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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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Documents Required By Lenders To Close Mortgage On Time
Mortgage Processing And Underwriting | Videos

Documents Required By Lenders To Close Mortgage On Time

ByAlex Carlucci Posted onAugust 26, 2021July 22, 2024

This Article Is About Documents Required By Lenders To Close Mortgage On Time Most people dread the thought of providing…

Continue Reading Documents Required By Lenders To Close Mortgage On TimeContinue

Changes In Mortgage Lending And Guidelines And How It Affects Buyers
Home Mortgages

Changes In Mortgage Lending And Guidelines And How It Affects Buyers

ByGustan Cho Posted onAugust 25, 2021March 20, 2024

This Article Is About Changes In Mortgage Lending And Guidelines And How It Affects Buyers 2021 has come and is…

Continue Reading Changes In Mortgage Lending And Guidelines And How It Affects BuyersContinue

How Do Underwriters View Charge Off Accounts With Balances
Re-Establishing Credit

How Do Underwriters View Charge Off Accounts With Balances

ByGustan Cho Posted onAugust 24, 2021April 7, 2025

This Article Is About How Do Underwriters View Charge Off Accounts With Balances Home Buyers Can Now Qualify Mortgages With…

Continue Reading How Do Underwriters View Charge Off Accounts With BalancesContinue

FHA Automated Findings With Low Credit Scores And High DTI
Videos | Automated Underwriting System

FHA Automated Findings With Low Credit Scores And High DTI

ByGustan Cho Posted onAugust 17, 2021October 8, 2024

This Article Is About FHA Automated Findings With Low Credit Scores And High DTI  It will be much more difficult…

Continue Reading FHA Automated Findings With Low Credit Scores And High DTIContinue

Mortgage Rates Are Still At Historic Lows On Purchase And Refinance
Mortgage Rates | Videos

Mortgage Rates Are Still At Historic Lows On Purchase And Refinance

ByGustan Cho Posted onJuly 21, 2021January 14, 2025

This Article Is About Mortgage Rates Are Still At Historic Lows On Purchase And Refinance: The Dow Jones Industrials have…

Continue Reading Mortgage Rates Are Still At Historic Lows On Purchase And RefinanceContinue

Rising Housing Market
Headline News Archives

Rising Housing Market Advice For Home Buyers With Limited Budget

ByGustan Cho Posted onJuly 8, 2021October 8, 2024

The housing market has skyrocketed where many homebuyers are priced out of buying a home. Many homebuyers are leaving their state to other states with affordable housing to realize their dream of homeownership become a reality.

Continue Reading Rising Housing Market Advice For Home Buyers With Limited BudgetContinue

When is your first mortgage payment due?
First Time Home Buyers

First Mortgage Payment: When Is it Due?

ByGustan Cho Posted onJune 24, 2021July 19, 2024

When is your first mortgage payment due? Your first mortgage payment is due the first day of the first full…

Continue Reading First Mortgage Payment: When Is it Due?Continue

Credit Scores Versus Credit History
Bad Credit Mortgages

Credit Scores Versus Credit History Mortgage Guidelines

ByGustan Cho Posted onJune 14, 2021October 8, 2024

This article covers Credit Scores Versus Credit History Mortgage Guidelines The Importance Of Mortgage Guidelines On Credit Scores Versus Credit…

Continue Reading Credit Scores Versus Credit History Mortgage GuidelinesContinue

FHA Bankruptcy Waiting Period
Mortgage After Bankruptcy and Foreclosure

FHA Bankruptcy Waiting Period and Mortgage Guidelines

ByGustan Cho Posted onJune 14, 2021March 21, 2024

This article covers FHA Bankruptcy Waiting Period And Mortgage Guidelines FHA Bankruptcy Waiting Period Explained Homebuyers can now qualify for…

Continue Reading FHA Bankruptcy Waiting Period and Mortgage GuidelinesContinue

Stock Market Correction Drives Mortgage Rates Lower
Headline News Archives

Stock Market Correction Drives Mortgage Rates Lower

ByAlex Carlucci Posted onMarch 23, 2021February 19, 2024

This Article Is About Stock Market Correction Drives Mortgage Rates Lower The Dow Jones Industrial Averages and all other market…

Continue Reading Stock Market Correction Drives Mortgage Rates LowerContinue

Low Mortgage Rates
Mortgage Rates | Videos

Home Loan With Low Mortgage Rates On Purchase And Refinance

ByAlex Carlucci Posted onMarch 22, 2021February 10, 2025

This Article Is About Home Loan With Low Mortgage Rates On Purchase And Refinance The first thing most homebuyers think…

Continue Reading Home Loan With Low Mortgage Rates On Purchase And RefinanceContinue

Buying House During Recession For First Time Home Buyers
Home Purchase | Videos

Buying House During Recession For First Time Home Buyers

ByGustan Cho Posted onMarch 19, 2021October 8, 2024

This Article Is About Buying A House During Recession For First Time Home Buyers Buying A House During a Recession…

Continue Reading Buying House During Recession For First Time Home BuyersContinue

Home Purchase Offer With Contingencies By Buyers
Bad Credit Mortgages

Home Purchase Offer With Contingencies By Buyers

ByGustan Cho Posted onMarch 10, 2021October 8, 2024

This Article Is About Home Purchase Offer With Contingencies By Buyers Once home buyers have picked out the home that…

Continue Reading Home Purchase Offer With Contingencies By BuyersContinue

Mortgage Meltdown And Qualifying For Home Loan Today With Bad Credit
Mortgage Processing And Underwriting

Mortgage Meltdown And Qualifying For Home Loan Today With Bad Credit

ByGustan Cho Posted onFebruary 25, 2021October 8, 2024

This Article Is About The Mortgage Meltdown And Qualifying For Home Loan Today With Bad Credit Overall lack of concern,…

Continue Reading Mortgage Meltdown And Qualifying For Home Loan Today With Bad CreditContinue

BOND MARKET SELL OFF 2021 - MARKET CRASH
Videos

Mortgage Rates On The Rise Due To Increase Yields On Treasury

ByGustan Cho Posted onFebruary 24, 2021July 19, 2024

This Breaking News Article Is About Mortgage Rates On The Rise Due To Increase Yields On Treasury Many homeowners and…

Continue Reading Mortgage Rates On The Rise Due To Increase Yields On TreasuryContinue

10-Year Treasury Yield Surges To A 12-Month High Rising Rates
Videos

10-Year Treasury Yield Surges To A 12-Month High Rising Rates

ByAlex Carlucci Posted onFebruary 18, 2021July 19, 2024

This Breaking News Article Is About 10-Year Treasury Yield Surges To A 12-Month High Rising Rates The 10-Year Treasury Yield…

Continue Reading 10-Year Treasury Yield Surges To A 12-Month High Rising RatesContinue

COVID-19 Mortgage Guidelines Changes
Headline News Archives

COVID-19 Mortgage Guidelines Changes On Home Loans

ByGustan Cho Posted onFebruary 10, 2021October 8, 2024

This ARTICLE Is About COVID-19 Mortgage Guidelines Changes On Home Loans COVID-19 Mortgage Guidelines Changes have created stress for borrowers…

Continue Reading COVID-19 Mortgage Guidelines Changes On Home LoansContinue

2021 Non-QM Mortgage Loan Program Updates (1)
NON-QM Loans | Videos

Non-QM Versus Government And Conventional Mortgages

ByMike Gracz Posted onFebruary 1, 2021October 8, 2024

This Article Is About Non-QM Mortgages Versus Government And Government Mortgages If you are in the market for a mortgage…

Continue Reading Non-QM Versus Government And Conventional MortgagesContinue

Homeowners Who Bailed On Mortgage During Mortgage Collapse
Bad Credit Mortgages | Videos

Homeowners Who Bailed On Mortgage During Mortgage Collapse

ByGustan Cho Posted onJanuary 31, 2021October 8, 2024

This Article Is About Homeowners Who Bailed On Mortgage During Mortgage Collapse Residential home sales have been steadily increased and…

Continue Reading Homeowners Who Bailed On Mortgage During Mortgage CollapseContinue

Discouraged Mortgage Loan Borrowers Due To Lender Overlays
Bad Credit Mortgages

Discouraged Mortgage Loan Borrowers Due To Lender Overlays

ByAlex Carlucci Posted onNovember 25, 2020April 7, 2025

This Article Is On Discouraged Mortgage Loan Borrowers Due To Lender Overlays There are many mortgage loan programs available today…

Continue Reading Discouraged Mortgage Loan Borrowers Due To Lender OverlaysContinue

What Do Underwriters Look On Credit Report Besides Credit Scores
Mortgage Processing And Underwriting | Videos

What Do Underwriters Look On Credit Report Besides Credit Scores

ByGustan Cho Posted onNovember 24, 2020February 10, 2025

This Article Is About What Do Underwriters Look On Credit Report Besides Credit Scores Credit scores is the biggest factor…

Continue Reading What Do Underwriters Look On Credit Report Besides Credit ScoresContinue

Tax Cut And Jobs Act And How It Affects Mortgage Guidelines
Home Mortgages | Videos

Tax Cut And Jobs Act And How It Affects Mortgage Guidelines

ByMike Gracz Posted onNovember 18, 2020July 19, 2024

This Article Is About Tax Cut And Jobs Act And How It Affects Mortgage Guidelines Well, we all survived the…

Continue Reading Tax Cut And Jobs Act And How It Affects Mortgage GuidelinesContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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