Lender Overlays on Collection Accounts: What Banks Won’t Say
Lender Overlays on Collection Accounts: What Borrowers Need to Know in 2025 Many homebuyers feel stuck when they apply for…
Virginia VA Loan Requirements
Virginia VA loan requirements has the most lenient mortgage guidelines versus any other loan program in the nation. VA loans…
Buying Your First Home With Bad Credit and Low Credit Scores
This guide covers buying your first home with bad credit and low credit scores. Buying your first home for the…
Why Do Lenders Have Different Requirement on Credit Scores
This guide covers why do lenders have different requirement on credit scores. There are mortgage lending guidelines on the minimum…
FHA Investor Overlays Versus HUD Agency Mortgage Guidelines
FHA Investor Overlays: What They Are and How to Avoid Them Are you trying to get an FHA loan but…
Debt-To-Income Ratio Overlays Versus Agency Guidelines
Debt-to-Income Ratio Overlays: What Homebuyers Need to Know Your debt-to-income ratio (DTI) matters to lenders when getting a mortgage. But…
Mortgage Lender Overlays on FHA And VA Loans vs Guidelines
This guide covers mortgage lender overlays on FHA and VA loans. Mortgage lender overlays are mortgage lending guidelines above and…
Do All Lenders Have the Same Guidelines on VA Loans
Do All Lenders Have the Same Guidelines on VA Loans? One of the most frustrating experiences for VA homebuyers is…
Common Mortgage Overlays on FHA, VA, Conventional Loans
This guide covers common mortgage overlays on government and conventional loans. There are two types of mortgage guidelines. All borrowers…
Common VA Overlays By Lenders Versus Agency Mortgage Guidelines
Common VA Overlays: What You Need to Know for 2024 When it comes to VA loans, borrowers often need more…
Bad Credit Mortgages | FHA Loans | Mortgage With Late Payments | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Home Purchase With Bad Credit With Lender With No Overlays
Homebuyers do not need great credit and high credit scores to qualify for a mortgage. You can have outstanding collections and charged-off accounts and qualify for a mortgage as long
Mortgage Guidelines Versus Overlays on Home Loans
Mortgage Guidelines Versus Overlays: What You Need to Know in 2024 When you’re ready to buy or refinance a home,…
What Are FHA Lender Overlays? Simple Guide 2024
If you are thinking about buying a home or refinancing your current mortgage, you may have heard about FHA loans….
Maryland FHA Lenders For Homebuyers With Bad Credit
The lending requirements on FHA loans are not the same for all Maryland FHA Lenders. There are two different categories…
VA Loans Texas: Mortgage Lender With No Overlays
This Article is about No Overlay Lender Offering VA Loans Texas. Texas is one of the fastest-growing states in the…
VA Loans Ohio With Bad Credit And No Lender Overlays
This Article Is About VA Loans Ohio With Bad Credit And No Lender Overlays Ohio is one of the hottest…
VA Guidelines Versus Overlays on VA Home Loans
This blog will discuss and cover VA Guidelines Versus Overlays on VA loans. Not all mortgage lenders have the same…
FHA Mortgage Loans With No Overlays FHA Lenders
Gustan Cho Associates is a mortgage company licensed in multiple states, specializing in FHA mortgage loans with no overlays. More…
VA Loan Denial And Qualifying With Lender With No Overlays
This Article Is About VA Loan Denial And Getting Qualified With Lender With No Overlays There should be no reason why…
Credit Score Guidelines Versus Lender Overlays During Pandemic
Understanding Credit Score Guidelines Versus Lender Overlays during the coronavirus pandemic is important. A detailed analysis of the covid 19…
Credit Score Guidelines Versus Overlays By Mortgage Lenders
This guide covers credit score guidelines versus overlays by mortgage lenders. There are two types of credit score requirements to…
Overlays in Underwriting By Mortgage Lenders
This blog is about overlays in underwriting on government and conventional loans. The mortgage industry went through a major overhaul…
