Predatory Lending Laws And Unfair Credit Practices
What is Predatory Lending? Protect Yourself Today! Have you ever worried about being tricked when getting a mortgage or loan?…
How Regulation Changed the Mortgage Approval Process
Lenders are really strict and can nit-pick during the mortgage process due to tough mortgage regulations. Mortgage regulators can fine lenders. If lenders do not follow mortgage regulations, the mortgage loans the lender closes, and funds may not be able to get sold on the secondary market.
What Is TRID and How It Affects the Mortgage Process
This guide covers what is TRID and how TRID changed the mortgage industry. What Is TRID? Many consumers still ask…
Updated FHA Loan Requirements on HUD Guidelines
Updated FHA Loan Requirements for 2024: What You Need to Know Are you considering an FHA loan to buy a…
Headline News Archives | Home Mortgages | Home Purchase | Investment Homes | Mortgage Processing And Underwriting | NON-QM Loans | Qualifying & Getting Pre-approved | Real Estate Topic | Regulations
Great Content Authority FORUMS: GCA FORUMS
This guide covers Great Content Authority FORUMS and Sub-FORUMS, commonly referred to GCA FORUMS. Great Content Authority FORUMS (GCA FORUMS)…
Home Mortgages | Home Purchase | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Regulations | Videos
How Qualified Mortgages Affect Borrowers and Lenders
This guide covers how qualified mortgages affect borrowers and lenders on residential loans. To avoid another 2008 financial crisis, Congress…
Fannie Mae And Freddie Mac Versus HUD Guidelines
This article explores the differences between Fannie Mae And Freddie Mac Versus HUD Guidelines. Acknowledging the complexity of the mortgage…
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Qualifying & Getting Pre-approved | Re-Establishing Credit | Regulations | Videos
Statute of Limitations on Collection Accounts and Bad Credit
In this blog, we will cover and discuss the statute of limitations on collection accounts and charge-offs. We will go…
Loan Estimate Versus Closing Disclosure Closing Costs
Closing costs on the Loan Estimate versus Closing Disclosure will most likely be different. The itemized closing costs on the…
How Holidays Affect The Mortgage Process and Closings
This guide covers how holidays affect the mortgage process and can delay home closings. As the holidays come around our…
Truth in Lending Disclosure During The Mortgage Process
This guide covers the truth in lending disclosure during the mortgage process. Mortgage disclosures are required to be disclosed to…
Everything You Need To Know About The Loan Estimate
In this blog, we will discuss and extensively cover everything you need to know about the loan estimate. The Loan…
Home Title Insurance Policy Guidelines By Lenders
This guide covers home title insurance policy guidelines by lenders. A home title insurance policy is a contract of indemnity…
Recent Trends And Issues In Mortgage Regulations
This guide will cover the recent trends and issues in mortgage regulations for homebuyers and homeowners. We now have an…
How Mortgage Regulations Affect Home Buyers In 2021
It has been over a dozen years since the 2008 financial crisis. Skyrocketing home prices is no doubt scaring mortgage regulators of another potential housing bubble and crisis. However, strong extensive mortgage regulations were implemented to avoid another housing crash and mortgage crisis.
Understanding Mortgage Disclosures And Regulations
This BLOG On Understanding Mortgage Disclosures And Regulations Was UPDATED And PUBLISHED On March 2nd, 2020 Borrowers planning on applying…
CFPB Eliminating TRID To Help Mortgage Borrowers
This ARTICLE covers the CFPB Eliminating TRID to help mortgage borrowers. Breaking News on CFPB Eliminating TRID: The mortgage industry…
