Home Appraisal Review in Mortgage Process
Home Appraisal Review in Mortgage Process: What Borrowers Need To Know Before Closing Buying a home is one of the…
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Mortgage After Bankruptcy and Foreclosure | FHA Loans | Manual Underwriting | Qualifying & Getting Pre-approved | Videos
FHA Jumbo Loans While In Chapter 13 Bankruptcy
In this blog, we will cover and discuss qualifying for FHA jumbo loans while in Chapter 13 Bankruptcy repayment plan….
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Automated Underwriting System | Career Opportunities/Loan Officer Training | Home Mortgages | Manual Underwriting | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
AI in the Mortgage Industry: Will AI Help or Hurt MLOs
AI in the Mortgage Industry: How AI Is Changing the Mortgage Industry: Will AI Help or Hurt MLOs, Processors, Underwriters,…
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How Credit Scores Affect Conventional Loans
This guide covers how credit scores affect conventional loans. Two of the most popular mortgage loan programs today are FHA…
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FHA Credit Score Determines Mortgage Rate Pricing
In this article, we will discuss and cover how FHA credit score determines mortgage rate pricing on FHA loans. FHA…
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High-Balance Conforming Loans in High-Cost Areas
High-balance conforming loans are advanced loan programs ideal for the individuals buying homes in high-cost areas. The loan is for…
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Is 120-Day Mortgage Late Considered Foreclosure?
A 120-day mortgage late payment on your mortgage does not automatically mean foreclosure. It shows you are seriously behind, but…
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Mortgage After Bankruptcy and Foreclosure | Conventional Loans | Mortgage Processing And Underwriting | Videos
Fannie Mae Waiting Period After Deed-in-Lieu and Short Sale
Fannie Mae Waiting Period After Deed-in-Lieu and Short Sale Guidelines A deed-in-lieu of foreclosure is one of the toughest financial…
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Why Mortgage Lenders Request Bank Statements & Red Flags
If you are buying a home or refinancing, you might wonder why mortgage lenders request bank statements throughout the loan…
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Using a 401(k) to Buy a House? Read This First
Many homebuyers have substantial value on their 401k. They can use up to 60% of the value of their 401k for their down payment and/or closing costs on their home purchase. The amount used from their 401k is not used for their debt to income ratio calculations.
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Conditional Loan Approval | Home Possible | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Mortgage Conditions By Underwriters On Conditional Approval
Mortgage Conditions From Underwriters During Conditional Approval In this article, we will discuss and cover the mortgage conditions by underwriters…
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Everything You Need To Know About The Loan Estimate
Everything You Need To Know About The Loan Estimate In this guide, we will discuss and extensively cover everything you…
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Mortgage Refinance | Conventional Loans | Headline News Archives | Real Estate Topic | Refinancing | Videos
HARP For Underwater Mortgages Lending Guidelines
HARP For Underwater Mortgages Lending Guidelines This guide covers HARP for underwater mortgages. This guide is an update of a…
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Buying A House With Unpermitted Work: Don’t Get Burned
Trying to cheat the system and not getting building permits when renovating your home can backfire on you when it comes to selling your home.
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First Time Home Buyers | Down Payment Assistance | FHA Loans | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
How Does Down Payment Assistance Work For Homebuyers
How Does Down Payment Assistance Work For Homebuyers With FHA, VA, USDA, And Conventional Loans In this guide, we will…
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Mortgage After Bankruptcy and Foreclosure | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Debt Settlement Versus Bankruptcy Mortgage Guidelines
Debt settlement versus bankruptcy is a serious decision, especially if you want to buy or refinance a home in the…
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Condominium Loans | Condotel and Non-Warrantable Condos | Conventional Loans | Home Mortgages | Home Purchase | Real Estate Topic | Videos
Investing in Oceanfront Homes in Puerto Rico
The Ultimate Guide to Buying Oceanfront Homes in Puerto Rico (2026 Update) Picture starting your day with waves breaking against…
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Government Shutdown And Effects To Mortgage Programs
Government Shutdown And Effects To Mortgage Programs: FHA, VA, USDA, Conventional Loans, Closings, And Borrower Delays Have you ever wondered…
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Fannie Mae Guidelines on Community Property States
If you are married and purchasing a home in a community property state, your spouse’s debts may affect your mortgage…
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Land Contract Home Purchase: Avoid Costly Mistakes
A land contract home purchase is a way to buy a home directly from the seller without using a traditional…
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VA Guidelines Versus Overlays on VA Home Loans
VA loans are one of the best mortgage options for eligible veterans, active-duty service members, and qualified surviving spouses. They…
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Freddie Mac Asset Depletion Mortgage Lending Guidelines
Can you get a Freddie Mac mortgage if you have lots of investments or savings but little or no income? In many cases, you can convert assets into income (for mortgage qualifying purposes) by using asset depletion.
