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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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Gustancho Associates

Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 22
Mortgage Approval Can Be Revoked
Mortgage Processing And Underwriting | Conditional Loan Approval | Mortgage Denial | Videos

Mortgage Approval Can Be Revoked During Mortgage Process

ByGustan Cho Posted onDecember 5, 2024May 13, 2025

Mortgage Approval Can Be Revoked: What Every Borrower Needs to Know in 2024 Getting your mortgage approval feels like crossing…

Continue Reading Mortgage Approval Can Be Revoked During Mortgage ProcessContinue

Chicago Home Loan with Bad Credit
Bad Credit Mortgages | NON-QM Loans | Videos

Chicago Home Loan With Bad Credit

ByGustan Cho Posted onDecember 5, 2024December 9, 2024

In this blog, we will discuss and cover qualifying and getting approved for a Chicago home loan with bad credit….

Continue Reading Chicago Home Loan With Bad CreditContinue

15 Day Mortgage Process
Mortgage Processing And Underwriting

15 Day Mortgage Process From Application to Closing

ByMike Gracz Posted onDecember 4, 2024December 6, 2024

How fast can you close a mortgage? Americans love instant gratification! Gustan Cho Associates has a fast-track, 15-day mortgage process.

Continue Reading 15 Day Mortgage Process From Application to ClosingContinue

Mortgage After Bankruptcy in Minnesota
Bad Credit Mortgages | Bankruptcy

Mortgage After Bankruptcy in Minnesota Home Loan Options

ByAlex Carlucci Posted onDecember 4, 2024February 27, 2025

Mortgage After Bankruptcy in Minnesota: Your Complete 2024 Guide Buying a home might feel like a far-off dream if you’ve…

Continue Reading Mortgage After Bankruptcy in Minnesota Home Loan OptionsContinue

Why Do Lenders Request Bank Statements
Letter Of Explanation | Mortgage Processing And Underwriting | Videos

Why Do Lenders Request Bank Statements During Underwriting

ByGustan Cho Posted onDecember 4, 2024December 5, 2024

Why Do Lenders Request Bank Statements? A 2024 Guide for Borrowers If you plan to buy a home or refinance…

Continue Reading Why Do Lenders Request Bank Statements During UnderwritingContinue

Waiting Period Mortgage Guidelines
Home Mortgages | Mortgage After Bankruptcy and Foreclosure | Videos

Waiting Period Mortgage Guidelines After Housing Events

ByGustan Cho Posted onDecember 4, 2024May 13, 2025

This guide covers the waiting period mortgage guidelines after housing events and bankruptcy. Homebuyers with prior bankruptcy, foreclosure, deed-in-lieu of…

Continue Reading Waiting Period Mortgage Guidelines After Housing EventsContinue

Non-Permanent Residents
NON-QM Loans | Videos

Easy Mortgage Guide for Non-Permanent Residents in the U.S.

ByLaurie Cho Posted onDecember 3, 2024December 5, 2024

This guide covers lending guidelines and mortgage loan programs for non-permanent residents. Certain guidelines exist for non-permanent residents interested in…

Continue Reading Easy Mortgage Guide for Non-Permanent Residents in the U.S.Continue

Mortgage Guidelines on Co-Borrowers
Non-Occupant Co-Borrowers | Videos

Mortgage Guidelines On Co-Borrowers On Home Purchase

ByGustan Cho Posted onDecember 3, 2024December 5, 2024

Mortgage Guidelines on Co-Borrowers: Everything You Need to Know for 2024 If you want to buy a home and need…

Continue Reading Mortgage Guidelines On Co-Borrowers On Home PurchaseContinue

Conventional Loan After Chapter 13
Mortgage After Bankruptcy and Foreclosure

Conventional Loan After Chapter 13 Bankruptcy Guidelines

ByGustan Cho Posted onDecember 3, 2024July 16, 2025

Can You Get a Conventional Loan After Chapter 13 Bankruptcy? Your Complete Guide to 2024 Requirements and Options If you’ve…

Continue Reading Conventional Loan After Chapter 13 Bankruptcy GuidelinesContinue

Refinancing Community Property States
Mortgage Refinance

Refinancing Community Property States Mortgage Guidelines

ByMike Gracz Posted onDecember 2, 2024August 21, 2025

What Are Refinancing Community Property States Mortgage Guidelines? Refinancing in community property states requires non-borrowers debts to be included on FHA loans. Conventional loans do not require non-borrowers debts to be included in the debt to income ratio calculations.

Continue Reading Refinancing Community Property States Mortgage GuidelinesContinue

Fix-and-Flip Mortgage
NON-QM Loans | Fix-and-Flip Mortgage Loans | Hard Money Loans | Home Improvement/Renovations | House Flipping | Videos

Fix-and-Flip Mortgage Guidelines For Real Estate Investors

ByGustan Cho Posted onDecember 2, 2024December 5, 2024

Fix-and-Flip Mortgage: The Ultimate Guide for 2024 If you’re a real estate investor or thinking about diving into the world…

Continue Reading Fix-and-Flip Mortgage Guidelines For Real Estate InvestorsContinue

Mortgage for Self-Employed Versus W-2 Borrowers
Income And Employment | Bank Statement Loans | Gaps In Employment | Mortgage Processing And Underwriting | Videos

Mortgage For Self-Employed Versus W-2 Borrowers

ByGustan Cho Posted onNovember 27, 2024May 13, 2025

Mortgage for Self-Employed Versus W-2 Borrowers: 2024 Guide to Getting Approved Are you a self-employed worker or a W-2 employee…

Continue Reading Mortgage For Self-Employed Versus W-2 BorrowersContinue

Freddie Mac CHOICERenovation
Conventional Loans | Home Improvement/Renovations | HomeReady | One-Time Close Construction Loans | Videos

Freddie Mac CHOICERenovation Mortgage Guidelines

ByMike Gracz Posted onNovember 27, 2024May 13, 2025

Freddie Mac’s CHOICERenovation mortgage might be the best home improvement loan for larger renovation projects.  You can use a Freddie Mac CHOICERenovation home to purchase or refinance a home.

Continue Reading Freddie Mac CHOICERenovation Mortgage GuidelinesContinue

Home Loans of Over 5 Million
Hard Money Loans | Jumbo Loans | NON-QM Loans | Videos

Get Approved for Home Loans of Over 5 Million Today

ByGustan Cho Posted onNovember 27, 2024May 13, 2025

Home Loans of Over 5 Million: Your Ultimate Guide to Jumbo and Super Jumbo Mortgages in 2024 If you’re in…

Continue Reading Get Approved for Home Loans of Over 5 Million TodayContinue

Can You Get Denied for a Mortgage with Good Credit
Home Mortgages | Conditional Loan Approval | Mortgage Lender Overlays | Videos

Can You Get Denied For a Mortgage With Good Credit

ByGustan Cho Posted onNovember 27, 2024July 9, 2025

Can You Get Denied for a Mortgage With Good Credit? If you’re asking yourself, “Can you get denied for a…

Continue Reading Can You Get Denied For a Mortgage With Good CreditContinue

Manatee County Florida
Home Mortgages | Home Purchase | Real Estate Topic

Is Manatee County Florida a Good Place To Buy a House

ByGustan Cho Posted onNovember 26, 2024May 14, 2025

Manatee County Florida: Is It a Good Place to Buy a House in 2024? Are you thinking about buying a…

Continue Reading Is Manatee County Florida a Good Place To Buy a HouseContinue

85% LTV Jumbo Loans
Jumbo Loans

85% LTV Jumbo Loans Versus 90% LTV Non-QM Mortgages

ByGustan Cho Posted onNovember 26, 2024May 14, 2025

Everything You Need to Know About 85% LTV Jumbo Loans: Your Guide to Financing a High-End Home in 2024 Are…

Continue Reading 85% LTV Jumbo Loans Versus 90% LTV Non-QM MortgagesContinue

California Gas Prices
Bad Credit Mortgages

California Gas Prices Hit 5-Year High And Highest In Nation

ByGustan Cho Posted onNovember 25, 2024May 14, 2025

California Gas Prices in 2024: Why They’re So High and How to Save Money at the Pump California gas prices…

Continue Reading California Gas Prices Hit 5-Year High And Highest In NationContinue

Freddie Mac GreenChoice
Conventional Loans

Freddie Mac GreenChoice Conventional Mortgage Loan Program

ByMike Gracz Posted onNovember 25, 2024May 14, 2025

Freddie Mac GreenChoice: Your Guide to Energy-Efficient Homeownership in 2024 The home buying process is constantly evolving, and Freddie Mac…

Continue Reading Freddie Mac GreenChoice Conventional Mortgage Loan ProgramContinue

Buying House in Different State
Home Purchase | Income And Employment | Real Estate Topic | Videos

Buying House In Different State Due To Job Transfer

ByMargarett Jurilla Posted onNovember 25, 2024May 14, 2025

Buying House in Different State: A 2024 Guide to Relocation Success Are you thinking about buying a house in a…

Continue Reading Buying House In Different State Due To Job TransferContinue

Best Mortgage Lenders After Bankruptcy
Bad Credit Mortgages | FHA Loans | Mortgage After Bankruptcy and Foreclosure | VA Loans

Best Mortgage Lenders After Bankruptcy | Lenient Guidelines

ByGustan Cho Posted onNovember 22, 2024May 14, 2025

The Best Mortgage Lenders After Bankruptcy: Your Path to Homeownership in 2024 Buying a home might feel like a far-off…

Continue Reading Best Mortgage Lenders After Bankruptcy | Lenient GuidelinesContinue

What is Factoring
Commercial Loans

What Is Factoring And How Do They Benefit Businesses?

ByAlex Carlucci Posted onNovember 22, 2024July 29, 2025

What Is Factoring and How Does It Help Businesses in 2024? Running a business can feel like a juggling act—managing…

Continue Reading What Is Factoring And How Do They Benefit Businesses?Continue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Green Mortgage
    Green Mortgage: A Guide to Energy-Efficient Home FinancingOctober 15, 2025
  • Changes in Mortgage Lending
    Changes In Mortgage Lending and How It Affects BuyersOctober 15, 2025
  • Buying a Home with a VA Loan
    APR Versus Interest Rate Quoted By Mortgage LendersOctober 15, 2025
  • Avoiding Stress During Mortgage Process
    Avoiding Stress During Mortgage Process And Close On TimeOctober 15, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Bad Credit Scores
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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