Skip to content

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • BlogsExpand
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustancho Associates

Author: Gustan Cho

Home / Gustan Cho - Page 34
What are FHA Loan Limits For One To Four Unit Properties
FHA Loans

What Are The FHA Loan Limits For One To Four Unit Properties In Illinois

ByGustan Cho Posted onMay 11, 2020March 6, 2025

This ARTICLE On What Are The FHA Loan Limits For One To Four Unit Properties In Illinois Was PUBLISHED On…

Continue Reading What Are The FHA Loan Limits For One To Four Unit Properties In IllinoisContinue

DTI Mortgage Guidelines
Headline News Archives

DTI Mortgage Guidelines During The COVID-19 Pandemic Crisis

ByGustan Cho Posted onMay 11, 2020July 18, 2024

BREAKING NEWS: DTI Mortgage Guidelines During The COVID-19 Pandemic Crisis The COVID-19 pandemic outbreak in the United States has not…

Continue Reading DTI Mortgage Guidelines During The COVID-19 Pandemic CrisisContinue

Paying Rent During Coronavirus Pandemic
Headline News Archives

Paying Rent During Coronavirus Pandemic For Unemployed Tenants

ByGustan Cho Posted onMay 2, 2020February 14, 2024

BREAKING NEWS: Paying Rent During Coronavirus Pandemic For Unemployed Tenants Paying Rent During Coronavirus Pandemic For Unemployed Tenants may be…

Continue Reading Paying Rent During Coronavirus Pandemic For Unemployed TenantsContinue

VA Employment History Guidelines
Income And Employment

VA Employment History Guidelines To Qualify For VA Loans

ByGustan Cho Posted onApril 15, 2020April 15, 2024

This BLOG On VA Employment History Guidelines To Qualify For VA Loans Was UPDATED On April 15th, 2024. VA Loans…

Continue Reading VA Employment History Guidelines To Qualify For VA LoansContinue

Coronavirus Stimulus Checks
Headline News Archives

Coronavirus Stimulus Checks Being Sent To American Taxpayers

ByGustan Cho Posted onApril 14, 2020July 18, 2024

BREAKING NEWS: Coronavirus Stimulus Checks Being Sent To American Taxpayers This Week: Coronavirus Stimulus Checks are being sent to individual…

Continue Reading Coronavirus Stimulus Checks Being Sent To American TaxpayersContinue

Lender Overlays Due To Coronavirus Crisis
Headline News Archives

Lender Overlays Due To Coronavirus Crisis On Mortgage Loans

ByGustan Cho Posted onApril 9, 2020February 19, 2024

BREAKING NEWS: Lender Overlays Due To Coronavirus Crisis On Mortgage Loans The economic shut down due to the coronavirus pandemic…

Continue Reading Lender Overlays Due To Coronavirus Crisis On Mortgage LoansContinue

VA Loans During Coronavirus Pandemic
Bad Credit Mortgages

VA Loans During Coronavirus Pandemic Mortgage Crisis

ByGustan Cho Posted onApril 9, 2020April 17, 2024

BREAKING NEWS: VA Loans During Coronavirus Pandemic Mortgage Crisis The US economy is at a standstill as we speak due…

Continue Reading VA Loans During Coronavirus Pandemic Mortgage CrisisContinue

Mortgage Programs Suspended During Coronavirus Pandemic
Headline News Archives

Mortgage Programs Suspended During Coronavirus Pandemic

ByGustan Cho Posted onApril 8, 2020March 8, 2024

BREAKING NEWS: Mortgage Programs Suspended During Coronavirus Pandemic The 2020 housing market is still strong. However, mortgage lenders are going…

Continue Reading Mortgage Programs Suspended During Coronavirus PandemicContinue

FHA Loans During Coronavirus Pandemic
Headline News Archives

FHA Loans During Coronavirus Pandemic Mortgage Crisis

ByGustan Cho Posted onApril 7, 2020May 22, 2024

BREAKING NEWS: Qualifying for FHA loans during coronavirus pandemic mortgage crisis. Gustan Cho Associates is getting countless calls from borrowers…

Continue Reading FHA Loans During Coronavirus Pandemic Mortgage CrisisContinue

Qualifying For FHA Loans During Coronavirus Pandemic is still possible at Gustan Cho Associates
Headline News Archives

Qualifying For FHA Loans During Coronavirus Pandemic

ByGustan Cho Posted onApril 4, 2020December 18, 2023

This ARTICLE On Qualifying For FHA Loans During Coronavirus Pandemic Was PUBLISHED On April 4th, 2020 The coronavirus pandemic has…

Continue Reading Qualifying For FHA Loans During Coronavirus PandemicContinue

Mortgage Guidelines After Unemployment
Income And Employment

Mortgage Guidelines After Unemployment Due To Coronavirus Crisis

ByGustan Cho Posted onApril 4, 2020May 9, 2024

This ARTICLE On Mortgage Guidelines After Unemployment Due To Coronavirus Crisis Was PUBLISHED On April 4th, 2020 There are many…

Continue Reading Mortgage Guidelines After Unemployment Due To Coronavirus CrisisContinue

Conventional Loan 101 For New Loan Officers
Bad Credit Mortgages

Conventional Loan 101 For New Loan Officers And Borrowers

ByGustan Cho Posted onMarch 28, 2020October 9, 2024

This article is about Conventional Loan 101 For New Loan Officers And Borrowers I like to congratulate those who recently…

Continue Reading Conventional Loan 101 For New Loan Officers And BorrowersContinue

Mortgage Compliance
Bad Credit Mortgages

Mortgage Compliance And Changes In Mortgage Industry

ByGustan Cho Posted onMarch 25, 2020July 18, 2024

This BLOG On Mortgage Compliance And Changes In Mortgage Industry Was UPDATED And PUBLISHED On March 25th, 2020 So, mortgage…

Continue Reading Mortgage Compliance And Changes In Mortgage IndustryContinue

Why Opening New Credit Cards Raise Scores
Re-Establishing Credit

Why Opening New Credit Cards Raise Scores And Help For Mortgage

ByGustan Cho Posted onMarch 19, 2020July 18, 2024

This ARTICLE On Why Opening New Credit Cards Raise Scores And Help For Mortgage Was PUBLISHED On March 19th, 2020…

Continue Reading Why Opening New Credit Cards Raise Scores And Help For MortgageContinue

VA Lender Overlays
VA Loans

Mortgage Lenders In Chicago With No VA Lender Overlays

ByGustan Cho Posted onMarch 18, 2020April 7, 2025

This BLOG On Mortgage Lenders In Chicago With No VA Lender Overlays Was UPDATED And PUBLISHED On March 18th, 2020…

Continue Reading Mortgage Lenders In Chicago With No VA Lender OverlaysContinue

Reasons Real Estate Agents Wants You Pre-Approved
Real Estate Topic

Reasons Real Estate Agents Wants You Pre-Approved

ByGustan Cho Posted onMarch 17, 2020July 18, 2024

This ARTICLE On Reasons Real Estate Agents Wants You Pre-Approved Was PUBLISHED On March 17th, 2020 The Pre-Approval Stage Of…

Continue Reading Reasons Real Estate Agents Wants You Pre-ApprovedContinue

Mechanics Lien
Bad Credit Mortgages

Mechanics Lien Placed On Homes By General Contractors

ByGustan Cho Posted onMarch 12, 2020January 24, 2024

This BLOG On Mechanics Lien Placed On Homes By General Contractors Was UPDATED And PUBLISHED On March 12th, 2020 A…

Continue Reading Mechanics Lien Placed On Homes By General ContractorsContinue

Quick Credit Score Fixes To Qualify For Mortgage Loans
Home Mortgages

Quick Credit Score Fixes To Qualify For Mortgage Loans

ByGustan Cho Posted onMarch 10, 2020February 10, 2025

This article covers Quick Credit Score Fixes To Qualify For Mortgage Loans Every mortgage loan program has a minimum credit…

Continue Reading Quick Credit Score Fixes To Qualify For Mortgage LoansContinue

How The Economy Affects The Housing Markets
Headline News Archives

How The Economy Affects The Housing Markets And Homebuyers

ByGustan Cho Posted onMarch 9, 2020February 20, 2024

This ARTICLE On How The Economy Affects The Housing Markets Was PUBLISHED On March 9th, 2020 Many home buyers want…

Continue Reading How The Economy Affects The Housing Markets And HomebuyersContinue

How To Prepare For Mortgage
Home Mortgages

How To Prepare For Mortgage For First Time Home Buyers

ByGustan Cho Posted onMarch 8, 2020April 7, 2025

This BLOG On How To Prepare For Mortgage For First Time Home Buyers Was UPDATED And PUBLISHED On March 8th,…

Continue Reading How To Prepare For Mortgage For First Time Home BuyersContinue

Limited Review Versus Full Review Condo Purchase
Condominium Loans

Limited Review Versus Full Review Condo Purchase

ByGustan Cho Posted onMarch 8, 2020July 17, 2024

This BLOG On Limited Review Versus Full Review Condo Purchase Was UPDATED And PUBLISHED On March 8th, 2020 Due to…

Continue Reading Limited Review Versus Full Review Condo PurchaseContinue

Buying an Older Home
Home Purchase

8 Key Things to Keep in Mind When Looking at Buying an Older Home

ByGustan Cho Posted onFebruary 21, 2020July 17, 2024

This article on 8 Key Things to Keep in Mind When Looking at Buying an Older Home Was PUBLISHED On…

Continue Reading 8 Key Things to Keep in Mind When Looking at Buying an Older HomeContinue

Page navigation

Previous PagePrevious 1 … 32 33 34 35 36 … 40 Next PageNext

About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Importance of Credit Reports
    Importance of Credit Reports in the Mortgage ProcessJuly 4, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansJuly 3, 2025
  • Conforming Versus FHA Mortgage
    Conforming Versus FHA Mortgage Guidelines and BenefitsJuly 3, 2025
  • Short Sale Versus Foreclosure
    Short Sale Versus Foreclosure Mortgage GuidelinesJuly 3, 2025

DTI Calculators

  • FHA DTI Calculator
  • VA DTI Calculator
  • Conventional DTI Calculator
  • Jumbo DTI Calculator
  • FHA Loan Limits
  • Conforming Loan Limits

Subsidiary Sites

  • Gustan Cho Associates Mortgage Advisor
  • GCA Mortgage Group
  • GCA Forum

Connect With Us

  • Facebook
  • LinkedIn
  • YouTube
  • Instagram
  • TikTok
  • Tumblr

Resources

  • Get Pre-Approved
  • Get Automated Underwriting System Approval
  • FICO Simulator
  • MLO License School
  • DTI Mortgage Calculator
  • Documents Required For Mortgage Process
  • How To Increase FICO Scores For a Mortgage
  • How To Reach A Human At The Credit Bureaus
  • Remove Credit Disputes
  • Contribute To GCA Mortgage Group
  • GCA Approves When Others Can’t
  • Mortgage Guides and Home Loan Options
  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
Disclaimer | Licenses | Copyrights | Privacy  NMLS Consumer Access© 2025 - Gustan Cho Associates. All Rights Reserved.SiteLock
CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
Search