ByGustan Cho, NMLS 873293
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Thanks to alternative lending mortgage options, homebuyers who could not qualify for government and conventional loans can now qualify for…
ByGustan Cho, NMLS 873293
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This article will cover the conventional loan guidelines for mortgage borrowers on primary, second, and investment homes. Borrowers needing Conventional…
ByGustan Cho, NMLS 873293
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This blog will cover overlays with FHA loans compared to HUD agency guidelines. FHA loans are the most popular home…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss mastering a job interview for mortgage loan officers. In the job world…
ByGustan Cho, NMLS 873293
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There is a major difference in qualifying for an FHA Loan With Bad Credit Versus Late Payments. FHA loans are…
ByGustan Cho, NMLS 873293
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In this article, we will cover and discuss how mortgage lenders determine interest rates. Many home buyers and homeowners often…
ByGustan Cho, NMLS 873293
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In this article, we will cover and discuss how homebuyers can qualify for a mortgage after bankruptcy in South Dakota….
ByGustan Cho, NMLS 873293
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Many lenders in California have lender overlays on FHA loans due to the state having many high-cost areas.
ByGustan Cho, NMLS 873293
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This Article Is About Asset And Reserves Requirements And Guidelines For Mortgages Homebuyers applying for a mortgage are going to…
ByGustan Cho, NMLS 873293
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This Article Is About VA Bad Credit Mortgage Guidelines Versus Lender Overlays VA Home Loans are primary residence owner-occupant mortgages…
ByGustan Cho, NMLS 873293
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This Article Is About Jumbo Mortgage Eligibility Requirements On High Priced Homes Jumbo mortgage eligibility requirements and guidelines are more…
ByGustan Cho, NMLS 873293
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This Article Is About Florida FHA Loan With Bad Credit And High Debt To Income Ratio Homebuyers can now qualify…
ByGustan Cho, NMLS 873293
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This Article Is About Calculating Annual Percentage Rate On Home Mortgage Transactions An FHA Loan or VA loan, which typically adds…
ByGustan Cho, NMLS 873293
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This Article Is About Qualifying At Banks Versus Mortgage Companies For Mortgage When a home buyer thinks of getting pre-qualified…
ByGustan Cho, NMLS 873293
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This article is about Things To Do After Home Closing For New Homeowners. There are many Things To Do After…
ByGustan Cho, NMLS 873293
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What Are The Waiting Period Requirements On Conventional Versus FHA Loans On Chapter 13 Bankruptcy? There is no waiting period requirements after Chapter 13 Bankruptcy discharged date on FHA loans but Conventional loans require a two-year waiting period.
ByGustan Cho, NMLS 873293
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This Article Is About Buying Home Without Solid Pre-Approval And AUS Findings Buying Home Without Solid Pre-Approval and without Automated…
ByGustan Cho, NMLS 873293
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This Article Is About Conforming Down Payment Guidelines For Home Buyers Conventional Loans are called conforming loans because they need…
ByGustan Cho, NMLS 873293
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This Article Is About Debt Versus Credit Scores During Mortgage Qualification There is a negative impact on debt versus credit…
ByGustan Cho, NMLS 873293
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This Article Is About FHA Automated Findings With Low Credit Scores And High DTI It will be much more difficult…
ByGustan Cho, NMLS 873293
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You cannot dispute derogatory credit tradelines during the mortgage process unless they are exempt from retraction. Any non-exempt credit disputes will suspend and halt the mortgage process.
ByGustan Cho, NMLS 873293
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This Article Is About FHA Loan Credit Guidelines Versus Lender Overlays The U.S. Department of Housing and Urban Development (HUD),…
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