High Debt to Income Ratios

Solutions To High Debt To Income Ratios On Home Purchase

ByAnngelli Abenes Posted onApril 25, 2024June 23, 2025

Gustan Cho Associates has no lender overlays on debt to income ratio on government and conventional loans. We just go off the agency caps on debt to income ratio no government and conventional loans.

High Debt To Income Ratio | Income And Employment | Videos

Excluding Debts From Co-Signed Loans To Qualify For Mortgage

ByGustan Cho Posted onApril 16, 2024June 24, 2025

This guide covers excluding debts from co-signed loans to qualify for mortgage loans. Mortgage borrowers who are co-signers on debts…

Property Taxes | Real Estate | Real Estate Topic | Videos

How Property Taxes in Mortgage Qualification Affects DTI

ByGustan Cho Posted onMarch 29, 2024August 15, 2024

This guide covers property taxes in mortgage qualification and how it affects debt-to-income ratios. For homebuyers, especially first-time home buyers,…

Student Loans | High Debt To Income Ratio | Videos

Income-Based Repayment Student Loan Mortgage Guidelines

ByGustan Cho Posted onFebruary 22, 2024January 31, 2025

This guide aims to understand Income-Based Repayment Student Loan Mortgage Guidelines clearly. The daunting task of outstanding student loans presents…