Debt-To-Income Ratio Overlays Versus Agency Guidelines
Debt-to-Income Ratio Overlays: What Homebuyers Need to Know Your debt-to-income ratio (DTI) matters to lenders when getting a mortgage. But…
Mortgage Lender Overlays on FHA And VA Loans vs Guidelines
This guide covers mortgage lender overlays on FHA and VA loans. Mortgage lender overlays are mortgage lending guidelines above and…
Do All Lenders Have the Same Guidelines on VA Loans
Do All Lenders Have the Same Guidelines on VA Loans? One of the most frustrating experiences for VA homebuyers is…
Common Mortgage Overlays on FHA, VA, Conventional Loans
This guide covers common mortgage overlays on government and conventional loans. There are two types of mortgage guidelines. All borrowers…
Common VA Overlays By Lenders Versus Agency Mortgage Guidelines
Common VA Overlays: What You Need to Know for 2024 When it comes to VA loans, borrowers often need more…
Bad Credit Mortgages | FHA Loans | Mortgage With Late Payments | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Home Purchase With Bad Credit With Lender With No Overlays
Homebuyers do not need great credit and high credit scores to qualify for a mortgage. You can have outstanding collections and charged-off accounts and qualify for a mortgage as long
Mortgage Guidelines Versus Overlays on Home Loans
Mortgage Guidelines Versus Overlays: What You Need to Know in 2024 When you’re ready to buy or refinance a home,…
What Are FHA Lender Overlays? Simple Guide 2024
If you are thinking about buying a home or refinancing your current mortgage, you may have heard about FHA loans….
Maryland FHA Lenders For Homebuyers With Bad Credit
The lending requirements on FHA loans are not the same for all Maryland FHA Lenders. There are two different categories…
VA Loans Texas: Mortgage Lender With No Overlays
This Article is about No Overlay Lender Offering VA Loans Texas. Texas is one of the fastest-growing states in the…
VA Loans Ohio With Bad Credit And No Lender Overlays
This Article Is About VA Loans Ohio With Bad Credit And No Lender Overlays Ohio is one of the hottest…
VA Guidelines Versus Overlays on VA Home Loans
This blog will discuss and cover VA Guidelines Versus Overlays on VA loans. Not all mortgage lenders have the same…
FHA Mortgage Loans With No Overlays FHA Lenders
Gustan Cho Associates is a mortgage company licensed in multiple states, specializing in FHA mortgage loans with no overlays. More…
VA Loan Denial And Qualifying With Lender With No Overlays
This Article Is About VA Loan Denial And Getting Qualified With Lender With No Overlays There should be no reason why…
Credit Score Guidelines Versus Lender Overlays During Pandemic
Understanding Credit Score Guidelines Versus Lender Overlays during the coronavirus pandemic is important. A detailed analysis of the covid 19…
Credit Score Guidelines Versus Overlays By Mortgage Lenders
This guide covers credit score guidelines versus overlays by mortgage lenders. There are two types of credit score requirements to…
Overlays in Underwriting By Mortgage Lenders
This blog is about overlays in underwriting on government and conventional loans. The mortgage industry went through a major overhaul…
FHA Loans With 500 FICO Credit Score
HUD, the parent of FHA, allows borrowers down to a 500 credit score to qualify for an FHA loan. However, for borrowers with under a 580 credit score, a 10% down payment is required.
HUD Guidelines versus Lender Overlays on FHA Loans
This guide covers HUD guidelines versus lender overlays on FHA loans. There have been notable changes for HUD guidelines versus…
VA Credit Score Agency Guidelines Versus Lender Overlays
This guide covers VA credit agency guidelines versus lender overlays on VA loans. Understanding VA Credit Score Agency Guidelines is…
Lender Overlays on Credit Tradelines By Underwriters
This guide covers lender overlays on credit tradelines by mortgage underwriters. Do all mortgage companies have lender overlays on credit…
VA Loan Denial Due to Overlays
This article covers getting a VA loan denial due to overlays and qualifying with a different lender. In this article,…
