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Gustan Cho Associates
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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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      • Asset-Depletion
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Gustancho Associates

Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 64
Steps In Buying A House And Getting Qualified For Mortgage
Home Purchase | Videos

Steps In Buying A House And Getting Qualified For Mortgage

ByGustan Cho Posted onAugust 30, 2021July 29, 2025

This Article Is About Steps In Buying A House And Getting Qualified For A Mortgage Buying a home can be…

Continue Reading Steps In Buying A House And Getting Qualified For MortgageContinue

States Attracting New Taxpayers
Videos

States Attracting New Taxpayers Due To Low Taxes And Cost Of Living

ByAlex Carlucci Posted onAugust 29, 2021July 11, 2025

This Breaking News Article Is About States Attracting New Taxpayers Due To Low Taxes And Cost Of Living 2020 is…

Continue Reading States Attracting New Taxpayers Due To Low Taxes And Cost Of LivingContinue

Conventional loan with low credit scores
Conventional Loans | Videos

Myths And Truths About Conventional Loans Versus FHA Mortgages

ByGustan Cho Posted onAugust 28, 2021January 22, 2025

This Article Is About Myths And Truths About Conventional Loans Versus FHA Mortgages What do you believe is the most…

Continue Reading Myths And Truths About Conventional Loans Versus FHA MortgagesContinue

Conforming Down Payment Guidelines For Home Buyers
Home Purchase

Conforming Down Payment Guidelines For Home Buyers

ByGustan Cho Posted onAugust 28, 2021October 8, 2024

This Article Is About Conforming Down Payment Guidelines For Home Buyers Conventional Loans are called conforming loans because they need…

Continue Reading Conforming Down Payment Guidelines For Home BuyersContinue

Homeowners Hazard Insurance
Bad Credit Mortgages

The Importance Of Having Homeowners Hazard Insurance For Homeowners

ByMike Gracz Posted onAugust 27, 2021October 8, 2024

This Article Is About The Importance Of Having Homeowners Hazard Insurance For Homeowners A home is most people’s single largest…

Continue Reading The Importance Of Having Homeowners Hazard Insurance For HomeownersContinue

Documents Required By Lenders To Close Mortgage On Time
Mortgage Processing And Underwriting | Videos

Documents Required By Lenders To Close Mortgage On Time

ByAlex Carlucci Posted onAugust 26, 2021August 22, 2025

This Article Is About Documents Required By Lenders To Close Mortgage On Time Most people dread the thought of providing…

Continue Reading Documents Required By Lenders To Close Mortgage On TimeContinue

Changes In Mortgage Lending And Guidelines And How It Affects Buyers
Home Mortgages

Changes In Mortgage Lending And Guidelines And How It Affects Buyers

ByGustan Cho Posted onAugust 25, 2021March 20, 2024

This Article Is About Changes In Mortgage Lending And Guidelines And How It Affects Buyers 2021 has come and is…

Continue Reading Changes In Mortgage Lending And Guidelines And How It Affects BuyersContinue

VA Loans Alabama
Mortgage Lender Overlays | VA Loans

VA Loans Alabama Mortgage Guidelines With No Lender Overlays

ByMike Gracz Posted onAugust 24, 2021October 8, 2024

This ARTICLE Is About VA Loans Alabama Mortgage Guidelines With No Lender Overlays Alabama is on the map. The state…

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Impact On Debt Versus Your Credit Scores
High Debt To Income Ratio

Debt Versus Credit Scores During Mortgage Qualification

ByGustan Cho Posted onAugust 23, 2021August 22, 2025

This Article Is About Debt Versus Credit Scores During Mortgage Qualification There is a negative impact on debt versus credit…

Continue Reading Debt Versus Credit Scores During Mortgage QualificationContinue

FHA Automated Findings With Low Credit Scores And High DTI
Videos | Automated Underwriting System

FHA Automated Findings With Low Credit Scores And High DTI

ByGustan Cho Posted onAugust 17, 2021July 29, 2025

This Article Is About FHA Automated Findings With Low Credit Scores And High DTI  It will be much more difficult…

Continue Reading FHA Automated Findings With Low Credit Scores And High DTIContinue

DIY Tips for Homeowners on Home Improvements
Real Estate Topic

DIY Tips for Homeowners on Home Improvements

ByGustan Cho Posted onAugust 13, 2021October 8, 2024

This article covers DIY Tips For Homeowners On Home Improvements Good Morning world and happy Friday to all of you….

Continue Reading DIY Tips for Homeowners on Home ImprovementsContinue

Disputing Derogatory Credit During Mortgage Process
Mortgage Processing And Underwriting

Disputing Derogatory Credit During Mortgage Approval Process

ByGustan Cho Posted onAugust 12, 2021October 8, 2024

You cannot dispute derogatory credit tradelines during the mortgage process unless they are exempt from retraction. Any non-exempt credit disputes will suspend and halt the mortgage process.

Continue Reading Disputing Derogatory Credit During Mortgage Approval ProcessContinue

FHA Loan Credit
Mortgage Lender Overlays

FHA Loan Credit Guidelines Versus Lender Overlays

ByGustan Cho Posted onAugust 12, 2021October 9, 2024

This Article Is About FHA Loan Credit Guidelines Versus Lender Overlays The U.S. Department of Housing and Urban Development (HUD),…

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How to remove negative entries to qualify for a mortgage
Bad Credit Mortgages

Removing Negative Items To Qualify For Mortgage

ByAlex Carlucci Posted onAugust 10, 2021August 14, 2025

This Article Is About Removing Negative Items To Qualify For Mortgage Gustan Cho Associates are experts in advising borrowers in…

Continue Reading Removing Negative Items To Qualify For MortgageContinue

Condo Versus Home Purchase
Condominium Loans

Condo Versus Home Purchase Mortgage Guidelines

ByGustan Cho Posted onAugust 9, 2021October 8, 2024

Condos are becoming very popular for millennials, young busy professionals, and the elderly. However, lending standards are tougher on condos versus single-family homes.

Continue Reading Condo Versus Home Purchase Mortgage GuidelinesContinue

How To Prevent Mortgage Default With Loss Of Employment
Home Purchase

How To Prevent Mortgage Default With Loss Of Employment

ByGustan Cho Posted onAugust 9, 2021October 9, 2024

This Article Is About How To Prevent Mortgage Default With Loss Of Employment Mortgage lenders will work with homeowners who…

Continue Reading How To Prevent Mortgage Default With Loss Of EmploymentContinue

HUD FHA 203k Renovation Guidelines
FHA 203k Loan

HUD FHA 203k Renovation Guidelines On Home Improvement Loans

ByGustan Cho Posted onAugust 7, 2021September 23, 2024

This ARTICLE On HUD FHA 203k Renovation Guidelines On Home Improvement Loans Home values are appreciating nationwide. Both HUD and…

Continue Reading HUD FHA 203k Renovation Guidelines On Home Improvement LoansContinue

Undisclosed Debt Guidelines
High Debt To Income Ratio

Undisclosed Debt Guidelines On Government And Conventional Loans

ByDale Elenteny Posted onAugust 6, 2021March 1, 2024

Most undisclosed debts will be discovered by lenders during a third-party national search of public records.

Continue Reading Undisclosed Debt Guidelines On Government And Conventional LoansContinue

Home Loan With High DTI
High Debt To Income Ratio

Home Loan With High DTI And Bad Credit Guidelines

ByGustan Cho Posted onAugust 6, 2021September 1, 2025

Most lenders have a debt to income ratio cap on government and conventional loans. Lenders need to meet the minimum debt to income ratio caps. However, lenders can have their own DTI caps which is lower than the agency guidelines as part of their DTI lender overlays

Continue Reading Home Loan With High DTI And Bad Credit GuidelinesContinue

Mortgage Rates Are Still At Historic Lows On Purchase And Refinance
Mortgage Rates | Videos

Mortgage Rates Are Still At Historic Lows On Purchase And Refinance

ByGustan Cho Posted onJuly 21, 2021January 14, 2025

This Article Is About Mortgage Rates Are Still At Historic Lows On Purchase And Refinance: The Dow Jones Industrials have…

Continue Reading Mortgage Rates Are Still At Historic Lows On Purchase And RefinanceContinue

HUD FHA 203h Mortgage Guidelines
FHA Loans

HUD FHA 203h Mortgage Guidelines For Disaster Victims

ByGustan Cho Posted onJuly 19, 2021July 19, 2024

This Article Is About HUD FHA 203h Mortgage Guidelines For Disaster Victims: Housing and Urban Development is the parent of…

Continue Reading HUD FHA 203h Mortgage Guidelines For Disaster VictimsContinue

Benefits of Buying Newer Homes Versus Older Homes
Real Estate Topic

Benefits of Buying Newer Homes Versus Older Homes

ByAlex Carlucci Posted onJuly 18, 2021July 19, 2024

This Article Covers The Benefits of Buying Newer Homes Versus Older Homes: Buying a newer home, especially a new construction…

Continue Reading Benefits of Buying Newer Homes Versus Older HomesContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • FHA Loans With Low Credit Scores in Nebraska
    FHA Loans With Low Credit Scores in NebraskaSeptember 9, 2025
  • FHA Chapter 13 Bankruptcy Guidelines
    FHA Chapter 13 Bankruptcy GuidelinesSeptember 9, 2025
  • FHA Loans for Bad Credit
    FHA Loans For Bad Credit Mortgage OptionsSeptember 9, 2025
  • FHA Manual Underwriting Mortgage Guidelines
    FHA Manual Underwriting Mortgage GuidelinesSeptember 9, 2025

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Resources

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Bad Credit Scores
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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