Does Co-Signing Affect in Buying Home
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Does Co-Signing Affect In Buying Home In The Future

Does Co-Signing Affect in Buying Home? Understanding How Co-Signing a Loan Affects Your Future Home Purchase Have you ever considered co-signing a loan for a loved one? It might seem like a helpful way to support a family member or friend, but you might wonder, does co-signing affect in buying a home in the future?…

Changing Realtors
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Changing Realtors During Home Buying And Mortgage Process

Changing Realtors During the Home Buying and Mortgage Process in 2024 The home buying and mortgage process can be exciting but also stressful. You’re making one of the biggest financial decisions of your life, so it’s crucial to have the right team guiding you. Sometimes, this means realizing the real estate agent you started with…

HUD $100 Down Payment
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HUD $100 Down Payment Home Purchase Program

Unlock Your Dream Home with Just $100 Down: How the HUD $100 Down Payment Program Can Make Homeownership a Reality in 2024 If you’ve been dreaming of owning a home but need a hefty down payment, think again! The HUD $100 Down Payment Program is a game-changer, making purchasing a home with just $100 down…

FHA Title I Loans
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FHA Title I Loans: What You Need To Know in 2024

FHA Title I Loans: The Ultimate Guide for 2024 Home Improvement Projects Are you a homeowner looking to make improvements to your property but need help finding the right financing? Maybe you’ve just bought your first home and want to make some upgrades but don’t have a ton of equity built up yet. If that…

Home Prices Are Increasing
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Home Prices Are Increasing Despite Higher Mortgage Rates

This guide guide covers how home prices are increasing despite higher mortgage rates. All indicators point to a housing bubble. The real estate boom we have experienced since 2019 is like no other housing explosing since the housing market peaked in 2005-06. HUD and the FHFA have increased loan limits for eight years in a…

California Housing Market Forecast
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California Housing Market Forecast For 2025

This article will discuss the California Housing Market Forecast for homebuyers of primary owner-occupant homes, second homes, investment homes, and commercial properties. California is the third-largest state in the United States.  The state has the largest population of any state. With a population of 39.5 million, the area comprises 163,696 square miles (423,970 km2). Los…

Septic Inspections on Home Purchase
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The Ultimate Guide to Septic Inspections on Home Purchase

Buying a house is a big deal, and there’s a lot you need to check to make sure you’re making a smart choice. One important thing to look at is septic inspections on home purchases. This is especially important if the house has its own system for dealing with wastewater. This guide is here to…

Jumbo Mortgages For Self-Employed Borrowers
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Jumbo Mortgages For Self-Employed Borrowers

Are you looking for a big loan while running your own business? You’re in the right spot. Getting a big mortgage, called a jumbo mortgage, can be tough without regular paychecks like other workers get. Right after the 2008 Real Estate and Credit Meltdown, self-employed home buyers had a difficult time trying to qualify for…

Buying A Home In A Sellers Market
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Buying A Home In A Sellers Market With Bad Credit

Navigating a Seller’s Market When Buying a Home When you are interested in buying a home in a sellers market, you’re stepping into a highly competitive arena. Imagine a situation where there are a lot more people looking to buy houses than there are houses for sale. This scenario drives up the prices of homes…

Buying House On Main Road

Buying House On Main Road and Resale Its Value

Thinking about buying house on main road requires careful consideration of various aspects. This choice can significantly affect your everyday life, the worth of your property, and its future selling potential. It’s essential to look closely at what living in such a location means to ensure you’re making a smart choice. When buying a house…

The Housing Shortage
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The Housing Shortage Facing The Midwest

This guide covers the housing shortage facing the Midwest. The housing shortage in the Midwest has impacted and affected homebuyers in the Midwest. While home sellers enjoyed the multiple offers on their listed homes, many homebuyers were affected by multiple offers on the same property. There is not a homebuyer who did not have been…

Colorado Mortgage Loan Limits
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Colorado Mortgage Loan Limits on FHA and Conforming Loans

This blog will explore and discuss the Colorado mortgage loan limits for FHA and Conventional Loans. Similar to trends nationwide, Colorado has seen an increase in loan limits for 2022. After thorough analysis, the Federal Housing Finance Agency (FHFA) has raised the conforming loan limits nationwide in response to the significant rise in home prices….

Cannot Afford Property Taxes

What To Do If Homeowners Cannot Afford Property Taxes

What To Do If Homeowners Cannot Afford Property Taxes: Every homeowner has to pay property taxes. Homeowners who own home free and clear, property taxes must be paid. Homeowners insurance is optional for homeowners who own their property free and clear However, all lenders will require borrowers to have homeowners insurance All property taxes will…

Selling a House With a Realtor
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Steps To Selling a House With a Realtor Fast For Top Dollar

In this article, we will cover and discuss the steps to selling a house with a realtor fast for top dollar. We interviewed John Hartnett, a veteran licensed Illinois real estate agent who is an expert in representing both home sellers and buyers in the Chicagoland area. Do you want your home to look like…

Tennessee Home Prices Continue

Tennessee Home Prices Continue To Rise Due To Low Mortgage Rates

Tennessee Home Prices Continue to Rise in 2024 Tennessee boasts a healthy state government with a surplus, which is excellent news for the state’s financial health. Many residents from financially struggling states like Illinois are moving to Tennessee. The state attracts numerous residents from high-tax states such as Illinois, Wisconsin, California, New York, New Jersey,…

Buying a Home in Another State
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Mortgage Qualifications for Buying a Home In Another State

This guide covers how to qualify for a mortgage by buying a home in another state. Buying a home in another state is becoming more and more popular. Many employers now offer remote positions where workers do not have to report to a local brick-and-mortar branch office. Many industries are now either closing many of…

Buying a House Near Mom-and-Pop Shops
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Buying a House Near Mom-and-Pop Shops Versus Giant Retailers

This guide covers buying a house near mom-and-pop shops versus big box retail stores. Are you tired of the same old chain stores and restaurants that seem to dominate every city? Do you crave a unique experience filled with charm, character, and locally-owned businesses? Living and buying a house near mom-and-pop shops are the lifeblood…

Realtors Marketing Package For Home Buyers
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Realtors Marketing Package For Home Buyers

This guide covers realtors marketing package for home buyers, real estate agents and referral partners. Home buyers rely on their real estate agents for advice, and one of the most important roles of a realtor is to give their home buyers a referral to a loan officer. Giving the wrong loan officer referral partner as…