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Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 22
Home Buying Stress
Bad Credit Mortgages | Home Mortgages | video

Home Buying Stress During Mortgage Underwriting Process

ByAnngelli Abenes Posted onMay 20, 2024April 7, 2025

This article is about Why Mortgage Process Is Biggest Home Buying Stress The process of buying a home can be…

Continue Reading Home Buying Stress During Mortgage Underwriting ProcessContinue

Buying Home With Illegal Apartment
Muti-Family Investment

Buying Home With Illegal Apartment In Basement And Attic

ByAnngelli Abenes Posted onMay 20, 2024August 28, 2024

This blog will discuss the intricacies of buying home with illegal apartment in the basement and attic. Most of these…

Continue Reading Buying Home With Illegal Apartment In Basement And AtticContinue

HUD FHA 203k Loans Manual Underwriting Guidelines
FHA 203k Loan | Manual Underwriting | Videos

HUD FHA 203k Loans Manual Underwriting Guidelines

ByLaurie Cho Posted onMay 19, 2024August 28, 2024

This guide covers HUD FHA 203k loans manual underwriting guidelines on renovation loans. HUD FHA 203k loans manual underwriting guidelines…

Continue Reading HUD FHA 203k Loans Manual Underwriting GuidelinesContinue

Barndominiums
Barndominium | Videos

What Are Barndominiums

ByGustan Cho Posted onMay 18, 2024May 20, 2024

Barndominiums is a blend of a barn and barndominium. A barndominium is a portmanteau of “barn” and “barndominium.” Barndominiums are…

Continue Reading What Are BarndominiumsContinue

Clearing Mortgage Conditions
Mortgage Processing And Underwriting

Clearing Mortgage Conditions of Conditional Loan Approval

ByAnngelli Abenes Posted onMay 17, 2024August 28, 2024

This guide covers clearing mortgage conditions of conditional loan approval.  After borrower’s mortgage application has been processed and underwritten, the…

Continue Reading Clearing Mortgage Conditions of Conditional Loan ApprovalContinue

Verification Of Mortgage Guidelines (1)
Home Mortgages

Verification Of Mortgage Guidelines And Requirements By Lenders

ByAnngelli Abenes Posted onMay 17, 2024August 28, 2024

This Article Is About Verification Of Mortgage Guidelines And Requirements By Lenders. A Verification of Mortgage, commonly known as VOM,…

Continue Reading Verification Of Mortgage Guidelines And Requirements By LendersContinue

Prenuptial Agreements
Home Mortgages | Home Purchase

How Does Prenuptial Agreements Affect Mortgages

ByAnngelli Abenes Posted onMay 17, 2024May 22, 2024

This guide covers how prenuptial agreements affect mortgage loans. You may have heard of prenuptial agreements if you plan to…

Continue Reading How Does Prenuptial Agreements Affect MortgagesContinue

Buying a Home From a Family Member
Home Mortgages | Gift of Equity | Videos

Buying a Home From a Family Member With a Gift of Equity

ByGustan Cho Posted onMay 15, 2024August 28, 2024

This guide covers buying a home from a family member with no down payment or closing costs with a gift…

Continue Reading Buying a Home From a Family Member With a Gift of EquityContinue

Homes For Heroes Mortgage For Medical Professionals
Down Payment Assistance | FHA Loans | Videos

Homes For Heroes Mortgage For Medical Professionals

ByJohn Strange Posted onMay 14, 2024August 28, 2024

In this article, we will cover and discuss homes for heroes mortgage for medical professionals. A few articles have been…

Continue Reading Homes For Heroes Mortgage For Medical ProfessionalsContinue

Sellers Concessions And Tax Prorations
Home Mortgages | video

Sellers Concessions And Tax Prorations On Illinois Home Purchase

ByAnngelli Abenes Posted onMay 13, 2024May 14, 2024

Understanding Sellers Concessions and Tax Prorations in Illinois Home Purchases Illinois home buyers benefit from a unique financial advantage that…

Continue Reading Sellers Concessions And Tax Prorations On Illinois Home PurchaseContinue

Why Do Mortgage Lenders Ask For Reserves
Mortgage Processing And Underwriting | Manual Underwriting | Muti-Family Investment | Videos

Why Do Mortgage Lenders Ask For Reserves From Borrowers

ByAnngelli Abenes Posted onMay 13, 2024August 28, 2024

When And Why Do Mortgage Lenders Ask For Reserves? On VA and FHA manual underwriting, one month’s reserves are required. Multi-family units require reserves by homebuyers.

Continue Reading Why Do Mortgage Lenders Ask For Reserves From BorrowersContinue

Reaffirming Home Loan After Bankruptcy
Mortgage After Bankruptcy and Foreclosure | Conventional Loans | Videos

Reaffirming Home Loan After Bankruptcy Mortgage Guidelines

ByAnngelli Abenes Posted onMay 13, 2024August 28, 2024

In this article, we’ll talk about reaffirming home loan after bankruptcy, a frequently inquired topic. Milwaukee-based Attorney James Miller of…

Continue Reading Reaffirming Home Loan After Bankruptcy Mortgage GuidelinesContinue

Mortgage Guidelines on Home Loans
Conventional Loans | Down Payment Assistance | FHA Loans | Home Mortgages | Mortgage Rates | NON-QM Loans | Videos

Mortgage Guidelines on Home Loans

ByDale Elenteny Posted onMay 12, 2024August 28, 2024

This guide covers changes in mortgage guidelines on home loans and year-end recap. 2023 was a tough year for the…

Continue Reading Mortgage Guidelines on Home LoansContinue

Investment Home Purchase
Condominium Loans | Investment Homes | NON-QM Loans | Videos

Financing Options For an Investment Home Purchase

ByGustan Cho Posted onMay 11, 2024August 28, 2024

This guide covers investmetn home pruchase mortgage guidelines. Investment home mortgage loans can be conventional or non-qm loans. Investment home…

Continue Reading Financing Options For an Investment Home PurchaseContinue

HUD CAIVRS Guidelines
Collection Accounts | FHA Loans | Videos

HUD CAIVRS Guidelines on FHA Loans

ByAnngelli Abenes Posted onMay 10, 2024April 24, 2025

This article will explore the HUD CAIVRS Guidelines for FHA loans when obtaining a mortgage. Government-backed mortgage loans are an…

Continue Reading HUD CAIVRS Guidelines on FHA LoansContinue

Bank Statement Loans For Self-Employed Borrowers Mortgage
NON-QM Loans | Bank Statement Loans | Videos

Bank Statement Loans For Self-Employed Borrowers

ByDale Elenteny Posted onMay 10, 2024August 28, 2024

In this blog, we will discuss and cover bank statement loans for self-employed borrowers. Non-QM Loans and Bank Statement Loans…

Continue Reading Bank Statement Loans For Self-Employed BorrowersContinue

Should I Use Fannie Mae Or Freddie Mac
Automated Underwriting System | video

Should I Use Fannie Mae or Freddie Mac For AUS

ByAnngelli Abenes Posted onMay 10, 2024August 28, 2024

In this article, we’ll discuss about Should I Use Fannie Mae or Freddie Mac for Automated Underwriting Systems (AUS). There…

Continue Reading Should I Use Fannie Mae or Freddie Mac For AUSContinue

Clear-to-Close on FHA Loans
Clear To Close | Conditional Loan Approval | FHA Loans | Videos

What Does a Clear-to-Close on FHA Loans Mean?

ByAnngelli Abenes Posted onMay 10, 2024May 13, 2024

This guide covers what a clear-to-close on FHA loans means. What does a clear-to-close on FHA loans mean for borrowers?…

Continue Reading What Does a Clear-to-Close on FHA Loans Mean?Continue

Fannie Mae HomePath Mortgage Loans
Home Mortgages

Fannie Mae HomePath Mortgage Loans

ByGustan Cho Posted onMay 10, 2024May 13, 2024

This Article On Fannie Mae HomePath Mortgage Was PUBLISHED On May  10, 2024. Fannie Mae is now offering the Fannie…

Continue Reading Fannie Mae HomePath Mortgage LoansContinue

FHA Back to Work Versus Other Loan Programs
Headline News Archives

Differences Of The FHA Back to Work Versus Other Loan Programs

ByGustan Cho Posted onMay 10, 2024August 28, 2024

This Article Is About FHA Back to Work Versus Other Loan Programs  With traditional loans such a government loans and…

Continue Reading Differences Of The FHA Back to Work Versus Other Loan ProgramsContinue

Buying a Home With Bad Credit in Nevada
Bad Credit Mortgages | Credit Scores | Home Purchase | video

Buying a Home With Bad Credit in Nevada With Under 600 FICO

ByAnngelli Abenes Posted onMay 9, 2024April 7, 2025

In this article, we will delve into the process of buying a home with bad credit in Nevada, specifically for…

Continue Reading Buying a Home With Bad Credit in Nevada With Under 600 FICOContinue

Homeowner Tax Benefits On Home Purchase Versus Renting
Home Purchase | Qualifying & Getting Pre-approved | Real Estate Topic | Videos

Home Purchase Versus Renting Home

ByGustan Cho Posted onMay 9, 2024December 13, 2024

This guide covers home purchase versus renting for homebuyers. There are many added benefits to a home purchase versus renting…

Continue Reading Home Purchase Versus Renting HomeContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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