Home Buyers, especially first-time home buyers, should prepare ahead of time before starting the home buying and mortgage process. In this blog, we will cover preparing for the home buying and mortgage process. We will be covering the do’s and don’t prior to the home buying and mortgage process. Mortgage Lenders like to see the […]
One of the most frequently asked questions is how much money do I need to buy a house in 2022. In this article, we will answer the question commonly asked, How Much Money Do I Need To Buy A House In 2022. The housing market is booming. Despite the coronavirus pandemic, home prices have skyrocketed […]
HUD, the parent of FHA, allows gift funds to be used by homebuyers to use for their down payment and closing costs on FHA loans. Most homebuyers have no problem with the ability to repay their new housing payments, homeowners insurance, and property taxes. The biggest hurdle facing most first-time homebuyers is the down payment […]
There is no sign of any housing market crash, especially in Florida. Home prices are booming with no signs of any correction.
This Article Is About The Impact Credit Scores Has On Down Payment On Home Purchase: If you are in the market to buy or refinance a home, you know the importance of your credit score. Gustan Cho Associates are experts in all areas of mortgage lending and cannot stress the importance of credit score enough. […]
There is a minimum down payment requirement on home purchase on most loan programs. Most home mortgage loan programs require a down payment on a home purchase loan. The down payment shows the borrower has skin in the game. Mortgage companies view the borrower as less risk if the borrower puts a larger down payment. […]
This Article Is About Steps To Buying Your First Home During A Booming Housing Market Buying your first home during a booming housing market can be quite challenging. Many would-be homebuyers often get discouraged proceeding with a new home purchase when competition for homes is at historic highs. Gustan Cho Associates are experts in helping […]
This Article Is About What Is A Rapid Rescore By Lenders During The Mortgage Process If you are familiar with Gustan Cho Associates’ website, you will know many of our clients have issues reporting on their credit reports. Our team is made up of mortgage professionals who know and understand the insides and outs of […]
This Article Is About How To Buy Your First Home And Qualify For A Mortgage. With skyrocketing home prices due to the housing shortage and the booming housing market, we will cover and discuss how to buy your first home and qualify for a mortgage. The economy seems like it will continue to grow despite […]
This Article Is About Manufactured Homes Lending Guidelines On Purchases Not too many lenders offer Manufactured Homes Lending. As time pass, manufactured home builders are coming up with creating great looking, and functional manufactured homes. You cannot tell the difference between a stick-built home and modern manufactured homes. Some double-wide manufactured homes are nicer than […]
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