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    • Contact Us
    • Get Pre-Approved
    • Order Credit
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    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
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      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
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      • Refinance FHA To Conventional Loans
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      • FHA Manual Underwriting
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    • VA Home LoansExpand
      • VA Manual Underwriting
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    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
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      • Conventional Loan With Judgment
    • Condotel Financing
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      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
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Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 58
Top 10 Most Expensive States To Buy a House
Jumbo Loans | Real Estate Topic

Top 10 Most Expensive States To Buy a House In 2022

ByMike Gracz Posted onMay 28, 2022July 23, 2024

The latest data of the top 10 most expensive states to buy a house in 2022 has been released and…

Continue Reading Top 10 Most Expensive States To Buy a House In 2022Continue

VA Loans Kentucky
VA Loans

VA Loans Kentucky: VA Loan Requirements And Guidelines

ByMike Gracz Posted onMay 28, 2022July 23, 2024

Active and/or retired members of the United States Armed Services and eligible surviving spouses of eligible veterans in Kentucky can…

Continue Reading VA Loans Kentucky: VA Loan Requirements And GuidelinesContinue

Down Payment Guidelines
Home Purchase

Down Payment Guidelines on Non-QM versus Traditional Loans

ByGustan Cho Posted onMay 18, 2022October 8, 2024

In this blog, we will cover and discuss the down payment guidelines on home purchase mortgage loans. The down payment…

Continue Reading Down Payment Guidelines on Non-QM versus Traditional LoansContinue

Steps in Buying and Selling a Home
Home Purchase

Steps in Buying and Selling a Home and Closing on Time

ByGustan Cho Posted onMay 17, 2022October 8, 2024

In this blog, we will cover and discuss the steps in buying and selling a home and closing on time….

Continue Reading Steps in Buying and Selling a Home and Closing on TimeContinue

Mortgage Denial For Late Payments During Chapter 13 Plan
Mortgage After Bankruptcy and Foreclosure | Videos

Mortgage Denial For Late Payments During Chapter 13 Plan

ByAlex Carlucci Posted onMay 14, 2022October 8, 2024

In this blog, we will cover and discuss qualifying for a mortgage with new lenders after getting mortgage denial for…

Continue Reading Mortgage Denial For Late Payments During Chapter 13 PlanContinue

FHA Loan Denied For Low Credit Scores in Ohio | AUS Approval
Bad Credit Mortgages | FHA Loans | Videos

FHA Loan Denied For Low Credit Scores in Ohio | AUS Approval

ByGustan Cho Posted onMay 14, 2022February 10, 2025

In this article, we will cover and discuss the options homebuyers have after they got an FHA loan denied for…

Continue Reading FHA Loan Denied For Low Credit Scores in Ohio | AUS ApprovalContinue

Best Lenders After Mortgage Denial in Iowa
FHA Loans

Best Lenders After Mortgage Denial in Iowa Due to Overlays

ByGustan Cho Posted onMay 14, 2022July 23, 2024

In this blog, we will discuss and cover choosing the best lenders after mortgage denial in Iowa due to the…

Continue Reading Best Lenders After Mortgage Denial in Iowa Due to OverlaysContinue

FHA Streamline Refinance in Alabama
Mortgage Refinance

FHA Streamline Refinance in Alabama with Low Rates

ByGustan Cho Posted onMay 13, 2022July 23, 2024

In this blog, we will cover and discuss homeowners doing a fast-track low-interest FHA streamline refinance in Alabama for homeowners…

Continue Reading FHA Streamline Refinance in Alabama with Low RatesContinue

FHA Chapter 13 Guidelines in Wyoming
Mortgage After Bankruptcy and Foreclosure

FHA Chapter 13 Guidelines in Wyoming to Buy and Refinance

ByMike Gracz Posted onMay 13, 2022October 8, 2024

In this article, we will cover and discuss the FHA Chapter 13 Guidelines in Wyoming to buy a home or…

Continue Reading FHA Chapter 13 Guidelines in Wyoming to Buy and RefinanceContinue

FHA Streamline Refinance in Wisconsin
Mortgage Refinance | FHA Loans

FHA Streamline Refinance in Wisconsin with Best Rates

ByAlex Carlucci Posted onMay 13, 2022July 23, 2024

In this article, we will discuss and cover qualifying for an FHA streamline refinance in Wisconsin with the best rates…

Continue Reading FHA Streamline Refinance in Wisconsin with Best RatesContinue

Mortgage with Low Credit Scores in Vermont
Bad Credit Mortgages

Mortgage With Low Credit Scores in Vermont in 2022

ByGustan Cho Posted onMay 13, 2022July 23, 2024

In this blog, we will cover and discuss qualifying for a mortgage with low credit scores in Vermont in 2022….

Continue Reading Mortgage With Low Credit Scores in Vermont in 2022Continue

Mortgage After Bankruptcy in South Dakota
Mortgage After Bankruptcy and Foreclosure

Mortgage After Bankruptcy in South Dakota With Bad Credit

ByGustan Cho Posted onMay 12, 2022October 8, 2024

In this article, we will cover and discuss how homebuyers can qualify for a mortgage after bankruptcy in South Dakota….

Continue Reading Mortgage After Bankruptcy in South Dakota With Bad CreditContinue

Mortgage After Bankruptcy in New Hampshire with No Overlays
Mortgage After Bankruptcy and Foreclosure

Mortgage After Bankruptcy in New Hampshire with No Overlays

ByDale Elenteny Posted onMay 12, 2022October 8, 2024

In this blog, we will discuss and cover qualifying for a mortgage after bankruptcy in New Hampshire. New Hampshire has…

Continue Reading Mortgage After Bankruptcy in New Hampshire with No OverlaysContinue

Mortgage After Bankruptcy in Alaska
Mortgage After Bankruptcy and Foreclosure

FHA Chapter 13 Bankruptcy Mortgage in Alaska | Loan Approval

ByGustan Cho Posted onMay 11, 2022July 29, 2025

In this blog, we will cover and discuss qualifying for an FHA Chapter 13 Bankruptcy Mortgage in Alaska with late…

Continue Reading FHA Chapter 13 Bankruptcy Mortgage in Alaska | Loan ApprovalContinue

FHA Loans With 580 FICO in West Virginia
FHA Loans

FHA Loans With 580 FICO in West Virginia with No Overlays

ByGustan Cho Posted onMay 10, 2022April 7, 2025

In this article, we will cover and discuss qualifying for FHA loans with 580 FICO in West Virginia and getting…

Continue Reading FHA Loans With 580 FICO in West Virginia with No OverlaysContinue

California FHA High-Balance Loans
FHA 203k Loan

California FHA High-Balance Loans In High-Cost Counties

ByMike Gracz Posted onMay 1, 2022July 23, 2024

In this article, we will cover and discuss California FHA high-balance loans in high-cost counties. It is no secret to…

Continue Reading California FHA High-Balance Loans In High-Cost CountiesContinue

FHA Loans With Under 620 FICO in Utah
Bad Credit Mortgages | FHA Loans

FHA Loans With Under 620 FICO in Utah with Collections

ByMike Gracz Posted onMay 1, 2022July 23, 2024

In this article, we will cover and discuss qualifying for FHA loans with under 620 FICO in Utah with outstanding…

Continue Reading FHA Loans With Under 620 FICO in Utah with CollectionsContinue

FHA Loans Versus Non-QM Loans for Bad Credit Borrowers
FHA Loans | Mortgage Lender Overlays

FHA Loans Versus Non-QM Loans for Bad Credit Borrowers

ByAlex Carlucci Posted onApril 24, 2022October 8, 2024

We will be comparing FHA loans versus non-QM loans for homebuyers with credit/income issues and have you fully understand the…

Continue Reading FHA Loans Versus Non-QM Loans for Bad Credit BorrowersContinue

New Jersey Housing Market
Real Estate Topic

New Jersey Housing Market Stronger Than Expected For 2022

ByAlex Carlucci Posted onApril 24, 2022July 9, 2025

In this blog, we will cover and discuss the New Jersey Housing Market. New Jersey has the highest property tax…

Continue Reading New Jersey Housing Market Stronger Than Expected For 2022Continue

Conventional Loans Versus Government-Backed Mortgages
Videos

Conventional Loans Versus Government-Backed Mortgages

ByGustan Cho Posted onApril 22, 2022July 2, 2024

In this blog, we will cover and discuss conventional loans versus government-backed mortgages and the differences. Conventional loans are the…

Continue Reading Conventional Loans Versus Government-Backed MortgagesContinue

Rising Mortgage Rates In Hot Housing Market
Mortgage Rates

Rising Mortgage Rates In Hot Housing Market For Homebuyers

ByAlex Carlucci Posted onApril 19, 2022October 9, 2024

In this article, we will discuss and cover the rising mortgage rates in hot housing market for homebuyers with skyrocketing…

Continue Reading Rising Mortgage Rates In Hot Housing Market For HomebuyersContinue

USDA Loans After Chapter 7 Bankruptcy
USDA Loans

USDA Loans After Chapter 7 Bankruptcy Mortgage Guidelines

ByAlex Carlucci Posted onApril 19, 2022April 7, 2025

In this blog, we will cover and discuss USDA loans after Chapter 7 Bankruptcy Mortgage Guidelines for first-time homebuyers. USDA…

Continue Reading USDA Loans After Chapter 7 Bankruptcy Mortgage GuidelinesContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Recent Increase In Income
    How is Recent Increase in Income Viewed by UnderwritersAugust 12, 2025
  • FHFA increases conventional loan limit
    FHFA Increases Conventional Loan Limit for 2025August 12, 2025
  • Mortgage Approval with 580 FICO Credit Score
    Mortgage Approval With 580 FICO Credit ScoreAugust 12, 2025
  • Refinance Mortgage Guidelines
    Refinance Mortgage GuidelinesAugust 12, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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