Credit Scores Required for FHA and VA Loans
This guide covers the credit scores required for FHA and VA loans. Many borrowers are confused about the credit scores…
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Changes in Credit Report During Mortgage Process
This guide covers changes in credit report during mortgage process. Credit scores and debt-to-income ratios determine whether borrowers qualify for…
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Credit Disputes | Credit Scores | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
FICO and VantageScore: Which Should You Use for a Mortgage?
This guide covers the differences between FICO and VantageScore Credit Scores. We will explain the differences between FICO and VantageScore…
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Home Mortgages | Conventional Loans | Credit Scores | FHA Loans | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Credit Score Needed for Mortgage on Home Loans
Credit Score Required for Mortgage on Home Loans This guide covers the credit score needed for mortgage on home loans….
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Bad Credit Mortgages | Credit Disputes | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
How Credit Balance Impacts Credit Scores For Mortgage
Borrowers Need To Realize How Credit Balance Impacts Credit Scores To Qualify For Mortgage: The key to getting a low mortgage rate is to maximize your credit scores prior to applying for a mortgage. It can simply be done by paying down your credit card balance to a 10% credit utilization ratio.
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Factors Influencing Credit Scores When Applying For Mortgage
Your credit score is important when it comes to getting a mortgage, figuring out interest rates, and choosing loan options….
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Can I Get an FHA Loan With Under 600 Credit Score
In this blog post, we’ll explore obtaining an FHA loan with a credit score under 600. Gustan Cho Associates specializes…
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The Correlation Between Credit Card Balance vs Credit Scores
In this article, we will cover the correlation between credit card balance vs credit scores. There are mortgage guidelines on…
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How Hard Pull Credit Inquiries Affect Credit Scores For a Mortgage
Understanding Hard Pull Credit Inquiries: Your Guide to Smarter Credit Decisions When you’re considering buying a home, every step you…
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Home Mortgages | Credit Scores | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Qualifying Credit Score For Mortgage Used By Lenders
In this blog, we’ll explain the qualifying credit score that lenders use for mortgages. Mortgage underwriters determine this score by…
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Credit Scores and Mortgage Rates versus Pricing Adjustments
This guide covers credit scores and mortgage rates versus pricing adjustments. Credit scores and mortgage rates go side by side….
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How Underwriters Look at Credit Report vs Credit Scores
This blog will cover how mortgage underwriters look at credit report vs credit scores. Minimum credit scores are required to…
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Credit Tradelines NOT Reporting To Credit Bureaus
This guide addresses the issue of credit tradelines not reporting to credit bureaus. When faced with this situation, finding solutions…
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Bad Credit Mortgages | Credit Disputes | Credit Scores | FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Videos
FHA Credit Guidelines | Guide For FHA Loan Approval
In this article, we will discuss and cover the FHA credit guidelines on how to get qualified for an FHA…
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Why Do Lenders Need Credit Reports and Scores
In this blog, we will cover why lenders need credit reports and credit scores to get borrowers a mortgage loan…
