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      • FHA Loan Limits
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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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Home Purchase Offer With Contingencies By Buyers
Bad Credit Mortgages

Home Purchase Offer With Contingencies By Buyers

ByGustan Cho Posted onMarch 10, 2021October 8, 2024

This Article Is About Home Purchase Offer With Contingencies By Buyers Once home buyers have picked out the home that…

Continue Reading Home Purchase Offer With Contingencies By BuyersContinue

Mortgage Versus Rent Payments And Benefits Of Payment Shock
Bad Credit Mortgages

Mortgage Versus Rent Payments And Benefits Of Payment Shock

ByGustan Cho Posted onMarch 9, 2021August 4, 2025

This Article Is About Mortgage Versus Rent Payments And Benefits Of Payment Shock Most first-time homebuyers or those folks thinking…

Continue Reading Mortgage Versus Rent Payments And Benefits Of Payment ShockContinue

Questions You Should Ask Your Mortgage Lender
Home Mortgages

Questions You Should Ask Your Mortgage Lender On Loan Process

ByGustan Cho Posted onMarch 3, 2021July 8, 2025

This Article Is About The Questions You Should Ask Your Mortgage Lender On Loan Process Choosing the right mortgage lender…

Continue Reading Questions You Should Ask Your Mortgage Lender On Loan ProcessContinue

What is an FHA mortgage after bankruptcy
Mortgage After Bankruptcy and Foreclosure

FHA Mortgage After Bankruptcy Mortgage Guidelines

ByGustan Cho Posted onMarch 1, 2021January 11, 2024

This Article Is About FHA Mortgage After Bankruptcy Mortgage Guidelines Borrowers can qualify for FHA Mortgage After Bankruptcy. There are…

Continue Reading FHA Mortgage After Bankruptcy Mortgage GuidelinesContinue

Mortgage Meltdown And Qualifying For Home Loan Today With Bad Credit
Mortgage Processing And Underwriting

Mortgage Meltdown And Qualifying For Home Loan Today With Bad Credit

ByGustan Cho Posted onFebruary 25, 2021July 8, 2025

This Article Is About The Mortgage Meltdown And Qualifying For Home Loan Today With Bad Credit Overall lack of concern,…

Continue Reading Mortgage Meltdown And Qualifying For Home Loan Today With Bad CreditContinue

BOND MARKET SELL OFF 2021 - MARKET CRASH
Videos

Mortgage Rates On The Rise Due To Increase Yields On Treasury

ByGustan Cho Posted onFebruary 24, 2021July 19, 2024

This Breaking News Article Is About Mortgage Rates On The Rise Due To Increase Yields On Treasury Many homeowners and…

Continue Reading Mortgage Rates On The Rise Due To Increase Yields On TreasuryContinue

Easy Online Mortgage Pre Approval Letter
Mortgage Processing And Underwriting

Easy Online Mortgage Pre Approval Letter For Home Buyers

ByGustan Cho Posted onFebruary 24, 2021October 8, 2024

This Article Is About The Easy Online Mortgage Pre Approval Letter For Home Buyers The mortgage industry has changed drastically…

Continue Reading Easy Online Mortgage Pre Approval Letter For Home BuyersContinue

Pre-Approval Versus Loan Commitment
Mortgage Processing And Underwriting

Pre-Approval Versus Loan Commitment During Mortgage Process

ByGustan Cho Posted onFebruary 23, 2021October 8, 2024

This Article Is About A Pre-Approval Versus Loan Commitment During Mortgage Process Many first-time home buyers often ask What Is…

Continue Reading Pre-Approval Versus Loan Commitment During Mortgage ProcessContinue

Accelerated Buyer Mortgage Program Pre-Approvals
NON-QM Loans

Accelerated Buyer Mortgage Program Pre-Approvals

ByGustan Cho Posted onFebruary 20, 2021October 8, 2024

This Article Is About Accelerated Buyer Mortgage Program Pre-Approvals The Accelerated Buyer Mortgage Program is a special mortgage loan program…

Continue Reading Accelerated Buyer Mortgage Program Pre-ApprovalsContinue

COVID-19 Mortgage Guidelines Changes
Headline News Archives

COVID-19 Mortgage Guidelines Changes On Home Loans

ByGustan Cho Posted onFebruary 10, 2021October 8, 2024

This ARTICLE Is About COVID-19 Mortgage Guidelines Changes On Home Loans COVID-19 Mortgage Guidelines Changes have created stress for borrowers…

Continue Reading COVID-19 Mortgage Guidelines Changes On Home LoansContinue

Homeowners Who Bailed On Mortgage During Mortgage Collapse
Bad Credit Mortgages | Videos

Homeowners Who Bailed On Mortgage During Mortgage Collapse

ByGustan Cho Posted onJanuary 31, 2021July 8, 2025

This Article Is About Homeowners Who Bailed On Mortgage During Mortgage Collapse Residential home sales have been steadily increased and…

Continue Reading Homeowners Who Bailed On Mortgage During Mortgage CollapseContinue

Mortgage Guidelines On Down Payment On Home Purchases
Bad Credit Mortgages

Mortgage Guidelines On Down Payment On Home Purchases

ByGustan Cho Posted onJanuary 16, 2021July 19, 2024

This Article Is About Mortgage Guidelines On Down Payment With the exception of VA and USDA loans, most mortgage loan…

Continue Reading Mortgage Guidelines On Down Payment On Home PurchasesContinue

Mistakes When Refinancing
Mortgage Refinance

Mistakes When Refinancing Mortgage To Be Avoided By Homeowners

ByGustan Cho Posted onJanuary 5, 2021October 8, 2024

This Article On Mistakes When Refinancing Mortgage To Be Avoided By Homeowners Avoiding These 5 Mistakes When Refinancing Home Loan…

Continue Reading Mistakes When Refinancing Mortgage To Be Avoided By HomeownersContinue

$2,000 Paycheck Coronavirus Stimulus Bill Passed By The House
Bad Credit Mortgages | Headline News Archives

$2,000 Paycheck Coronavirus Stimulus Bill Passed By The House

ByGustan Cho Posted onDecember 31, 2020October 8, 2024

In this article, we will discuss and cover the coronavirus stimulus bill passed by the House. The House passed the…

Continue Reading $2,000 Paycheck Coronavirus Stimulus Bill Passed By The HouseContinue

Using Second Home As A Rental (1)
Second Homes | Investment Homes

Using Second Home As A Rental And Vacation Home

ByGustan Cho Posted onDecember 13, 2020July 19, 2024

This Article Is About Using Second Home As A Rental And Vacation Home Using Second Home As A Rental and…

Continue Reading Using Second Home As A Rental And Vacation HomeContinue

FHFA Increases 2021 Conforming Loan Limit To $548,250
Bad Credit Mortgages

FHFA Increases 2021 Conforming Loan Limit To $548,250

ByGustan Cho Posted onNovember 24, 2020October 8, 2024

BREAKING NEWS: FHFA Increases 2021 Conforming Loan Limit To $548,250 And High-Balance Ceiling To $822,375 As expected, the FHFA Increases…

Continue Reading FHFA Increases 2021 Conforming Loan Limit To $548,250Continue

What Do Underwriters Look On Credit Report Besides Credit Scores
Mortgage Processing And Underwriting | Videos

What Do Underwriters Look On Credit Report Besides Credit Scores

ByGustan Cho Posted onNovember 24, 2020February 10, 2025

This Article Is About What Do Underwriters Look On Credit Report Besides Credit Scores Credit scores is the biggest factor…

Continue Reading What Do Underwriters Look On Credit Report Besides Credit ScoresContinue

Gustan Cho Associates is a national mortgage company licensed in multiple states with no lender overlays on government and conventional loans
Home Mortgages | Videos

About Us

ByGustan Cho Posted onOctober 28, 2020October 9, 2024

This Article Is About Us at Gustan Cho Associates: We Are A National Mortgage Company Licensed In Multiple States With…

Continue Reading About UsContinue

How long is the waiting period after CARES ACT Forbearance
Home Mortgages | Mortgage Refinance

Waiting Period After CARES ACT Forbearance To Qualify For Mortgage

ByGustan Cho Posted onOctober 27, 2020July 19, 2024

This Article Is About Waiting Period After CARES ACT Forbearance To Qualify For Mortgage The CARES ACT is a financial…

Continue Reading Waiting Period After CARES ACT Forbearance To Qualify For MortgageContinue

Lenders Increasing Credit Score Requirements Due To COVID-19
Headline News Archives

Lenders Increasing Credit Score Requirements Due To COVID-19

ByGustan Cho Posted onAugust 31, 2020August 25, 2025

This article covers Lenders Increasing Credit Score Requirements Due To COVID-19 Most borrowers have noticed that Lenders Increasing Credit Score…

Continue Reading Lenders Increasing Credit Score Requirements Due To COVID-19Continue

FHFA Postpones Adverse Fee For Mortgage Refinance Borrowers
Headline News Archives | Videos

FHFA Postpones Adverse Fee For Mortgage Refinance Loans

ByGustan Cho Posted onAugust 27, 2020October 8, 2024

This guide is an update of a previous article: This guide covers FHFA postpones adverse fee for mortgage refinance loans….

Continue Reading FHFA Postpones Adverse Fee For Mortgage Refinance LoansContinue

Freddie Mac Housing Event Guidelines
Conventional Loans

Freddie Mac Housing Event Guidelines On Conventional Loans

ByGustan Cho Posted onAugust 19, 2020February 21, 2024

This article covers Freddie Mac Housing Event Guidelines On Conventional Loans Fannie Mae and Freddie Mac are the two mortgage…

Continue Reading Freddie Mac Housing Event Guidelines On Conventional LoansContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Washington DC Lenders
    Washington DC Lenders For Traditional and Non-QM MortgagesSeptember 12, 2025
  • Mortgage Escrow Account
    What is a Mortgage Escrow Account for Purchase and RefinanceSeptember 11, 2025
  • Colorado VA Lenders
    Colorado VA Lenders For Bad Credit With No Lender OverlaysSeptember 10, 2025
  • Mortgage Guidelines After Unemployment
    Mortgage Guidelines After Unemployment You Can TrustSeptember 10, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Bad Credit Scores
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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