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ByGustan Cho
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Gustan Cho Associates has no lender overlays on VA loans. VA loans do not have a minimum credit score requirement nor a maximum debt to income ratio cap as long as the borrower can get an approve/eligible per automated underwriting system.
ByGustan Cho
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This guide covers HUD guidelines versus lender overlays on FHA loans. There have been notable changes for HUD guidelines versus…
ByGustan Cho
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This guide covers preparing for a VA loan with a lender with no overlays. Preparing for a VA loan with…
ByGustan Cho
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Can an individual with a credit score of 500 be eligible for a VA loan? Absolutely. The Veterans Administration (VA)…
ByGustan Cho
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This guide covers avoiding home loan denial during the mortgage process. We will go deeply in giving our viewers tips…
ByGustan Cho
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This guide covers VA credit agency guidelines versus lender overlays on VA loans. Understanding VA Credit Score Agency Guidelines is…
ByGustan Cho
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This blog will cover FHA debt-to-income ratio requirements for FHA loans. Just because borrowers meet all the HUD Agency Mortgage…
ByGustan Cho
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This guide covers overlays on debt-to-income ratio on FHA loans. Homebuyers who got issued pre-approval from a mortgage loan originator…
ByGustan Cho
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This guide covers lender overlays on credit tradelines by mortgage underwriters. Do all mortgage companies have lender overlays on credit…
ByAlex Carlucci
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This article covers getting a VA loan denial due to overlays and qualifying with a different lender. In this article,…
ByGustan Cho
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This article Is about qualifying for VA loans Illinois bad credit with no overlays and high debt-to-income ratio. VA loans…
ByAlex Carlucci
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In this blog, we will cover and discuss mortgage loan programs with no overlays and closing in 30 days. The…
ByAlex Carlucci
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This guide covers how lender overlays prevent mortgages for homebuyers. The Federal Reserve Board announced that almost a third of…
ByGustan Cho
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This guide covers the DTI overlays lenders require on government and conventional loans. DTI overlays are imposed on home mortgage…
ByGustan Cho
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This guide covers mortgage approval with bad credit and late payments. Many consumers have had a period in their lives….
ByAlex Carlucci
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This blog covers the best Arizona mortgage lenders for bad credit with low FICO credit scores. It is an important…
ByLaurie Cho
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Not all Florida VA lenders have the same lending requirements on VA loans. Not all Florida VA lenders do manual…
ByLaurie Cho
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This guide covers VA credit score mortgage guidelines on VA home loans. VA mortgages are the best home loan program…
ByGustan Cho
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This guide covers lender overlays on collection accounts and charge-off accounts. Homebuyers who have been turned down for a mortgage…
ByGustan Cho
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All mortgage companies need to have their borrower meet the minimum agency mortgage guidelines of HUD, VA, USDA, Fannie Mae, Freddie Mac. However, lenders can have higher lending requirements called lender overlays.
ByAlex Carlucci
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In this blog, we will cover choosing the right lender for a mortgage loan approval. Choosing The Right Lender with…
ByGustan Cho
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This blog will cover overlays with FHA loans compared to HUD agency guidelines. FHA loans are the most popular home…
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