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Author: Dale Elenteny

Home / Dale Elenteny
Shopping For Best Mortgage Rates
Mortgage Refinance | Mortgage Rates | Videos

Shopping For Best Mortgage Rates in California

ByDale Elenteny Posted onSeptember 5, 2025September 5, 2025

This guide covers shopping for best mortgage rates in California on home purchase and refinance home loans. California is the…

Continue Reading Shopping For Best Mortgage Rates in CaliforniaContinue

One-Time Construction Loan Close
NON-QM Loans | Conventional Loans | One-Time Close Construction Loans | VA Loans

One-Time Close Construction Loan Program

ByDale Elenteny Posted onSeptember 2, 2025September 5, 2025

The one-time construction loan close for new construction homes enables homebuyers to purchase land, build, and permanently finance a new home.

Continue Reading One-Time Close Construction Loan ProgramContinue

Apartment Building Loans
Commercial Loans | Muti-Family Investment | Videos

Apartment Building Loans For Real Estate Investors

ByDale Elenteny Posted onAugust 27, 2025August 28, 2025

Apartment Building Loans: Your Complete Guide in 2025 If you plan to buy or refinance a multifamily property, look for…

Continue Reading Apartment Building Loans For Real Estate InvestorsContinue

Helping Your Realtor And Lender Help You
Real Estate Topic

Helping Your Realtor and Lender Help You with a Home Purchase

ByDale Elenteny Posted onAugust 27, 2025August 28, 2025

In this article, we will cover and discuss helping your realtor and lender help you with a home purchase. I…

Continue Reading Helping Your Realtor and Lender Help You with a Home PurchaseContinue

Buying a Beachfront Property in Florida
Home Mortgages | Home Purchase | Real Estate Topic | Videos

Smart Tips for Buying a Beachfront Property in Florida

ByDale Elenteny Posted onAugust 25, 2025August 26, 2025

Buying a Beachfront Property in Florida: Everything You Need to Know Florida’s sunshine, sandy beaches, and breathtaking views have made…

Continue Reading Smart Tips for Buying a Beachfront Property in FloridaContinue

Mortgage After Bankruptcy in New Hampshire
Mortgage After Bankruptcy and Foreclosure

Mortgage After Bankruptcy in New Hampshire with No Overlays

ByDale Elenteny Posted onAugust 25, 2025August 26, 2025

Starting Fresh: Mortgage After Bankruptcy in New Hampshire Filing for bankruptcy is never easy. It can feel like the end…

Continue Reading Mortgage After Bankruptcy in New Hampshire with No OverlaysContinue

Mortgage Timeline on Manual Underwriting
Mortgage Processing And Underwriting | Manual Underwriting | Verification Of Rent | Videos

Beat Stress: Mortgage Timeline on Manual Underwriting

ByDale Elenteny Posted onAugust 22, 2025September 2, 2025

Mortgage Timeline on Manual Underwriting: What Borrowers Need to Know in 2025 When you apply for a home loan, you…

Continue Reading Beat Stress: Mortgage Timeline on Manual UnderwritingContinue

Mortgage Compliance
Bad Credit Mortgages

Recent Changes in Mortgage Compliance and Regulations

ByDale Elenteny Posted onAugust 18, 2025August 19, 2025

This guide covers recent changes in mortgage compliance and regulations. So, mortgage interest rates are increasing and have been the…

Continue Reading Recent Changes in Mortgage Compliance and RegulationsContinue

Closing Home Loan In 21 Days
Clear To Close

Closing a Home Loan Made Simple: Steps You Must Know

ByDale Elenteny Posted onAugust 8, 2025September 3, 2025

Closing a Home Loan in 21 Days or Less: 2025 Guide to Fast Closings with Gustan Cho Associates Getting a…

Continue Reading Closing a Home Loan Made Simple: Steps You Must KnowContinue

Real Estate Investing Mortgage Loan Programs
Videos | Commercial Loans | Hard Money Loans | Investment Homes

Real Estate Investing Mortgage Loan Programs For Investors

ByDale Elenteny Posted onAugust 6, 2025August 6, 2025

This guide covers real estate investing mortgage loan programs for investors. There are various types of real estate investing.  Real…

Continue Reading Real Estate Investing Mortgage Loan Programs For InvestorsContinue

Closing Mortgage Under LLC
Real Estate Topic

Smart Investors are Closing Mortgage Under LLC—Here’s Why

ByDale Elenteny Posted onJune 26, 2025June 27, 2025

Closing Mortgage Under LLC: How Real Estate Investors Can Use an LLC to Get a Mortgage Are you a real…

Continue Reading Smart Investors are Closing Mortgage Under LLC—Here’s WhyContinue

Social Security Income for Mortgage
Income And Employment

Social Security Income For Mortgage Lending Guidelines

ByDale Elenteny Posted onJune 24, 2025June 25, 2025

Social Security Income for Mortgage: How to Use It to Buy a Home If you’re living on Social Security income…

Continue Reading Social Security Income For Mortgage Lending GuidelinesContinue

Irregular Deposits
Mortgage Processing And Underwriting

Irregular Deposits Could Ruin Your Mortgage—Learn to Fix It

ByDale Elenteny Posted onMarch 24, 2025March 25, 2025

Buying a home is exciting. But when you’re applying for a mortgage, your bank statements can suddenly become a big…

Continue Reading Irregular Deposits Could Ruin Your Mortgage—Learn to Fix ItContinue

Mortgage Approval Process
Regulations

How Regulation Changed the Mortgage Approval Process

ByDale Elenteny Posted onMarch 18, 2025July 29, 2025

Lenders are really strict and can nit-pick during the mortgage process due to tough mortgage regulations. Mortgage regulators can fine lenders. If lenders do not follow mortgage regulations, the mortgage loans the lender closes, and funds may not be able to get sold on the secondary market.

Continue Reading How Regulation Changed the Mortgage Approval ProcessContinue

FHA HIgh-Balance Lenders in New Jersey
FHA Loans

FHA High-Balance Lenders in New Jersey With Low Rates | 2025

ByDale Elenteny Posted onFebruary 11, 2025February 12, 2025

FHA High-Balance Lenders in New Jersey: Get Approved with Lenient Guidelines If you’re looking for FHA high-balance lenders in New…

Continue Reading FHA High-Balance Lenders in New Jersey With Low Rates | 2025Continue

Housing Numbers Increase
Headline News Archives

Housing Numbers Increase Despite Higher Mortgage Rates

ByDale Elenteny Posted onJanuary 28, 2025January 29, 2025

ThIs guide covers housing numbers increase despite higher mortgage rates. This guide is an update of the original guide on…

Continue Reading Housing Numbers Increase Despite Higher Mortgage RatesContinue

HARP for Underwater Mortgages
Mortgage Refinance | Headline News Archives

HARP For Underwater Mortgages Lending Guidelines

ByDale Elenteny Posted onJanuary 23, 2025May 13, 2025

This guide covers HARP for underwater mortgages. This guide is an update of a previous guide that was published in…

Continue Reading HARP For Underwater Mortgages Lending GuidelinesContinue

FHA 203k Rehab Loans Georgia
FHA 203k Loan

FHA 203k Rehab Loans Georgia Mortgage Guidelines

ByDale Elenteny Posted onJanuary 21, 2025July 29, 2025

This guide covers FHA 203k Rehab Loans Georgia Mortgage Guidelines. The state of Georgia has one of the hottest housing…

Continue Reading FHA 203k Rehab Loans Georgia Mortgage GuidelinesContinue

FHA Guidelines on Charge-Offs and Collections
Videos | Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | FHA Loans

FHA Guidelines on Charge-Offs and Collections For 2025

ByDale Elenteny Posted onJanuary 16, 2025June 27, 2025

In this guide, we will discuss the FHA guidelines on charge-offs and collections, crucial information for anyone seeking an FHA…

Continue Reading FHA Guidelines on Charge-Offs and Collections For 2025Continue

Expatraite Mortgage Loans
NON-QM Loans | Videos

Expatriate Mortgage Loans: Quick Start to U.S. Homeownership

ByDale Elenteny Posted onJanuary 7, 2025January 14, 2025

Unlock Your American Dream with Expatriate Mortgage Loans from Gustan Cho Associates Are you dreaming of owning a piece of…

Continue Reading Expatriate Mortgage Loans: Quick Start to U.S. HomeownershipContinue

HARP Mortgage Loans After the 2008 Housing Crash
Mortgage Refinance

HARP Mortgage Loans After the 2008 Housing Crash

ByDale Elenteny Posted onDecember 24, 2024December 26, 2024

HARP Mortgage Loans was launched and created due to the 2008 financial crisis. Millions of homeowners bailed where they just turned in their keys to their mortgage lenders.

Continue Reading HARP Mortgage Loans After the 2008 Housing CrashContinue

Taking Tests For Job
Career Opportunities/Loan Officer Training

Taking Tests For Job To Start a Career as a Loan Officer

ByDale Elenteny Posted onDecember 23, 2024April 7, 2025

This guide covers taking test for job to get started to a career as a mortgage loan officer. I am…

Continue Reading Taking Tests For Job To Start a Career as a Loan OfficerContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Best Bad Credit Mortgage Lenders in Alaska
    Best Bad Credit Mortgage Lenders in Alaska For Low ScoresSeptember 7, 2025
  • Investment Property Loans
    Investment Property Loans | Non-QM, DSCR, No-Doc MortgagesSeptember 6, 2025
  • How Does The Federal Reserve Affect Mortgage Rates
    How Does The Federal Reserve Affect Mortgage RatesSeptember 5, 2025
  • Shopping For Best Mortgage Rates
    Shopping For Best Mortgage Rates in CaliforniaSeptember 5, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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