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ByGustan Cho
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This article will discuss HUD bankruptcy guidelines following Chapter 7 and Chapter 13 bankruptcy, particularly about FHA loans. HUD Bankruptcy…
ByGustan Cho
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In this blog, we will cover and discuss how to buy and sella house while in Chapter 13 Bankruptcy. Borrowers…
ByDale Elenteny
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In this article, we will discuss and cover the FHA credit guidelines on how to get qualified for an FHA…
ByGustan Cho
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This guide covers how paying rent timely will help get a mortgage approved. Homebuyers who have little to no credit…
ByAlex Carlucci
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HUD, the parent of FHA, allows borrowers down to a 500 credit score to qualify for an FHA loan. However, for borrowers with under a 580 credit score, a 10% down payment is required.
ByMargarett Jurilla
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This guide covers manual underwriting DTI guidelines on FHA and VA loans. HUD and the Veterans Administration are the only…
ByGustan Cho
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Can an individual with a credit score of 500 be eligible for a VA loan? Absolutely. The Veterans Administration (VA)…
ByMargarett Jurilla
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This blog post will discuss VA loans with no credit scores in detail and examine the DTI (Debt-to-Income) requirements. VA…
ByGustan Cho
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This article will delve into the mortgage guidelines for FHA DTI ratios on manual underwrites. The key distinction between manual…
ByGustan Cho
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According to VA and HUD Chapter 13 cash-out refinance guidelines, homeowners may be eligible for a cash-out refinance on an…
ByAlex Carlucci
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In this blog, we will discuss and cover VA refer-eligible findings versus AUS approval guidelines. The United States Department of…
ByGustan Cho
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In this blog, we will cover and discuss the difference when qualifying for a mortgage after bankruptcy dismissal versus bankruptcy…
ByGustan Cho
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This guide covers manual underwriting versus automated approval. There are two types of Automated Underwriting Systems (AUS): Fannie Mae’s Automated…
ByGustan Cho
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Mortgage Underwriters will require one or more compensating factors for borrowers with higher debt to income ratio on manual underwrites to offset the risk of the higher DTI.
ByGustan Cho
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This article will cover and discuss refer-eligible per automated underwriting system findings. All mortgage loan applicants need to go through…
ByAlex Carlucci
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This guide covers solutions for no credit scores on mortgage loan approvals. There are cases where consumers do not have…
ByLaurie Cho
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Not all Florida VA lenders have the same lending requirements on VA loans. Not all Florida VA lenders do manual…
ByGustan Cho
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This guide covers disabled Veterans benefits on VA loans. The Department of Veterans Affairs (VA) insures and guarantees VA Loans…
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