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VA Loans

Home / VA Loans - Page 6
How The VA Mortgage Process Work
Mortgage Processing And Underwriting | VA Loans | Videos

How The VA Mortgage Process Work For Homebuyers

ByGustan Cho Posted onNovember 4, 2023June 24, 2024

This guide covers how the VA mortgage process work for homebuyers. How the VA mortgage process work? VA loans are…

Continue Reading How The VA Mortgage Process Work For HomebuyersContinue

Florida VA Lenders
VA Loans | Manual Underwriting | Mortgage Lender Overlays | Videos

Best Florida VA Lenders With No Overlays on VA Loans

ByLaurie Cho Posted onJuly 23, 2023November 4, 2024

Not all Florida VA lenders have the same lending requirements on VA loans. Not all Florida VA lenders do manual…

Continue Reading Best Florida VA Lenders With No Overlays on VA LoansContinue

VA Credit Score Mortgage Guidelines
VA Loans | Mortgage Lender Overlays | Videos

VA Credit Score Mortgage Guidelines on VA Home Loans

ByLaurie Cho Posted onJuly 20, 2023May 20, 2024

This guide covers VA credit score mortgage guidelines on VA home loans. VA mortgages are the best home loan program…

Continue Reading VA Credit Score Mortgage Guidelines on VA Home LoansContinue

Disabled Veterans Benefits
Videos | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | VA Loans

Disabled Veterans Benefits on VA Loans

ByGustan Cho Posted onJune 30, 2023October 8, 2024

This guide covers disabled Veterans benefits on VA loans. The Department of Veterans Affairs (VA) insures and guarantees VA Loans…

Continue Reading Disabled Veterans Benefits on VA LoansContinue

VA Jumbo Home Mortgages (1)
VA Loans | High-Balance Mortgage Loans | Videos

VA Jumbo Home Mortgages Eligibility Requirements

ByMike Gracz Posted onJune 26, 2023June 12, 2024

This guide covers the eligibility guidelines for VA Jumbo Home Mortgages. Most veterans know they do not need a down…

Continue Reading VA Jumbo Home Mortgages Eligibility RequirementsContinue

Mortgage Lending Guidelines On Government Versus Conventional Loans
Conventional Loans | FHA Loans | VA Loans | Videos

Mortgage Lending Guidelines on Traditional Home Loans

ByGustan Cho Posted onMay 1, 2023April 7, 2025

Conventional Loans also referred to as Conforming Loans are not guaranteed and/or insured by the federal government. Conventional Loans need to …..

Continue Reading Mortgage Lending Guidelines on Traditional Home LoansContinue

Gustan Cho Associates are experts in helping borrowers qualify for VA loans with no lender overlays
VA Loans

Buying A Home With A VA Loan With No Money Down

ByMike Gracz Posted onSeptember 20, 2022July 23, 2024

In this blog, we will cover and discuss buying a home with a VA loan with no money down. If…

Continue Reading Buying A Home With A VA Loan With No Money DownContinue

VA Funding Fee
VA Loans

VA Funding Fee Mortgage Guidelines For VA Home Loans

ByMike Gracz Posted onJuly 6, 2022October 8, 2024

In this blog, we will discuss and cover the VA funding fee mortgage guidelines for VA home loans. VA loans…

Continue Reading VA Funding Fee Mortgage Guidelines For VA Home LoansContinue

VA Loan Eligibility Requirements in Vermont
VA Loans

VA Loan Eligibility Requirements in Vermont

ByAlex Carlucci Posted onJune 5, 2022October 8, 2024

In this blog, we will cover and discuss the VA loan eligibility requirements in Vermont for 2022. We will cover…

Continue Reading VA Loan Eligibility Requirements in VermontContinue

VA Loans Kentucky
VA Loans

VA Loans Kentucky: VA Loan Requirements And Guidelines

ByMike Gracz Posted onMay 28, 2022July 23, 2024

Active and/or retired members of the United States Armed Services and eligible surviving spouses of eligible veterans in Kentucky can…

Continue Reading VA Loans Kentucky: VA Loan Requirements And GuidelinesContinue

Government Mortgages
FHA Loans | USDA Loans | VA Loans

Government Mortgages For Owner-Occupant Homebuyers

ByGustan Cho Posted onApril 16, 2022October 8, 2024

In this blog, we will cover and discuss government mortgages for owner-occupant homebuyers. We will go in-depth about what government…

Continue Reading Government Mortgages For Owner-Occupant HomebuyersContinue

VA Loan Limits
VA Loans

VA Loan Limits on How Much Home You Can Buy With a VA Loan

ByMike Gracz Posted onApril 15, 2022October 9, 2024

In this blog, we will cover and discuss VA loan limits on how much home you can buy with a…

Continue Reading VA Loan Limits on How Much Home You Can Buy With a VA LoanContinue

Wisconsin VA Mortgage Lenders
VA Loans

Wisconsin VA Mortgage Lenders With Competitive Rates

ByGustan Cho Posted onApril 14, 2022October 8, 2024

In this blog, we will cover and discuss qualifying for VA loans by Wisconsin VA mortgage lenders with no lender…

Continue Reading Wisconsin VA Mortgage Lenders With Competitive RatesContinue

VA New Construction To Permanent One-Time Close Mortgages
VA Loans

VA New Construction To Permanent One-Time Close Mortgages

ByMike Gracz Posted onApril 14, 2022October 8, 2024

In this blog, we will cover and discuss VA New Construction to Permanent One-Time Close Mortgages. VA New Construction To…

Continue Reading VA New Construction To Permanent One-Time Close MortgagesContinue

VA Loans For First Time Veteran Home Buyers With No Overlays
VA Loans

VA Loans For First Time Veteran Home Buyers With No Overlays

ByGustan Cho Posted onFebruary 7, 2022July 22, 2024

In this blog, we will discuss and cover VA loans for first-time home buyers with no lender overlays. The United…

Continue Reading VA Loans For First Time Veteran Home Buyers With No OverlaysContinue

Virginia VA Loan Requirements
VA Loans

Virginia VA Loan Requirements On Home Purchase And Refinance

ByMike Gracz Posted onJanuary 10, 2022October 8, 2024

Virginia VA Loan Requirements has the most lenient mortgage guidelines versus any other loan program in the nation. VA loans…

Continue Reading Virginia VA Loan Requirements On Home Purchase And RefinanceContinue

FAQ On VA Loans
VA Loans

FAQ On VA Loans On Eligibility Requirements And Mortgage Options

ByGustan Cho Posted onDecember 30, 2021October 8, 2024

In this blog, we will be covering the FAQ on VA loans on eligibility requirements and VA mortgage loan options…

Continue Reading FAQ On VA Loans On Eligibility Requirements And Mortgage OptionsContinue

Washington VA Loan Requirements
VA Loans

Washington VA Loan Requirements With No Overlays On VA Loans

ByAlex Carlucci Posted onDecember 16, 2021July 22, 2024

Eligible active duty and retired veterans meeting the minimum Washington VA loan requirements can qualify for VA loans with no…

Continue Reading Washington VA Loan Requirements With No Overlays On VA LoansContinue

Houston Housing Market
VA Loans

Houston Housing Market For Veterans Of Our United States Military

ByMike Gracz Posted onOctober 9, 2021October 8, 2024

This BLOG On Houston Housing Market For Veterans Of Our United States Military The Great City of Houston, Texas is…

Continue Reading Houston Housing Market For Veterans Of Our United States MilitaryContinue

VA Loans Alabama
Mortgage Lender Overlays | VA Loans

VA Loans Alabama Mortgage Guidelines With No Lender Overlays

ByMike Gracz Posted onAugust 24, 2021October 8, 2024

This ARTICLE Is About VA Loans Alabama Mortgage Guidelines With No Lender Overlays Alabama is on the map. The state…

Continue Reading VA Loans Alabama Mortgage Guidelines With No Lender OverlaysContinue

VA Co-Signer Mortgage Guidelines On VA Home Loans
VA Loans | Videos

VA Co-Signer Mortgage Guidelines On VA Home Loans

ByMike Gracz Posted onAugust 25, 2020May 8, 2024

This ARTICLE On VA Co-Signer Mortgage Guidelines On VA Home Loans Was PUBLISHED On August 25th, 2020 2020 UPDATED VA…

Continue Reading VA Co-Signer Mortgage Guidelines On VA Home LoansContinue

VA Mortgage Guidelines For Same-Sex Married Couples
VA Loans

VA Mortgage Guidelines For Same Sex Married Couples

ByGustan Cho Posted onJuly 11, 2020July 19, 2024

This Article On VA Mortgage Guidelines For Same-Sex Married Couples Was Written By Gustan Cho of Gustan Cho Associates The…

Continue Reading VA Mortgage Guidelines For Same Sex Married CouplesContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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