85% LTV Jumbo Loans Versus 90% LTV Non-QM Mortgages

85% LTV Jumbo Loans Versus 90% LTV Non-QM Mortgages

Jumbo Loans are also called non-conforming loans. This is because they do not conform to Fannie Mae and Freddie Mac Mortgage Lending Guidelines. Fannie Mae and Freddie Mac cap all conventional loans to a maximum of $548,250 loan size. Any home loan greater than the $548,250 loan limit is considered a Jumbo Loan. Most jumbo lenders require a 75% loan to value for new purchases and refinance jumbo loans. Gustan Cho Associates offers non-QM jumbo loans with lower credit scores. We also offer non-QM jumbo loans with a 10% down payment.

Non-QM Loan Requirements and Mortgage Options
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Non-QM Loan Requirements and Mortgage Options

The asset-depletion mortgage loan program benefits higher net worth individuals who do not have a regular steady income. Non-QM loans are becoming increasingly popular and benefit borrowers who need alternative nontraditional mortgage loan programs.

Investment Property Loans | Non-QM, DSCR, No-Doc Mortgages
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Investment Property Loans | Non-QM, DSCR, No-Doc Mortgages

What Are The Eligibility Mortgage Guidelines On Investment Property Loans? Real estate investors can take advantage of the new non-QM and alternative loan programs for investment properties. Dozens of non-QM loan programs have been launched recently for real estate investors.