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Home Purchase

Home / Home Purchase - Page 5
Downsizing To A Smaller Home
Home Purchase | Mortgage Processing And Underwriting | Real Estate Topic | Videos

Qualifying For a Mortgage Downsizing To a Smaller Home

ByGustan Cho Posted onFebruary 26, 2024July 29, 2025

This  guide covers qualifying for a home loan downsizing to a smaller home. It makes no sense in having a…

Continue Reading Qualifying For a Mortgage Downsizing To a Smaller HomeContinue

Two FHA Loans Due To Expanding Family Size
Videos | FHA Loans | Home Purchase | Real Estate Topic

Can I Have Two FHA Loans Due To Expanding Family Size?

ByGustan Cho Posted onFebruary 26, 2024August 6, 2024

This guide addresses common inquiries regarding the possibility of maintaining two FHA loans due to expanding family size. Typically, individuals…

Continue Reading Can I Have Two FHA Loans Due To Expanding Family Size?Continue

Types of Homes Eligible With Residential Loans
Home Purchase

Types of Homes Eligible With Residential Loans

ByGustan Cho Posted onFebruary 25, 2024April 4, 2024

This ARTICLE cover the types of homes eligible with residential loans. Government loans are for owner occupant one to four-unit…

Continue Reading Types of Homes Eligible With Residential LoansContinue

Buying House Near Apartment Community or Commercial Areas
Home Purchase | Real Estate Topic | Videos

Buying House Near Apartment Community or Commercial Areas

ByDale Elenteny Posted onFebruary 23, 2024October 8, 2024

This blog post will explore the implications of Buying House Near Apartment Community or Commercial Areas. Buying a house near…

Continue Reading Buying House Near Apartment Community or Commercial AreasContinue

Reasons Why Hiring Realtor on Home Purchase Is Important
Home Purchase | Home Sellers | Real Estate Topic | Videos

Reasons Why Hiring Realtor on Home Purchase is Important

ByGustan Cho Posted onFebruary 22, 2024August 6, 2024

This article covers reasons why hiring realtor on home purchase is important. Getting hooked up with the right real estate…

Continue Reading Reasons Why Hiring Realtor on Home Purchase is ImportantContinue

What is a Mortgage
Home Mortgages | Home Purchase | Mortgage Rates | Mortgage Refinance | Videos

Understanding The Basics of What is a Mortgage

ByAlex Carlucci Posted onFebruary 19, 2024August 6, 2024

This guide covers understanding the basics on what is a mortgage. We will cover and discuss the meaning of what…

Continue Reading Understanding The Basics of What is a MortgageContinue

Truth In Lending Disclosure During The Mortgage Process (1)
Home Purchase | Home Mortgages | Regulations | Videos

Truth in Lending Disclosure During The Mortgage Process

ByGustan Cho Posted onFebruary 12, 2024August 5, 2024

This guide covers the truth in lending disclosure during the mortgage process. Mortgage disclosures are required to be disclosed to…

Continue Reading Truth in Lending Disclosure During The Mortgage ProcessContinue

Using Realtor Commission
Home Purchase | Real Estate Topic | Videos

Using Realtor Commission For Home Purchase Down Payment

ByAnngelli Abenes Posted onFebruary 12, 2024August 5, 2024

This guide covers using realtor commission for home purchase down payment. This article delves into using realtor commission for a…

Continue Reading Using Realtor Commission For Home Purchase Down PaymentContinue

3-2-1 Buydown Mortgage
Home Mortgages | Home Purchase | Mortgage Rates | Videos

What Is a 3-2-1 Buydown Mortgage?

ByGustan Cho Posted onFebruary 10, 2024August 5, 2024

In this blog, we will cover what a 3-2-1 buydown mortgage is. We will also discuss the differences between a…

Continue Reading What Is a 3-2-1 Buydown Mortgage?Continue

Buying House Near Airport
Home Purchase | Home Mortgages | Real Estate Topic | Selling Your Home | Videos

Benefits and Negatives of Buying House Near Airport

ByMargarett Jurilla Posted onFebruary 8, 2024July 29, 2025

  In this blog, we will cover and discuss buying house near airport. Homebuyers need to consider the benefits and…

Continue Reading Benefits and Negatives of Buying House Near AirportContinue

Low Appraisal on Home Purchase
Appraisal | Home Purchase | Real Estate Topic | Videos

Low Appraisal on Home Purchase and Solutions For Borrowers

ByAlex Carlucci Posted onFebruary 5, 2024August 5, 2024

This guide covers low appraisal on home purchase and solutions for mortgage borrowers. We will discuss solutions to low appraisal…

Continue Reading Low Appraisal on Home Purchase and Solutions For BorrowersContinue

Gift Of Equity On Home Purchase
Home Purchase | Gift of Equity | Videos

Gift of Equity on Home Purchase Mortgage Guidelines

ByAlex Carlucci Posted onFebruary 5, 2024August 5, 2024

In this blog, we will cover and discuss the gift of equity on home purchase mortgage guidelines. Many people want…

Continue Reading Gift of Equity on Home Purchase Mortgage GuidelinesContinue

Manufactured Home Financing Requirements
Home Purchase | Manufactured Homes | Real Estate Topic | Videos

Manufactured Home Financing Requirements

ByGustan Cho Posted onFebruary 5, 2024April 7, 2025

This guide covers manufactured home financing requirements. Many home buyers of manufactured home financing have a difficult time getting it….

Continue Reading Manufactured Home Financing RequirementsContinue

Fannie Mae Second Home Guidelines
Home Purchase | NON-QM Loans | Second Homes | Videos

Fannie Mae Second Home Guidelines on Conventional Loans

ByGustan Cho Posted onFebruary 2, 2024July 29, 2025

This guide explains Fannie Mae second home guidelines, especially vacation properties. As of 2025, a minimum down payment of 10%…

Continue Reading Fannie Mae Second Home Guidelines on Conventional LoansContinue

Texas housing market
Home Purchase | Home Sellers | Mortgage Rates | Real Estate Topic

Texas Housing Market Forecast For 2023 Through 2024

ByMargarett Jurilla Posted onJanuary 30, 2024July 29, 2025

This guide will cover the Texas housing market forecast for 2023 going into 2024. The Texas housing market is booming…

Continue Reading Texas Housing Market Forecast For 2023 Through 2024Continue

Non-QM Down Payment Guidelines On Home Purchase
Home Purchase | Mortgage Processing And Underwriting | NON-QM Loans | Real Estate Topic | Videos

Non-QM Down Payment Guidelines on Home Purchase

ByAlex Carlucci Posted onJanuary 22, 2024June 14, 2024

This guide covers non-QM down payment guidelines on home purchase. Non-QM down payment guidelines on home purchase for homebuyers on…

Continue Reading Non-QM Down Payment Guidelines on Home PurchaseContinue

Negotiate a Home Purchase Prior To Signing Contract
Home Purchase | Real Estate Topic | Videos

How To Negotiate a Home Purchase Prior To Signing Contract

ByGustan Cho Posted onJanuary 21, 2024July 29, 2024

This guide covers how to negotiate a home purchase prior to signing a contract. How to negotiate a home purchase…

Continue Reading How To Negotiate a Home Purchase Prior To Signing ContractContinue

Protecting Home With Insurance for Home Appliances
Home Purchase | Homeowners Insurance | Videos

Protecting Home With Insurance for Home Appliances

ByGustan Cho Posted onJanuary 17, 2024February 19, 2024

This guide covers protecting home with insurance for home appliances. Insurance for home appliances might be a good idea for…

Continue Reading Protecting Home With Insurance for Home AppliancesContinue

Seller Concessions
Home Purchase | Home Sellers | Mortgage Processing And Underwriting | Videos

Overages of Seller Concessions To Pay For Closing Costs

ByApril Ramirez Posted onJanuary 16, 2024July 29, 2025

Homebuyers should ask for seller concessions from the home seller to pay closing costs. There are two types of costs…

Continue Reading Overages of Seller Concessions To Pay For Closing CostsContinue

First-Time Home Buyer Loan Programs
First Time Home Buyers | Down Payment Assistance | FHA Loans | Home Purchase | HomeReady | VA Loans | Videos

Mortgage Process of First-Time Home Buyer Loan Programs

ByGustan Cho Posted onJanuary 15, 2024March 26, 2024

This guide covers  the mortgage process of first-time home buyer loan programs. First-time home buyers have dominated the housing market…

Continue Reading Mortgage Process of First-Time Home Buyer Loan ProgramsContinue

Real Estate Purchase Land Contracts
Home Purchase | Real Estate Topic | Videos

Buying Home With Real Estate Purchase Land Contracts

ByGustan Cho Posted onJanuary 13, 2024July 29, 2024

This guide covers buying home with real estate purchase land contracts or seller financing. Real estate purchase land contracts is…

Continue Reading Buying Home With Real Estate Purchase Land ContractsContinue

What are home buyer concerns when deciding to buy their first home
Home Purchase | First Time Home Buyers | Income And Employment | Videos

What Are The Top Home Buyer Concerns Purchasing First Home

ByGustan Cho Posted onJanuary 12, 2024March 21, 2024

This guide covers home buyer concerns buying their first-home. A home purchase is most people’s single largest investment in their…

Continue Reading What Are The Top Home Buyer Concerns Purchasing First HomeContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Sacramento California Home Purchase
    Sacramento California Home Purchase With Bad CreditAugust 7, 2025
  • Deficiency Judgments
    Qualifying For Home Loans With Deficiency JudgmentsAugust 7, 2025
  • What are 7 Ways to Defend a Debt Collection Lawsuit
    7 Ways to Defend a Debt Collection Lawsuit by ConsumersAugust 7, 2025
  • One Day Mortgage Loan Approval
    One Day Mortgage Loan Approval Process For HomebuyersAugust 7, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
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  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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