Bad Credit Mortgages

Mortgage Guidelines After Bankruptcy And Foreclosure On Home Loans

Many homebuyers do not realize they can qualify for a mortgage after bankruptcy, foreclosure, deed in lieu of foreclosure, short sale. Mortgage Guidelines After Bankruptcy And Foreclosure depends on the individual mortgage program. Government and Conventional loans have mandatory waiting periods after bankruptcy and/or a housing event. The waiting period mortgage guidelines after bankruptcy and […]

How Lenders View Late Payments After Bankruptcy And Foreclosure

September 14, 2021

Bad Credit Mortgages, Videos Gustan Cho

How Lenders View Late Payments After Bankruptcy And Foreclosure

This article covers How Lenders View Late Payments After Bankruptcy And Foreclosure In this article, we will discuss the negative impact on how lenders view late payments after bankruptcy and foreclosure. It is alright to have prior bad credit, a prior bankruptcy, or a prior housing event such as a foreclosure, deed in lieu of […]

Bad Credit Mortgage Loans With Collections Guidelines

September 13, 2021

Bad Credit Mortgages Gustan Cho

Bad Credit Mortgage Loans With Collections Guidelines

This Article Is About Bad Credit Mortgage Loans With Collections Guidelines A substantial percentage of consumers fell victim to the 2008 real estate and credit meltdown and devastated their credit and many were forced into bankruptcy. Millions of Americans lost their jobs and businesses. The recession is supposedly over. The economy is recovering as well […]

Denied For FHA Loan With Good Credit On Home Purchase

September 12, 2021

Bad Credit Mortgages, Videos Maria Windham

Denied For FHA Loan With Good Credit On Home Purchase

This Article Is About Can I Get Denied For FHA Loan With Good Credit On Home Purchase Can You Get Denied For FHA Loan With Good Credit? Most homebuyers think that you cannot get denied for FHA Loan with good credit. It is not just borrowers that think this way. But many loan officers pre-approve […]

Home Loan After Bankruptcy Mortgage Lending Guidelines

September 11, 2021

Mortgage Refinance, Refinancing After Bankruptcy & Foreclosure, Bad Credit Mortgages Gustan Cho

Home Loan After Bankruptcy Mortgage Lending Guidelines

This Article Is About Home Loan After Bankruptcy Mortgage Lending Guidelines Many consumers with prior-aged debts from many years ago have re-established themselves and are now ready to purchase a home. Many now have higher credit scores and have re-established themselves. Borrowers can qualify for mortgages with outstanding collections and charge-off accounts. They do not […]

FHA Loans For Bad Credit And Lower Credit Scores Mortgage Guidelines

September 8, 2021

Bad Credit Mortgages, Videos Gustan Cho

FHA Loans For Bad Credit And Lower Credit Scores Mortgage Guidelines

This Article Is About FHA Loans For Bad Credit And Lower Credit Scores Mortgage Guidelines FHA loans are government-backed mortgage loans that are originated, processed, underwritten, and funded by banks and private mortgage lenders. HUD is the parent of FHA loans. HUD-approved lenders are more than eager to offer FHA loans to qualified homebuyers with […]

September 7, 2021

Bad Credit Mortgages, Videos Gustan Cho

Preparing Credit Profile To Qualify For Mortgage With Lender

This Article Is About Preparing Credit Profile To Qualify For Mortgage With Lender Over 75% of borrowers who consult with us are folks who could not qualify at other lenders due to their overlays. Lender overlays are additional mortgage guidelines that are above and beyond agency guidelines. FHA, VA, USDA, Fannie Mae, Freddie Mac has […]

Can You Qualify For An FHA Loan With Late Payments

September 3, 2021

Bad Credit Mortgages Mike Gracz

Can You Qualify For An FHA Loan With Late Payments

This Article Is About Can You Qualify For An FHA Loan With Late Payments As most of our readers know, Gustan Cho Associates are experts in FHA mortgage financing. Gustan Cho Associates specialize in FHA, FHA 203K, and especially in FHA manual underwriting scenarios. In this blog, we will detail what an FHA loan is. […]

FHA Loans With Low Credit Scores And Bad Credit

September 1, 2021

Bad Credit Mortgages, Videos Gustan Cho

FHA Loans With Low Credit Scores And Bad Credit

This Article Is About FHA Loans With Low Credit Scores And Bad Credit One of the biggest benefits of FHA Loans is borrowers can qualify for FHA Loans with low credit scores. Besides the lenient requirements with regards to low credit score requirements, FHA Loans allow borrowers with the following qualify: open collections charge offs […]

How Can I Improve Credit Scores To Qualify For FHA Loan

August 31, 2021

Bad Credit Mortgages Gustan Cho

How Can I Improve Credit Scores To Qualify For FHA Loan

This Article Is About How Can I Improve Credit Scores To Qualify For FHA Loan Gustan Cho Associates Will Offer Proven Sound Advice On How Can I Improve Credit Scores To Qualify For FHA Loan. Many people have gone through periods of bad credit due to unemployment, divorce, medical reasons, death in the family, or […]