What is Factoring

What Is Factoring And How Do They Benefit Businesses?

What Is Factoring and How Does It Help Businesses in 2024? Running a business can feel like a juggling act—managing operations, paying employees, and staying competitive. Cash flow often becomes the biggest challenge. That’s where factoring comes in. But what is factoring, and how does it work? How can it help businesses thrive in today’s…

Hard Money Loan With Federal Tax Lien
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Hard Money Loan With Federal Tax Lien And Judgments

Simple Guide on Getting a Hard Money Loan With Federal Tax Lien in 2024 If you owe money to the government and need cash for your property projects, it might seem hard to get a loan. But, there’s still hope with a hard money loan with federal tax lien. This easy 2024 guide will show…

Private Money Loan
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How Do I Qualify For Private Money Loan To Invest in Real Estate

This guide covers the frequently asked question how do I qualify for private money loan to invest in real estate. We will thoroughly go over how to qualify for private money loan for investment real estate properties.  The most important step is to know the general rules is most private and hard money lenders use…

Business Cash-Flow Analysis
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Business Cash-Flow Analysis For Self-Employed Wage Earners

This  guide covers business cash-flow analysis for self-employed wage earners. Positive business cash-flow analysis is critical to effectively managing every business. Particularly for small business, having less access to cash is problematic. Future forecasting can help you determine what your cash flow is going to look like down the road so you can plan for…

Commercial Real Estate Purchase Using FHA Financing
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Commercial Real Estate Purchase Using FHA Financing

In this blog, we will cover and discuss commercial real estate purchase using FHA financing. In the following paragraphs, we will give you tips on commercial real estate purchase using FHA financing. How can investors qualify for commercial real estate purchase using FHA financing? FHA financing is generally used for residential purchases and refinances. Residential…

First-Time Buyer 3 Percent Down Payment Conventional Loan
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First-Time Buyer 3 Percent Down Payment Conventional Loan

What Are The 3% Down Payment Conventional Loan Requirements And Guidelines? Fannie Mae and Freddie Mac allow a 3% down payment on conventional loans for first-time homebuyers. A first-time homebuyer is a buyer who had no ownership of a home in the past three years.

How To Become A Private Money Lender For Real Estate Investors

How To Become A Private Money Lender For Real Estate Investors

This Article Is About How To Become A Private Money Lender For Real Estate Investors To find a good opportunity to lend. What constitutes a good opportunity to lend? There are a couple of things you as a private money lender can do to be sure you’re getting the best possible opportunity to lend on….

Investing in Real Estate in The Virgin Islands
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Investing in Real Estate in The Virgin Islands

In recent years, the  United States Virgin Islands have seen an unprecedented boom in tourism. Money started trickling into the island through investments and tourism. This means that even the hospitality industry has directly

Apartment Building Loans For Real Estate Investors
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Apartment Building Loans For Real Estate Investors

This guide covers apartment building loans for real estate investors. Gustan Cho Associates are experts in apartment building loans. Apartment building loans fall into the category of commercial real estate loans. They are very popular in today’s market. Most lenders want the borrower to put in a 20% down payment. Others require a 25% down…

Small Business Loans
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Small Business Loans For Self-Employed With SBA Loans

This guide covers important tips for starting small businesses for entrepreneurs and getting financing with SBA Business Loans. Starting a business requires you to do a lot. You have to research, plan, get finances, and meet legal obligations. The first two years are the most risky and have the most dangers of failing when starting…

Hard Money Loan Closings
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Utah Hard Money Loan Closings In 24 Hours

This guide covers Utah hard money loan closings in 24 hours for real estate investors offered at Lending Network, LLC. Lending Network, LLC is the best Utah Hard Money Lender with the fastest loan process and funding time than any other hard money lender in Utah. There was a recent incident where disaster was around…

Equipment Financing
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Equipment Financing

This guide covers all about equipment financing. If you run a small or medium-sized business, you know how important it is to have the right equipment for your operations. Whether you need machinery, vehicles, computers, or any other physical asset, equipment can help you increase efficiency, productivity, and profitability. But equipment can also be expensive…

Commercial Loans Chicago
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Commercial Loans Chicago

This guide covers qualifying and getting approved for commercial loans Chicago at Gustan Cho Associates. Gustan Cho Associates is a one-stop lending shop for all types of lending.  Looking for Commercial Loans Chicago? You have come to the right website. Gustan Cho Associates has a national reputation for being able to do mortgage loans other…

Real Estate Investing Mortgage Loan Programs
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Real Estate Investing Mortgage Loan Programs For Investors

This guide covers real estate investing mortgage loan programs for investors. There are various types of real estate investing.  Real estate investing is such a broad topic, so we will narrow real estate investing to single-family homes on this blog. Real estate investing was extremely popular until the real estate market collapsed in 2008. Real…

What Are Hard Money Lenders
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What Are Hard Money Lenders

This guide covers the frequently asked questions at Gustan Cho Associates, What are hard money lenders? What Are Hard Money Lenders? Hard Money Lenders are lenders primarily based on the assets rather than the borrower. Michael Neill, President of AXEN Mortgage, LLC, a dba of NEXA Mortgage, LLC, explains what are hard money lenders as…

What is the balloon mortgages
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Balloon Mortgages | What is a Balloon Mortgage

In this article, we will discuss and cover balloon mortgages and how they work. Balloon mortgages are short-term loans with fixed monthly payments, usually based on a 30-year fully amortizing schedule. Balloon loans are for commercial loans only and do not apply to residential mortgages. After the 2008 housing meltdown and subprime mortgage collapse, federal…

Hard Money Lending Chicago
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Hard Money Lending Chicago For Commercial Real Estate

This blog will cover hard money lending Chicago guidelines for real estate investors. Investors have a preference for where they like to invest their money. This includes lenders of hard money lending Chicago.  Gustan Cho Associates are mortgage lenders licensed in 48 states,  including Washington, DC, Puerto Rico, and the U.S. Virgin Islands (Not Yet…

Commercial Mortgage Loans
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Guide To Commercial Mortgage Loans

This guide will cover commercial mortgage loans. We will discuss the various options for investors on commercial mortgage loans and specialty business financing programs. It is highly recommended commercial real estate investors research the financing options of various lenders on commercial mortgage loans. We will cover the best resource information websites for financing commercial real…

Types Of Commercial Lending
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Types of Commercial Lending For Real Estate Investors

In this guide on types of commercial lending, we will cover the various commercial loans available at Gustan Cho Associates for real estate investors. Commercial Lending is different and separate from residential lending. There are many types of Commercial Lending, just like there are various types of Residential Lending. Residential Lending Commercial Lending Many borrowers…

Short Term Interest Only Home Loans

Interest Only Home Loans For Investment Properties Chicago

This Article Is About Interest Only Home Loans For Investment Properties Short Term Fix And Flip Interest Only Loans Chicago are now back in full swing. Real estate investors do not have to rely on Hard Money Loans at over 10% mortgage interest rates. The No Doc Fix And Flip Loans is available for property…

Business Loans

How To Get Approved For The Right Business Loans For Your Business

This Article On How To Get Approved For The Right Business Loans For Your Business Many people who eventually want to open up their own businesses and work hard to save money to fund their new business. However, they will need a business loan from a bank or via SBA, Small Business Administration, in order…