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Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
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    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
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Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustancho Associates

Home Purchase

Home / Home Purchase - Page 3
Avoiding Stress During Mortgage Process
Home Purchase | Videos

Avoiding Stress During Mortgage Process And Close On Time

ByAnngelli Abenes Posted onMay 22, 2024June 12, 2025

This Article Is About Ways Of Avoiding Stress During Mortgage Process And Close On Time There is no reason why…

Continue Reading Avoiding Stress During Mortgage Process And Close On TimeContinue

Mortgage Protection Plans
Home Purchase | Real Estate Topic | Videos

Mortgage Protection Plans For Homeowners

ByLaurie Cho Posted onMay 20, 2024June 12, 2025

This guide covers mortgage protection plans. The mortgage protection plan sets up a generational wealth plan and estate plan. The…

Continue Reading Mortgage Protection Plans For HomeownersContinue

Prenuptial Agreements
Home Mortgages | Home Purchase

How Does Prenuptial Agreements Affect Mortgages

ByAnngelli Abenes Posted onMay 17, 2024June 13, 2025

This guide covers how prenuptial agreements affect mortgage loans. You may have heard of prenuptial agreements if you plan to…

Continue Reading How Does Prenuptial Agreements Affect MortgagesContinue

Buying a Home With Bad Credit in Nevada
Bad Credit Mortgages | Credit Scores | Home Purchase | video

Buying a Home With Bad Credit in Nevada With Under 600 FICO

ByAnngelli Abenes Posted onMay 9, 2024June 13, 2025

In this article, we will delve into the process of buying a home with bad credit in Nevada, specifically for…

Continue Reading Buying a Home With Bad Credit in Nevada With Under 600 FICOContinue

Homeowner Tax Benefits On Home Purchase Versus Renting
Home Purchase | Qualifying & Getting Pre-approved | Real Estate Topic | Videos

Home Purchase Versus Renting Home

ByGustan Cho Posted onMay 9, 2024June 13, 2025

This guide covers home purchase versus renting for homebuyers. There are many added benefits to a home purchase versus renting…

Continue Reading Home Purchase Versus Renting HomeContinue

Buying Versus Renting in California
First Time Home Buyers | Home Purchase | Real Estate Topic | Videos

Pros and Cons of Buying Versus Renting in California

ByAnngelli Abenes Posted onMay 9, 2024June 13, 2025

This article analyzes the advantages and disadvantages of buying versus renting in California. The state has some of the highest real…

Continue Reading Pros and Cons of Buying Versus Renting in CaliforniaContinue

Verified Assets For Home Loan
Clear To Close | Home Purchase | video

How Mortgage Underwriters Consider Verified Assets For Home Loan

ByAnngelli Abenes Posted onMay 8, 2024June 16, 2025

When applying for a mortgage loan, homebuyers must present verified assets for home loan to the lender. Verified assets include…

Continue Reading How Mortgage Underwriters Consider Verified Assets For Home LoanContinue

Comparison of Mortgage Rates
Mortgage Rates | Home Mortgages | Home Purchase | Refinancing | Videos

Comparison of Mortgage Rates on Purchase and Refinance

ByAlex Carlucci Posted onMay 1, 2024June 16, 2025

This guide covers comparison of mortgage rates on purchase and refinance loans. Mortgage rates have been steadily going up to…

Continue Reading Comparison of Mortgage Rates on Purchase and RefinanceContinue

Home Inspection
Home Purchase | Mortgage Processing And Underwriting | Videos

Home Inspection Before Starting The Mortgage Process

ByAnngelli Abenes Posted onApril 30, 2024June 16, 2025

This guide covers home inspection before proceeding with the mortgage process. A home inspection is an inspection of a home…

Continue Reading Home Inspection Before Starting The Mortgage ProcessContinue

Using FHA Loans For Self-Employed Borrowers
Home Purchase | Income And Employment | Videos

Using FHA Loans For Self-Employed Borrowers to Buy a Home

ByGustan Cho Posted onApril 30, 2024June 17, 2025

In this blog, we will discuss and cover using FHA loans for self-employed borrowers on a home purchase. Using FHA…

Continue Reading Using FHA Loans For Self-Employed Borrowers to Buy a HomeContinue

Using 401k To Purchase Home
Home Purchase | Down Payment Assistance | Home Mortgages | Videos

Using 401k To Purchase Home Down Payment

ByGustan Cho Posted onApril 28, 2024June 20, 2025

Many homebuyers have substantial value on their 401k. They can use up to 60% of the value of their 401k for their down payment and/or closing costs on their home purchase. The amount used from their 401k is not used for their debt to income ratio calculations.

Continue Reading Using 401k To Purchase Home Down PaymentContinue

Housing Demand Strong
Real Estate Topic | Home Purchase | Videos

Housing Demand Strong Despite Highest Mortgage Rates

ByGustan Cho Posted onApril 28, 2024June 20, 2025

This guide covers housing demand strong despite highest mortgage rates and surging inflation numbers. Home sales throughout the United States…

Continue Reading Housing Demand Strong Despite Highest Mortgage RatesContinue

Property Homeowners Insurance
Home Purchase | Homeowners Insurance | Videos

Property Homeowners Insurance is Required By Lenders

ByMargarett Jurilla Posted onApril 22, 2024June 23, 2025

Brent Norkus, an insurance agent for Goosehead Insurance covers property homeowners insurance in this extensive guide. Property homeowners insurance is…

Continue Reading Property Homeowners Insurance is Required By LendersContinue

Rent-to-Own Homes
Home Purchase | Home Sellers | Videos

How Does Rent-to-Own Homes Work?

ByMargarett Jurilla Posted onApril 17, 2024June 24, 2025

In this guide, we will cover how rent-to-own homes work for homebuyers who cannot quite get traditional financing. When you…

Continue Reading How Does Rent-to-Own Homes Work?Continue

Florida Housing Market
Home Purchase | Home Mortgages | Real Estate Topic | Rental Income | Videos

Florida Housing Market For Homebuyers and Renters

ByMargarett Jurilla Posted onApril 14, 2024June 25, 2025

There is no sign of any housing market crash, especially in Florida. Home prices are booming with no signs of any correction.

Continue Reading Florida Housing Market For Homebuyers and RentersContinue

Property Taxes on New Construction Homes
Property Taxes | Home Purchase | One-Time Close Construction Loans | Videos

How Property Taxes on New Construction Homes Are Calculated

ByGustan Cho Posted onApril 10, 2024January 22, 2025

This blog will discuss how mortgage underwriters calculate property taxes on new construction homes. Property taxes on new construction homes…

Continue Reading How Property Taxes on New Construction Homes Are CalculatedContinue

HUD DACA Mortgage Guidelines
FHA Loans | Home Mortgages | Home Purchase | Videos

HUD DACA Mortgage Guidelines For DREAMERS on FHA Loans

ByLaurie Cho Posted onApril 8, 2024June 25, 2025

This article will cover HUD DACA mortgage guidelines on FHA loans for DREAMERS. Gustan Cho Associates have some good news…

Continue Reading HUD DACA Mortgage Guidelines For DREAMERS on FHA LoansContinue

QM Qualified Mortgages
Home Mortgages | Home Purchase | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Regulations | Videos

How Qualified Mortgages Affect Borrowers and Lenders

ByGustan Cho Posted onApril 8, 2024July 8, 2025

This guide covers how qualified mortgages affect borrowers and lenders on residential loans. To avoid another 2008 financial crisis, Congress…

Continue Reading How Qualified Mortgages Affect Borrowers and LendersContinue

Furnishing Your New Home Purchase
Home Improvement/Renovations | Home Mortgages | Home Purchase

Furnishing Your New Home Purchase Prior To Closing On Home Loan

ByMike Gracz Posted onApril 5, 2024June 25, 2025

Congrats on your new home purchase! We’ll guide you through the exciting process of Furnishing Your New Home Purchase Prior…

Continue Reading Furnishing Your New Home Purchase Prior To Closing On Home LoanContinue

Home Builders Steering Lenders
Home Purchase

Home Builders Steering Lenders Mortgage Guidelines

ByMike Gracz Posted onApril 4, 2024June 27, 2025

The practice of home builders steering lenders refers to the common industry practice of recommending or ” steering” homebuyers toward…

Continue Reading Home Builders Steering Lenders Mortgage GuidelinesContinue

Buying a House in California
Home Purchase | Real Estate Topic | Videos

What Is The Benefit of Buying a House in California Versus Other States

ByMargarett Jurilla Posted onApril 3, 2024July 2, 2025

This guide covers the benefit of buying a house in California versus other states. California reached record home prices Despite…

Continue Reading What Is The Benefit of Buying a House in California Versus Other StatesContinue

Upfront Costs for Mortgage Loans
Mortgage Processing And Underwriting | Appraisal | Home Purchase | Videos

Upfront Costs For Mortgage Loans Prior To Closing

ByDustin Dumestre Posted onApril 1, 2024July 7, 2025

This guide covers upfront costs for mortgage loans prior to closing. What would you do as a borrower if a…

Continue Reading Upfront Costs For Mortgage Loans Prior To ClosingContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • News of Strong Dollar Pushes Mortgage Rates Lower
    News of Strong Dollar Pushes Mortgage Rates LowerJuly 11, 2025
  • Short Sale Home Purchase
    Short Sale Home Purchase Process For HomebuyersJuly 10, 2025
  • Do the prospects for mortgage loans seem promising after the election of a new president?
    Mortgage Rate Forecast and Outlook Seems PromisingJuly 10, 2025
  • Mortgage Interest Rates
    Mortgage Interest Rates on Conventional versus FHA LoansJuly 10, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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