Cash-Out Refinance Mortgage Rates: What Affects Your Rate?
Cash-out refinance mortgage rates are usually higher than standard refinance rates because you are borrowing against your home equity and…
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Mortgage Processing And Underwriting | Conventional Loans | FHA Loans | Mortgage Lender Overlays | Videos
Role of Mortgage Underwriter During The Mortgage Process
In this blog, we will cover the role of mortgage underwriter during the mortgage process. The role of mortgage underwriter…
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Why Opening New Credit Cards Raises Scores for Mortgage Approval
Opening a new credit card before applying for a mortgage can sometimes raise your credit score, and understanding why opening…
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Importance of Mortgage Qualification and Pre-Approval
Importance of Mortgage Qualification and Pre-Approval Before Buying a Home This guide covers the importance of mortgage qualification and pre-approval….
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Bad Credit Mortgages | Automated Underwriting System | Conventional Loans | Mortgage After Bankruptcy and Foreclosure | Qualifying & Getting Pre-approved | Videos
Conventional Loan Waiting Period After Deed-in-Lieu
2026 Guide to Waiting Periods on Conventional Loans After Deed-in-Lieu of Foreclosure The conventional loan waiting period after deed-in-lieu of…
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VA Lender Overlays – What Veterans Need to Know
VA lender overlays are additional rules some mortgage lenders add to the official VA loan guidelines. These additional requirements can…
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Recent Changes in Mortgage Compliance and Regulations
This guide covers recent changes in mortgage compliance and regulations. So, mortgage interest rates are increasing and have been the…
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Non-Conforming Loans: What Are They and How Do They Work?
Non-Conforming Loans: Definition, Process, Benefits, and Who They Cater To In this article, we will cover non-conforming loans and the…
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FHA Waiting Period After Bankruptcy and Foreclosure
FHA Waiting Period After Bankruptcy and Foreclosure: 2026 Guide to FHA Loan Qualifications This guide covers the FHA Waiting Period…
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FHA Mortgage Insurance Premiums Guidelines on FHA Loans
FHA Mortgage Insurance Premiums: Everything You Need to Know About FHA Loans | Gustan Cho Associates Are you thinking about…
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How To Prepare For Mortgage For First-Time Homebuyers
This guide covers how to prepare for a mortgage for first-time homebuyers. The best way on how to prepare for…
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Debt Collection Laws in Community Property States
Debt Collection Laws in Community Property States: Spousal Liability, Creditor Rights, and Financial Protection Guide In this guide, we will…
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Buying an Older Home: What Smart Buyers Check
Buying an older home can be rewarding, but it also comes with risks that buyers need to understand before making…
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How Derogatory Credit Affects Mortgage Approval
How Derogatory Credit Affects Mortgage Approval How derogatory credit affects mortgage approval can greatly affect your ability to get a…
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Buying a Home in Chicago: Proven Tips for First-Time Buyers
In this article, I provide a step-by-step guide for first-time buyers and answer common questions concerning a home purchase in the Chicago area.
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Illinois Financial Crisis To Worsen As Deficit Continues
Illinois Financial Crisis: What Homebuyers & Homeowners Need to Know as Budget Deficit Worsens The Illinois financial crisis has been…
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Understanding Insurance to Protect What Matters Most
Understanding insurance starts with knowing what a policy does and how it protects you from major financial loss. Whether you…
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Refinancing With Judgment Mortgage Lending Guidelines
In this blog, we will cover and discuss refinancing with judgment mortgage lending guidelines. Mortgage rates are still low and…
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Recent Increase in Income: How Mortgage Underwriters View It
A recent increase in income can help you qualify for a mortgage, but only if the lender can show that…
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Down Payment Guidelines on Non-QM versus Traditional Loans
In this blog, we will cover and discuss the down payment guidelines on home purchase mortgage loans. The down payment…
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How Seller Concessions Work and What Happens With Overage
Homebuyers should ask for seller concessions from the home seller to pay closing costs. There are two types of costs…
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FHA Loan Limits in Chicago and Surrounding Suburbs
HUD, the parent of FHA, has increased FHA loan limits in Chicago for six consecutive years due to rising home…
