Mortgage Loan after Foreclosure and Short Sale Guidelines
Quick Answer: Mortgage Loan After Foreclosure Yes—you can get a mortgage loan after foreclosure, often sooner than you think. Eligibility…
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Dual Licensed Realtor MLO: The Smart Way to Buy a Home
Quick Answer: Dual Licensed Realtor MLO A dual licensed Realtor MLO is licensed to help you buy a home and…
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Fannie Mae Guidelines On Mortgage After Foreclosure
Fannie Mae Guidelines on Mortgage After Foreclosure in 2026: How to Qualify Again Fast If you’ve been through a foreclosure,…
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Bad Credit Mortgages | Compensating Factors | FHA Loans | Letter Of Explanation | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Mortgage With Late Payments | VA Loans | Verification Of Rent | Videos
HUD Late Payment Mortgage Guidelines During Chapter 13 Bankruptcy (FHA + VA Rules)
Quick Answer: Yes, you may qualify for an FHA or VA mortgage while you’re still in an active Chapter 13…
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Sacramento California Home Purchase With Bad Credit
Sacramento California Home Purchase: 2026 Mortgage Guide for All Buyers Buying a home is a big decision; if you’re looking…
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Worried About Chicago Tax Hikes? Crush Costs Fast!
Chicago property tax increases don’t just make headlines—they can raise your mortgage payment even if your interest rate never changes….
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Buying House During Off Season: A Smart Guide
Buying when most people pause — late fall through winter — can mean less competition, more negotiating power, and sometimes…
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APR Versus Interest Rate Quoted By Mortgage Lenders
APR Versus Interest Rate: What Homebuyers Need to Know in 2025 When you shop for a mortgage, you’ll see two…
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Traditional and Non-Prime Investment Home Mortgage Loans
Investment Home Mortgage Loans: 2026 Guide to No Doc, DSCR, and Non-QM Options Getting the right investment home mortgage loan…
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Manual Underwriting | Compensating Factors | FHA Loans | High Debt To Income Ratio | VA Loans | Verification Of Rent | Videos
DTI Manual Underwriting Guidelines on FHA and VA Loans
TL;DR: DTI Manual Underwriting Guidelines (2026 Update) If a computer system says “no” to your mortgage because your debt-to-income ratio…
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Self-Employed Mortgage Borrowers With No Income Tax Returns
In this guide, we will cover self-employed mortgage borrowers with no income tax returns required on a home purchase. Many…
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Owner Financing On Home Purchase For Buyers And Sellers
If you’ve been turned down for a mortgage, it doesn’t mean homeownership is out of reach. One powerful option many…
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Illinois Financial Crisis: Simple Guide for Worried Families
The Illinois financial crisis has been building for decades. It is not just a headline or a political slogan. It…
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Mistakes Sellers Make Choosing a Realtor (And How to Avoid Them)
Selling a home is a big money move, and who you hire to help you can add or remove tens…
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Buying a Home During Economic Uncertainty: Smart Guide
Buying a home during economic uncertainty can feel scary. News headlines discuss layoffs, inflation, rising prices, and shifting interest rates….
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Mortgage After Bankruptcy and Foreclosure | FHA Loans | Manual Underwriting | Mortgage Processing And Underwriting | VA Loans | Videos
Bankruptcy Mortgage Guidelines on Waiting Period
In this blog, we will discuss and cover the bankruptcy mortgage guidelines on government and conventional loans. All mortgage loan…
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Rental Payments Reported on Credit Bureaus
Many Americans are familiar with the terms Fannie Mae and Freddie Mac, but may not know exactly what they represent….
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Using Non-QM Loans After Being Denied: Your Second Chance
Getting a denial letter after you’ve already fallen in love with a home is stressful, embarrassing, and, honestly, heartbreaking. The…
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FHA Credit Score Determines Mortgage Rate Pricing For 2025
In this article, we will discuss and cover how FHA credit score determines mortgage rate pricing on FHA loans. FHA…
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Getting Pre-Approved Prior To Moving To Utah
Gustan Cho Associates is a mortgage broker licensed in 48 states (Not licensed in NY, MA) with a wholesale lending…
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Top 10 Most Expensive States To Buy a House In 2026
The latest data of the top 10 most expensive states to buy a house in 2026 has been released and…
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VA Loans Kentucky: VA Eligibility Requirements And Guidelines
Active and/or retired members of the United States Armed Services and eligible surviving spouses of eligible veterans in Kentucky can…
