Call or Text: (800) 900-8569
Email Us: alex@gustancho.com
ByGustan Cho
Posted on
AUS Approval On Conventional Loans Versus Refer-Eligible Per AUS: There are ways and tricks of the trade to get an approve eligible per automated underwriting system on conventional loans.
ByGustan Cho
Posted on
Homebuyers can qualify for a mortgage loan as long as they have a written payment agreement with the judgment creditor and have made three timely payments. Or they can negotiate a settled amount with the judgment creditor and pay it at or prior to closing.
ByGustan Cho
Posted on
This Article Is About Mortgage Rates Are Still At Historic Lows On Purchase And Refinance: The Dow Jones Industrials have…
ByGustan Cho
Posted on
This Article Is About HUD FHA 203h Mortgage Guidelines For Disaster Victims: Housing and Urban Development is the parent of…
ByAlex Carlucci
Posted on
This Article Covers The Benefits of Buying Newer Homes Versus Older Homes: Buying a newer home, especially a new construction…
ByGustan Cho
Posted on
The housing market has skyrocketed where many homebuyers are priced out of buying a home. Many homebuyers are leaving their state to other states with affordable housing to realize their dream of homeownership become a reality.
ByGustan Cho
Posted on
Check here daily for mortgage rates and lock recommendations. You’ll see what economic data and financial reports are affecting today’s mortgage rates before choosing to lock or float your mortgage interest rate.
ByGustan Cho
Posted on
Bankruptcy and foreclosure both damage your credit and can make it difficult or impossible to buy or refinance a home. But one is worse than the other.
ByGustan Cho
Posted on
This article covers options for homeowners on alternative to foreclosure when homeowners cannot afford mortgage payments: There are instances when…
ByGustan Cho
Posted on
When is your first mortgage payment due? Your first mortgage payment is due the first day of the first full…
ByAlex Carlucci
Posted on
Even if you have a fixed-rate mortgage, your monthly mortgage payment can change over time. That’s because most lenders include property taxes and homeowners insurance in the monthly payment, and those elements can change over time. Property values increase and tax rates can too.
ByGustan Cho
Posted on
Borrowers should avoid these things during the mortgage process so their home loan closes on time. Certain things that may be innocent and unintentional could delay the clear to close. Delays in the clear to close by the mortgage underwriter will delay the closing of the home loan.
ByGustan Cho
Posted on
This article covers Credit Scores Versus Credit History Mortgage Guidelines The Importance Of Mortgage Guidelines On Credit Scores Versus Credit…
ByGustan Cho
Posted on
This article covers FHA Bankruptcy Waiting Period And Mortgage Guidelines FHA Bankruptcy Waiting Period Explained Homebuyers can now qualify for…
ByGustan Cho
Posted on
This article covers Other Income To Qualify To Meet Debt To Income Ratio Caps Income is probably the most important…
ByGustan Cho
Posted on
This guide covers refinancing with low(bad) credit scores and bad credit. Homeowners considering refinancing with low credit scores on their…
ByGustan Cho
Posted on
This article cover mortgage rates steady as FEDS announces it will not raise rates There is no sign of a…
ByGustan Cho
Posted on
Every space where people spend time together should provide comfort and safety to each dweller, and most importantly to those with limited mobility and other impairments. Building a place that is accessible to all ensures that a person living with a disability lives an independent life, which improves his or her zeal for life.
ByGustan Cho
Posted on
The ability to repay the new mortgage is very important. This is why mortgage underwriters are very strict in thoroughly reviewing the borrower’s prior credit history and want to make sure of their ability to repay the new mortgage payment.
ByGustan Cho
Posted on
It has been over a dozen years since the 2008 financial crisis. Skyrocketing home prices is no doubt scaring mortgage regulators of another potential housing bubble and crisis. However, strong extensive mortgage regulations were implemented to avoid another housing crash and mortgage crisis.
ByAlex Carlucci
Posted on
House Flippers are thriving. Many house flippers have lost their entire fortune in the 2008 housing crisis but are now enjoying the lucrative housing market. With the combination of the booming housing economy, low mortgage rates, the introduction of new non-QM loan programs for real estate investors, and the low inventory of housing, real estate investors are buying up any potential flip. This holds true even with a huge markup.
ByGustan Cho
Posted on
You’ve probably seen a few television ads promoting LendingTree or other mortgage lead sites. These sites promise to get you the best mortgage rate by making lenders compete for your business. But do they really deliver the lowest mortgage rates to consumers?
CALL NOW