Home Builders Steering Lenders Mortgage Guidelines
The practice of home builders steering lenders refers to the common industry practice of recommending or ” steering” homebuyers toward…
What Is The Benefit of Buying a House in California Versus Other States
This guide covers the benefit of buying a house in California versus other states. California reached record home prices Despite…
Upfront Costs For Mortgage Loans Prior To Closing
This guide covers upfront costs for mortgage loans prior to closing. What would you do as a borrower if a…
Is Homeownership The Best Way To Build Wealth?
This blog will cover how to build wealth by owning versus renting a home. We will show you how quickly…
Lawsuit During Mortgage Process
This article covers the lawsuit question on a mortgage application and what to do if you’re in a lawsuit during…
EPM Empowered Down Payment Assistance Mortgage Program
This guide covers EPM Empowered down payment assistance mortgage programs. There are several types of down payment assistance mortgage programs…
Commercial Loans | Condominium Loans | Home Mortgage | Home Purchase | Investment Homes | Real Estate | Real Estate Topic | Second Homes
Investing in Real Estate in The Virgin Islands
In recent years, the United States Virgin Islands have seen an unprecedented boom in tourism. Money started trickling into the island through investments and tourism. This means that even the hospitality industry has directly
IHDA Mortgage Guidelines on Illinois Home Purchase
In this blog, we will cover and discuss IHDA mortgage guidelines on Illinois home purchases. The Illinois Housing Development Authority (IHDA),…
High Debt To Income Ratio | Home Mortgage | Home Purchase | Mortgage Processing And Underwriting | Videos
DTI Calculations in Community Property States Guidelines
This guide covers DTI calculations in community property states mortgage guidelines. DTI calculations in community property states are calculated differently…
Preparing For Mortgage Process In Illinois
This guide covers preparing for mortgage process in Illinois. Preparing For Mortgage Process In Illinois is different than other states….
How To Shop For a Mortgage In Today’s Housing Market
In this blog, we will cover and discuss how to shop for a mortgage in today’s housing market. Just over…
Appraisal | FHA Loans | Home Purchase | VA Loans | Videos
Understanding the FHA and VA Amendatory Clause
This guide deep dives into the significance of the FHA and VA Amendatory Clause. We will explore the implications of…
Lender Credit and Sellers Concessions For Closing Costs
This blog will explore the concepts of lender credit and seller concessions about closing costs. When securing a home purchase…
Buyers Solutions to Multiple Offers on Home Purchase
This guide covers buyers solutions to multiple offers on home purchase. There was a time where there were tons of…
Can I Have Two FHA Loans at The Same Time
This guide explains the requirements for obtaining two FHA loans at the same time. This is important information for those…
Using Property Tax Prorations For Down Payment on a House
This blog post will explore the revised mortgage guidelines on Using Property Tax Prorations For Down Payment on a House….
Mortgage Approval For Home Purchase on Acreage in 2024
In this blog, we will cover and discuss qualifying and getting a mortgage approval for home purchase on acreage in…
Canceling a Real Estate Purchase Contract Transaction
This guide covers canceling a real estate purchase contract transaction. A real estate purchase contract is a legally binding agreement…
Qualifying For a Mortgage Downsizing To a Smaller Home
This guide covers qualifying for a home loan downsizing to a smaller home. It makes no sense in having a…
Can I Have Two FHA Loans Due To Expanding Family Size?
This guide addresses common inquiries regarding the possibility of maintaining two FHA loans due to expanding family size. Typically, individuals…
Types of Homes Eligible With Residential Loans
This ARTICLE cover the types of homes eligible with residential loans. Government loans are for owner occupant one to four-unit…
