HUD Guidelines versus Lender Overlays on FHA Loans
This guide covers HUD guidelines versus lender overlays on FHA loans. There have been notable changes for HUD guidelines versus…
Difference Between FHA and Conventional Mortgage Guidelines
This guide covers the difference between FHA and Conventional mortgage guidelines. Many homebuyers, especially first-time buyers shopping for homes often…
Escrow Account Mortgage Guidelines on Home Mortgage Loans
This article covers escrow account mortgage guidelines and requirements. Lenders conduct periodic escrow analyses to ensure that the account balance…
FHA Mortgage Guidelines: Guide To FHA Loan Approval
FHA mortgage loans stand out as the leading choice among borrowers in the United States. The Federal Housing Administration (FHA)…
FHA Appraisal Transfer To A New Mortgage Lender
In this blog, we will discuss and cover the FHA appraisal transfer from your old lender to a new mortgage…
FHA W-2 Income Only Mortgage With No Income Tax Returns
The FHA W-2 Income Only Mortgage Lending Guidelines provide a pathway for borrowers to qualify for an FHA loan based…
Fannie Mae Guidelines on Community Property States
This guide provides clear information about Fannie Mae’s rules for Community Property States, helping people looking for mortgage information. It…
FHA Guidelines on Manufactured Home Loans
This guide covers FHA Guidelines on Manufactured Home Loans. FHA Guidelines on manufactured home loans are released. HUD, the parent…
FHA Appraisals Versus Conventional Appraisals Guidelines
This article examines and clarifies the criteria for FHA Appraisals Versus Conventional Appraisals. There are significant differences in the guidelines…
FHA DTI Ratios on Manual Underwrites Mortgage Guidelines
This article will delve into the mortgage guidelines for FHA DTI ratios on manual underwrites. The key distinction between manual…
HUD Guidelines For Gift Funds on FHA Loans
This article will delve into the HUD guidelines for gift funds in the context of home purchase transactions involving Federal…
What is an FHA Case Number on FHA Home Loans
This blog will cover and discuss the FHA case number on new FHA mortgage applications. We will also discuss transfers…
Jumbo Loan vs Conventional Loan Comparison | Rates and LTV
In this article, we will cover and discuss the comparison between jumbo loan vs conventional loan programs and the…
FHA Loans | High Debt To Income Ratio | Mortgage Lender Overlays | Mortgage Processing And Underwriting | Videos
Overlays on Debt To Income Ratio on FHA Loans
This guide covers overlays on debt-to-income ratio on FHA loans. Homebuyers who got issued pre-approval from a mortgage loan originator…
Eliminating FHA Mortgage Insurance Premium
This guide covers eliminating FHA mortgage insurance premium by refinancing FNMA. Borrowers taking out an FHA insurance mortgage loan, besides…
Fannie Mae and HUD Guidelines on Conforming vs FHA Loans
This guide covers Fannie Mae and HUD Guidelines on conventional versus FHA loans. Fannie Mae and HUD guidelines on conventional…
Conforming Versus Government-Backed Loans
This article covers Conforming versus government-backed loans. FHA, VA, and USDA loans are called government-backed loans. This is because lenders…
Bad Credit Mortgages | FHA Loans | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Denied For FHA Loan With Good Credit on Home Purchase
This guide covers the frequently asked question can I get denied for FHA loan with good credit on home purchase….
Bad Credit Mortgages | Compensating Factors | FHA Loans | Letter Of Explanation | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Mortgage With Late Payments | VA Loans | Verification Of Rent | Videos
HUD Late Payment Mortgage Guidelines During Chapter 13
This blog will discuss HUD late payment mortgage guidelines during the Chapter 13 Bankruptcy repayment plan. HUD and VA are…
First Time Home Buyers | Down Payment Assistance | FHA Loans | Home Purchase | HomeReady | VA Loans | Videos
Mortgage Process of First-Time Home Buyer Loan Programs
This guide covers the mortgage process of first-time home buyer loan programs. First-time home buyers have dominated the housing market…
The Pros and Cons of Conventional and FHA Loans
This guide covers the pros and cons of Conventional and FHA loans. The pros and cons of Conventional and FHA…
Mortgage Approval With 580 FICO Credit Score
This guide covers mortgage approval with 580 FICO credit score. The Federal Housing Administration, a subsidiary of the United States…
