Mortgage Lending Guidelines on Traditional Home Loans
Conventional Loans also referred to as Conforming Loans are not guaranteed and/or insured by the federal government. Conventional Loans need to …..
Buying A Home With A VA Loan With No Money Down
In this blog, we will cover and discuss buying a home with a VA loan with no money down. If you are a veteran and bravely served our country, this article is for you. The team at Gustan Cho Associates are experts in VA mortgage financing. If you have been following our blogs, you are…
VA Funding Fee Mortgage Guidelines For VA Home Loans
In this blog, we will discuss and cover the VA funding fee mortgage guidelines for VA home loans. VA loans are the best loan program for owner-occupant primary home financing in the United States. One of the greatest benefits for homebuyers who have served in the U.S. Armed Services is the benefit of being eligible…
VA Loan Eligibility Requirements in Vermont
In this blog, we will cover and discuss the VA loan eligibility requirements in Vermont for 2022. We will cover the basic VA loan eligibility requirements in Vermont on credit, derogatory tradelines, bankruptcy, and other frequently asked questions by our viewers and borrowers. One of the biggest concerns among homebuyers in Vermont is the options…
VA Loans Kentucky: VA Loan Requirements And Guidelines
Active and/or retired members of the United States Armed Services and eligible surviving spouses of eligible veterans in Kentucky can qualify for VA loans Kentucky with no money down, credit scores down to 500 FICO, less than perfect credit, and prior credit issues. VA loans are hands down the best home loan program in the…
Best Mortgage Lenders After Bankruptcy | Lenient Guidelines
In this article, we will be covering and discussing how to choose the best mortgage lenders after bankruptcy. We will advise on how to shop for the best mortgage lenders after bankruptcy with the best mortgage rates. FHA and VA loans are two government loan programs for owner-occupant mortgages. FHA and VA loans are two…
Government Mortgages For Owner-Occupant Homebuyers
In this blog, we will cover and discuss government mortgages for owner-occupant homebuyers. We will go in-depth about what government mortgages are and the lending requirements. Government-backed loans are owner-occupant primary home mortgages originated by private lenders like banks, mortgage brokers, and mortgage bankers but backed by a federal government agency. Why Are Government-Backed Loans…
VA Loan Limits on How Much Home You Can Buy With a VA Loan
In this blog, we will cover and discuss VA loan limits on how much home you can buy with a VA loan. VA loans no longer have maximum VA loan limits. Before 2010, VA loan limits used to depend on where the property is located and the type of property the borrower is financing. In…
Wisconsin VA Mortgage Lenders With Competitive Rates
In this blog, we will cover and discuss qualifying for VA loans by Wisconsin VA mortgage lenders with no lender overlays. Gustan Cho Associates, empowered by NEXA Mortgage, LLC NMLS 1660690 has a large presence in Wisconsin. Gustan Cho Associates empowered by NEXA Mortgage, LLC is licensed in 48 states, including Wisconsin, and is based…
VA New Construction To Permanent One-Time Close Mortgages
In this blog, we will cover and discuss VA New Construction to Permanent One-Time Close Mortgages. VA New Construction To Permanent Guidelines at Gustan Cho Associates empowered by NEXA Mortgage, LLC now allows home buyers to purchase a VA New Construction home on VA Loans. We will finance the lot, construction costs, and the end…
Common VA Overlays By Lenders Versus Agency Mortgage Guidelines
In this blog, we will discuss and cover the common VA overlays by lenders versus agency mortgage guidelines. Over 75% of our borrowers at Gustan Cho Associates are folks who could not qualify at other lenders due to their lender overlays. Lender overlays are mortgage guidelines that are above and beyond Agency Lending Guidelines. VA…
VA Loans For First Time Veteran Home Buyers With No Overlays
In this blog, we will discuss and cover VA loans for first-time home buyers with no lender overlays. The United States Department of Veteran Affairs (VA) has very lenient mortgage guidelines on VA Loans For First Time Veteran Home Buyers. Getting able to qualify for VA loans for first-time veteran home buyers is a privilege…
Virginia VA Loan Requirements On Home Purchase And Refinance
Virginia VA Loan Requirements has the most lenient mortgage guidelines versus any other loan program in the nation. VA loans is the mortgage loan of choice but is only limited to active and/or retired members of the U.S. Military with a valid certificate of eligibility. There is no down payment requirement and no annual mortgage…
FAQ On VA Loans On Eligibility Requirements And Mortgage Options
In this blog, we will be covering the FAQ on VA loans on eligibility requirements and VA mortgage loan options for first-time homebuyers. There are many FAQ On VA loans on qualification, credit, and eligibility requirements as well as the types of VA loan programs that our viewers often inquiry about. VA loans are the…
Washington VA Loan Requirements With No Overlays On VA Loans
Eligible active duty and retired veterans meeting the minimum Washington VA loan requirements can qualify for VA loans with no minimum credit score requirements, no maximum debt to income ratio caps, and no maximum loan limits. Washington has one of the highest home prices in the nation next to California. FHA and conventional loans have…
Houston Housing Market For Veterans Of Our United States Military
This BLOG On Houston Housing Market For Veterans Of Our United States Military The Great City of Houston, Texas is controlled by Oil and Gas, Agriculture, and The Maritime the Texas economy is one that will stand the test of time and flourish. Texas also has one of the highest populations of active, retired, and…
VA Loans Alabama Mortgage Guidelines With No Lender Overlays
This ARTICLE Is About VA Loans Alabama Mortgage Guidelines With No Lender Overlays Alabama is on the map. The state borders one of the hottest states in the nation, Florida. Alabama is one of the top states residents from high-taxed states are migrating to. A large percentage of New Yorkers fleeing the state to lower-taxed…
VA Co-Signer Mortgage Guidelines On VA Home Loans
This ARTICLE On VA Co-Signer Mortgage Guidelines On VA Home Loans Was PUBLISHED On August 25th, 2020 2020 UPDATED VA Co-Signer Mortgage Guidelines On VA Home Loans: If you follow Gustan Cho Associates, you know we are experts in VA mortgage financing We offer all of our VA mortgage products without LENDER OVERLAYS Even during…
VA Mortgage Guidelines For Same Sex Married Couples
This Article On VA Mortgage Guidelines For Same-Sex Married Couples Was Written By Gustan Cho of Gustan Cho Associates The U.S. Department of Housing and Urban Development (HUD) the parent of FHA, allows non-occupant co-borrowers to be added on FHA Home Loans. Fannie Mae and Freddie Mac permits non-occupant co-borrowers The U.S. Department of Veterans…
Mortgage Lenders In Chicago With No VA Lender Overlays
This BLOG On Mortgage Lenders In Chicago With No VA Lender Overlays Was UPDATED And PUBLISHED On March 18th, 2020 Veteran Home Buyers who are looking for Lenders In Chicago With No VA Lender Overlays came to the right place. VA Lender Overlays are Lender Overlays that is above and beyond the VA Guidelines imposed…
Purple Heart Veterans Updated Mortgage Guidelines On VA Loans
This ARTICLE On Purple Heart Veterans Updated Mortgage Guidelines was PUBLISHED On December 12th, 2019 Many loyal Gustan Cho Associate’s readers are veterans. We are thankful for our veterans and offer VA mortgage loans without any LENDER OVERLAYS A VA mortgage is a great tool to help those who have served our country achieve homeownership…
