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ByGustan Cho
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USDA One Credit Score Mortgage: What You Need to Know to Qualify in 2024 If you’ve been told you can’t qualify for a USDA loan because you only have one credit score, you’re not alone. Many potential homebuyers are turned away by lenders requiring three credit scores, but that’s not the full story. At Gustan…
ByGustan Cho
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Mortgage Guidelines After Bankruptcy and Foreclosure in 2024 If you’ve been through bankruptcy or foreclosure, you might feel like owning a home again is out of reach. The good news? It’s not! It’s possible to secure a mortgage even after experiencing bankruptcy and foreclosure; we’re here to guide you through the process. With the correct…
ByAnngelli Abenes
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Buying a home represents a significant achievement in one’s life that many high school graduates might view as somewhat of an elusive dream, particularly given their limited work experience at this stage. However, armed with the right information and insightful guidance, even those freshly out of high school can skillfully navigate the mortgage process. This…
ByGustan Cho
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This guide covers the mortgage loan programs for homebuyers. There are several types of mortgage loan programs. The mortgage process can be quite complex and confusing due to the many different types of mortgage loan programs and the countless regulations and the constant changes in mortgage regulations. Not all borrowers will qualify for a particular…
ByGustan Cho
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This guide covers the different types of residential lending for homebuyers with bad credit out in todays marketplace for owner-occupant home, second homes, and investment properties. Most folks will need to know with types of residential lending when shopping for a homeThere are many types of residential lending when it comes to home mortgages, Home…
ByGustan Cho
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This guide covers modular homes mortgage guidelines on purchase and refinance transactions. Modular homes are becoming more and more popular during the housing boom. If you are reading this article, you are more than likely finding it hard to find mortgage financing to buy a modular home. Fewer lenders are willing to enter the modular…
ByGustan Cho
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This article covers Conforming versus government-backed loans. FHA, VA, and USDA loans are called government-backed loans. This is because lenders who originate these types of home loans are guaranteed by the government. FHA loans are insured by the Federal Housing Administration, a subsidiary of the United States Department of Housing and Urban Development VA loans…
ByAlex Carlucci
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In this blog, we will cover and discuss USDA loans after Chapter 7 Bankruptcy Mortgage Guidelines for first-time homebuyers. USDA lending guidelines for first-time homebuyers allow buyers to purchase a home with no money down and 100% financing. Per USDA Lending Guidelines, not all areas are eligible for USDA loans. The U.S. Department of Rural…
ByGustan Cho
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In this blog, we will cover and discuss government mortgages for owner-occupant homebuyers. We will go in-depth about what government mortgages are and the lending requirements. Government-backed loans are owner-occupant primary home mortgages originated by private lenders like banks, mortgage brokers, and mortgage bankers but backed by a federal government agency. Why Are Government-Backed Loans…
ByAlex Carlucci
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This BLOG On USDA Loan Guidelines For Home Buyers In Rural Areas Was PUBLISHED On July 1st, 2019 USDA Loan Guidelines: The United States Department of Agriculture has a guaranteed mortgage loan program that it sponsors USDA loans are residential mortgage loans that are commonly also known as the USDA Rural Development Guaranteed Housing Loan…
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