Why You Should Not Get a 15-Year Fixed-Rate Mortgage
Why You Should Not Get a 15-Year Fixed-Rate Mortgage: Think Twice Before Choosing a 15-year Fixed-Rate Mortgage. If you’re considering…
Preparing To Qualify For Conventional Loans
Preparing to Qualify for Conventional Loans: Your Step-by-Step Guide to Homeownership Are you ready to buy a home but unsure…
Low-Down-Payment Mortgage For First-Time Homebuyers
Low Down Payment Mortgage: First-Time Homebuyer’s Guide to Homeownership Can You Buy a Home With Little to No Down Payment?…
What Is The Best Mortgage Loan For Buying A House?
What Is the Best Mortgage Loan for Buying a House? If you plan to buy a house, you probably wonder:…
Does Co-Signing Affect In Buying Home In The Future
Does Co-Signing Affect In Buying Home? Understanding How Co-Signing a Loan Impacts Your Future Have you ever considered co-signing a…
Mortgage Process Timeline From Application To Closing
Understanding the Mortgage Process Timeline: Your Step-by-Step Guide to Getting a Mortgage in 2025 Buying or refinancing your mortgage can…
Nevada Housing Market Expected To Remain Strong in 2025
This guide covers the Nevada housing market and forecast of home prices. As if the good news weren’t enough last…
What Is An 80-10-10 Or Piggyback Mortgage Loan
What Is an 80-10-10 or Piggyback Mortgage? Buying a home can be one of life’s most exciting yet challenging journeys….
How High Interest Rates Affect Housing Market
This guide covers how skyrocketing interest rates affect housing prices going into 2025. When it comes to the current housing…
Direct Versus Correspondent Lender Explained
In this article on the difference between a direct versus correspondent lender, we will explore the advantages and disadvantages of…
Conditional Loan Approval | Home Mortgages | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Qualifying Borrowers For Mortgage on Purchase and Refinance
This guide covers the process of qualifying borrowers for mortgage on home purchases and refinances. From the application stage to…
Home Mortgages | Career Opportunities/Loan Officer Training | Mortgage Processing And Underwriting | Videos
How Mortgage Brokers Get Paid on Closed Home Loans
This guide covers how mortgage brokers get paid on closed home loans. Mortgage brokers, loan originators, or loan officers are…
Conventional Loans | Down Payment Assistance | FHA Loans | Home Mortgages | Mortgage Rates | NON-QM Loans | Videos
Mortgage Guidelines on Home Loans
This guide covers changes in mortgage guidelines on home loans and year-end recap. 2023 was a tough year for the…
Fannie Mae HomePath Mortgage Loans
This Article On Fannie Mae HomePath Mortgage Was PUBLISHED On May 10, 2024. Fannie Mae is now offering the Fannie…
Home Loan Without Spouse Mortgage Guidelines
This guide covers qualifying for a home loan without spouse mortgage guidelines. There are many reasons why home buyers want…
Why Underwriters Issue Denials
This guide covers why underwriters issue denials on mortgage loans. The mortgage process should not be a stressful process and…
Working With A Loan Officer During The Mortgage Loan Process
In this blog, we’ll explore the process of working with a loan officer during your mortgage application. Choosing a loan…
How to Get a Home Loan With No Credit
Many people have no credit score. This can make getting a mortgage to buy a home harder. However, it’s not impossible. You can re-establish credit after bankruptcy or other serious credit problems. And if you have no credit score at all, lenders can approve you with a non-traditional credit report.
What Is PITI In Mortgage?
All mortgage loan programs require a maximum front debt-income ratio and back debt to income ratio. However, conventional loans do not require a front debt to income ratio. VA loans do not have a debt to income ratio requirements. Lenders can have lender over lender overlays on debt to income ratios.
What is The Difference Between ARM Versus Fixed-Rate Mortgages
In this blog, we will cover ARM versus fixed-rate mortgages. ARM stands for an adjustable-rate mortgage. Adjustable-Rate Mortgage is when…
How Underwriters Look at Credit Report vs Credit Scores
This blog will cover how mortgage underwriters look at credit report vs credit scores. Minimum credit scores are required to…
Yield Spread Premium Charged By Mortgage Brokers
Mortgage brokers are paid a commission, referred to as Yield Spread Premium Explained, from wholesale mortgage lenders or end lenders,…
