In this blog, we will discuss and cover how home prices skyrocket to record highs pricng homebuyers out of the housing market. If you are in the market to buy a home or already in your home, you probably know home values are sky-high right now. In this blog, we will detail the driving factors […]
In this article, we will discuss and cover about borrower review of Gustan Cho at GCA Mortgage Group. Just this past July 2, 2021, I have received a frantic call from a home buyer who was extremely disturbed. This was because she found out by multiple mortgage lenders in her community that she could not […]
Mortgage fraud is when someone, directly and/or indirectly, participates by some type of misstatement, false representation, and/or omission when applying for a mortgage loan in order to deceive the bank and/or lender to obtain a loan approval under false pretenses. Furthermore, mortgage fraud constitutes when someone lies in order to deceive and/or influence a lender’s […]
We will be covering the housing and mortgage market review and recap of 2021 in this blog and what 2022 is forecasted to bring. 2021 was a different year for most Americans. While it may not have been as crazy as 2020, there was still a lot of turmoil throughout our country. The housing market […]
This Article Is About California Facing Housing Shortage Going Into 2022 Is California Facing Housing Shortage Going Into 2021? All indications say yes despite the coronavirus outbreak. California is the third-largest state in the nation in terms of size. California is the most populous state in the United States with over 40 million people calling […]
This Article Is About Mortgage Lending Today For First Time Home Buyers With Bad Credit The current state of lending has it such that the threat of automation, the rising cost of compliance, and the competitive nature of pricing and undercutting. This results in a better-informed client. It has left the industry wondering. Most mortgage […]
This Article Is About Mortgage Regulations Guidelines And How It Affects Home Buyers The looming changes in mortgage regulations guidelines on how mortgage loans are disclosed at the time of mortgage application and at the closing are sending the mortgage and real estate industry into a shift on how they do business as usual. The […]
Federal Holidays can affect the mortgage process and the closing date of borrowers. Loan officers and processing staff need to realize the days of federal holidays they will lose during the mortgage process.
Under the leadership of rookie first-term Democrat Mayor Lori Lightfoot, Chicago beat all other major U.S cities as being ranked the highest taxed city in the nation.
This article cover mortgage rates steady as FEDS announces it will not raise rates There is no sign of a housing correction in today’s housing market. Mortgage rates remain steady at historic lows. Many homebuyers are pushing plans on buying homes sooner than later. This is because many feel rates will not remain low. This […]
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