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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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First Time Home Buyers

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Chicago Housing Market
First Time Home Buyers | Home Purchase | Real Estate Topic | Videos

Chicago Housing Market Forecast For Homebuyers

ByAlex Carlucci Posted onJuly 1, 2023February 6, 2024

This guide covers the Chicago housing market forecast for homebuyers in Chicago and surrounding suburbs. It seems like the Housing…

Continue Reading Chicago Housing Market Forecast For HomebuyersContinue

Cities For The Best Jobs With Low Living Costs
First Time Home Buyers | Home Purchase | Real Estate Topic | Videos

Top U.S. Cities For The Best Jobs With Low Living Costs

ByMargarett Jurilla Posted onJune 28, 2023December 18, 2023

This guide covers the top U.S. cities for the best jobs with low living costs and affordable housing. Are you…

Continue Reading Top U.S. Cities For The Best Jobs With Low Living CostsContinue

Steps To Buying Your First Home
Home Purchase | First Time Home Buyers | Mortgage Processing And Underwriting | Videos

Steps To Buying Your First Home During a Booming Housing Market

ByGustan Cho Posted onJune 28, 2023July 25, 2024

This guide covers the steps to buying your first home during a booming housing market. Buying your first home during…

Continue Reading Steps To Buying Your First Home During a Booming Housing MarketContinue

Home-Buying Mistakes
First Time Home Buyers | Home Mortgages | Mortgage Processing And Underwriting | Videos

Home-Buying Mistakes To Avoid By First-Time Homebuyers

ByApril Ramirez Posted onJune 26, 2023July 29, 2025

This guide covers home-buying mistakes by first-time homebuyers. Gustan Cho Associates Mortgage Group offers numerous loan options without LENDER OVERLAYS….

Continue Reading Home-Buying Mistakes To Avoid By First-Time HomebuyersContinue

Why Americans Relocate To Louisiana To Buy a House
First Time Home Buyers | Home Purchase | Real Estate Topic

Why Americans Relocate To Louisiana To Buy a House

ByMargarett Jurilla Posted onJune 16, 2023December 18, 2023

This blog is about why Americans relocate to Louisiana to buy a house. We will discuss the benefits of buying…

Continue Reading Why Americans Relocate To Louisiana To Buy a HouseContinue

iBuyer
First Time Home Buyers | Home Purchase | Home Sellers | Real Estate Topic | Videos

What Is an iBuyer and How Does It Work

ByMargarett Jurilla Posted onMay 30, 2023July 29, 2025

In this guide, we will cover what the iBuyer program is? ibuying programs have become increasingly popular over the past…

Continue Reading What Is an iBuyer and How Does It WorkContinue

How To Save Money Moving
First Time Home Buyers | Home Purchase | Home Sellers | Real Estate Topic | Videos

How To Save Money Moving on Moving Costs

ByMargarett Jurilla Posted onMay 27, 2023July 24, 2024

  In this blog, we will cover how to save money moving. Moving to a more affordable location can be…

Continue Reading How To Save Money Moving on Moving CostsContinue

Mortgage Lenders For The Best Rates
Conventional Loans | FHA Loans | First Time Home Buyers | Home Mortgages | Mortgage Rates | Videos

How to Find Mortgage Lenders For The Best Rates

ByMargarett Jurilla Posted onApril 7, 2023July 29, 2025

This guide will cover finding the best mortgage lenders for the best rates. Buying a home is a significant milestone,…

Continue Reading How to Find Mortgage Lenders For The Best RatesContinue

Down Payment Assistance
First Time Home Buyers

How Does Down Payment Assistance Work

ByGustan Cho Posted onApril 2, 2023December 26, 2024

In this guide, we will cover what down payment assistance is and how it works. We will discuss how down…

Continue Reading How Does Down Payment Assistance WorkContinue

Mortgage for First-Time Home Buyers
Bad Credit Mortgages | First Time Home Buyers | Home Purchase | Videos

Mortgage for First-Time Home Buyers with Bad Credit

ByGustan Cho Posted onMarch 17, 2023July 29, 2025

Borrowers with prior outstanding collections, charged-off accounts, and other bad credit can qualify for a mortgage without paying them off. The key to qualifying for a mortgage is not prior bad credit but timely payments.

Continue Reading Mortgage for First-Time Home Buyers with Bad CreditContinue

Illinois Home Purchase Down Payment Requirements
First Time Home Buyers

Illinois Home Purchase Mortgage Options Guide

ByAlex Carlucci Posted onJune 11, 2022April 3, 2025

In this blog, we will cover and discuss Illinois home purchase mortgage options for homebuyers. Going through the home purchase…

Continue Reading Illinois Home Purchase Mortgage Options GuideContinue

Frequently Asked Mortgage Questions
First Time Home Buyers

Frequently Asked Mortgage Question From First-Time Homebuyers

ByMike Gracz Posted onDecember 29, 2021October 9, 2024

Gustan Cho Associates work with many different families in all different areas of the country. But our clients commonly ask…

Continue Reading Frequently Asked Mortgage Question From First-Time HomebuyersContinue

Illinois DPA Mortgage Programs
First Time Home Buyers

Illinois DPA Mortgage Programs For First Time Home Buyers

ByMike Gracz Posted onSeptember 1, 2021June 25, 2024

This Article Is About Illinois DPA Mortgage Programs For Home Buyers Gustan Cho Associates offers DPA Mortgage Programs for home…

Continue Reading Illinois DPA Mortgage Programs For First Time Home BuyersContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • APR Versus Interest Rate
    APR Versus Interest Rate Quoted By Mortgage LendersAugust 28, 2025
  • Chenoa DPA EDGE Program
    Chenoa DPA EDGE Program: Powerful Aid for Home BuyersAugust 28, 2025
  • Apartment Building Loans
    Apartment Building Loans For Real Estate InvestorsAugust 27, 2025
  • What Lenders Look for in Bank Statements
    What Lenders Look for in Bank Statements Before Saying YesAugust 27, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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