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Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 4
Pros and Cons of Home Equity Conversion Mortgage
Reverse Mortgages

Pros and Cons of Home Equity Conversion Mortgage

ByMike Gracz Posted onAugust 14, 2025August 15, 2025

This guide covers the pros and cons of home equity conversion mortgage. There are the pros and cons of home…

Continue Reading Pros and Cons of Home Equity Conversion MortgageContinue

Starting a New Career as an MLO
Career Opportunities/Loan Officer Training

Starting New Career as MLO With Mortgage Lender Support

ByAlex Carlucci Posted onAugust 14, 2025August 15, 2025

Starting New Career as MLO in 2025: Step-by-Step Guide to Success If you’ve been thinking about starting a new career…

Continue Reading Starting New Career as MLO With Mortgage Lender SupportContinue

How Derogatory Credit Affects Mortgage Approval
Bad Credit Mortgages

How Derogatory Credit Affects Mortgage Approval

ByMike Gracz Posted onAugust 13, 2025August 14, 2025

This guide covers how derogatory credit affects mortgage approval. In this blog we will discuss how derogatory credit affects mortgage…

Continue Reading How Derogatory Credit Affects Mortgage ApprovalContinue

CFPB Eliminating TRID
Headline News Archives | Regulations | Videos

CFPB Eliminating TRID To Help Mortgage Borrowers

ByAlex Carlucci Posted onAugust 13, 2025August 14, 2025

This ARTICLE covers the CFPB Eliminating TRID to help mortgage borrowers. Breaking News on CFPB Eliminating TRID: The mortgage industry…

Continue Reading CFPB Eliminating TRID To Help Mortgage BorrowersContinue

FHA versus Conforming Mortgage Rates
Bad Credit Mortgages

FHA versus Conforming Mortgage Rates

ByGustan Cho Posted onAugust 13, 2025August 21, 2025

This guide covers FHA versus conforming mortgage rates. There are several types of mortgage loan programs: two types of home…

Continue Reading FHA versus Conforming Mortgage RatesContinue

Recent Increase In Income
Income And Employment

How is Recent Increase in Income Viewed by Underwriters

ByGustan Cho Posted onAugust 12, 2025August 13, 2025

This guide covers how recent increase in income is viewed by mortgage underwriters. Depending on mortgage underwriters, W-2 income is…

Continue Reading How is Recent Increase in Income Viewed by UnderwritersContinue

Fannie Mae Guidelines on Mortgage After Foreclosure
Videos | Conventional Loans

Fannie Mae Guidelines On Mortgage After Foreclosure

ByAlex Carlucci Posted onAugust 12, 2025August 15, 2025

Fannie Mae Guidelines on Mortgage After Foreclosure in 2025: How to Qualify Again Fast If you’ve been through a foreclosure,…

Continue Reading Fannie Mae Guidelines On Mortgage After ForeclosureContinue

FHFA increases conventional loan limit
Conventional Loans | Videos

FHFA Increases Conventional Loan Limit for 2025

ByGustan Cho Posted onAugust 12, 2025August 13, 2025

This guide covers FHFA increases conventional loan limit for 2025 to $806,500 in standard median priced areas and $1,209,750 in…

Continue Reading FHFA Increases Conventional Loan Limit for 2025Continue

Mortgage Approval with 580 FICO Credit Score
FHA Loans | Credit Scores | Mortgage Processing And Underwriting | VA Loans | Videos

Mortgage Approval With 580 FICO Credit Score

ByGustan Cho Posted onAugust 12, 2025August 27, 2025

Mortgage Approval with 580 FICO Credit Score in 2025: Your Complete Guide If you’ve been told you can’t get a…

Continue Reading Mortgage Approval With 580 FICO Credit ScoreContinue

Refinance Mortgage Guidelines
Mortgage Refinance

Refinance Mortgage Guidelines

ByJohn Strange Posted onAugust 12, 2025August 13, 2025

This guide covers refinance mortgage guidelines on home loans. Many homeowners do not realize that by doing a refinance mortgage…

Continue Reading Refinance Mortgage GuidelinesContinue

Illinois versus Indiana Property Tax Comparison
Property Taxes

Illinois versus Indiana Property Tax Comparison

ByGustan Cho Posted onAugust 12, 2025August 13, 2025

This guide covers Illinois versus Indiana property tax comparison. Illinois is home to many including myself and Gustan Cho Associates….

Continue Reading Illinois versus Indiana Property Tax ComparisonContinue

HomeReady Versus Home Possible
Conventional Loans | Down Payment Assistance | Home Possible | HomeReady | Videos

HomeReady Versus Home Possible Mortgage Guidelines

ByAlex Carlucci Posted onAugust 12, 2025August 13, 2025

HomeReady Versus Home Possible in 2025: Which Loan Is Best for You? If you’re looking for a mortgage and don’t…

Continue Reading HomeReady Versus Home Possible Mortgage GuidelinesContinue

Chicago Mortgage Loans for Self-Employed Individuals
Videos | Bank Statement Loans | Income And Employment | NON-QM Loans

Chicago Mortgage Loans For Self-Employed Individuals

ByAlex Carlucci Posted onAugust 12, 2025August 15, 2025

Chicago Mortgage Loans for Self-Employed Individuals: 2025 Guide to Getting Approved Being self-employed in the Chicago area can be super…

Continue Reading Chicago Mortgage Loans For Self-Employed IndividualsContinue

Canceling a Real Estate Purchase Contract
Real Estate Topic | Home Purchase | Videos

Canceling a Real Estate Purchase Contract Transaction

ByGustan Cho Posted onAugust 12, 2025August 15, 2025

This guide covers canceling a real estate purchase contract transaction. A real estate purchase contract is a legally binding agreement…

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Best Mortgage Lender in Oregon
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts

Best Mortgage Lender in Oregon for Bad Credit Buyers

ByMike Gracz Posted onAugust 12, 2025August 13, 2025

Best Mortgage Lender in Oregon: Why Gustan Cho Associates Is Your #1 Choice in 2025 If you’re looking for the…

Continue Reading Best Mortgage Lender in Oregon for Bad Credit BuyersContinue

Home Loan After Multiple Foreclosures
Mortgage After Bankruptcy and Foreclosure | Videos

Home Loan After Multiple Foreclosures Mortgage Guidelines

ByGustan Cho Posted onAugust 11, 2025August 12, 2025

Home Loan After Multiple Foreclosures: 2025 Guide to Buying Again If you’ve been through more than one foreclosure, you might…

Continue Reading Home Loan After Multiple Foreclosures Mortgage GuidelinesContinue

Trump to Privatize Fannie Mae and Freddie Mac
Headline News Archives | Videos

Trump To Privatize Fannie Mae and Freddie Mac in 2025

ByAlex Carlucci Posted onAugust 11, 2025August 12, 2025

This guide covers President Donald Trump to privatize Fannie Mae and Freddie Mac later in 2025. Fannie Mae and Freddie…

Continue Reading Trump To Privatize Fannie Mae and Freddie Mac in 2025Continue

Housing Market Outlook After The Feds Cut Interest Rates
Headline News Archives

Housing Market Outlook after the Feds Cut Interest Rates

ByAlex Carlucci Posted onAugust 10, 2025August 11, 2025

This guide covers the housing market outlook after the Federal Reserve Board cut interest rates. Housing prices have been increasing…

Continue Reading Housing Market Outlook after the Feds Cut Interest RatesContinue

Sheriffs Sale
Mortgage After Bankruptcy and Foreclosure

What is a Sheriffs Sale and How Does it Work

ByGustan Cho Posted onAugust 9, 2025August 12, 2025

This guide covers the frequently asked question on what is a sheriffs sale and how does it work. A sheriffs…

Continue Reading What is a Sheriffs Sale and How Does it WorkContinue

Reasons to Buy a Home in Tennessee
Real Estate Topic | Videos

Best Reasons to Buy a Home in Tennessee This Year

ByMargarett Jurilla Posted onAugust 8, 2025August 12, 2025

Reasons to Buy a Home in Tennessee: 2025 Guide for Smart Homebuyers Thinking about moving? You might be surprised by…

Continue Reading Best Reasons to Buy a Home in Tennessee This YearContinue

Credit Report Analysis by Mortgage Underwriters
Mortgage Processing And Underwriting

Secrets to Credit Report Analysis by Mortgage Underwriters

ByMike Gracz Posted onAugust 8, 2025August 12, 2025

Credit Report Analysis by Mortgage Underwriters: 2025 Guide to Getting Approved Buying a home is exciting, but when your loan…

Continue Reading Secrets to Credit Report Analysis by Mortgage UnderwritersContinue

Closing Home Loan In 21 Days
Clear To Close

Closing a Home Loan Made Simple: Steps You Must Know

ByDale Elenteny Posted onAugust 8, 2025August 12, 2025

Closing a Home Loan in 21 Days or Less: 2025 Guide to Fast Closings with Gustan Cho Associates Getting a…

Continue Reading Closing a Home Loan Made Simple: Steps You Must KnowContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Mortgage with High Student Loan Debt
    Qualifying for Mortgage with High Student Loan DebtsAugust 28, 2025
  • APR Versus Interest Rate
    APR Versus Interest Rate Quoted By Mortgage LendersAugust 28, 2025
  • Chenoa DPA EDGE Program
    Chenoa DPA EDGE Program: Powerful Aid for Home BuyersAugust 28, 2025
  • Apartment Building Loans
    Apartment Building Loans For Real Estate InvestorsAugust 27, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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