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Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
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    • How Do I Become A Mortgage Loan Officer
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Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustancho Associates

Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 4
Mistakes Sellers Make Choosing a Realtor
Videos | Mortgage Processing And Underwriting

Borrowers Cost Out of Pocket in The Mortgage Process

ByGustan Cho Posted onJuly 22, 2025July 23, 2025

This guide covers borrowers cost out of pocket in the mortgage process. There are two types of costs involved when…

Continue Reading Borrowers Cost Out of Pocket in The Mortgage ProcessContinue

Steps of the Home Mortgage Process
Clear To Close | Mortgage Processing And Underwriting | Videos

Steps of the Home Mortgage Process

ByGustan Cho Posted onJuly 22, 2025July 23, 2025

Steps of the Home Mortgage Process: A Simple Guide to Get Approved Fast Are you thinking about buying a home…

Continue Reading Steps of the Home Mortgage ProcessContinue

How Does The Federal Reserve Affect Mortgage Rates
Headline News Archives

How Does The Federal Reserve Affect Mortgage Rates

ByAlex Carlucci Posted onJuly 21, 2025July 23, 2025

How Does the Federal Reserve Affect Mortgage Rates? [2025 Guide for Homebuyers] How does the Federal Reserve affect mortgage rates?…

Continue Reading How Does The Federal Reserve Affect Mortgage RatesContinue

How to Choose the Right Internet Lawyer
Bad Credit Mortgages

How to Choose the Right Internet Lawyer

ByAlex Carlucci Posted onJuly 21, 2025July 22, 2025

This article covers everything you need to know about how to choose the right internet lawyer. How do you go…

Continue Reading How to Choose the Right Internet LawyerContinue

Shopping For Best Mortgage Rates
Mortgage Refinance | Mortgage Rates | Videos

Shopping For Best Mortgage Rates in California

ByDale Elenteny Posted onJuly 21, 2025July 25, 2025

This guide covers shopping for best mortgage rates in California on home purchase and refinance home loans. California is the…

Continue Reading Shopping For Best Mortgage Rates in CaliforniaContinue

Loss Of Employment During Mortgage Process
Income And Employment

How to Handle Loss of Employment During Mortgage Process

ByGustan Cho Posted onJuly 21, 2025July 23, 2025

Loss of Employment During Mortgage Process: What You Need to Know Losing your job while trying to buy a home…

Continue Reading How to Handle Loss of Employment During Mortgage ProcessContinue

What Lenders Want to See in a Borrower
Home Mortgages

What Lenders Want to See in a Borrower for Fast Approval

ByGustan Cho Posted onJuly 21, 2025July 23, 2025

What Lenders Want To See In A Borrower: How To Qualify For A Mortgage In 2025 Are you wondering what…

Continue Reading What Lenders Want to See in a Borrower for Fast ApprovalContinue

Property Tax Appeal
Property Taxes

Property Tax Appeal For Homeowners With High Property Taxes

ByGustan Cho Posted onJuly 21, 2025July 22, 2025

This guide covers property tax appeal for homeowners with high property taxes. Property Taxes are one of the highest expenses…

Continue Reading Property Tax Appeal For Homeowners With High Property TaxesContinue

How Do Mortgage Lenders View Periods Of Unemployment
Gaps In Employment

How Do Mortgage Lenders View Periods of Unemployment

ByGustan Cho Posted onJuly 21, 2025July 22, 2025

This guide covers how do mortgage lenders view periods of unemployment. Qualified income is extremely important when qualifying for a…

Continue Reading How Do Mortgage Lenders View Periods of UnemploymentContinue

How Loan Officers Prepare Borrowers
Home Mortgages

How Loan Officers Prepare Borrowers For Underwriters

ByAlex Carlucci Posted onJuly 21, 2025July 22, 2025

This guide covers how loan officers prepare borrowers for mortgage underwriters. How loan officers prepare borrowers for mortgage underwriters depends…

Continue Reading How Loan Officers Prepare Borrowers For UnderwritersContinue

Future of Texas Homeowners
Headline News Archives

The Future of Texas Homeowners Living Near The Border Wall

ByGustan Cho Posted onJuly 20, 2025July 22, 2025

This guide covers the future of Texas homeowners living near border wall. The state of Texas is the second largest…

Continue Reading The Future of Texas Homeowners Living Near The Border WallContinue

Homeowners Who Should Refinance Now
Mortgage Refinance

Homeowners Who Should Refinance Now To Save Money

ByGustan Cho Posted onJuly 20, 2025July 24, 2025

This guide covers homeowners who should refinance now to save money. Par mortgage rates are hovering around 5.0% for prime…

Continue Reading Homeowners Who Should Refinance Now To Save MoneyContinue

Things To Consider If You Want To Rent A Room
Income And Employment

Things to Consider if You Want To Rent a Room of Your Home

ByGustan Cho Posted onJuly 20, 2025July 22, 2025

This guide covers things to consider if you want to rent a room in your house. When you’re getting ready…

Continue Reading Things to Consider if You Want To Rent a Room of Your HomeContinue

Learn How To Use Money And Not Let Money Use You
Bad Credit Mortgages

Learn How to Use Money and Not Let Money Use You

ByGustan Cho Posted onJuly 19, 2025July 22, 2025

This guide cover learn how to use money and not let money use you. There’s more to managing your finances…

Continue Reading Learn How to Use Money and Not Let Money Use YouContinue

States With Exceptional Campgrounds
Home Purchase | Home Sellers | Real Estate Topic | Videos

Buying a House in States With Exceptional Campgrounds

ByMargarett Jurilla Posted onJuly 18, 2025July 22, 2025

Buying a Home in States With Exceptional Campgrounds: Your Guide to Outdoor Living Are you dreaming of a home where…

Continue Reading Buying a House in States With Exceptional CampgroundsContinue

Buying a House in Georgia
Bad Credit Mortgages

Buying a House in Georgia With Bad Credit? No Problem!

ByMargarett Jurilla Posted onJuly 18, 2025July 22, 2025

Buying a House in Georgia: Your 2025 Guide to Getting a Mortgage and Finding the Perfect Home Thinking about buying…

Continue Reading Buying a House in Georgia With Bad Credit? No Problem!Continue

How to Find a Good Realtor
VA Loans

How to Find a Good Realtor That Can Work Great With Veterans

ByAlex Carlucci Posted onJuly 18, 2025July 21, 2025

This guide covers how to find a good realtor for veterans when buying a house. When you separate from the…

Continue Reading How to Find a Good Realtor That Can Work Great With VeteransContinue

Feds Start Land Seizures
Headline News Archives

Feds Start Land Seizures Along Texas Border To Build Wall

ByAlex Carlucci Posted onJuly 17, 2025July 17, 2025

In this guide, we will cover Feds start land seizures along the Texas border to clear path for new wall. …

Continue Reading Feds Start Land Seizures Along Texas Border To Build WallContinue

Waiting Period After Loan Modification
Home Purchase

Waiting Period After Loan Modification to Qualify for a Loan

ByGustan Cho Posted onJuly 17, 2025July 22, 2025

Waiting Period After Loan Modification: What You Need to Know Before You Apply for a Mortgage If you’ve gone through…

Continue Reading Waiting Period After Loan Modification to Qualify for a LoanContinue

Hard Money Loan Closings
Commercial Loans | Hard Money Loans | House Flipping | Investment Homes

Need Fast Funding? Hard Money Loan Closings Made Simple

ByGustan Cho Posted onJuly 17, 2025July 22, 2025

Hard Money Loan Closings: A Complete Guide to Quick Financing for Real Estate Investors Are you a real estate investor…

Continue Reading Need Fast Funding? Hard Money Loan Closings Made SimpleContinue

Mortgage Denial From Bank
Mortgage Processing And Underwriting

What To Do If Borrowers Get Mortgage Denial From Bank

ByGustan Cho Posted onJuly 17, 2025July 17, 2025

In this guide, we will cover what to do if borrowers get mortgage denial from bank. First and foremost, find…

Continue Reading What To Do If Borrowers Get Mortgage Denial From BankContinue

Debt-To-Income Ratio Overlays
High Debt To Income Ratio | FHA Loans | Home Mortgages | Videos

Debt-To-Income Ratio Overlays Versus Agency Guidelines

ByGustan Cho Posted onJuly 17, 2025July 22, 2025

Debt-to-Income Ratio Overlays: What Homebuyers Need to Know Your debt-to-income ratio (DTI) matters to lenders when getting a mortgage. But…

Continue Reading Debt-To-Income Ratio Overlays Versus Agency GuidelinesContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Sacramento California Home Purchase
    Sacramento California Home Purchase With Bad CreditAugust 7, 2025
  • Deficiency Judgments
    Qualifying For Home Loans With Deficiency JudgmentsAugust 7, 2025
  • What are 7 Ways to Defend a Debt Collection Lawsuit
    7 Ways to Defend a Debt Collection Lawsuit by ConsumersAugust 7, 2025
  • One Day Mortgage Loan Approval
    One Day Mortgage Loan Approval Process For HomebuyersAugust 7, 2025

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  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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