Direct Mortgage Lender With No Lender Overlays

This Article On Direct Mortgage Lender With No Lender Overlays Was UPDATED On September 10th 2017

Most Direct Mortgage Lender With No Lender Overlays. There are two types of lender guidelines.

  1. Government and Conventional Guidelines
  2. Lender Overlays

The Gustan Cho Team at USA Mortgage, a division of DAS Acquisition Company LLC NMLS 227262 is a direct lender with no lender overlays on government and conventional loans. The Gustan Cho Team consumer direct division are available 7 days a week. Two of our of team of loan team of loan officers are available 7 days a week to take consumer phone calls:

  • LOA Matthew Herbolich NMLS 1649154
  • LOA Jason Atkins NMLS 876866

LOA Matt Herbolich and LOA Jason Atkins are licensed mortgage loan originators of the Rapid Response Group of The Gustan Cho Team at USA Mortgage and a team leaders with Gustan Cho Associates .

  • Both Matt Herbolich have over a decade of mortgage experience.
  • Both Matt Herbolich and Jason Atkins have done everything in the mortgage business, from cold calling, to sending out mailers, to blogging, to writing articles to major publications, to processing, to pre-underwriting, getting files ready for a clear to close, and funding the mortgage loan.
  • Matt Herbolich is also the Training and Marketing Administrator at The Gustan Cho Team at USA Mortgage Ohio location.
  • Matt Herbolich is the person who welcomes a new employees to our organization and sets them up with the licensing process as well as their credentials.
  • Matthew Herbolich is extremely knowledgeable with tax return analysis as well as qualifying self employed mortgage loan borrowers.
  • Both Matthew Herbolich and Jason Atkins work closely with Gustan Cho and handles and services a majority of Gustan Cho’s mortgage loan borrowers as well as Gustan Cho’s realtor partners.

Expertise As Direct Mortgage Lender With No Lender Overlays

Both Matthew Herbolich and Jason Atkins are experts in the following:

  • FHA Loans
  • FHA 203K Loans
  • VA Loans
  • USDA Loans
  • Jumbo Mortgages
  • Reverse Mortgages
  • NON-QM Loans

USA Mortgage: Direct Mortgage Lender With No Lender Overlays

As a mortgage lender with no overlays and being a senior team member at Gustan Cho Associates , both Matt Herbolich NMLS 1649154 and Jason Atkins 8768666 of the Rapid Response Group at The Gustan Cho Team at USA Mortgage, a division of DAS Acquisition Company NMLS 227262  has handled some of the toughest mortgage loan applications ever.

Here are the type of loan scenarios that both Matthew Herbolich and Jason Atkins are experts in:

  • Helping borrowers with credit scores under 600 FICO
  • Helping borrowers with unpaid collections
  • Borrowers with prior bankruptcy and foreclosure
  • Borrowers with high debt to income ratios
  • Borrowers with gaps in employments are everyday mortgage files for Matthew Herbolich and Jason Atkins.
  • Both Matt and Jason handle more FHA 203k Loans in the state of Illinois as well as the rest of the country than any other licensed mortgage loan originators.
    • The top producing Illinois mortgage loan originator who has closed more FHA 203k Loans than Matt and Jason of The Gustan Cho Team at USA Mortgage is Greg Kewin, who is a managing member at Gustan Cho Associates  and is known nationally by mortgage industry experts as King of the FHA 203k Loan.
  • Greg Kewin is a national FHA 203k Expert who many real estate professional and national real estate and mortgage companies go to for his expertise in FHA 203k Loans and his 20 plus years in the real estate, mortgage, accounting, and construction industry.
  • Gustan Cho Associates has national FHA 203k Rehab Lending Programs from coast to coast throughout the year.

More On Matthew Herbolich And Jason Atkins: Direct Mortgage Lender With No Lender Overlays

Matthew Herbolich and Jason Atkins know what borrowers expect of them and exceeds their expectations.

  • Matthew Herbolich and Jason Atkins always prides themselves on working to continually advance their relationships with their mortgage borrowers, whether former or current or future.
  • “I love meeting new people and building long lasting relationships,” says Matt Herbolich.
  • “I am very big on relationship-building, and I make worthwhile introductions to people in my network every day.”
  • Jason Atkins also credits USA Mortgage  “incredible support team” as a foundation for his success. “My clients are amazed at how fast we close deals.”   
  • Matt Herbolich and Jason Atkins is associated with Gustan Cho Associates and is available 7 days a week for his clients.

Mathew Herbolich And Jason Atkins Of The Gustan Cho Team

Matthew Herbolich And Jason Atkins are licensed loan officers of The Gustan Cho Team at USA Mortgage.

  • However, their roles are placing home buyers with licensed loan officers in where they are buying homes in and assisting with assigned loan officers of borrowers until they closed on their homes with support staffs from the pre-approval processes until close.
  • At USA Mortgage, the borrower will work not just with one mortgage professional but with a team of professionals.

Conventional Direct Mortgage Lender With No Lender Overlays

Besides being a leader and expert in FHA, VA, USDA residential mortgages, Matt Herbolich NMLS 1649154 and Jason Atkins NMLS 876866 are experts on Conventional Loans.

  • Matt Herbolich originates more Conventional Loans than any other loan officer in The Gustan Cho Team at USA Mortgage and is also known as the King of Fannie Mae and Freddie Mac.

Many of Matt Herbolich’s referral partners and clients includes the following:

  • Real estate investors
  • Real estate rehabbers
  • Financial Planners
  • Certified Public Accountants
  • Property flippers who need short term fast financing to acquire, rehab, and flip properties.
  • With investors who need short term bridge financing due to the property not being financable due to needing repairs, Matthew Herbolich with our NON-QM Loan Programs
  • The Gustan Cho Team has correspondent relationships with local lenders throughout the count and will arrange short term financing through portfolio loans through local banks and after the rehab is done, the team will then arrange long term financing with USA Mortgage at lower mortgage rates and the best mortgage terms available in the market.

Matthew Herbolich holds two law degrees, a Juris Doctorate and Masters of Laws as well as a Masters of Business Administration (MBA) degree.

  • Matt Herbolich is a licensed mortgage loan originator and a full time employee with The Gustan Cho Team at USA Mortgage, a division of DAS Acquisition Company NMLS 227262.
  • Matt works closely with Gustan Cho and part of his scope of work is to help Gustan Cho in expanding his consumer direct network nationwide.
  • Matt Herbolich is Editor in Chief of Loan Consultants and is senior writer for Gustan Cho Associates Mortgage & Real Estate Information Resource Center, a national mortgage publication.

In addition to his career at USA Mortgage, Matt Herbolich enjoys playing tennis and is always studying and researching the newest mortgage lending guidelines so he stays well versed on the latest mortgage regulations.

Contact The Gustan Cho Team @ USA Mortgage Today

The Gustan Cho Team at USA Mortgage are available 7 days a week, evening, weekends, and holidays. Customer service to our borrowers is the number one mission and priority of our team. If you have any questions or need a national lender with no lender overlays, contact us at 262-878-1965 or text Gustan Cho at 262-716-8151. You can also email us at gcho@gustancho.com.

The information contained on Gustan Cho Associates website is for informational purposes only and is not an advertisement for products offered by The Gustan Cho Team @ Gustan Cho Associates or its affiliates. The views and opinions expressed herein are those of the author and/or guest writers of Gustan Cho Associates Mortgage & Real Estate Information Resource Center website and do not reflect the policy of Gustan Cho Associates Lenders Network, its officers, subsidiaries, parent, or affiliates.

Leave a Reply

Your email address will not be published. Required fields are marked *