HUD Guidelines on Student Loans vs Other Mortgage Programs
This blog will discuss and cover HUD guidelines on student loans vs other mortgage programs. HUD, the Department of Housing…
FHA Streamline Refinance California With Bad Credit
FHA Streamline Refinance California is a fast-track refinance mortgage loan program for California homeowners with a current FHA loan. They…
Building Credit With Timely Housing Payments
This article is about building credit with timely housing payments. One of consumers’ strongest credit tradelines is building credit with…
Manual Underwriting DTI Guidelines for FHA and VA Loans
This guide covers manual underwriting DTI guidelines on FHA and VA loans. HUD and the Veterans Administration are the only…
FAQ on VA Loans on Eligibility and Mortgage Options
This blog will cover the FAQ on VA loans, eligibility requirements, and VA mortgage loan options for first-time homebuyers. There…
Steps In Buying A House And Getting Qualified For Mortgage
If you’ve been dreaming of owning a home, learning the exact steps in buying a house is the key to…
First Time Home Buyers | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Frequently Asked Mortgage Question From Homebuyers
Gustan Cho Associates works with many families in different areas of the country. However, our clients commonly ask similar questions….
What Are FHA Lender Overlays? A Simple Guide
If you are thinking about buying a home or refinancing your current mortgage, you may have heard about FHA loans….
Green Mortgage: A Guide to Energy-Efficient Home Financing
Why Green Mortgages Matter in 2025 Are you looking for a way to lower your bills and make your home…
Changes In Mortgage Lending and How It Affects Buyers
Mortgage rules change all the time, and 2025 will be no different. There are increases in loan limits, easier student…
APR Versus Interest Rate Quoted By Mortgage Lenders
APR Versus Interest Rate: What Homebuyers Need to Know in 2025 When you shop for a mortgage, you’ll see two…
Avoiding Stress During Mortgage Process And Close On Time
Why the Mortgage Process Feels So Stressful Buying a home should be one of the most exciting times in your…
Illinois Mortgage With Bad Credit Mortgage Options
Your All-Inclusive Manual to Getting an Illinois Mortgage with Bad Credit Mortgage Options. Do you fear poor credit could dash…
What Lenders Look for in Bank Statements Before Saying Yes
What Lenders Look for in Bank Statements: 2025 Guide for Mortgage Approval Getting a mortgage can be stressful, especially when…
Chenoa DPA EDGE Program: Powerful Aid for Home Buyers
Chenoa DPA EDGE Program: Your Guide to Down Payment Help in 2025 The American dream is a term we have…
Yes! Mortgage With Charge-Off Balances Is Still Possible
The Truth About Getting a Mortgage With Charge-Off Balances If you’re worried about buying a home because your credit report…
Assumable Mortgages: How Buyers Take Over Low Rates
In today’s housing market, every little bit counts when it comes to mortgage rates. With interest rates way higher than…
Smart Tips for Buying a Beachfront Property in Florida
Buying a Beachfront Property in Florida: Everything You Need to Know Florida’s sunshine, sandy beaches, and breathtaking views have made…
Why Rent When You Can Own a Home With DPA
Introduction: Why Rent When You Can Own a Home? Renters across the U.S. ask the same question in 2025: Why…
Manners Among Co-Workers in a Mortgage Company
This guide covers the manners of co-workers in a mortgage company workplace today. This sounds like a topic you would…
Non-QM Home Loan Guidelines For Borrowers With Bad Credit
NON-QM Home Loan Guidelines: 2025 Guide to Buying After Denial Buying a home isn’t always easy when your credit, income,…
NON-QM vs Back to Work Loans
This guide covers non-QM vs back-to-work loans. Many non-QM lenders are willing to extend credit much sooner than it takes…
