March 13, 2017
Why Underwriters Issue Denials

Why Underwriters Issue Denials And Stress During Mortgage Process

Why Underwriters Issue Denials And Stress During Mortgage Process This BLOG On Why Underwriters Issue Denials Was Updated On March 13, 2017 The mortgage process should […]
October 2, 2015
Home Loan With Declining And Irregular Income

Home Loan With Declining And Irregular Income

Qualifying For Home Loan With Declining And Irregular Income There are ways on how mortgage underwriters qualify mortgage loan borrowers who need home loan with declining […]
July 10, 2015
Mortgage Compliance

Latest Mortgage Compliance News By Ron Granado

Mortgage Compliance: 2015 2nd Quarter Update So, mortgage interest rates are low, mortgage lending guidelines and mortgage compliance have tightened up to the point where prime borrowers are the norm, default […]
April 17, 2015
Requirement On Credit Scores

Why Do Lenders Have Different Requirement On Credit Scores?

Requirement On Credit Scores Mortgage Lender’s Requirement On Credit Scores: There are mortgage lending guidelines on minimum requirement on credit scores in order to qualify for […]
April 2, 2015
Qualifying For Home Loan With Short Employment History

Qualifying For Mortgage With Short Employment History

Employment History All mortgage lenders require a two year employment history from mortgage loan applicant.  However, you do not have to have two years of continous […]
March 18, 2015
Credit Scores And Mortgage Rates

Improving Credit Scores To Get Best Mortgage Rates

Credit Scores And Mortgage Rates Current mortgage rates are at a 22 month low.  If you are a home buyer planning on buying a home in […]
March 14, 2015
Getting Pre-Approved For Home Loan

Getting Pre-Approved For Home Loan

Getting Pre-Approved For Mortgage Every mortgage company has their own ways of pre-approving a mortgage loan applicant.  Some mortgage companies are more lax in having a borrower getting pre-approved.  Other […]
February 23, 2015
Qualifying For Mortgage

Importance Of Mortgage Qualification

Mortgage Qualification A pre-approval is when a home buyer and/or homeowner has completed a 1003 mortgage loan application and the mortgage loan originator has run credit […]
February 3, 2015
Increasing Income

How Do Underwriters View Increasing Income?

Qualifying Income Income is probably the most important factor in qualifying for a mortgage.  As mention in many of my articles, you can have the highest […]
December 2, 2014
Deferred Student Loans

How Deferred Student Loans And Debt To Income Ratios

Deferred Student Loans And Debt To Income Calculations College education has sky rocketed over the years.  Today, annual costs for a student to attend a 4 […]