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mortgage rates

Home / mortgage rates - Page 2
What are the 15-year and 30-year mortgage loans in loan programs
Home Mortgages | Mortgage Refinance | Videos

15 Year Versus 30 Year Fixed Rate Mortgages Comparison

ByGustan Cho Posted onMarch 9, 2024August 22, 2024

This ARTICLE On 15 Year Versus 30 Year Fixed Rate Mortgages On Loan Programs. All residential mortgage loan programs have…

Continue Reading 15 Year Versus 30 Year Fixed Rate Mortgages ComparisonContinue

Conventional Refinance Mortgage Pricing Adjustments
Conventional Loans | Mortgage Rates | Mortgage Refinance | Videos

Conventional Refinance Mortgage Pricing Adjustments

ByDale Elenteny Posted onMarch 6, 2024August 8, 2024

Homeowners should explore how much money they can save with today’s historic low mortgage rates to refinance their home loans.

Continue Reading Conventional Refinance Mortgage Pricing AdjustmentsContinue

3-2-1 Buydown Mortgage
Home Mortgages | Home Purchase | Mortgage Rates | Videos

What Is a 3-2-1 Buydown Mortgage?

ByGustan Cho Posted onFebruary 10, 2024August 5, 2024

In this blog, we will cover what a 3-2-1 buydown mortgage is. We will also discuss the differences between a…

Continue Reading What Is a 3-2-1 Buydown Mortgage?Continue

How to Get the Best Mortgage Rates
Videos

How to Get The Best Mortgage Rates

ByGustan Cho Posted onJanuary 14, 2024January 15, 2025

This guide covers how to get the best mortgage rates on a home loan. How to get the best mortgage…

Continue Reading How to Get The Best Mortgage RatesContinue

Low Rates With High FICO
Re-Establishing Credit | Mortgage Rates | Videos

Can I Get Low Rates With High FICO For a Mortgage

ByAlex Carlucci Posted onJanuary 12, 2024March 11, 2025

When saving money buying a house, remember one key thing, low rates with FICO credit scores. This article will cover…

Continue Reading Can I Get Low Rates With High FICO For a MortgageContinue

Interest Rate Buydowns
Mortgage Rates | Home Purchase | Real Estate Topic | Videos

Interest Rate Buydowns With Seller Concessions on Purchase

ByGustan Cho Posted onJanuary 11, 2024February 22, 2024

This guide covers interest rate buydowns with seller concessions on purchases. Interest Rate Buydowns are when borrowers pay DISCOUNT POINTSto…

Continue Reading Interest Rate Buydowns With Seller Concessions on PurchaseContinue

Mortgage Rates After Bankruptcy On Government And Conventional Loans
Bad Credit Mortgages

Mortgage Rates After Bankruptcy

ByGustan Cho Posted onDecember 30, 2023July 26, 2024

This guide covers mortgage rates after bankruptcy on government and conventional loans. There are loan level pricing adjustments (LLPA) charged…

Continue Reading Mortgage Rates After BankruptcyContinue

How Credit Scores Affect Conventional Loans Mortgage Rates
Videos

How Credit Scores Affect Conventional Loans

ByGustan Cho Posted onDecember 27, 2023July 26, 2024

This  guide covers how credit scores affect conventional loans. Two of the most popular mortgage loan programs today are FHA…

Continue Reading How Credit Scores Affect Conventional LoansContinue

Mortgage Rates and Terms
Mortgage Rates | Videos

Mortgage Rates and Terms versus Credit Scores and LTV

ByGustan Cho Posted onDecember 5, 2023July 26, 2024

This guide covers mortgage rates and terms compared to credit scores and loan-to-value. Homebuyers planning on buying a home should…

Continue Reading Mortgage Rates and Terms versus Credit Scores and LTVContinue

Getting More House For Your Money
Videos | Credit Scores | Home Purchase | Mortgage Rates | Property Taxes

Getting More House For Your Money With Low Property Taxes

ByGustan Cho Posted onNovember 11, 2023July 26, 2024

This guide covers getting more house for your money with low property taxes.  Getting more house for your money is…

Continue Reading Getting More House For Your Money With Low Property TaxesContinue

Refinancing Your California Mortgage Loan
Home Mortgages | FHA and VA Streamline Refinance | FHA Loans | Videos

Refinancing Your California Mortgage Loan

ByLaurie Cho Posted onAugust 25, 2023May 20, 2024

This guide covers refinancing your California mortgage loan during high rates and soaring inflation. California Homeowners Should Explore Refinancing Your…

Continue Reading Refinancing Your California Mortgage LoanContinue

Things That Determines Your Mortgage Rates On Home Loans
Mortgage Rates | Credit Scores | Videos

Things That Determines Your Mortgage Rates

ByApril Ramirez Posted onJuly 13, 2023July 25, 2024

This guide covers things that determines your mortgage rates on home loans. Mortgage rates are the interest rates that you…

Continue Reading Things That Determines Your Mortgage RatesContinue

Top 5 Reasons To Buy a Home Now
Home Purchase | First Time Home Buyers | Real Estate Topic | Videos

Top 5 Reasons To Buy a Home Now

ByRavinder Sharma Posted onJuly 13, 2023June 28, 2024

This guide covers the top 5 reasons to buy a home now rather than wait. Rents are increasing across the…

Continue Reading Top 5 Reasons To Buy a Home NowContinue

When Is The Right Time To Buy a Home With High Rates
Home Purchase | Mortgage Rates | Real Estate Topic | Videos

When Is The Right Time To Buy a Home With High Rates

ByGustan Cho Posted onJune 29, 2023June 28, 2024

This guide covers when the right time to buy a home with high mortgage rates, skyrocketing home prices, and soaring…

Continue Reading When Is The Right Time To Buy a Home With High RatesContinue

Rate of Inflation Is Another Factor on How Lenders Price Mortgage Rates
Mortgage Rates

How Lenders Price Mortgage Rates

ByGustan Cho Posted onJune 24, 2023June 14, 2024

Many borrowers are confused about how lenders price mortgage rates. How can mortgage rates just under 3.0% just a little…

Continue Reading How Lenders Price Mortgage RatesContinue

Real Estate And Mortgage Market Forecast
Headline News Archives

Real Estate and Mortgage Market Forecast For 2023

ByMargarett Jurilla Posted onJune 9, 2023November 4, 2024

In this guide on Gustan Cho Associates, we will keep our viewers updated on the recent real estate and mortgage…

Continue Reading Real Estate and Mortgage Market Forecast For 2023Continue

Closing More Real Estate Deals
Career Opportunities/Loan Officer Training | Home Mortgages | Home Purchase | Real Estate Topic | Videos

Closing More Real Estate Deals in Shifting Market

ByMargarett Jurilla Posted onJune 8, 2023November 4, 2024

This guide will cover closing more real estate deals in shifting markets. We will discuss how to be still a…

Continue Reading Closing More Real Estate Deals in Shifting MarketContinue

Real Estate Closing
Mortgage Processing And Underwriting | Home Mortgages | Home Purchase | Property Taxes | Real Estate Topic | Videos

What To Expect in The Real Estate Closing Process

ByMargarett Jurilla Posted onJune 6, 2023July 24, 2024

This guide will cover the frequently asked question on real estate closing. Does the real estate closing costs process different…

Continue Reading What To Expect in The Real Estate Closing ProcessContinue

Homebuying and Mortgage Process
Bad Credit Mortgages

Homebuying and Mortgage Process in a Sellers Market

ByAlex Carlucci Posted onJune 6, 2023February 10, 2025

The homebuying and mortgage process in a seller market with historically high rates and soaring inflation can be challenging. The…

Continue Reading Homebuying and Mortgage Process in a Sellers MarketContinue

Mortgage Lenders For The Best Rates
Conventional Loans | FHA Loans | First Time Home Buyers | Home Mortgages | Mortgage Rates | Videos

How to Find Mortgage Lenders For The Best Rates

ByMargarett Jurilla Posted onApril 7, 2023January 2, 2025

This guide will cover finding the best mortgage lenders for the best rates. Buying a home is a significant milestone,…

Continue Reading How to Find Mortgage Lenders For The Best RatesContinue

Mortgage Rates Versus Housing Prices
Bad Credit Mortgages

Today’s Surging Mortgage Rates Versus Housing Prices

ByMike Gracz Posted onOctober 25, 2022July 23, 2024

In this blog, we will be comparing the skyrocketing mortgage rates versus housing prices. We will cover the forecast of…

Continue Reading Today’s Surging Mortgage Rates Versus Housing PricesContinue

How Mortgage Lenders Determine Interest Rates?
Mortgage Rates

How Mortgage Lenders Determine Interest Rates?

ByGustan Cho Posted onJuly 27, 2022June 19, 2024

In this article, we will cover and discuss how mortgage lenders determine interest rates. Many home buyers and homeowners often…

Continue Reading How Mortgage Lenders Determine Interest Rates?Continue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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