Mortgage Lender Overlays

Mortgage Guidelines Versus Investor Overlays By Lenders

Mortgage Guidelines Versus Investor Overlays By Lenders

This Article Is About Mortgage Guidelines Versus Investor Overlays By Lenders Mortgage Guidelines Versus Investor Overlays: Not all lenders have the same mortgage guidelines on government and conforming loans. All lenders need to follow agency guidelines by FHA, VA, USDA, Fannie Mae, and/or Freddie Mac. Lenders can have their own mortgage guidelines that are above […]

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Manual Underwriting Versus Automated Underwriting System Approval

Manual Underwriting Versus Automated Underwriting System Approval

This Article Is About Manual Underwriting Versus Automated Underwriting System Approval Every mortgage loan application is submitted for automated approval via the Desktop Underwriter’s Automated Underwriting System. The Automated Underwriting System is a computer system that will analyze the information stated on the mortgage application. AUS will analyze the mortgage loan applicants’ credit reports and […]

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