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ByAlex Carlucci
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This Article On Mortgage Lead Generation Companies Versus Lenders Do you have multiple mortgage brokers contacting you? Getting unwanted solicitation calls can become really annoying Especially if you get dozens of calls every day from mortgage brokers throughout the country There are hundreds of lead generation companies that advertise on the internet They advertise that…
ByGustan Cho
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This Article On Refinance Mortgage Loans Hit Year High Due To Low Rates Refinance Mortgage Loans is the hottest thing right now. Many mortgage companies are swamped with homeowners trying to refinance their current mortgage loans at lower rates The breaking news the Central Bank lowering rates to zero percent drove mortgage rates at historic lows…
ByGustan Cho
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This Article On Condotel Loans Florida With 25% Down Payment Condotel Loans Florida is a big part of our business at Gustan Cho Associates. I specialize in Condotel Loans Florida Condo Hotels are great investments for those seeking to purchase a vacation home During the period where you do not use your Condo Hotel, you…
ByGustan Cho
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This Article On Buying Out Of State Homes Online Sight-Unseen Purchases The concept of Buying Out Of State Homes Online sight-unseen is nothing new. As a prior real estate investor, most of the investment homes I purchased to flip and/or to rent were sight-unseen Many professional real estate investors with working relationships with realtors have…
ByAlex Carlucci
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This Article On How To Get Approved For The Right Business Loans For Your Business Many people who eventually want to open up their own businesses and work hard to save money to fund their new business. However, they will need a business loan from a bank or via SBA, Small Business Administration, in order…
ByAlex Carlucci
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BREAKING NEWS: Indiana versus Illinois tax rates making taxpayers flee Illinois. This guide covers Illinois versus Illinois tax rates. Indiana Versus Illinois Tax Rates are one of the main reasons for a mass exodus of Illinois businesses and taxpayers to Indiana. Indiana is booming. The low tax rates in Indiana are attracting tens of thousands…
ByAlex Carlucci
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This BREAKING NEWS Article On Illinois Unemployment Worst In The Nation During The COVID-19 Crisis Illinois Unemployment Worst In The Nation During The COVID-19 Crisis. Illinois has the Nation’s highest tax rate. The state also has the worst financial deficit out of any state in the Nation Most states were booming prior to the coronavirus…
ByGustan Cho
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This Article On What Is A Partnership And Types Of Partnerships In Business A partnership is a business where two or more people share in the ownership and are called “partners” or “members.” Each partner contributes to all aspects of the business This is including money, property, labor, and skill In return, each partner shares…
ByAlex Carlucci
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In this article, we will cover the breaking news on Illinois public corruption costing Illinois taxpayers at least $550M per year. Illinois Public Corruption has been a major issue over the decades. There is no slowdown in corrupt politicians getting investigated, indicted, arrested, and sentenced to prison terms. It took no longer than four months…
ByGustan Cho
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This Article Is On Mortgage After Deed In Lieu In California Home buyers can now qualify for mortgage after deed in lieu in California after the mandatory waiting period depending on the mortgage loan program. California is one of the states in the nation with the highest foreclosure rates. Californians were hurt hard by the…
ByAlex Carlucci
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This Article On Mortgage Blogs Online And The Validity Of Accurate Content Mortgage Blogs are mortgage articles written about real estate, mortgage, and lending-related topics by writers and published on the internet. Most consumers who are in need of answers to questions on mortgages or real estate normally will search online and type in keywords…
ByAlex Carlucci
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This Article On What Makes A Top Mortgage Producer In The Lending Industry I spent the greater part of a week at a mortgage summit called the Master Mind Summit. I didn’t leave with that much useful new information, but I left reenergized with very useful previously learned, and sometimes practiced techniques and information. This…
ByAlex Carlucci
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This Article On Florida Attorney Carl Williams: Five-Star Litigation Lawyer You Should Know It is my great pleasure and honor to introduce all of our viewers to my dear friend and the best attorney I know, Attorney Carl Williams as a guest legal writer for Gustan Cho Associates commercial and residential mortgage information center. I…
ByAlex Carlucci
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This Mortgage Blog On Mortgage Terminology That You Need To Know Before Applying For A Home Loan Buying a home can be very stressful with all its uncertainties and ups and downs. A person can find themselves on an emotional roller coaster This holds especially true with all the mortgage terminology that is used through…
ByGustan Cho
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This Article On FHA Loan With Unpaid Collections Florida Home Buyers with bad credit and lower credit scores can qualify for FHA Loan With Unpaid Collections. Borrowers of FHA Loans do not have to pay outstanding collection accounts and charge off accounts as long as the lender they consult with has no FHA Lender Overlays…
ByGustan Cho
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This Article On Bankruptcy Alternatives & How Bankruptcy Affects Mortgage Qualification Many who have extenuating circumstances such as job loss, business loss, medical issues, or divorce fall behind on their debts. Once consumers fall behind on their debts due to loss of income, it is very difficult to catch up. Many who are behind on…
ByGustan Cho
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This Article On Home Buyer Questions To Ask Sellers When Buying Home Home buyers should definitely make it a priority to visit as many open houses as possible. Open houses are great because home buyers will be meeting the seller’s real estate listing agent Sometimes the sellers of the home is present as well Asking…
ByGustan Cho
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This Article On Using IRS 4506T Form In Mortgage Loan Processing Mortgage lenders require income verification with not just the employer and with requiring income tax returns, but will also need to verify the income and tax returns with the Internal Revenue Service to make sure that the income tax returns are valid. The way…
ByGustan Cho
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This Article On What Are The Biggest Home Purchase Regrets And How To Avoid Them Buyers who decided purchase a home and got a solid pre-approval from a mortgage loan originator, next step is to start shopping for a home. Shopping for a new home is an exciting time Home buyers should do a lot…
ByGustan Cho
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This Article On Mortgage After Short Sale Guidelines For Home Purchase Previous homeowners who had a prior short sale can now qualify for a mortgage after a short sale as long as they have met the mandatory waiting period after a short sale. Many homeowners have requested a short sale from their current lender as…
ByGustan Cho
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This Article On How Underwriters View Credit History And Recent Late Payments Credit history and recent late payments are carefully reviewed by mortgage lenders during the mortgage application and mortgage approval process. A mortgage underwriter will look at the overall credit history of applicants Two things they will look for is whether the applicant has…
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