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Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
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Call or Text: (800) 900-8569

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Home Purchase

Home / Home Purchase - Page 4
Preparing For Mortgage Process In Illinois
Home Purchase | Mortgage Processing And Underwriting | Property Taxes | Real Estate Topic | Videos

Preparing For Mortgage Process In Illinois

ByGustan Cho Posted onMarch 14, 2024August 9, 2024

This guide covers preparing for mortgage process in Illinois. Preparing For Mortgage Process In Illinois is different than other states….

Continue Reading Preparing For Mortgage Process In IllinoisContinue

How To Shop For A Mortgage In Today's Housing Market
Home Mortgages | Home Purchase | Real Estate Topic | Videos

How To Shop For a Mortgage In Today’s Housing Market

ByJohn Strange Posted onMarch 13, 2024August 9, 2024

In this blog, we will cover and discuss how to shop for a mortgage in today’s housing market. Just over…

Continue Reading How To Shop For a Mortgage In Today’s Housing MarketContinue

FHA and VA Amendatory Clause
Appraisal | FHA Loans | Home Purchase | VA Loans | Videos

Understanding the FHA and VA Amendatory Clause

ByGustan Cho Posted onMarch 7, 2024August 8, 2024

This guide deep dives into the significance of the FHA and VA Amendatory Clause. We will explore the implications of…

Continue Reading Understanding the FHA and VA Amendatory ClauseContinue

Lender Credit and Sellers Concessions
Clear To Close | Home Purchase | Home Sellers | Videos

Lender Credit and Sellers Concessions For Closing Costs

ByAnngelli Abenes Posted onMarch 6, 2024August 8, 2024

This blog will explore the concepts of lender credit and seller concessions about closing costs. When securing a home purchase…

Continue Reading Lender Credit and Sellers Concessions For Closing CostsContinue

Multiple Offers on Home Purchase
Home Purchase | Qualifying & Getting Pre-approved | Real Estate Topic | Videos

Buyers Solutions to Multiple Offers on Home Purchase

ByGustan Cho Posted onMarch 4, 2024March 5, 2024

This guide covers buyers solutions to multiple offers on home purchase. There was a time where there were tons of…

Continue Reading Buyers Solutions to Multiple Offers on Home PurchaseContinue

Two FHA Loans At The Same Time
FHA Loans | Home Purchase | Income And Employment | Investment Homes | Real Estate Topic | Videos

Can I Have Two FHA Loans at The Same Time

ByGustan Cho Posted onFebruary 28, 2024August 8, 2024

This guide explains the requirements for obtaining two FHA loans at the same time. This is important information for those…

Continue Reading Can I Have Two FHA Loans at The Same TimeContinue

Property Tax Prorations
Home Purchase | Property Taxes | Real Estate Topic

Using Property Tax Prorations For Down Payment on a House

ByGustan Cho Posted onFebruary 27, 2024April 16, 2025

This blog post will explore the revised mortgage guidelines on Using Property Tax Prorations For Down Payment on a House….

Continue Reading Using Property Tax Prorations For Down Payment on a HouseContinue

Mortgage Approval For Home Purchase on Acreage
Home Mortgages | Home Purchase | Real Estate Topic | Videos

Mortgage Approval For Home Purchase on Acreage

ByGustan Cho Posted onFebruary 27, 2024May 2, 2025

In this blog, we will cover and discuss qualifying and getting a mortgage approval for home purchase on acreage in…

Continue Reading Mortgage Approval For Home Purchase on AcreageContinue

Canceling a Real Estate Purchase Contract And Transaction
Real Estate Topic | Home Purchase | Videos

Canceling a Real Estate Purchase Contract Transaction

ByGustan Cho Posted onFebruary 27, 2024October 8, 2024

This guide covers canceling a real estate purchase contract transaction. A real estate purchase contract is a legally binding agreement…

Continue Reading Canceling a Real Estate Purchase Contract TransactionContinue

Downsizing To A Smaller Home
Home Purchase | Mortgage Processing And Underwriting | Real Estate Topic | Videos

Qualifying For a Mortgage Downsizing To a Smaller Home

ByGustan Cho Posted onFebruary 26, 2024August 6, 2024

This  guide covers qualifying for a home loan downsizing to a smaller home. It makes no sense in having a…

Continue Reading Qualifying For a Mortgage Downsizing To a Smaller HomeContinue

Two FHA Loans Due To Expanding Family Size
Videos | FHA Loans | Home Purchase | Real Estate Topic

Can I Have Two FHA Loans Due To Expanding Family Size?

ByGustan Cho Posted onFebruary 26, 2024August 6, 2024

This guide addresses common inquiries regarding the possibility of maintaining two FHA loans due to expanding family size. Typically, individuals…

Continue Reading Can I Have Two FHA Loans Due To Expanding Family Size?Continue

Types of Homes Eligible With Residential Loans
Home Purchase

Types of Homes Eligible With Residential Loans

ByGustan Cho Posted onFebruary 25, 2024April 4, 2024

This ARTICLE cover the types of homes eligible with residential loans. Government loans are for owner occupant one to four-unit…

Continue Reading Types of Homes Eligible With Residential LoansContinue

Buying House Near Apartment Community or Commercial Areas
Home Purchase | Real Estate Topic | Videos

Buying House Near Apartment Community or Commercial Areas

ByDale Elenteny Posted onFebruary 23, 2024October 8, 2024

This blog post will explore the implications of Buying House Near Apartment Community or Commercial Areas. Buying a house near…

Continue Reading Buying House Near Apartment Community or Commercial AreasContinue

Reasons Why Hiring Realtor on Home Purchase Is Important
Home Purchase | Home Sellers | Real Estate Topic | Videos

Reasons Why Hiring Realtor on Home Purchase is Important

ByGustan Cho Posted onFebruary 22, 2024August 6, 2024

This article covers reasons why hiring realtor on home purchase is important. Getting hooked up with the right real estate…

Continue Reading Reasons Why Hiring Realtor on Home Purchase is ImportantContinue

What is a Mortgage
Home Mortgages | Home Purchase | Mortgage Rates | Mortgage Refinance | Videos

Understanding The Basics of What is a Mortgage

ByAlex Carlucci Posted onFebruary 19, 2024August 6, 2024

This guide covers understanding the basics on what is a mortgage. We will cover and discuss the meaning of what…

Continue Reading Understanding The Basics of What is a MortgageContinue

Truth In Lending Disclosure During The Mortgage Process (1)
Home Purchase | Home Mortgages | Regulations | Videos

Truth in Lending Disclosure During The Mortgage Process

ByGustan Cho Posted onFebruary 12, 2024August 5, 2024

This guide covers the truth in lending disclosure during the mortgage process. Mortgage disclosures are required to be disclosed to…

Continue Reading Truth in Lending Disclosure During The Mortgage ProcessContinue

Using Realtor Commission
Home Purchase | Real Estate Topic | Videos

Using Realtor Commission For Home Purchase Down Payment

ByAnngelli Abenes Posted onFebruary 12, 2024August 5, 2024

This guide covers using realtor commission for home purchase down payment. This article delves into using realtor commission for a…

Continue Reading Using Realtor Commission For Home Purchase Down PaymentContinue

3-2-1 Buydown Mortgage
Home Mortgages | Home Purchase | Mortgage Rates | Videos

What Is a 3-2-1 Buydown Mortgage?

ByGustan Cho Posted onFebruary 10, 2024August 5, 2024

In this blog, we will cover what a 3-2-1 buydown mortgage is. We will also discuss the differences between a…

Continue Reading What Is a 3-2-1 Buydown Mortgage?Continue

Buying House Near Airport
Home Purchase | Home Mortgages | Real Estate Topic | Selling Your Home | Videos

Benefits and Negatives of Buying House Near Airport

ByMargarett Jurilla Posted onFebruary 8, 2024August 5, 2024

  In this blog, we will cover and discuss buying house near airport. Homebuyers need to consider the benefits and…

Continue Reading Benefits and Negatives of Buying House Near AirportContinue

Low Appraisal on Home Purchase
Appraisal | Home Purchase | Real Estate Topic | Videos

Low Appraisal on Home Purchase and Solutions For Borrowers

ByAlex Carlucci Posted onFebruary 5, 2024August 5, 2024

This guide covers low appraisal on home purchase and solutions for mortgage borrowers. We will discuss solutions to low appraisal…

Continue Reading Low Appraisal on Home Purchase and Solutions For BorrowersContinue

Gift Of Equity On Home Purchase
Home Purchase | Gift of Equity | Videos

Gift of Equity on Home Purchase Mortgage Guidelines

ByAlex Carlucci Posted onFebruary 5, 2024August 5, 2024

In this blog, we will cover and discuss the gift of equity on home purchase mortgage guidelines. Many people want…

Continue Reading Gift of Equity on Home Purchase Mortgage GuidelinesContinue

Manufactured Home Financing Requirements
Home Purchase | Manufactured Homes | Real Estate Topic | Videos

Manufactured Home Financing Requirements

ByGustan Cho Posted onFebruary 5, 2024April 7, 2025

This guide covers manufactured home financing requirements. Many home buyers of manufactured home financing have a difficult time getting it….

Continue Reading Manufactured Home Financing RequirementsContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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