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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 63
Discouraged Mortgage Loan Borrowers Due To Lender Overlays
Bad Credit Mortgages

Discouraged Mortgage Loan Borrowers Due To Lender Overlays

ByAlex Carlucci Posted onNovember 25, 2020April 7, 2025

This Article Is On Discouraged Mortgage Loan Borrowers Due To Lender Overlays There are many mortgage loan programs available today…

Continue Reading Discouraged Mortgage Loan Borrowers Due To Lender OverlaysContinue

FHFA Increases 2021 Conforming Loan Limit To $548,250
Bad Credit Mortgages

FHFA Increases 2021 Conforming Loan Limit To $548,250

ByGustan Cho Posted onNovember 24, 2020October 8, 2024

BREAKING NEWS: FHFA Increases 2021 Conforming Loan Limit To $548,250 And High-Balance Ceiling To $822,375 As expected, the FHFA Increases…

Continue Reading FHFA Increases 2021 Conforming Loan Limit To $548,250Continue

What Do Underwriters Look On Credit Report Besides Credit Scores
Mortgage Processing And Underwriting | Videos

What Do Underwriters Look On Credit Report Besides Credit Scores

ByGustan Cho Posted onNovember 24, 2020February 10, 2025

This Article Is About What Do Underwriters Look On Credit Report Besides Credit Scores Credit scores is the biggest factor…

Continue Reading What Do Underwriters Look On Credit Report Besides Credit ScoresContinue

How Presidential Election Uncertainty Affects The Housing Market
Headline News Archives | Videos

How Presidential Election Uncertainty Affects The Housing Market

ByAlex Carlucci Posted onNovember 21, 2020December 18, 2023

BREAKING NEWS: How Presidential Election Uncertainty Affects The Housing Market How Presidential Election Uncertainty Affects The Housing Market: As of…

Continue Reading How Presidential Election Uncertainty Affects The Housing MarketContinue

Tax Cut And Jobs Act And How It Affects Mortgage Guidelines
Home Mortgages | Videos

Tax Cut And Jobs Act And How It Affects Mortgage Guidelines

ByMike Gracz Posted onNovember 18, 2020July 19, 2024

This Article Is About Tax Cut And Jobs Act And How It Affects Mortgage Guidelines Well, we all survived the…

Continue Reading Tax Cut And Jobs Act And How It Affects Mortgage GuidelinesContinue

Who is the Wholesale Mortgage Lender
Home Mortgages

Chris LaRocco Endeavor America Wholesale Lender

ByAlex Carlucci Posted onNovember 1, 2020July 8, 2024

This Article Is About Chris LaRocco Endeavor America Wholesale Lender I like to introduce my fellow mortgage brokers to Chris…

Continue Reading Chris LaRocco Endeavor America Wholesale LenderContinue

Cook County Property Taxes Soaring
Property Taxes | Videos

Cook County Property Taxes Soaring To 20-Year Record High

ByAlex Carlucci Posted onOctober 31, 2020October 9, 2024

This Article Is About Cook County Property Taxes Soaring To 20-Year Record High Cook County Property Taxes Soaring at historic…

Continue Reading Cook County Property Taxes Soaring To 20-Year Record HighContinue

Gustan Cho Associates is a national mortgage company licensed in multiple states with no lender overlays on government and conventional loans
Home Mortgages | Videos

About Us

ByGustan Cho Posted onOctober 28, 2020October 9, 2024

This Article Is About Us at Gustan Cho Associates: We Are A National Mortgage Company Licensed In Multiple States With…

Continue Reading About UsContinue

Illinois Fair Tax Ads Promise False Property Tax Relief
Headline News Archives

Illinois Fair Tax Ads Promise False Property Tax Relief

ByAlex Carlucci Posted onOctober 27, 2020October 8, 2024

BREAKING NEWS: Illinois Fair Tax Ads Promise False Property Tax Relief Illinois Fair Tax Ads Promise False Property Tax Relief….

Continue Reading Illinois Fair Tax Ads Promise False Property Tax ReliefContinue

How long is the waiting period after CARES ACT Forbearance
Home Mortgages | Mortgage Refinance

Waiting Period After CARES ACT Forbearance To Qualify For Mortgage

ByGustan Cho Posted onOctober 27, 2020July 19, 2024

This Article Is About Waiting Period After CARES ACT Forbearance To Qualify For Mortgage The CARES ACT is a financial…

Continue Reading Waiting Period After CARES ACT Forbearance To Qualify For MortgageContinue

Principal Payments Work On Home Mortgages
Home Mortgages | Videos

How Do Principal Payments Work On Home Mortgages

ByAlex Carlucci Posted onOctober 20, 2020July 19, 2024

This Article Is About How Do Principal Payments Work On Home Mortgages One of the most frequently asked questions by…

Continue Reading How Do Principal Payments Work On Home MortgagesContinue

The Impact of The Coronavirus Outbreak On Non-QM Lenders
Headline News Archives | Videos

The Impact of The Coronavirus Outbreak on Non-QM Lenders

ByAlex Carlucci Posted onOctober 20, 2020March 8, 2024

BREAKING NEWS: The impact of the coronavirus outbreak on Non-QM lender. The impact of the coronavirus outbreak on Non-QM lenders…

Continue Reading The Impact of The Coronavirus Outbreak on Non-QM LendersContinue

Advice In Moving Out Of Your Parents House And Buying First Home (1)
Videos

Advice In Moving Out Of Your Parents House And Buying First Home

ByMike Gracz Posted onOctober 5, 2020July 19, 2024

This Article Is About Advice In Moving Out Of Your Parents House And Buying First Home Tips and Advice In…

Continue Reading Advice In Moving Out Of Your Parents House And Buying First HomeContinue

What are VA Forbearance Guidelines
Headline News Archives

VA Forbearance Guidelines During The COVID-19 Outbreak

ByMike Gracz Posted onSeptember 25, 2020July 19, 2024

This Article Is About VA Forbearance Guidelines During The COVID-19 Outbreak It is no secret that mortgage interest rates are…

Continue Reading VA Forbearance Guidelines During The COVID-19 OutbreakContinue

What are Non-QM Eligibility Guidelines
NON-QM Loans

Non-QM Eligibility Guidelines On Non-QM Mortgage Loans

ByAlex Carlucci Posted onSeptember 23, 2020June 28, 2024

This Article Is About Non-QM Eligibility Guidelines On Non-QM Mortgage Loans As the major regulatory agencies continue to tighten the…

Continue Reading Non-QM Eligibility Guidelines On Non-QM Mortgage LoansContinue

What are unsecured credit cards
Re-Establishing Credit

Unsecured Credit Card Approval With Bad Credit And Bankruptcy

ByAlex Carlucci Posted onSeptember 22, 2020March 11, 2025

This Article Is About Unsecured Credit Card Approval With Bad Credit And Bankruptcy Unsecured Credit Card Approval is possible for…

Continue Reading Unsecured Credit Card Approval With Bad Credit And BankruptcyContinue

Which means buying a home with tenants
Bad Credit Mortgages

Buying A House With Tenants Who Are Still Occupants

ByGustan Cho Posted onSeptember 15, 2020April 16, 2024

This Article Is About Buying A House With Tenants Who Are Still Occupants Buying A House With Tenants Who Are…

Continue Reading Buying A House With Tenants Who Are Still OccupantsContinue

Illinois Ranked As Highest-Taxed State (1)
Bad Credit Mortgages | Videos

Illinois Ranked As Highest-Taxed State In The Nation For Taxpayers

ByAlex Carlucci Posted onSeptember 2, 2020October 8, 2024

BREAKING NEWS: Illinois Ranked As Highest-Taxed State In The Nation For Taxpayers Illinois Ranked As Highest-Taxed State In The Nation…

Continue Reading Illinois Ranked As Highest-Taxed State In The Nation For TaxpayersContinue

New Home Sales Surge In July
Bad Credit Mortgages

New Home Sales Surge In July Despite Coronavirus Outbreak

ByAlex Carlucci Posted onSeptember 1, 2020October 8, 2024

BREAKING NEWS: New Home Sales Surge In July Despite Coronavirus Outbreak New Home Sales Surge In July despite the coronavirus…

Continue Reading New Home Sales Surge In July Despite Coronavirus OutbreakContinue

Lenders Increasing Credit Score Requirements Due To COVID-19
Headline News Archives

Lenders Increasing Credit Score Requirements Due To COVID-19

ByGustan Cho Posted onAugust 31, 2020October 9, 2024

This article covers Lenders Increasing Credit Score Requirements Due To COVID-19 Most borrowers have noticed that Lenders Increasing Credit Score…

Continue Reading Lenders Increasing Credit Score Requirements Due To COVID-19Continue

FHFA Postpones Adverse Fee For Mortgage Refinance Borrowers
Headline News Archives | Videos

FHFA Postpones Adverse Fee For Mortgage Refinance Loans

ByGustan Cho Posted onAugust 27, 2020October 8, 2024

This guide is an update of a previous article: This guide covers FHFA postpones adverse fee for mortgage refinance loans….

Continue Reading FHFA Postpones Adverse Fee For Mortgage Refinance LoansContinue

VA Co-Signer Mortgage Guidelines On VA Home Loans
VA Loans | Videos

VA Co-Signer Mortgage Guidelines On VA Home Loans

ByMike Gracz Posted onAugust 25, 2020May 8, 2024

This ARTICLE On VA Co-Signer Mortgage Guidelines On VA Home Loans Was PUBLISHED On August 25th, 2020 2020 UPDATED VA…

Continue Reading VA Co-Signer Mortgage Guidelines On VA Home LoansContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • FHA Loans After Unemployment
    FHA Loans After Unemployment Mortgage GuidelinesJune 30, 2025
  • Manual Underwriting With Late Payments Mortgage Guidelines
    Manual Underwriting With Late Payments Mortgage GuidelinesJune 30, 2025
  • FHA Debt-To-Income Ratio Requirements
    FHA Debt-To-Income Ratio RequirementsJune 30, 2025
  • The Role Of The Loan Officer Assistant
    The Role Of The Loan Officer Assistant In Mortgage ProcessJune 30, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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