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      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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      • VA Manual Underwriting
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    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
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      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
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Home / Mortgage & Real Estate News - Page 61
VA Loans For First Time Veteran Home Buyers With No Overlays
VA Loans

VA Loans For First Time Veteran Home Buyers With No Overlays

ByGustan Cho Posted onFebruary 7, 2022July 22, 2024

In this blog, we will discuss and cover VA loans for first-time home buyers with no lender overlays. The United…

Continue Reading VA Loans For First Time Veteran Home Buyers With No OverlaysContinue

Is Now A Good Time For Buying A House With Rising Mortgage Rates
Bad Credit Mortgages

Is Now A Good Time For Buying A House With Rising Mortgage Rates

ByMike Gracz Posted onFebruary 7, 2022October 8, 2024

Is Now A Good Time For Buying A House With Rising Mortgage Rates? Gustan Cho Associates have been following the…

Continue Reading Is Now A Good Time For Buying A House With Rising Mortgage RatesContinue

FHA Streamline Refinance California
Mortgage Refinance

FHA Streamline Refinance California With Bad Credit

ByGustan Cho Posted onJanuary 17, 2022July 25, 2025

FHA Streamline Refinance California is a fast-track refinance mortgage loan program for California homeowners with a current FHA loan. They…

Continue Reading FHA Streamline Refinance California With Bad CreditContinue

Virginia VA Loan Requirements
VA Loans

Virginia VA Loan Requirements On Home Purchase And Refinance

ByMike Gracz Posted onJanuary 10, 2022October 8, 2024

Virginia VA Loan Requirements has the most lenient mortgage guidelines versus any other loan program in the nation. VA loans…

Continue Reading Virginia VA Loan Requirements On Home Purchase And RefinanceContinue

Cash-Out Refinance Mortgage Rates
Mortgage Refinance | Videos

Lenders With The Best Cash-Out Refinance Mortgage Rates

ByAlex Carlucci Posted onJanuary 2, 2022July 24, 2025

Cash-out refinance mortgage rates are higher than rate and term refinance rates.  Cash-out mortgage rates are substantially higher for homeowners…

Continue Reading Lenders With The Best Cash-Out Refinance Mortgage RatesContinue

Fannie Mae Conventional Loan Limits
Conventional Loans

Fannie Mae Conventional Loan Limits For 1 to 4 Unit Homes

ByMike Gracz Posted onJanuary 1, 2022July 22, 2024

In this blog, we will cover and discuss Fannie Mae Conventional loan limits on one to four-unit properties. The FHFA…

Continue Reading Fannie Mae Conventional Loan Limits For 1 to 4 Unit HomesContinue

FAQ On VA Loans
VA Loans

FAQ On VA Loans On Eligibility Requirements And Mortgage Options

ByGustan Cho Posted onDecember 30, 2021October 8, 2024

In this blog, we will be covering the FAQ on VA loans on eligibility requirements and VA mortgage loan options…

Continue Reading FAQ On VA Loans On Eligibility Requirements And Mortgage OptionsContinue

Frequently Asked Mortgage Questions
First Time Home Buyers

Frequently Asked Mortgage Question From First-Time Homebuyers

ByMike Gracz Posted onDecember 29, 2021October 9, 2024

Gustan Cho Associates work with many different families in all different areas of the country. But our clients commonly ask…

Continue Reading Frequently Asked Mortgage Question From First-Time HomebuyersContinue

FHA Streamline Refinance Mortgage
Mortgage Refinance

FHA Streamline Refinance Mortgage Florida With Limited Documents

ByAlex Carlucci Posted onDecember 26, 2021January 18, 2024

Florida homeowners with FHA Loans that closed on their home loans prior to January 26, 2015, don’t miss an opportunity…

Continue Reading FHA Streamline Refinance Mortgage Florida With Limited DocumentsContinue

Merry Christmas From Gustan Cho Associates Mortgage
Bad Credit Mortgages

Merry Christmas From Gustan Cho Associates Mortgage

ByAlex Carlucci Posted onDecember 24, 2021October 8, 2024

Gustan Cho Associates like to thank and wish all of our clients, viewers, and partners a very Merry Christmas from…

Continue Reading Merry Christmas From Gustan Cho Associates MortgageContinue

Washington VA Loan Requirements
VA Loans

Washington VA Loan Requirements With No Overlays On VA Loans

ByAlex Carlucci Posted onDecember 16, 2021July 22, 2024

Eligible active duty and retired veterans meeting the minimum Washington VA loan requirements can qualify for VA loans with no…

Continue Reading Washington VA Loan Requirements With No Overlays On VA LoansContinue

My Experience With The Gustan Cho Team
Mortgage Lender Overlays

My Experience with The Gustan Cho Team at Gustan Cho Associates

ByAlex Carlucci Posted onDecember 15, 2021October 8, 2024

This article is about a borrower’s testimonial on My Experience with The Gustan Cho Team at Gustan Cho Associates. We…

Continue Reading My Experience with The Gustan Cho Team at Gustan Cho AssociatesContinue

Florida FHA Loan
FHA Loans

Florida FHA Loan Requirements: How To Get Approved With Bad Credit

ByAlex Carlucci Posted onDecember 11, 2021October 9, 2024

In this blog, we will cover and explain the Florida FHA loan requirements in detail and advise homebuyers on how…

Continue Reading Florida FHA Loan Requirements: How To Get Approved With Bad CreditContinue

FHA Lenders With No Overlays
Home Mortgages

FHA Lenders With No Overlays In California On FHA Loans

ByGustan Cho Posted onDecember 6, 2021October 8, 2024

Many lenders in California have lender overlays on FHA loans due to the state having many high-cost areas.

Continue Reading FHA Lenders With No Overlays In California On FHA LoansContinue

Florida Mortgage Rates On Conventional Loans
Mortgage Rates

Florida Mortgage Rates On Conventional Loans In Comparison To FHA Loans

ByGustan Cho Posted onDecember 3, 2021October 9, 2024

This Article Is About Florida Mortgage Rates On Conventional Loans Versus FHA Loans Florida mortgage rates on Conventional Loans in…

Continue Reading Florida Mortgage Rates On Conventional Loans In Comparison To FHA LoansContinue

Impact Credit Scores Has On Down Payment On Home Purchase (1)
Home Purchase

Impact Credit Scores Has On Down Payment On Home Purchase

ByMike Gracz Posted onDecember 2, 2021October 8, 2024

This Article Is About The Impact Credit Scores Has On Down Payment On Home Purchase: If you are in the…

Continue Reading Impact Credit Scores Has On Down Payment On Home PurchaseContinue

FHA Loan Guidelines Alabama For Homebuyers
FHA Loans

FHA Loan Guidelines Alabama For Homebuyers

ByGustan Cho Posted onNovember 25, 2021April 7, 2025

This Article Is About FHA Loan Guidelines Alabama For First-Time Homebuyers and borrowers with bad credit. Due to the lenient…

Continue Reading FHA Loan Guidelines Alabama For HomebuyersContinue

Asset And Reserves
Compensating Factors

Asset And Reserves Requirements And Guidelines For Mortgages

ByGustan Cho Posted onNovember 18, 2021October 8, 2024

This Article Is About Asset And Reserves Requirements And Guidelines For Mortgages Homebuyers applying for a mortgage are going to…

Continue Reading Asset And Reserves Requirements And Guidelines For MortgagesContinue

NON-QM Home Loan Guidelines For Borrowers With Bad Credit
NON-QM Loans | Videos

NON-QM Home Loan Guidelines For Borrowers With Bad Credit

ByMike Gracz Posted onNovember 15, 2021March 11, 2024

This Article Is About NON-QM Home Loan Guidelines For Borrowers With Bad Credit NON-QM Home Loan Guidelines And How It…

Continue Reading NON-QM Home Loan Guidelines For Borrowers With Bad CreditContinue

Building Credit With Timely Housing Payments
Bad Credit Mortgages

Building Credit With Timely Housing Payments

ByMike Gracz Posted onNovember 9, 2021April 7, 2025

This article is about building credit with timely housing payments. One of the strongest credit tradelines consumers can have is…

Continue Reading Building Credit With Timely Housing PaymentsContinue

Credit Score Improvement In Mortgage Process
Mortgage Rates

Credit Score Improvement In Mortgage Process Benefits Rates

ByGustan Cho Posted onNovember 8, 2021July 22, 2024

This Article Is About Credit Score Improvement In Mortgage Process Benefits Rates Credit scores are the biggest determinant of what…

Continue Reading Credit Score Improvement In Mortgage Process Benefits RatesContinue

Recommended Lender By Realtors Due To Its No Lender Overlays Policy
Videos | Mortgage Lender Overlays

Recommended Lender By Realtors Due To Its No Lender Overlays Policy

ByMike Gracz Posted onNovember 5, 2021July 25, 2025

This Article Is About Recommended Lender By Realtors Due To Its No Lender Overlays Policy  In this article, we will…

Continue Reading Recommended Lender By Realtors Due To Its No Lender Overlays PolicyContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • How Derogatory Credit Affects Mortgage Approval
    How Derogatory Credit Affects Mortgage ApprovalAugust 13, 2025
  • CFPB Eliminating TRID
    CFPB Eliminating TRID To Help Mortgage BorrowersAugust 13, 2025
  • FHA versus Conforming Mortgage Rates
    FHA versus Conforming Mortgage RatesAugust 13, 2025
  • Recent Increase In Income
    How is Recent Increase in Income Viewed by UnderwritersAugust 12, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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