Skip to content

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Bad Credit Scores
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • BlogsExpand
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustancho Associates

Mortgage & Real Estate News

Home / Mortgage & Real Estate News
Washington DC Lenders
High-Balance Mortgage Loans | Home Mortgages | Investment Homes | NON-QM Loans | Videos

Washington DC Lenders For Traditional and Non-QM Mortgages

ByMike Gracz Posted onSeptember 12, 2025September 15, 2025

In this blog, we will cover and discuss the top-rated five-star Washington DC lenders for traditional and non-QM mortgages who…

Continue Reading Washington DC Lenders For Traditional and Non-QM MortgagesContinue

How to Find the Best Realtor
Videos | Home Purchase | Home Sellers | Real Estate Topic

How To Find The Best Realtor For First-Time Homebuyers

ByMargarett Jurilla Posted onSeptember 12, 2025September 15, 2025

First-time homebuyers need to hire an experienced realtor who is not just accessible 24/7 but who knows the area where the subject property is located.

Continue Reading How To Find The Best Realtor For First-Time HomebuyersContinue

Mortgage Escrow Account
Videos | Home Mortgages | Home Purchase | Mortgage Refinance

What is a Mortgage Escrow Account for Purchase and Refinance

ByGustan Cho Posted onSeptember 11, 2025September 11, 2025

Ever wonder why your monthly mortgage payment feels higher than expected? The answer is often hidden in mortgage escrow accounts….

Continue Reading What is a Mortgage Escrow Account for Purchase and RefinanceContinue

Colorado VA Lenders
Videos | Bad Credit Mortgages | Mortgage Lender Overlays | VA Loans

Colorado VA Lenders For Bad Credit With No Lender Overlays

ByMike Gracz Posted onSeptember 10, 2025September 11, 2025

Veterans searching for Colorado VA lenders with no overlays for bad credit often run into conflicting guidelines. At Gustan Cho…

Continue Reading Colorado VA Lenders For Bad Credit With No Lender OverlaysContinue

Mortgage Guidelines After Unemployment
Income And Employment

Mortgage Guidelines After Unemployment You Can Trust

ByGustan Cho Posted onSeptember 10, 2025September 11, 2025

Mortgage Guidelines After Unemployment in 2025: How to Get Approved Losing your job can feel like pausing your dream of…

Continue Reading Mortgage Guidelines After Unemployment You Can TrustContinue

How PPI Affects Mortgage Rates
Headline News Archives | Videos

How PPI Affects Mortgage Rates: Borrower’s Complete Guide

ByAlex Carlucci Posted onSeptember 9, 2025September 11, 2025

Why You Should Care About the Producer Price Index (PPI) Mortgage rates don’t move randomly. They rise and fall based…

Continue Reading How PPI Affects Mortgage Rates: Borrower’s Complete GuideContinue

FHA Loans With Low Credit Scores in Nebraska
Bad Credit Mortgages | FHA Loans | First Time Home Buyers | Videos

FHA Loans With Low Credit Scores in Nebraska

ByAnngelli Abenes Posted onSeptember 9, 2025September 9, 2025

FHA Loans With Low Credit Scores in Nebraska: Your Guide to Homeownership in 2025 Are you concerned your low credit…

Continue Reading FHA Loans With Low Credit Scores in NebraskaContinue

Statute of Limitations on Debt and Judgments
Judgment | Charge Off Accounts | Collection Accounts | Videos

Statute of Limitations on Debt and Judgments

ByGustan Cho Posted onSeptember 9, 2025September 11, 2025

Why the Statute of Limitations on Debt Matters for Borrowers If you’ve ever fallen behind on bills, you’re definitely not…

Continue Reading Statute of Limitations on Debt and JudgmentsContinue

What Lenders Want to See in a Borrower
Home Mortgages

What Lenders Want to See in a Borrower for Fast Approval

ByGustan Cho Posted onSeptember 8, 2025September 11, 2025

Qualifying for a mortgage in 2025 can feel overwhelming, especially with today’s stricter credit models and lender guidelines. But here’s…

Continue Reading What Lenders Want to See in a Borrower for Fast ApprovalContinue

Mortgage with Negative Credit History
Mortgage Processing And Underwriting

Mortgage With Negative Credit History: Guide to Get Approved

ByGustan Cho Posted onSeptember 8, 2025September 11, 2025

Buying a home is one of life’s biggest dreams. But if you have a mortgage with negative credit history—late payments,…

Continue Reading Mortgage With Negative Credit History: Guide to Get ApprovedContinue

Best Bad Credit Mortgage Lenders in Alaska
FHA Loans | Bad Credit Mortgages

Best Bad Credit Mortgage Lenders in Alaska For Low Scores

ByAlex Carlucci Posted onSeptember 7, 2025September 8, 2025

In this blog, we will cover and discuss the best bad credit mortgage lenders in Alaska for FHA loans. The…

Continue Reading Best Bad Credit Mortgage Lenders in Alaska For Low ScoresContinue

How Does The Federal Reserve Affect Mortgage Rates
Headline News Archives

How Does The Federal Reserve Affect Mortgage Rates

ByAlex Carlucci Posted onSeptember 5, 2025September 8, 2025

How Does the Federal Reserve Affect Mortgage Rates? [2025 Guide for Homebuyers] How does the Federal Reserve affect mortgage rates?…

Continue Reading How Does The Federal Reserve Affect Mortgage RatesContinue

Shopping For Best Mortgage Rates
Mortgage Refinance | Mortgage Rates | Videos

Shopping For Best Mortgage Rates in California

ByDale Elenteny Posted onSeptember 5, 2025September 8, 2025

This guide covers shopping for best mortgage rates in California on home purchase and refinance home loans. California is the…

Continue Reading Shopping For Best Mortgage Rates in CaliforniaContinue

Buying a House in Georgia
Bad Credit Mortgages

Buying a House in Georgia With Bad Credit? No Problem!

ByMargarett Jurilla Posted onSeptember 5, 2025September 8, 2025

Thinking about buying a house in Georgia? You’re not alone. Every year, thousands of new residents move to Georgia for…

Continue Reading Buying a House in Georgia With Bad Credit? No Problem!Continue

Escrow Account Mortgage Guidelines
Conventional Loans | FHA Loans | Home Mortgages | Videos

Escrow Account Mortgage Guidelines on Home Mortgage Loans

ByJohn Strange Posted onSeptember 4, 2025September 5, 2025

Buying a home is exciting, but it also comes with new responsibilities. Property taxes, homeowners’ insurance, and mortgage payments can…

Continue Reading Escrow Account Mortgage Guidelines on Home Mortgage LoansContinue

Fannie Mae Automated Underwriting System Approval
Automated Underwriting System

Fannie Mae Automated Underwriting System Approval

ByGustan Cho Posted onSeptember 4, 2025September 5, 2025

Getting a mortgage in 2025 doesn’t need to be a hassle. One of the quickest ways to lock in your…

Continue Reading Fannie Mae Automated Underwriting System ApprovalContinue

Rate And Term Refinance Mortgage Loans
FHA and VA Streamline Refinance | Income And Employment | Mortgage Refinance | Refinancing

Rate and Term Refinance Mortgage Loans versus Streamlines

ByGustan Cho Posted onSeptember 4, 2025September 5, 2025

This article discusses rate and term refinance mortgage loans versus other options. Cash-out, rate, and Term refinance mortgage loans require…

Continue Reading Rate and Term Refinance Mortgage Loans versus StreamlinesContinue

Mechanics Lien on Your Home
Bad Credit Mortgages

Mechanics Lien Placed On Homes By General Contractors

ByGustan Cho Posted onSeptember 3, 2025September 4, 2025

Mechanics Lien on Your Home: 2025 Guide to Remove It Fast A mechanics lien on your home can feel like…

Continue Reading Mechanics Lien Placed On Homes By General ContractorsContinue

One-Time Construction Loan Close
NON-QM Loans | Conventional Loans | One-Time Close Construction Loans | VA Loans

One-Time Close Construction Loan Program

ByDale Elenteny Posted onSeptember 2, 2025September 5, 2025

The one-time construction loan close for new construction homes enables homebuyers to purchase land, build, and permanently finance a new home.

Continue Reading One-Time Close Construction Loan ProgramContinue

USDA Loan After Chapter 7 Bankruptcy
USDA Loans | Mortgage After Bankruptcy and Foreclosure

USDA Loan After Chapter 7 Bankruptcy Mortgage Guidelines

ByAlex Carlucci Posted onSeptember 2, 2025September 3, 2025

In this blog, we will cover and discuss USDA loan after Chapter 7 Bankruptcy mortgage guidelines for first-time homebuyers. USDA…

Continue Reading USDA Loan After Chapter 7 Bankruptcy Mortgage GuidelinesContinue

Roles of Fannie Mae and Freddie Mac
Home Mortgages

Roles of Fannie Mae and Freddie Mac in The Mortgage Industry

ByGustan Cho Posted onSeptember 1, 2025September 3, 2025

In this blog, we will cover and discuss the roles of Fannie Mae and Freddie Mac in the housing and…

Continue Reading Roles of Fannie Mae and Freddie Mac in The Mortgage IndustryContinue

Fannie Mae Waiting Period After Deed-in-Lieu
Mortgage After Bankruptcy and Foreclosure | Videos

Fannie Mae Waiting Period After Deed-in-Lieu and Short Sale

ByGustan Cho Posted onAugust 29, 2025September 4, 2025

From Setback to Comeback A deed-in-lieu of foreclosure is one of the toughest financial decisions a homeowner can face. You…

Continue Reading Fannie Mae Waiting Period After Deed-in-Lieu and Short SaleContinue

Page navigation

1 2 3 … 76 Next PageNext

About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Washington DC Lenders
    Washington DC Lenders For Traditional and Non-QM MortgagesSeptember 12, 2025
  • How to Find the Best Realtor
    How To Find The Best Realtor For First-Time HomebuyersSeptember 12, 2025
  • Mortgage Escrow Account
    What is a Mortgage Escrow Account for Purchase and RefinanceSeptember 11, 2025
  • Colorado VA Lenders
    Colorado VA Lenders For Bad Credit With No Lender OverlaysSeptember 10, 2025

DTI Calculators

  • FHA DTI Calculator
  • VA DTI Calculator
  • Conventional DTI Calculator
  • Jumbo DTI Calculator
  • FHA Loan Limits
  • Conforming Loan Limit Change – See If You Qualify

Subsidiary Sites

  • Gustan Cho Associates Mortgage Advisor
  • GCA Mortgage Group
  • GCA Forum

Connect With Us

  • Facebook
  • LinkedIn
  • YouTube
  • Instagram
  • TikTok
  • Tumblr

Resources

  • Get Pre-Approved
  • Get Automated Underwriting System Approval
  • FICO Simulator
  • MLO License School
  • DTI Mortgage Calculator
  • Documents Required For Mortgage Process
  • How To Increase FICO Scores For a Mortgage
  • How To Reach A Human At The Credit Bureaus
  • Remove Credit Disputes
  • Contribute To GCA Mortgage Group
  • GCA Approves When Others Can’t
  • Mortgage Guides and Home Loan Options
  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
Disclaimer | Licenses | Copyrights | Privacy  NMLS Consumer Access© 2025 - Gustan Cho Associates. All Rights Reserved.SiteLock
CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Bad Credit Scores
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
Search