FHA Manual Underwriting Mortgage Guidelines
FHA Manual Underwriting Mortgage Guidelines: 2025 Update If you’re applying for an FHA loan and received a “Refer/Eligible” from the…
Housing Numbers Increase Despite Higher Mortgage Rates
ThIs guide covers housing numbers increase despite higher mortgage rates. This guide is an update of the original guide on…
Delegated Versus Nondelegated Mortgage Underwriting
Delegated Versus Nondelegated Mortgage Underwriting: What You Need to Know Understanding how mortgages are underwritten can feel overwhelming, especially when…
Fannie Mae Guidelines on Second Homes: What to Know
Fannie Mae Guidelines on Second Homes: What You Need to Know in 2025 Thinking about buying a second home? Here’s…
Southern California Gas Leak Update
Gustan Cho Associates and Great Content Authority Forums News are updating a new updated guide on the Southern California Gas…
How to Choose the Best Property Management Company
This article covers how to choose the best property management company. There are numerous factors you need to keep in…
Does Co-Signing Affect In Buying Home In The Future
Does Co-Signing Affect In Buying Home? Understanding How Co-Signing a Loan Impacts Your Future Have you ever considered co-signing a…
How to Get a Mortgage With Short Employment History
A two-year employment history does not necessarily mean two consecutive years at the same job. You can have gaps in employment and/or multiple jobs in the most recent two years and still qualify for mortgage approval. In some cases, you can qualify for a mortgage with 12 months employment history.
Housing Economic Outlook and How It Impacts Homebuyers
Housing Economic Outlook and how it impacts Homebuyers (Updated January 26, 2025) Introduction Housing Economic Outlook: Market activity at the…
Growing Up in The Inter-City of Chicago as a Homeowner
This guide covers growing up in the inter-city of Chicago as a homeowner: The Story of John Strange. Escaping and…
Federal Reserve Board Increases Interest Rates
This guide covers what happens when the Federal Reserve Board increases interest rates. This guide is an update of an…
FHA Loan With Judgment Mortgage Guidelines
FHA Loan with Judgment: Your Guide to Homeownership in 2025 If you’re dealing with a judgment on your credit report,…
Credit Score Changes During Underwriting Process
Your mortgage lender checks your credit when you apply for a home loan. Your credit score determines your mortgage rate and also if you qualify for a loan.
Manual Underwriting | Compensating Factors | FHA Loans | High Debt To Income Ratio | VA Loans | Verification Of Rent | Videos
DTI Manual Underwriting Guidelines on FHA and VA Loans
Understanding DTI Manual Underwriting Guidelines for FHA, VA, Non-QM, and Alternative Loans (2025 Update) Debt-to-income (DTI) manual underwriting guidelines are…
Resale Value of Buying Home Near Railroad Tracks
Buying Home Near Railroad Tracks: Bargain or Bad Investment in 2025? Buying a home near railroad tracks can stir up…
FHA Loan With Recent Late Payments in the Past 12 Months
FHA Loan with Recent Late Payments: A Guide to Qualifying in 2025 Suppose you’ve had recent late payments on your…
HARP For Underwater Mortgages Lending Guidelines
This guide covers HARP for underwater mortgages. This guide is an update of a previous guide that was published in…
Learn Mortgage Guidelines on Late Payments Today
Mortgage Guidelines on Late Payments: How to Qualify for a Home Loan Despite Credit Challenges Life happens. Unexpected events like…
When Is Rental Verification Required By Mortgage Lenders
When Is Rental Verification Required? A Complete Guide for Borrowers in 2025 One of the most common questions we hear…
Gustan Cho Associates: The Lenders for Best Rates
This guide covers lenders for best rates. We have seen high interest rates and skyrocketing mortgage rates. Still to this…
Understanding FHA Cash-out Refinance Mortgage Loans
Understanding FHA Cash-out Refinance Mortgage Loans in 2025 Are you a homeowner looking to use your home’s equity to reach…
Owner-Occupant Multi-Family Mortgage Guidelines
Updated Owner-Occupant Multi-Family Mortgage Guidelines for 2025 Are you dreaming of owning a home while earning rental income to help…
