Extenuating Circumstances Guidelines on Home Loans
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Extenuating Circumstances Guidelines on Home Loans

Many agency guidelines list extenuating circumstances as reasons for getting qualified for a mortgage when otherwise they would not qualify. However, borrowers need to understand that getting exempt from certain agency mortgage guidelines is very difficult if not impossible due to extenuating circumstances.

Buying Home In Mississippi With Bad Credit and Low FICO
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Buying Home In Mississippi With Bad Credit and Low FICO

Is Possible To Buying Home In Mississippi With Bad Credit With Lender With No Overlays? Yes, it is at Gustan Cho Associates. Gustan Cho Associates is a mortgage company licensed in Mississippi and dozens of other states with no lender overlays on government and conventional loans.

Kentucky Housing Market Heats Up As Lenders Ease Guidelines
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Kentucky Housing Market Heats Up As Lenders Ease Guidelines

Kentucky’s economy is booming, especially the housing market. Many individual taxpayers and businesses are making Kentucky their home due to low state taxes and affordable housing and low property taxes. Homebuyers are finding home priced reasonably and home prices are beginning to creep up.

HUD Late Payment Mortgage Guidelines During Chapter 13
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HUD Late Payment Mortgage Guidelines During Chapter 13

This blog will discuss HUD late payment mortgage guidelines during the Chapter 13 Bankruptcy repayment plan. HUD and VA are…

Home Purchase With Bad Credit With Lender With No Overlays
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Home Purchase With Bad Credit With Lender With No Overlays

Homebuyers do not need great credit and high credit scores to qualify for a mortgage. You can have outstanding collections and charged-off accounts and qualify for a mortgage as long as you can get an approve/eligible per automated underwriting system.