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Home Purchase Regrets
Home Purchase

What Are The Biggest Home Purchase Regrets And How To Avoid Them

ByGustan Cho Posted onJuly 14, 2020February 28, 2024

This Article On What Are The Biggest Home Purchase Regrets And How To Avoid Them Buyers who decided purchase a…

Continue Reading What Are The Biggest Home Purchase Regrets And How To Avoid ThemContinue

Mortgage After Short Sale Guidelines
Mortgage After Bankruptcy and Foreclosure

Mortgage After Short Sale Guidelines For Home Purchase

ByGustan Cho Posted onJuly 14, 2020July 19, 2024

This Article On Mortgage After Short Sale Guidelines For Home Purchase Previous homeowners who had a prior short sale can…

Continue Reading Mortgage After Short Sale Guidelines For Home PurchaseContinue

Selling Home Prior To Foreclosure
Selling Your Home

Selling Your Home Prior To Foreclosure And Qualifying For New Mortgage

ByGustan Cho Posted onJuly 12, 2020June 4, 2024

This article is about Selling Your Home Prior To Foreclosure And Qualifying For New Mortgage Homeowners who get behind on…

Continue Reading Selling Your Home Prior To Foreclosure And Qualifying For New MortgageContinue

VA Mortgage Guidelines For Same-Sex Married Couples
VA Loans

VA Mortgage Guidelines For Same Sex Married Couples

ByGustan Cho Posted onJuly 11, 2020July 19, 2024

This Article On VA Mortgage Guidelines For Same-Sex Married Couples Was Written By Gustan Cho of Gustan Cho Associates The…

Continue Reading VA Mortgage Guidelines For Same Sex Married CouplesContinue

Location Is Key On Home Purchase
Home Purchase

Location Is Key On Home Purchase On Home Values

ByGustan Cho Posted onJuly 6, 2020July 19, 2024

This Article On Location Is Key On Home Purchase On Home Values Location, Location, Location. I am sure most folks…

Continue Reading Location Is Key On Home Purchase On Home ValuesContinue

How To Get Ex-Spouse Off Your Mortgage
Mortgage Rates

Difference Between Mortgage Rate And APR In Home Mortgages

ByGustan Cho Posted onJuly 5, 2020July 19, 2024

This Article On Difference Between Mortgage Rate And APR In Home Mortgages There is a Difference Between Mortgage Rate And…

Continue Reading Difference Between Mortgage Rate And APR In Home MortgagesContinue

FHA 203k Rehab Mortgage
FHA 203k Loan

How Difficult Is It To Qualify For FHA 203k Rehab Mortgage?

ByGustan Cho Posted onJuly 4, 2020April 7, 2025

This BLOG On How Difficult Is It To Qualify For FHA 203k Rehab Mortgage Was UPDATED And PUBLISHED On July…

Continue Reading How Difficult Is It To Qualify For FHA 203k Rehab Mortgage?Continue

Risks In Private Money Investing
Commercial Loans

Risks In Private Money Investing On Real Estate Transactions

ByGustan Cho Posted onJuly 3, 2020July 18, 2024

This BLOG On Risks In Private Money Investing On Real Estate Transactions Was PUBLISHED On July 3rd, 2020 There are…

Continue Reading Risks In Private Money Investing On Real Estate TransactionsContinue

Foreclosure Procedures
Mortgage After Bankruptcy and Foreclosure

What Are The Foreclosure Procedures And Process

ByGustan Cho Posted onJuly 2, 2020April 7, 2025

This BLOG On What Are The Foreclosure Procedures And Process Was UPDATED And PUBLISHED On July 2nd, 2020 The government’s…

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Mortgage Forbearance On The Rise
Headline News Archives

Mortgage Forbearance On The Rise Due To Covid-19 Spike

ByGustan Cho Posted onJune 29, 2020June 17, 2024

BREAKING NEWS: Mortgage Forbearance On The Rise Due To Covid-19 Spike After a few weeks of declining numbers, Mortgage Forbearance…

Continue Reading Mortgage Forbearance On The Rise Due To Covid-19 SpikeContinue

Mortgage Lending Requirements
Home Mortgages

Mortgage Lending Requirements On Government And Conforming Loans

ByGustan Cho Posted onJune 29, 2020July 18, 2024

This BLOG On Mortgage Lending Requirements On Government And Conforming Loans Was UPDATED And PUBLISHED On June 29th, 2020 Mortgage…

Continue Reading Mortgage Lending Requirements On Government And Conforming LoansContinue

Do All Lenders Have The Same Collections And Charge Off Guidelines
Bad Credit Mortgages

Do All Lenders Have The Same Collections And Charge Off Guidelines

ByGustan Cho Posted onJune 22, 2020July 18, 2024

This ARTICLE On Do All Lenders Have The Same Collections And Charge Off Guidelines Was PUBLISHED On June 21st, 2020…

Continue Reading Do All Lenders Have The Same Collections And Charge Off GuidelinesContinue

Conforming Mortgage Credit Guidelines
Conventional Loans

Conforming Mortgage Credit Guidelines For Home Buyers

ByGustan Cho Posted onJune 20, 2020July 18, 2024

This BLOG On Conforming Mortgage Credit Guidelines For Home Buyers Was UPDATED And PUBLISHED On June 20th, 2020 Conforming Mortgage…

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Real Estate Investments
Investment Homes

Real Estate Investments That Are Safe With Best Returns

ByGustan Cho Posted onJune 19, 2020July 18, 2024

This BLOG On Real Estate Investments That Are Safe With Best Returns Was UPDATED And PUBLISHED On June 19th, 2020…

Continue Reading Real Estate Investments That Are Safe With Best ReturnsContinue

When Is The Right Time To Refinance
Mortgage Refinance

When Is The Right Time To Refinance Mortgage For Homeowners

ByGustan Cho Posted onJune 16, 2020April 30, 2024

This BLOG On When Is The Right Time To Refinance Mortgage For Homeowners Was UPDATED And PUBLISHED On June 16th,…

Continue Reading When Is The Right Time To Refinance Mortgage For HomeownersContinue

Mortgage With Marginal Credit Scores
Bad Credit Mortgages

Mortgage With Marginal Credit Scores And Bad Credit Guidelines

ByGustan Cho Posted onJune 14, 2020February 10, 2025

This BLOG On Mortgage With Marginal Credit Scores And Bad Credit Guidelines Was UPDATED On August 9th, 2018 Applying for a…

Continue Reading Mortgage With Marginal Credit Scores And Bad Credit GuidelinesContinue

Mortgage Underwriting During The Covid-19 Pandemic
Headline News Archives

Mortgage Underwriting During The Covid-19 Pandemic

ByGustan Cho Posted onMay 31, 2020March 19, 2024

BREAKING NEWS: Mortgage Underwriting During The Covid-19 Pandemic Mortgage Underwriting During The Covid-19 Pandemic is more scrutinized than it ever…

Continue Reading Mortgage Underwriting During The Covid-19 PandemicContinue

Foreclosure During Pandemic For Unemployed Homeowners
Headline News Archives

Foreclosure During Pandemic For Unemployed Homeowners

ByGustan Cho Posted onMay 27, 2020October 8, 2024

BREAKING NEWS: Foreclosure During Pandemic For Unemployed Homeowners. The coronavirus pandemic really hit the U.S. hard. Prior to the pandemic,…

Continue Reading Foreclosure During Pandemic For Unemployed HomeownersContinue

Emergency Relief Screw-Up
Bad Credit Mortgages

Emergency Relief Screw-Up Affects Student Loan Borrowers

ByGustan Cho Posted onMay 23, 2020March 21, 2024

BREAKING NEWS: Emergency Relief Screw-Up Affects Student Loan Borrowers Emergency Relief Screw-Up Affects over credit reports of more than 5…

Continue Reading Emergency Relief Screw-Up Affects Student Loan BorrowersContinue

Fannie Mae Guidelines Mortgage After Short Sale
Mortgage After Bankruptcy and Foreclosure

Fannie Mae Guidelines Mortgage After Short Sale And Deed In Lieu

ByGustan Cho Posted onMay 20, 2020April 7, 2025

This ARTICLE On Updated Fannie Mae Guidelines Mortgage After Short Sale And Deed In Lieu Was UPDATED And PUBLISHED On…

Continue Reading Fannie Mae Guidelines Mortgage After Short Sale And Deed In LieuContinue

Negative Income With Co-Borrowers
Income And Employment

Negative Income With Co-Borrowers Mortgage Guidelines

ByGustan Cho Posted onMay 17, 2020March 11, 2024

This BLOG On Negative Income With Co-Borrowers Mortgage Guidelines Was UPDATED And PUBLISHED On May 17th, 2020 FHA allows non-occupant…

Continue Reading Negative Income With Co-Borrowers Mortgage GuidelinesContinue

2020 Housing Market Correction
Headline News Archives

2020 Housing Market Correction Due To Coronavirus Pandemic

ByGustan Cho Posted onMay 13, 2020June 4, 2024

BREAKING NEWS: 2020 Housing Market Correction Due To Coronavirus Pandemic There will be a 2020 Housing Market Correction due to…

Continue Reading 2020 Housing Market Correction Due To Coronavirus PandemicContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Importance of Credit Reports
    Importance of Credit Reports in the Mortgage ProcessJuly 4, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansJuly 3, 2025
  • Conforming Versus FHA Mortgage
    Conforming Versus FHA Mortgage Guidelines and BenefitsJuly 3, 2025
  • Short Sale Versus Foreclosure
    Short Sale Versus Foreclosure Mortgage GuidelinesJuly 3, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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