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Gustan Cho Associates
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    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
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      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
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Call or Text: (800) 900-8569

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Home Purchase

Home / Home Purchase - Page 3
Septic Inspections on Home Purchase
Real Estate Topic | Home Purchase | Videos

The Ultimate Guide to Septic Inspections on Home Purchase

ByAnngelli Abenes Posted onJuly 30, 2024May 27, 2025

Buying a house is a big deal, and there’s a lot you need to check to make sure you’re making…

Continue Reading The Ultimate Guide to Septic Inspections on Home PurchaseContinue

Buying A Home In A Sellers Market
Home Purchase | Real Estate | Real Estate Topic | Videos

Buying A Home In A Sellers Market With Bad Credit

ByAnngelli Abenes Posted onJuly 16, 2024June 3, 2025

Navigating a Seller’s Market When Buying a Home When you are interested in buying a home in a sellers market,…

Continue Reading Buying A Home In A Sellers Market With Bad CreditContinue

Mortgage Options For Homebuyers in Idaho
Bad Credit Mortgages | Home Mortgages | Home Purchase | Videos

Mortgage Options For Homebuyers in Idaho With Bad Credit

ByDale Elenteny Posted onJune 21, 2024June 5, 2025

In this article, we will cover and discuss mortgage options for homebuyers in Idaho with bad credit and low credit…

Continue Reading Mortgage Options For Homebuyers in Idaho With Bad CreditContinue

Final Walk-Through Prior To Home Closing
Home Purchase | Clear To Close | Videos

Why Do You Do a Final Walk-Through Prior To Home Closing

ByAlex Carlucci Posted onJune 20, 2024June 5, 2025

In this article, we will cover and discuss the final walk-through prior to home closing. A Final Walk-Through Prior To…

Continue Reading Why Do You Do a Final Walk-Through Prior To Home ClosingContinue

Chicago First Responders Homes For Heroes
Home Purchase

Chicago First Responders Homes For Heroes Mortgage Program

ByAnngelli Abenes Posted onJune 7, 2024June 10, 2025

In this blog, we will cover and discuss Chicago First Responders Homes For Heroes Mortgage Program. We have can help…

Continue Reading Chicago First Responders Homes For Heroes Mortgage ProgramContinue

Selling a House With a Realtor
Home Purchase | Home Sellers | Real Estate Topic | Selling Your Home

Steps To Selling a House With a Realtor Fast For Top Dollar

ByAlex Carlucci Posted onJune 5, 2024June 10, 2025

In this article, we will cover and discuss the steps to selling a house with a realtor fast for top…

Continue Reading Steps To Selling a House With a Realtor Fast For Top DollarContinue

Buying a Home in Another State
First Time Home Buyers | Home Purchase | Real Estate Topic | Videos

Mortgage Qualifications for Buying a Home In Another State

ByGustan Cho Posted onJune 4, 2024June 11, 2025

This guide covers how to qualify for a mortgage by buying a home in another state. Buying a home in…

Continue Reading Mortgage Qualifications for Buying a Home In Another StateContinue

First Time Home Buying Process
Bad Credit Mortgages | Clear To Close | Home Purchase | Qualifying & Getting Pre-approved

First Time Home Buying Process Starts With Pre-Approval

ByGustan Cho Posted onJune 3, 2024June 11, 2025

This article discusses the first time home buying process, emphasizing that it starts with pre-approval. The initial step for those…

Continue Reading First Time Home Buying Process Starts With Pre-ApprovalContinue

Buying a House Near Mom-and-Pop Shops
First Time Home Buyers | Home Purchase | Real Estate Topic | Videos

Buying a House Near Mom-and-Pop Shops Versus Giant Retailers

ByMargarett Jurilla Posted onJune 3, 2024June 11, 2025

This guide covers buying a house near mom-and-pop shops versus big box retail stores. Are you tired of the same…

Continue Reading Buying a House Near Mom-and-Pop Shops Versus Giant RetailersContinue

Buying a Mountain House
Home Purchase | Investment Homes | Real Estate Topic | Second Homes | video

What To Know Before Buying a Mountain House

ByAnngelli Abenes Posted onMay 23, 2024July 29, 2025

This guide covers everything you need to know before buying a mountain house. Discover how to find your dream home…

Continue Reading What To Know Before Buying a Mountain HouseContinue

Avoiding Stress During Mortgage Process
Home Purchase | Videos

Avoiding Stress During Mortgage Process And Close On Time

ByAnngelli Abenes Posted onMay 22, 2024June 12, 2025

This Article Is About Ways Of Avoiding Stress During Mortgage Process And Close On Time There is no reason why…

Continue Reading Avoiding Stress During Mortgage Process And Close On TimeContinue

Mortgage Protection Plans
Home Purchase | Real Estate Topic | Videos

Mortgage Protection Plans For Homeowners

ByLaurie Cho Posted onMay 20, 2024June 12, 2025

This guide covers mortgage protection plans. The mortgage protection plan sets up a generational wealth plan and estate plan. The…

Continue Reading Mortgage Protection Plans For HomeownersContinue

Prenuptial Agreements
Home Mortgages | Home Purchase

How Does Prenuptial Agreements Affect Mortgages

ByAnngelli Abenes Posted onMay 17, 2024June 13, 2025

This guide covers how prenuptial agreements affect mortgage loans. You may have heard of prenuptial agreements if you plan to…

Continue Reading How Does Prenuptial Agreements Affect MortgagesContinue

Buying a Home With Bad Credit in Nevada
Bad Credit Mortgages | Credit Scores | Home Purchase | video

Buying a Home With Bad Credit in Nevada With Under 600 FICO

ByAnngelli Abenes Posted onMay 9, 2024June 13, 2025

In this article, we will delve into the process of buying a home with bad credit in Nevada, specifically for…

Continue Reading Buying a Home With Bad Credit in Nevada With Under 600 FICOContinue

Homeowner Tax Benefits On Home Purchase Versus Renting
Home Purchase | Qualifying & Getting Pre-approved | Real Estate Topic | Videos

Home Purchase Versus Renting Home

ByGustan Cho Posted onMay 9, 2024June 13, 2025

This guide covers home purchase versus renting for homebuyers. There are many added benefits to a home purchase versus renting…

Continue Reading Home Purchase Versus Renting HomeContinue

Buying Versus Renting in California
First Time Home Buyers | Home Purchase | Real Estate Topic | Videos

Pros and Cons of Buying Versus Renting in California

ByAnngelli Abenes Posted onMay 9, 2024June 13, 2025

This article analyzes the advantages and disadvantages of buying versus renting in California. The state has some of the highest real…

Continue Reading Pros and Cons of Buying Versus Renting in CaliforniaContinue

Verified Assets For Home Loan
Clear To Close | Home Purchase | video

How Mortgage Underwriters Consider Verified Assets For Home Loan

ByAnngelli Abenes Posted onMay 8, 2024June 16, 2025

When applying for a mortgage loan, homebuyers must present verified assets for home loan to the lender. Verified assets include…

Continue Reading How Mortgage Underwriters Consider Verified Assets For Home LoanContinue

Comparison of Mortgage Rates
Mortgage Rates | Home Mortgages | Home Purchase | Refinancing | Videos

Comparison of Mortgage Rates on Purchase and Refinance

ByAlex Carlucci Posted onMay 1, 2024July 24, 2025

This guide covers comparison of mortgage rates on purchase and refinance loans. Mortgage rates have been steadily going up to…

Continue Reading Comparison of Mortgage Rates on Purchase and RefinanceContinue

Home Inspection
Home Purchase | Mortgage Processing And Underwriting | Videos

Home Inspection Before Starting The Mortgage Process

ByAnngelli Abenes Posted onApril 30, 2024June 16, 2025

This guide covers home inspection before proceeding with the mortgage process. A home inspection is an inspection of a home…

Continue Reading Home Inspection Before Starting The Mortgage ProcessContinue

Using FHA Loans For Self-Employed Borrowers
Home Purchase | Income And Employment | Videos

Using FHA Loans For Self-Employed Borrowers to Buy a Home

ByGustan Cho Posted onApril 30, 2024June 17, 2025

In this blog, we will discuss and cover using FHA loans for self-employed borrowers on a home purchase. Using FHA…

Continue Reading Using FHA Loans For Self-Employed Borrowers to Buy a HomeContinue

Using 401k To Purchase Home
Home Purchase | Down Payment Assistance | Home Mortgages | Videos

Using 401k To Purchase Home Down Payment

ByGustan Cho Posted onApril 28, 2024June 20, 2025

Many homebuyers have substantial value on their 401k. They can use up to 60% of the value of their 401k for their down payment and/or closing costs on their home purchase. The amount used from their 401k is not used for their debt to income ratio calculations.

Continue Reading Using 401k To Purchase Home Down PaymentContinue

Housing Demand Strong
Real Estate Topic | Home Purchase | Videos

Housing Demand Strong Despite Highest Mortgage Rates

ByGustan Cho Posted onApril 28, 2024June 20, 2025

This guide covers housing demand strong despite highest mortgage rates and surging inflation numbers. Home sales throughout the United States…

Continue Reading Housing Demand Strong Despite Highest Mortgage RatesContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Sacramento California Home Purchase
    Sacramento California Home Purchase With Bad CreditAugust 7, 2025
  • Deficiency Judgments
    Qualifying For Home Loans With Deficiency JudgmentsAugust 7, 2025
  • What are 7 Ways to Defend a Debt Collection Lawsuit
    7 Ways to Defend a Debt Collection Lawsuit by ConsumersAugust 7, 2025
  • One Day Mortgage Loan Approval
    One Day Mortgage Loan Approval Process For HomebuyersAugust 7, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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