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    • Contact Us
    • Get Pre-Approved
    • Order Credit
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    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
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      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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      • FHA Manual Underwriting
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Author: Alex Carlucci

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Housing Economic Outlook
Headline News Archives

Housing Economic Outlook and How It Impacts Homebuyers

ByAlex Carlucci Posted onJanuary 26, 2025January 27, 2025

Housing Economic Outlook and how it impacts Homebuyers (Updated January 26, 2025) Introduction Housing Economic Outlook: Market activity at the…

Continue Reading Housing Economic Outlook and How It Impacts HomebuyersContinue

Growing Up In The Inter-City
Headline News Archives

Growing Up in The Inter-City of Chicago as a Homeowner

ByAlex Carlucci Posted onJanuary 24, 2025January 27, 2025

This guide covers growing up in the inter-city of Chicago as a homeowner: The Story of John Strange. Escaping and…

Continue Reading Growing Up in The Inter-City of Chicago as a HomeownerContinue

Federal Reserve Board Increases Interest Rates
Headline News Archives

Federal Reserve Board Increases Interest Rates

ByAlex Carlucci Posted onJanuary 24, 2025January 27, 2025

This guide covers what happens when the Federal Reserve Board increases interest rates. This guide is an update of an…

Continue Reading Federal Reserve Board Increases Interest RatesContinue

Lenders for Best Rates
Videos | Headline News Archives

Gustan Cho Associates: The Lenders for Best Rates

ByAlex Carlucci Posted onJanuary 22, 2025February 28, 2025

This guide covers lenders for best rates. We have seen high interest rates and skyrocketing mortgage rates. Still to this…

Continue Reading Gustan Cho Associates: The Lenders for Best RatesContinue

Qualifying for Jumbo Loans
Jumbo Loans | Bank Statement Loans | NON-QM Loans | Videos

Qualifying For Jumbo Loans With Low FICO in 2025

ByAlex Carlucci Posted onJanuary 20, 2025January 21, 2025

Qualifying for Jumbo Loans in 2025: Your Complete Guide If you dream of purchasing a high-value home and need a…

Continue Reading Qualifying For Jumbo Loans With Low FICO in 2025Continue

IHDA Mortgage Guidelines on Illinois Home Purchase
Home Purchase | Down Payment Assistance | First Time Home Buyers | Videos

IHDA Mortgage Guidelines on Illinois Home Purchase

ByAlex Carlucci Posted onJanuary 17, 2025January 19, 2025

In this blog, we will cover and discuss IHDA mortgage guidelines on Illinois home purchases. The Illinois Housing Development Authority…

Continue Reading IHDA Mortgage Guidelines on Illinois Home PurchaseContinue

Role of the Property Manager
Real Estate Topic

What is the Role of The Property Manager

ByAlex Carlucci Posted onJanuary 16, 2025January 17, 2025

This guide covers the role of the property manager and their responsibilities to landlords. The role of the property manager…

Continue Reading What is the Role of The Property ManagerContinue

Buying Townhouse Versus Single-Family Homes
Condominium Loans | Home Purchase | Real Estate Topic | Town House | Videos

Buying Townhouse Versus Single-Family Homes

ByAlex Carlucci Posted onJanuary 15, 2025January 20, 2025

More and more homebuyers are gravitating towards a townhome purchase versus a single-family home during today’s booming housing market

Continue Reading Buying Townhouse Versus Single-Family HomesContinue

Sarasota Housing Market
Real Estate Topic | Home Purchase

Sarasota Housing Market: Home Prices and Trends

ByAlex Carlucci Posted onJanuary 15, 2025January 16, 2025

This guide covers the Sarasota housing market. Purchasing a Property in Sarasota and Picking Your Real Estate Agent The Sarasota…

Continue Reading Sarasota Housing Market: Home Prices and TrendsContinue

FHA Back to Work Mortgage
FHA Loans | Headline News Archives | Mortgage After Bankruptcy and Foreclosure | NON-QM Loans | Videos

FHA Back To Work Mortgage Waives Bankruptcy and Foreclosure

ByAlex Carlucci Posted onJanuary 14, 2025January 14, 2025

This guide covers the ill-fated HUD’s FHA Back to Work Mortgage. The FHA Back to Work Mortgage no longer exists….

Continue Reading FHA Back To Work Mortgage Waives Bankruptcy and ForeclosureContinue

QM-Qualified Mortgages
Home Mortgages | NON-QM Loans | Videos

What Are QM-Qualified Mortgages Versus Non-QM Loans

ByAlex Carlucci Posted onJanuary 14, 2025January 20, 2025

Understanding QM-Qualified Mortgages: What Borrowers Need to Know in 2025 If you’re thinking about buying a home or refinancing, chances…

Continue Reading What Are QM-Qualified Mortgages Versus Non-QM LoansContinue

Mortgage Approval Without Retracting Credit Disputes
Credit Disputes | Credit Scores | Re-Establishing Credit | Videos

Mortgage Approval Without Retracting Credit Disputes

ByAlex Carlucci Posted onJanuary 13, 2025January 14, 2025

Mortgage Approval Without Retracting Credit Disputes: A Complete Guide for 2024 and Beyond If you’re worried about how credit disputes…

Continue Reading Mortgage Approval Without Retracting Credit DisputesContinue

Florida Attorney Carl Williams_ Five-Star Litigation Lawyer (1)
Bad Credit Mortgages

How to Choose the Right Internet Lawyer

ByAlex Carlucci Posted onJanuary 12, 2025May 13, 2025

This article covers everything you need to know about how to choose the right internet lawyer. How do you go…

Continue Reading How to Choose the Right Internet LawyerContinue

TBD Property Mortgage Pre-Approvals
NON-QM Loans

TBD Property Mortgage Pre-Approvals

ByAlex Carlucci Posted onJanuary 10, 2025January 13, 2025

In this guide, we will cover TBD Property Mortgage Pre-Approvals. We will also discuss the ill-fated HUD FHA Back to…

Continue Reading TBD Property Mortgage Pre-ApprovalsContinue

Manufactured Home Construction To Permanent Mortgages
NON-QM Loans | Home Purchase | Manufactured Homes | One-Time Close Construction Loans | Videos

Manufactured Home Construction To Permanent Mortgages

ByAlex Carlucci Posted onJanuary 9, 2025January 18, 2025

Manufactured Home Construction to Permanent Mortgages: A Simple Guide to Financing Your Dream Home Manufactured homes are quickly becoming the…

Continue Reading Manufactured Home Construction To Permanent MortgagesContinue

Health Care Insurance
Mortgage Insurance

Health Care Insurance Open Enrollment For Consumers

ByAlex Carlucci Posted onJanuary 3, 2025January 14, 2025

This BLOG On Health Care Insurance Open Enrollment For Consumers Was UPDATED On January 3rd, 2025. Open enrollment for health…

Continue Reading Health Care Insurance Open Enrollment For ConsumersContinue

Tire Maintenance
Bad Credit Mortgages

Tire Maintenance and Safety Advice for Car Owners

ByAlex Carlucci Posted onDecember 27, 2024December 30, 2024

This guide covers tire maintenance and safety for car owners. Your vehicles tires are the only part of your vehicle…

Continue Reading Tire Maintenance and Safety Advice for Car OwnersContinue

What To Do With Proceeds From Sale Of A House
Home Sellers | Videos

What To Do With Proceeds From Sale of a House

ByAlex Carlucci Posted onDecember 26, 2024December 26, 2024

What to Do with Proceeds from Sale of a House: Smart Financial Moves for 2024 Selling a home often elicits…

Continue Reading What To Do With Proceeds From Sale of a HouseContinue

Homeschooling
Bad Credit Mortgages

Benefits of Homeschooling versus Public Education

ByAlex Carlucci Posted onDecember 26, 2024December 26, 2024

This guide covers the benefits and negatives of homeschooling versus public education. Lately I’ve been feeling kind of nostalgic about…

Continue Reading Benefits of Homeschooling versus Public EducationContinue

Interest Rates
Mortgage Rates

How High Interest Rates Affect Housing Market

ByAlex Carlucci Posted onDecember 25, 2024July 8, 2025

This guide covers how skyrocketing interest rates affect housing prices going into 2025. When it comes to the current housing…

Continue Reading How High Interest Rates Affect Housing MarketContinue

Travel Insurance
Mortgage Insurance

Frequently Asked Questions by Consumers on Travel Insurance

ByAlex Carlucci Posted onDecember 24, 2024March 18, 2025

This guide covers travel insurance. In the following paragraphs, we will cover A Little TIDBIT About “Travel Insurance”. So, here…

Continue Reading Frequently Asked Questions by Consumers on Travel InsuranceContinue

Horrible Bosses
Career Opportunities/Loan Officer Training

Horrible Bosses To Work For at Mortgage Companies

ByAlex Carlucci Posted onDecember 24, 2024December 26, 2024

This guide covers horrible bosses to work for at mortgage companies. Being that I have now had 8 jobs in…

Continue Reading Horrible Bosses To Work For at Mortgage CompaniesContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Artic Blast Can Cause Homeowners Havoc
    Artic Blast Can Cause Homeowners HavocJuly 13, 2025
  • News of Strong Dollar Pushes Mortgage Rates Lower
    News of Strong Dollar Pushes Mortgage Rates LowerJuly 11, 2025
  • Short Sale Home Purchase
    Short Sale Home Purchase Process For HomebuyersJuly 10, 2025
  • Do the prospects for mortgage loans seem promising after the election of a new president?
    Mortgage Rate Forecast and Outlook Seems PromisingJuly 10, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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