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ByGustan Cho
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Borrowers Need To Realize How Credit Balance Impacts Credit Scores To Qualify For Mortgage: The key to getting a low mortgage rate is to maximize your credit scores prior to applying for a mortgage. It can simply be done by paying down your credit card balance to a 10% credit utilization ratio.
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Should I Repair My Credit Prior To Consulting With A Loan Officer To Qualify For A Home Loan? The answer is absolutely not. Credit repair can do more damage during the mortgage process than help. You cannot have credit disputes during the mortgage process on non-medical collections, charged-off accounts, and late payments. Retracting credit disputes can backfire and drop consumer credit scores.
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This Article Is About Buying A House During Recession For First Time Home Buyers Buying A House During a Recession…
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This Article Is About Home Purchase Offer With Contingencies By Buyers Once home buyers have picked out the home that…
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This Article Is About Mortgage Versus Rent Payments And Benefits Of Payment Shock Most first-time homebuyers or those folks thinking…
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This Article Is About The Questions You Should Ask Your Mortgage Lender On Loan Process Choosing the right mortgage lender…
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This Article Is About FHA Mortgage After Bankruptcy Mortgage Guidelines Borrowers can qualify for FHA Mortgage After Bankruptcy. There are…
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This Article Is About The Mortgage Meltdown And Qualifying For Home Loan Today With Bad Credit Overall lack of concern,…
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This Breaking News Article Is About Mortgage Rates On The Rise Due To Increase Yields On Treasury Many homeowners and…
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This Article Is About The Easy Online Mortgage Pre Approval Letter For Home Buyers The mortgage industry has changed drastically…
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This Article Is About A Pre-Approval Versus Loan Commitment During Mortgage Process Many first-time home buyers often ask What Is…
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This Article Is About Accelerated Buyer Mortgage Program Pre-Approvals The Accelerated Buyer Mortgage Program is a special mortgage loan program…
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This ARTICLE Is About COVID-19 Mortgage Guidelines Changes On Home Loans COVID-19 Mortgage Guidelines Changes have created stress for borrowers…
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This Article Is About Fannie Mae Automated Underwriting System Approval Borrowers normally need an automated approval by the Automated Underwriting…
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This Article Is About Homeowners Who Bailed On Mortgage During Mortgage Collapse Residential home sales have been steadily increased and…
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This Article Is About Mortgage Guidelines On Down Payment With the exception of VA and USDA loans, most mortgage loan…
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This Article On Mistakes When Refinancing Mortgage To Be Avoided By Homeowners Avoiding These 5 Mistakes When Refinancing Home Loan…
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In this article, we will discuss and cover the coronavirus stimulus bill passed by the House. The House passed the…
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This Article Is About Using Second Home As A Rental And Vacation Home Using Second Home As A Rental and…
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BREAKING NEWS: FHFA Increases 2021 Conforming Loan Limit To $548,250 And High-Balance Ceiling To $822,375 As expected, the FHFA Increases…
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This Article Is About What Do Underwriters Look On Credit Report Besides Credit Scores Credit scores is the biggest factor…
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This Article Is About Us at Gustan Cho Associates: We Are A National Mortgage Company Licensed In Multiple States With…
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