This guide covers lenders for best rates. We have seen high interest rates and skyrocketing mortgage rates. Still to this day, there are many lenders with high rates. Consumers are not ignorant of rates. The higher the mortgage lender’s commission, the higher the rate. That is why Gustan Cho Associates has a national reputation for being the lenders for the best rates. In the following paragraphs, we will detail why Gustan Cho Associates is the lender for best rates and why they are different from the competition.
Gustan Cho Associates: The Lenders for Best Rates
Gustan Cho Associates, a DBA of NEXA Mortgage, is changing the mortgage landscape by providing the lowest rates, the broadest selection of loan options, and unparalleled customer service.
More than 80% of our customers could not qualify at other lenders who could not offer them competitive rates, restricted programs, or strict overlays. With licenses offered in 48 states excluding Massachusetts and New York, 275+ wholesale lenders, and a customer-first approach, Gustan Cho Associates has earned a reputation as the lender for the best rates. Alongside such great mortgage solutions, Gustan Cho Associates also put together GCA Forums at www.gcaforums.com. This informational online community is accessible 24/7 and is dedicated to providing information and getting the word out about borrowing trades, real estate and mortgage networking, and niches.
Why Gustan Cho Associates Is the Lenders for Best Rates
When it is about getting a mortgage, a borrower will require a lender to step up to the occasion and serve their needs. Let’s take a look at what makes Gustan Cho Associates different:
Lenders for Best Rates with No Overlays on Government and Conventional Loans
For us, having overlays as lenders is nonexistent. Like most lenders, we do not have overlay requirements because we adhere to agency overlays with HUD, VA, USDA, Fannie Mae, and Freddie Mac.
Lenders for Best Rates: Access to 275+ Wholesale Lenders
Our large networks enable us to shop around and get the best rates and services in the market, ensuring that the borrowers’ specific needs are met without complications. This is why we have a national reputation as the most competitive lenders for the best rates.
Lenders for Best Rates with Expertise in Challenging Scenarios
- Do you have bad credit? Doesn’t matter.
- Is your debt-to-income ratio high? We are here for you.
- Self-employed with non-traditional income? You are in luck.
Whatever your financial situation, Gustan Cho Associates can assist you with getting a suitable loan.
Lenders for Best Rates: Fast Approvals and Streamlined Processes
We know that time is everything in real estate dealings, which is why we aim to be efficient. Our licensed support and operations personnel are available seven days a week, including late evenings, weekends, and holidays. We provide our pre-approvals in a matter of hours and have a smooth lending process so that all of our borrowers can rest assured that closing is guaranteed.
Unmatched Professional Services Provided By Gustan Cho Associates
At Gustan Cho Associates, we don’t just provide loans; we provide solutions. Whether buying your first house, refinancing, or even investing in real estate, we have the equipment and proficiency needed to help make your dreams possible.
A Wide Variety of Loan Options
As the lenders for the best rates, we provide one of the biggest selections of mortgage products.
FHA Loans
- No lender overlays on FHA loans.
- Commendable for new home buyers or individuals with lower credit scores and bad credit.
- Many of our borrowers have credit scores down to 500 FICO, have outstanding collections and charge-off accounts, or are in the middle of a Chapter 13 bankruptcy repayment plan.
VA Loans
- Excellent for veterans and active-duty military personnel.
- VA loans with credit scores down to 500 FICO.
- No lender overlays on VA loans.
- Debt-to-income ratio as high as 65%.
- Many folks are in the middle of a Chapter 13 bankruptcy repayment plan.
USDA Loans
- No lender overlays.
- We go off USDA guidelines.
- Reasonably priced loans for financing rural properties.
Non-QM Loans
- Non-QM loans are easy terms for self-employed borrowers or those with non-conventional sources of income.
- Bank statement loans
- No-Doc loans
- DSCR loans
- ITIN Mortgages
- DACA Home Loans
- P and L Statement Loans
- Stated Income Loans
Conventional Loans
- Lenders for best rates on conventional loans. Conventional loans are normally for borrowers with good credit.
Traditional and Non-QM Jumbo Loans:
- No-income verification non-QM Jumbo Loans.
- Non-QM Bank statement jumbo loans.
- 90% LTV jumbo loans. Loans to finance high-value properties.
Reasons Why Borrowers Pick Us
- National reputation for being Lenders for Best Rates
- Over 80% of our clients couldn’t qualify with other lenders.
- We are licensed in 48 states and plan to expand further (MA and NY pending), including Washington, DC, Puerto Rico, the U.S. Virgin Islands, and Guam.
- Zero lender overlays and the ability to solve the most complicated cases.
GCA Forums, A Loan Provider Resource Of Borrowers 24/7
- As part of the mission to help borrowers, we developed GCA Forums at www.gcaforums.com.
- Free business directory
- Free classified ads
Besides Being Lenders for Best Rates, The Platform Hosts:
- Real-Time Answers: Post questions to get responses from professionals in the field.
- Community Support: Interact with other borrowers as well as real estate professionals.
- Educational Resource: Utilize articles, guides, and FAQs to gain insight into the mortgage process.
Whether you purchase a home for the first time or are a veteran investor, GCA Forums is your one-stop shop for mortgages and other financial services.
Lenders for Best Rates with Nationwide Coverage
Gustan Cho Associates is happy to be licensed in 48 states (with Massachusetts and New York pending). This alone allows us to help clients from any region of the country work with the lenders for the best rates.
What Our Clients Say About Gustan Cho Associates, Lenders for Best Rates
Most of our clientele stems from referrals, which underscores the confidence and satisfaction we create for our clients. Here are some of the things that clients appreciate about us the most:
- Full and Open Disclosure: No extra charges or last-minute complications.
- Flexible Terms: They are given the loan options that are most appropriate for their circumstances.
- Outstanding Service: Their team helps them with every mortgage process step.
Be Part of the Gustan Cho Associates Family
Gustan Cho Associates also provides other great benefits, such as a place for mortgage professionals to expand their careers. Here is some of what we offer:
- Advertising Assistance: Help from a top-tier marketing department that works directly with realtor partners to capture leads.
- Leadership Opportunities: Top-level loan officers can evolve into leadership positions and create teams.
- Extensive Resources: Over 275 wholesale lenders and state-of-the-art technology are available.
Get Started Today With The Lenders For Best Rates
Gustan Cho Associates is the answer to whether you want to purchase a house, refinance, or get an investment property loan. With no lender overlays, over 275 wholesale lenders at our disposal, and licenses in 48 states, we are the lenders for the best rates.
- Our website, Gustan Cho Associates, has further information, while GCA Forums allow you to interact with specialists and ask burning questions.
- Let us at Gustan Cho Associates help your homeownership dreams come true with the most competitive rates and the best service.
The team at Gustan Cho Associates is available 7 days a week, evenings, weekends, and holidays.
