Financial Mortgage Calculators

Use our financial calculators to finesse your monthly budget, compare borrowing costs and plan for your future. From mortgages to retirement plans, our calculators allow you to estimate the value of a loan or deposit from just about every financial product you might need. We factor in such variables as interest, fees, and taxes to help you decide whether to invest in a new savings account, take out new debt, or purchase a new car or home.

Refinance a House

Refinancing Calculator

Calculate Your Potential Mortgage Refinancing Savings. Use our Mortgage Calculator to estimate your new monthly mortgage paymen

Mortgage Basic Guides

Debt Payoff Calculator

Consolidating debt is a big step to take. However, a plan is still needed to get the debt paid in full. This debt payoff calculator can show how to accelerate the debt payoff.

Buying a Home

FHA Loan Limits

Use our FHA Loan Limits calculator to estimate how much you can borrow in your county based on FHA goverment guidelines.
These Mortgagee Letters provide the mortgage limits for Title II FHA-insured forward mortgages and the maximum claim amount for FHA-insured HECMs for Calendar Year (CY) 2021.

Selling a Home

Debt-to-income ratio calculator

A debt-to-income, or DTI, ratio is derived by dividing your monthly debt payments by your monthly gross income. The ratio is expressed as a percentage, and lenders use it to determine how well you manage monthly debts — and if you can afford to repay a loan.

Mortgage Study Guidelines

How much house can I afford?

Your house will likely be your biggest purchase, so figuring out how much you can afford is a key step in the homebuying process. The good news is that coming up with a smart budget is pretty straightforward and not too time-consuming — especially with the Bankrate Home Affordability Calculator.

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