover what a 3-2-1 buydown mortgage is. We will also discuss the differences between a…
How to Get The Best Mortgage Rates
This guide covers how to get the best mortgage rates on a home loan. How to get the best mortgage…
Can I Get Low Rates With High FICO For a Mortgage
When saving money buying a house, remember one key thing, low rates with FICO credit scores. This article will cover…
Interest Rate Buydowns With Seller Concessions on Purchase
This guide covers interest rate buydowns with seller concessions on purchases. Interest Rate Buydowns are when borrowers pay DISCOUNT POINTSto…
Mortgage Rates After Bankruptcy
This guide covers mortgage rates after bankruptcy on government and conventional loans. There are loan level pricing adjustments (LLPA) charged…
How Credit Scores Affect Conventional Loans
This guide covers how credit scores affect conventional loans. Two of the most popular mortgage loan programs today are FHA…
Mortgage Rates and Terms versus Credit Scores and LTV
This guide covers mortgage rates and terms compared to credit scores and loan-to-value. Homebuyers planning on buying a home should…
