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    • Contact Us
    • Get Pre-Approved
    • Order Credit
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    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
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      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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    • RefinanceExpand
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      • Chapter 13 Bankruptcy Cash-Out-Buyout
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      • Conventional Loans W-2 Income ONLY Mortgages
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Author: Alex Carlucci

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Mortgage Approval Without Retracting Credit Disputes
Credit Disputes | Credit Scores | Re-Establishing Credit | Videos

Mortgage Approval Without Retracting Credit Disputes

ByAlex Carlucci Posted onJanuary 13, 2025January 14, 2025

Mortgage Approval Without Retracting Credit Disputes: A Complete Guide for 2024 and Beyond If you’re worried about how credit disputes…

Continue Reading Mortgage Approval Without Retracting Credit DisputesContinue

Florida Attorney Carl Williams_ Five-Star Litigation Lawyer (1)
Bad Credit Mortgages

How to Choose the Right Internet Lawyer

ByAlex Carlucci Posted onJanuary 12, 2025March 4, 2025

This article covers everything you need to know about how to choose the right internet lawyer. How do you go…

Continue Reading How to Choose the Right Internet LawyerContinue

TBD Property Mortgage Pre-Approvals
NON-QM Loans

TBD Property Mortgage Pre-Approvals

ByAlex Carlucci Posted onJanuary 10, 2025January 13, 2025

In this guide, we will cover TBD Property Mortgage Pre-Approvals. We will also discuss the ill-fated HUD FHA Back to…

Continue Reading TBD Property Mortgage Pre-ApprovalsContinue

Manufactured Home Construction To Permanent Mortgages
NON-QM Loans | Home Purchase | Manufactured Homes | One-Time Close Construction Loans | Videos

Manufactured Home Construction To Permanent Mortgages

ByAlex Carlucci Posted onJanuary 9, 2025January 18, 2025

Manufactured Home Construction to Permanent Mortgages: A Simple Guide to Financing Your Dream Home Manufactured homes are quickly becoming the…

Continue Reading Manufactured Home Construction To Permanent MortgagesContinue

Health Care Insurance
Mortgage Insurance

Health Care Insurance Open Enrollment For Consumers

ByAlex Carlucci Posted onJanuary 3, 2025January 14, 2025

This BLOG On Health Care Insurance Open Enrollment For Consumers Was UPDATED On January 3rd, 2025. Open enrollment for health…

Continue Reading Health Care Insurance Open Enrollment For ConsumersContinue

Tire Maintenance
Bad Credit Mortgages

Tire Maintenance and Safety Advice for Car Owners

ByAlex Carlucci Posted onDecember 27, 2024December 30, 2024

This guide covers tire maintenance and safety for car owners. Your vehicles tires are the only part of your vehicle…

Continue Reading Tire Maintenance and Safety Advice for Car OwnersContinue

What To Do With Proceeds From Sale Of A House
Home Sellers | Videos

What To Do With Proceeds From Sale of a House

ByAlex Carlucci Posted onDecember 26, 2024December 26, 2024

What to Do with Proceeds from Sale of a House: Smart Financial Moves for 2024 Selling a home often elicits…

Continue Reading What To Do With Proceeds From Sale of a HouseContinue

Homeschooling
Bad Credit Mortgages

Benefits of Homeschooling versus Public Education

ByAlex Carlucci Posted onDecember 26, 2024December 26, 2024

This guide covers the benefits and negatives of homeschooling versus public education. Lately I’ve been feeling kind of nostalgic about…

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Interest Rates
Mortgage Rates

How High Interest Rates Affect Housing Market

ByAlex Carlucci Posted onDecember 25, 2024December 26, 2024

This guide covers how skyrocketing interest rates affect housing prices going into 2025. When it comes to the current housing…

Continue Reading How High Interest Rates Affect Housing MarketContinue

Travel Insurance
Mortgage Insurance

Frequently Asked Questions by Consumers on Travel Insurance

ByAlex Carlucci Posted onDecember 24, 2024March 18, 2025

This guide covers travel insurance. In the following paragraphs, we will cover A Little TIDBIT About “Travel Insurance”. So, here…

Continue Reading Frequently Asked Questions by Consumers on Travel InsuranceContinue

Horrible Bosses
Career Opportunities/Loan Officer Training

Horrible Bosses To Work For at Mortgage Companies

ByAlex Carlucci Posted onDecember 24, 2024December 26, 2024

This guide covers horrible bosses to work for at mortgage companies. Being that I have now had 8 jobs in…

Continue Reading Horrible Bosses To Work For at Mortgage CompaniesContinue

Bad credit Mortgage Loans Kansas
Bad Credit Mortgages | FHA Loans | NON-QM Loans

Bad Credit Mortgage Loans Kansas: Winning Strategies

ByAlex Carlucci Posted onDecember 18, 2024December 20, 2024

Unlock Your Dream Home in Kansas: A Guide to Bad Credit Mortgage Loans in 2024 If you’re eyeing a new…

Continue Reading Bad Credit Mortgage Loans Kansas: Winning StrategiesContinue

Mortgage Closing Process
Mortgage Processing And Underwriting | Clear To Close

Mortgage Closing Process In Illinois On Home Purchases

ByAlex Carlucci Posted onDecember 16, 2024December 18, 2024

The Complete Guide to the Mortgage Closing Process in Illinois: Everything You Need to Know Buying a home is one…

Continue Reading Mortgage Closing Process In Illinois On Home PurchasesContinue

Types of Insurance For Different Kinds of Athletes
Mortgage Insurance

Types of Insurance For Different Kinds Of Professional Athletes

ByAlex Carlucci Posted onDecember 16, 2024December 17, 2024

In this article, we will discuss and cover the Types of Insurance For Different Kinds of Athletes. From the time…

Continue Reading Types of Insurance For Different Kinds Of Professional AthletesContinue

1099-income-only mortgages
NON-QM Loans | Videos

1099-Income-Only Mortgages

ByAlex Carlucci Posted onDecember 10, 2024December 16, 2024

1099 Income Only Mortgages: A Game-Changer for Self-Employed Borrowers in 2024 Self-employed borrowers, freelancers, and independent contractors often face hurdles…

Continue Reading 1099-Income-Only MortgagesContinue

Stalking Horse Offer
Investment Homes

What Is A Stalking Horse Offer And How Does It Work?

ByAlex Carlucci Posted onDecember 10, 2024December 16, 2024

What Is a Stalking Horse Offer and How Does It Work? (2024 Update) If you’re a real estate investor or…

Continue Reading What Is A Stalking Horse Offer And How Does It Work?Continue

Home Loan With Bad Credit Ohio
Bad Credit Mortgages | Bankruptcy | FHA Loans | NON-QM Loans | USDA Loans | VA Loans | Videos

Home Loan With Bad Credit Ohio Mortgage Options

ByAlex Carlucci Posted onDecember 9, 2024April 7, 2025

Home Loan With Bad Credit Ohio: Your 2024 Guide to Buying a Home Owning a home is a dream for…

Continue Reading Home Loan With Bad Credit Ohio Mortgage OptionsContinue

Employment Offer Letter Mortgage
Income And Employment

Employment Offer Letter Mortgage Programs And Guidelines

ByAlex Carlucci Posted onDecember 9, 2024December 12, 2024

Employment Offer Letter Mortgage Programs and Guidelines for 2024 Are you a recent graduate or someone starting a new job…

Continue Reading Employment Offer Letter Mortgage Programs And GuidelinesContinue

Changing Jobs During Mortgage Approval Process
Income And Employment | Gaps In Employment | Videos

Changing Jobs During Mortgage Approval Process

ByAlex Carlucci Posted onDecember 5, 2024February 26, 2025

Changing Jobs During Mortgage Approval Process: What You Need to Know in 2024 Changing jobs during the mortgage approval process…

Continue Reading Changing Jobs During Mortgage Approval ProcessContinue

Mortgage After Bankruptcy in Minnesota
Bad Credit Mortgages | Bankruptcy

Mortgage After Bankruptcy in Minnesota Home Loan Options

ByAlex Carlucci Posted onDecember 4, 2024February 27, 2025

Mortgage After Bankruptcy in Minnesota: Your Complete 2024 Guide Buying a home might feel like a far-off dream if you’ve…

Continue Reading Mortgage After Bankruptcy in Minnesota Home Loan OptionsContinue

What is Factoring
Commercial Loans

What Is Factoring And How Do They Benefit Businesses?

ByAlex Carlucci Posted onNovember 22, 2024November 25, 2024

What Is Factoring and How Does It Help Businesses in 2024? Running a business can feel like a juggling act—managing…

Continue Reading What Is Factoring And How Do They Benefit Businesses?Continue

ISM Non-Manufacturing Index
Headline News Archives | Videos

Latest ISM Non-Manufacturing Index Update and What It Means

ByAlex Carlucci Posted onNovember 21, 2024November 25, 2024

Breaking News: The Implications of the ISM Non-Manufacturing Index for the Economy and Housing Sector in 2024. The ISM Non-Manufacturing…

Continue Reading Latest ISM Non-Manufacturing Index Update and What It MeansContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Bankruptcy or Foreclosure
    What’s Worse: Foreclosure or Bankruptcy?April 3, 2025
  • Steps in the Underwriting Process
    Steps In The Underwriting Process By Mortgage LendersApril 3, 2025
  • AUS Approval on Conventional Loans
    AUS Approval On Conventional Loans Versus Refer/EligibleApril 1, 2025
  • Buying a Home With a Well and Septic
    Easy Guide to Buying a Home with a Well and SepticMarch 31, 2025

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Resources

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  • How To Increase FICO Scores For a Mortgage
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  • Remove Credit Disputes
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  • GCA Approves When Others Can’t
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  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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