Mortgage Refinance

Florida homeowners with FHA Loans that closed on their home loans prior to January 26, 2015, don’t miss an opportunity to get an automatic 0.05% reduction in their Florida FHA Annual Mortgage Insurance payment as well as a rate reduction. There’s never been a better time to get the most bang for their buck on…

This guide covers refinancing with low(bad) credit scores and bad credit. Homeowners considering refinancing with low credit scores on their home loans must know that credit scores determine mortgage rates. The higher the credit scores, the lower the mortgage rates. Refinancing with low credit scores can be done. However homeowners thinking about refinancing with low…

This article on Is Refinance Boom Over For Homeowners Due To Mortgage Rates Many homeowners still have higher mortgage rates and have been waiting to refinance their mortgage loans hoping that the mortgage rates will drop below the 4.0% mark. Others still have mortgage loan balances that are higher than the value of their homes…

This BLOG On Buying Home Cash And Refinancing Afterwards To Get Better Deal Was PUBLISHED On May 8th, 2019 It is no secret that home sellers tend to accept a cash offer by home buyers. Often times, sellers will give cash buyers a better deal than buyers with mortgage contingencies Home buyers with less and/or no…

This BLOG On Delayed Financing Cash-Out Refinance Mortgage Guidelines Was UPDATED On May 5th, 2019 Home Buyers who purchase a home without financing and with cash and need to turn around to get a cash-out refinance mortgage, it is not as easy as they might think it is. Delayed Financing Cash-Out Refinance Mortgage Guidelines now applies. Prior…

This BLOG On Freddie Mac Cash-Out Refinance Guidelines On Conventional Loans Was PUBLISHED On April 22nd, 2019 Freddie Mac Cash-Out Refinance Guidelines allow a limited amount of cash to be taken out on a limited rate and term refinance on conventional loans. Per Freddie Mac Cash-Out Refinance Guidelines, borrowers can get up to 1.0% of the mortgage…

This BLOG On Refinance Mortgage Guidelines For Mortgage Programs Was UPDATED On April 15th, 2019 Many homeowners do not realize that by doing a refinance mortgage loan can save them thousands of dollars over the life of their home loan. There are Refinance Mortgage Guidelines various different mortgage programs: There are many types of refinance mortgage programs…

This BLOG On FHA Refinance Streamline Georgia With No Income And Credit Requirement Was UPDATED On January 28th, 2019 The State Of Georgia is a Southeastern state in the U.S.  Atlanta is the capital of Georgia. Gustan Cho Associates is a national five-star lender with no overlays with a big presence in the state of Georgia:…

This BLOG On Homeowners Who Should Refinance Now To Save Money Was UPDATED On January 20th, 2019 Par mortgage rates are still under 5.0% for prime borrowers. Mortgage rates are at a 23 month high Prime borrowers are consumers with credit scores of at least 740 FICO and who have 20% down payment for a home…

HARP Mortgage Loans was launched and created due to the 2008 financial crisis. Millions of homeowners bailed where they just turned in their keys to their mortgage lenders. They gave up their homes rented apartments and homes. Millions of other folks were forced into bankruptcy and foreclosure due to unemployment, under-employment, or business losses.  Small businesses that were in business for generations have gone out of business.