Call or Text: (800) 900-8569
Email Us: alex@gustancho.com
ByGustan Cho
Posted on
Understanding Exempt Debts of Co-Signed Loans in 2024: A Guide for Homebuyers Co-signing a loan can feel like helping a friend or family member take a big step toward their dreams, whether it’s buying a car or a home. But what happens when you’re the co-signer? And it’s time to purchase your own home? One…
ByLauren Wright
Posted on
This guide covers Great Content Authority FORUMS and Sub-FORUMS, commonly referred to GCA FORUMS. Great Content Authority FORUMS (GCA FORUMS) was established as an all-in-one online community where consumers, viewers, and members can get answers to frequently asked questions (FAQs) based on the community’s mortgage and real estate foundation. When people sell and purchase a…
ByAnngelli Abenes
Posted on
Understanding HUD Credit Score Guidelines in 2024 Are you dreaming of buying your first home but worried about your credit score? Or you’re considering refinancing but unsure if your credit history will hold you back. The Department of Housing and Urban Development, or HUD, has very flexible guidelines for FHA loans, which makes it easier…
ByAnngelli Abenes
Posted on
Unlock Your Dream Home with Just $100 Down: How the HUD $100 Down Payment Program Can Make Homeownership a Reality in 2024 If you’ve been dreaming of owning a home but need a hefty down payment, think again! The HUD $100 Down Payment Program is a game-changer, making purchasing a home with just $100 down…
ByAnngelli Abenes
Posted on
HUD Announces Tightening of Credit Requirements on FHA Loans: What It Means for You in 2024 If you’re thinking about buying a home with an FHA loan or refinancing your current mortgage, there’s some important news you need to know. The U.S. Department of Housing and Urban Development (HUD), which oversees FHA loans, has implemented…
ByAnngelli Abenes
Posted on
HUD DTI Guidelines on Manual vs AUS Findings: What You Need to Know for 2024 When buying a home with an FHA loan, understanding your debt-to-income ratio (DTI) is crucial. Knowing how your DTI is assessed can make all the difference in getting approved if you are a first-time homebuyer or looking to refinance. In…
ByAnngelli Abenes
Posted on
FHA Loan After Bankruptcy in California: Your Path to Homeownership in 2024 If you’ve been through bankruptcy, you might feel like homeownership is out of reach. But here’s the good news: getting an FHA loan after bankruptcy in California is not only possible, but it could also be the fresh start you’re looking for. In…
ByAnngelli Abenes
Posted on
FHA Appraisals Versus Home Inspections: Why You Need Both to Make a Smart Home Purchase in 2024 When buying a home with an FHA loan, two key steps can make or break your experience: the FHA appraisal and the home inspection. But what’s the difference between them, and why do you need both? Whether you’re…
ByAnngelli Abenes
Posted on
FHA mortgage guidelines have strict rules for calculating borrower’s wages. This article explains the different types of income and the income documents needed for an FHA mortgage.
ByAnngelli Abenes
Posted on
FHA Guidelines on Student Loans: Your Path to Homeownership in 2024 Student loans are a significant part of life for many Americans, especially millennials, who are now the largest group of first-time homebuyers. The challenge? Balancing student loan debt with the dream of owning a home. This guide will break down the FHA guidelines on…
ByAnngelli Abenes
Posted on
FHA Title I Loans: The Ultimate Guide for 2024 Home Improvement Projects Are you a homeowner looking to make improvements to your property but need help finding the right financing? Maybe you’ve just bought your first home and want to make some upgrades but don’t have a ton of equity built up yet. If that…
ByAnngelli Abenes
Posted on
Re-Establishing Credit to Qualify for FHA Loan: Your 2024 Guide to Homeownership Are you dreaming of buying a home but worried about your credit score? You’re not alone. Many potential homebuyers face credit challenges, especially if they’ve been through bankruptcy or foreclosure. The good news is that you can improve your credit and qualify for…
ByAnngelli Abenes
Posted on
Discover the Best New Jersey FHA Lenders for Your Home Purchase or Refinance When you’re looking to buy or refinance a home in New Jersey, choosing the right FHA lender is important. However, not all New Jersey FHA lenders have the same requirements. Many homebuyers need clarification when shopping for a mortgage because the lending…
ByAnngelli Abenes
Posted on
FHA Approved Condos Versus Single-Family Homes: What’s the Best Choice for You? Are you torn between buying an FHA-approved condo or a single-family home? You’re not alone! This decision can be overwhelming, especially if you’re a first-time homebuyer or looking to downsize. Don’t worry—this article will explain the advantages and disadvantages of each option, outline…
ByAnngelli Abenes
Posted on
Your Complete Guide to Getting an FHA Loan After Bankruptcy in New Mexico [2024 Edition] If you’ve gone through bankruptcy, the idea of buying a home again might feel overwhelming. But don’t worry—there’s good news! Even if you have filed for bankruptcy in New Mexico, you can still qualify for an FHA loan. FHA loans…
ByAnngelli Abenes
Posted on
Credit Repair During FHA Loan Process: What You Need to Know in 2024 If you’re considering buying a home using an FHA loan, you might wonder how credit repair could fit into the picture. Improving your credit score is crucial, but navigating credit repair during the FHA loan process requires careful consideration. This guide will…
ByAnngelli Abenes
Posted on
For many homebuyers, buying a condo can be an excellent option due to its combination of affordability, convenience, and a sense of community. But if you’re considering using an FHA loan to finance your condo purchase, there’s a catch: the condo complex must be FHA-approved. Understanding the FHA condo mortgage guidelines is crucial to ensure…
ByAnngelli Abenes
Posted on
Breaking News: Lower FHA Mortgage Insurance Premiums in 2024—What It Means for Your Mortgage Are you thinking about buying a home or refinancing your current mortgage? If so, you’ve likely heard about FHA loans. These loans are popular because they allow lower down payments, making it easier for first-time buyers to own a home. But…
ByAnngelli Abenes
Posted on
Just finished dealing with a Chapter 13 bankruptcy and thinking about getting a new house or refinancing the one you’ve got? Great news—you’re on the right track! A lot of folks might tell you that dreaming of a new mortgage is a no-go after bankruptcy, but that’s not the case. Believe it or not, owning…
ByAnngelli Abenes
Posted on
FHA Loans With Low Credit Scores in Nebraska: Your Guide to Homeownership in 2024 Are you concerned your low credit score might slow your home-buying dreams in Nebraska? Think again – it might just be the push you need. You’re not alone. Many potential homebuyers find themselves in the same situation, wondering if they’ll ever…
ByAnngelli Abenes
Posted on
Are you worried that medical collections on your credit report might stop you from getting an FHA loan? FHA medical credit dispute guidelines could be your saving grace, especially in 2024, when homeownership is still a dream for many. In this post, we will break down everything you need to know about these guidelines, how…
CALL NOW