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This guide covers qualifying income guidelines to qualify for home loan. There are federal income guidelines to qualify for home loan. Days of no income verification to qualify for a home loan have long been gone, and it does not seem like they will ever come back shortly. There are strict income guidelines to qualify…
This guide covers why rent when you can own a home. We will discuss the advantages of owning versus renting a home. We have discussed the advantages of owning versus renting in previous blogs. Every renter should seriously consider buying a home, and when they realize how easy it is, they will question why rent…
This guide will cover the best neighborhoods with water features in Phoenix to buy a house. We will discuss the top subdivisions in the Phoenix area with stunning water features. Are you on the hunt for a new home in Phoenix, Arizona? Do you have a love for tranquil water features and serene surroundings? Then…
First-time homebuyers need to hire an experienced realtor who is not just accessible 24/7 but who knows the area where the subject property is located.
In this guide on types of commercial lending, we will cover the various commercial loans available at Gustan Cho Associates for real estate investors. Commercial Lending is different and separate from residential lending. There are many types of Commercial Lending, just like there are various types of Residential Lending. Residential Lending Commercial Lending Many borrowers…
Alexander Thomas Carlucci is one of three regional managing directors at Gustan Cho Associates Alex Carlucci’s duties as a regional managing director are being an advisor between Gustan Cho Associates Group, Inc. and corporate headquarters at NEXA Mortgage LLC in Chandler, Arizona. Alex is also a top-producing mortgage loan originator. He is an expert in…
In this blog, we will cover everything you need to know about buying a house in Iowa. Iowa is becoming a very popular state for homebuyers, especially first-time homebuyers and people relocating to the state. A frequently asked question is can I buy a house in Iowa with bad credit? Quite honestly, the state of…
In this guide on millennials and mortgages, we will cover tips for millennial home buyers going from renting to becoming a homeowner. Many millennials are realizing the skyrocketing home prices and high rates. If they do not act on buying a home now, they will lose their chance of ever becoming a homeowner. We have…
Homebuyers have many mortgage options when looking for home loans in Virginia for bad credit and low credit scores. The best home loans in Virginia for bad credit and credit scores down to 550 FICO scores are FHA and VA loans. Unfortunately, not all people are eligible for VA loans. FHA loans are the most…
In this blog, we will cover and discuss the VA loan eligibility requirements in Vermont for 2022. We will cover the basic VA loan eligibility requirements in Vermont on credit, derogatory tradelines, bankruptcy, and other frequently asked questions by our viewers and borrowers. One of the biggest concerns among homebuyers in Vermont is the options…
In this blog, we will cover and discuss the steps in buying and selling a home and closing on time. Many renters who have been on the sidelines are beginning to pull the trigger on buying their first home. With home values appreciating to record levels and mortgage rates at a 3-year low, many first-time…
In this article, we will cover and discuss the FHA Chapter 13 Guidelines in Wyoming to buy a home or do a refinance during the Chapter 13 repayment plan. With the surging values of homes in Wyoming, the FHA Chapter 13 Guidelines in Wyoming enable potential homebuyers to be able to purchase a home while…
Alex Carlucci NMLS 229891 is the team leader at Alexander Carlucci | Gustan Cho Associates NMLS 2315275. Alexander is a senior mortgage loan originator with Gustan Cho Associates empowered by NEXA Mortgage LLC NMLS 1660690. Gustan Cho Associates | NEXA Mortgage, LLC is headquartered in Chandler, Arizona, and is licensed in 49 states. Alexander Carlucci…
In this blog, we will cover and discuss the New Jersey Housing Market. New Jersey has the highest property tax rate in the nation but that is not slowing down home sales and home prices. New Jersey Housing Market is expected to be stronger than expected in 2022. New Jersey Housing Market has been growing…
In this blog, we will cover and discuss tax settlement for borrowers who have tax liens. With the advent of TurboTax, mostly everyone can become a do-it-yourself tax preparer. But as we all know, with any do-it-yourself project, there are sometimes mishaps or consequences of not being fully informed or prepared. Most people can do…
In this blog, we will cover and discuss buying condominium versus single-family homes. Are you looking to buy a condo? Condominiums are becoming increasingly popular today than ever before due to many reasons Many seniors who own single-family homes are downsizing to condominiums due to maintenance issues. Millennial homebuyers are finding more interest in buying…
In this blog, we will cover and discuss HUD guidelines after bankruptcy versus other mortgage loan programs. Per HUD guidelines after bankruptcy, borrowers can qualify for FHA loans after Chapter 7 and Chapter 13 Bankruptcy. However, there are different HUD Guidelines After Bankruptcy requirements on Chapter 7 versus Chapter 13 Bankruptcy. Many folks who file bankruptcy…
In this blog, we will discuss and cover how The team at Gustan Cho Associates has a mortgage program in closing home loan in 21 days or less. Both purchase and refinance transactions can be closed in 21 days or less at Gustan Cho Associates. There are multiple steps in the mortgage process which include…
In this blog, we will cover and discuss the teamwork at The Gustan Cho Team at Gustan Cho Associates. All places of work have different types of employees, all bringing their own strengths and weaknesses. As leaders, we try and select employees who bring the highest skill level to their respective responsibilities. But also try…
In this blog, we will discuss and cover jumbo loans with low down payment and bad credit on home purchases. Jumbo loans with low down payment and bad credit are starting to make a comeback across the United States. Since these are not agency loans, requirements and guidelines vary from lender to lender. An agency…
Many lenders in California have lender overlays on FHA loans due to the state having many high-cost areas.
This Article Is About Turning A Profit Flipping Homes In Today’s Booming Housing Market Real estate investors can be turning a profit flipping homes in today’s booming housing market. There are many pre-approved borrowers at Gustan Cho Associates who have been looking for homes for over one year. Due to the strong demand of homes…
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