Skip to content

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Bad Credit Scores
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • BlogsExpand
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustancho Associates

Author: Gustan Cho

Home / Gustan Cho - Page 34
Housing Market Booming Despite Record High Unemployment
Videos

Housing Market Booming Despite Record High Unemployment

ByGustan Cho Posted onAugust 17, 2020October 8, 2024

BREAKING NEWS: Housing Market Booming Despite Record High Unemployment Housing Market Booming despite record-high unemployment and the coronavirus outbreak. Never…

Continue Reading Housing Market Booming Despite Record High UnemploymentContinue

Buying A House During Recession And COVID-19 Pandemic
Headline News Archives

Buying A House During Recession And COVID-19 Pandemic

ByGustan Cho Posted onAugust 12, 2020July 2, 2024

This ARTICLE On Buying A House During Recession And COVID-19 Pandemic The team at Gustan Cho Associates gets countless calls…

Continue Reading Buying A House During Recession And COVID-19 PandemicContinue

Two FHA Loans At The Same Time
FHA 203k Loan

Upgrading Your New Home Purchase Prior To Moving In

ByGustan Cho Posted onAugust 11, 2020July 19, 2024

This ARTICLE On Upgrading Your New Home Purchase Prior To Moving In Upgrading Your New Home Purchase before moving in…

Continue Reading Upgrading Your New Home Purchase Prior To Moving InContinue

Refinance Mortgage Loans Hit Year High Due To Low Rates
Mortgage Rates | Videos

Refinance Mortgage Loans Hit Year High Due To Low Rates

ByGustan Cho Posted onJuly 28, 2020June 28, 2024

This Article On Refinance Mortgage Loans Hit Year High Due To Low Rates Refinance Mortgage Loans is the hottest thing right…

Continue Reading Refinance Mortgage Loans Hit Year High Due To Low RatesContinue

Condotel Loans Florida
Condominium Loans

Condotel Loans Florida With 25% Down Payment For Second Homes

ByGustan Cho Posted onJuly 27, 2020July 19, 2024

This Article On Condotel Loans Florida With 25% Down Payment Condotel Loans Florida is a big part of our business…

Continue Reading Condotel Loans Florida With 25% Down Payment For Second HomesContinue

Buying Out Of State Homes Online
Home Purchase

Buying Out Of State Homes Online Sight-Unseen Purchases

ByGustan Cho Posted onJuly 27, 2020July 19, 2024

This Article On Buying Out Of State Homes Online Sight-Unseen Purchases The concept of Buying Out Of State Homes Online…

Continue Reading Buying Out Of State Homes Online Sight-Unseen PurchasesContinue

What Is A Partnership?
Income And Employment

What Is A Partnership And Types Of Partnerships In Business

ByGustan Cho Posted onJuly 25, 2020July 19, 2024

This Article On What Is A Partnership And Types Of Partnerships In Business A partnership is a business where two…

Continue Reading What Is A Partnership And Types Of Partnerships In BusinessContinue

Qualifying For Mortgage After Deed In Lieu In California
Bad Credit Mortgages

Mortgage After Deed In Lieu In California

ByGustan Cho Posted onJuly 22, 2020July 19, 2024

This Article Is  On Mortgage After Deed In Lieu In California Home buyers can now qualify for mortgage after deed…

Continue Reading Mortgage After Deed In Lieu In CaliforniaContinue

FHA Loan With Unpaid Collections Florida
Bad Credit Mortgages

Can I Qualify For FHA Loan With Unpaid Collections Florida

ByGustan Cho Posted onJuly 19, 2020April 3, 2025

This Article On FHA Loan With Unpaid Collections Florida Home Buyers with bad credit and lower credit scores can qualify…

Continue Reading Can I Qualify For FHA Loan With Unpaid Collections FloridaContinue

Bankruptcy Alternatives
Bad Credit Mortgages

Bankruptcy Alternatives & How Bankruptcy Affects Mortgage Qualification

ByGustan Cho Posted onJuly 19, 2020July 19, 2024

This Article On Bankruptcy Alternatives & How Bankruptcy Affects Mortgage Qualification Many who have extenuating circumstances such as job loss,…

Continue Reading Bankruptcy Alternatives & How Bankruptcy Affects Mortgage QualificationContinue

What are Questions To Ask Home Sellers
Home Sellers

Home Buyer Questions To Ask Sellers When Buying Home

ByGustan Cho Posted onJuly 16, 2020February 26, 2025

This Article On Home Buyer Questions To Ask Sellers When Buying Home Home buyers should definitely make it a priority…

Continue Reading Home Buyer Questions To Ask Sellers When Buying HomeContinue

IRS 4506T Form
Income And Employment

Using IRS 4506T Form In Mortgage Loan Processing

ByGustan Cho Posted onJuly 15, 2020December 18, 2023

This Article On Using IRS 4506T Form In Mortgage Loan Processing Mortgage lenders require income verification with not just the…

Continue Reading Using IRS 4506T Form In Mortgage Loan ProcessingContinue

Home Purchase Regrets
Home Purchase

What Are The Biggest Home Purchase Regrets And How To Avoid Them

ByGustan Cho Posted onJuly 14, 2020February 28, 2024

This Article On What Are The Biggest Home Purchase Regrets And How To Avoid Them Buyers who decided purchase a…

Continue Reading What Are The Biggest Home Purchase Regrets And How To Avoid ThemContinue

Mortgage After Short Sale Guidelines
Mortgage After Bankruptcy and Foreclosure

Mortgage After Short Sale Guidelines For Home Purchase

ByGustan Cho Posted onJuly 14, 2020July 19, 2024

This Article On Mortgage After Short Sale Guidelines For Home Purchase Previous homeowners who had a prior short sale can…

Continue Reading Mortgage After Short Sale Guidelines For Home PurchaseContinue

Selling Home Prior To Foreclosure
Selling Your Home

Selling Your Home Prior To Foreclosure And Qualifying For New Mortgage

ByGustan Cho Posted onJuly 12, 2020June 4, 2024

This article is about Selling Your Home Prior To Foreclosure And Qualifying For New Mortgage Homeowners who get behind on…

Continue Reading Selling Your Home Prior To Foreclosure And Qualifying For New MortgageContinue

VA Mortgage Guidelines For Same-Sex Married Couples
VA Loans

VA Mortgage Guidelines For Same Sex Married Couples

ByGustan Cho Posted onJuly 11, 2020July 19, 2024

This Article On VA Mortgage Guidelines For Same-Sex Married Couples Was Written By Gustan Cho of Gustan Cho Associates The…

Continue Reading VA Mortgage Guidelines For Same Sex Married CouplesContinue

Location Is Key On Home Purchase
Home Purchase

Location Is Key On Home Purchase On Home Values

ByGustan Cho Posted onJuly 6, 2020July 19, 2024

This Article On Location Is Key On Home Purchase On Home Values Location, Location, Location. I am sure most folks…

Continue Reading Location Is Key On Home Purchase On Home ValuesContinue

How To Get Ex-Spouse Off Your Mortgage
Mortgage Rates

Difference Between Mortgage Rate And APR In Home Mortgages

ByGustan Cho Posted onJuly 5, 2020July 19, 2024

This Article On Difference Between Mortgage Rate And APR In Home Mortgages There is a Difference Between Mortgage Rate And…

Continue Reading Difference Between Mortgage Rate And APR In Home MortgagesContinue

FHA 203k Rehab Mortgage
FHA 203k Loan

How Difficult Is It To Qualify For FHA 203k Rehab Mortgage?

ByGustan Cho Posted onJuly 4, 2020April 7, 2025

This BLOG On How Difficult Is It To Qualify For FHA 203k Rehab Mortgage Was UPDATED And PUBLISHED On July…

Continue Reading How Difficult Is It To Qualify For FHA 203k Rehab Mortgage?Continue

Risks In Private Money Investing
Commercial Loans

Risks In Private Money Investing On Real Estate Transactions

ByGustan Cho Posted onJuly 3, 2020July 29, 2025

This BLOG On Risks In Private Money Investing On Real Estate Transactions Was PUBLISHED On July 3rd, 2020 There are…

Continue Reading Risks In Private Money Investing On Real Estate TransactionsContinue

Foreclosure Procedures
Mortgage After Bankruptcy and Foreclosure

What Are The Foreclosure Procedures And Process

ByGustan Cho Posted onJuly 2, 2020April 7, 2025

This BLOG On What Are The Foreclosure Procedures And Process Was UPDATED And PUBLISHED On July 2nd, 2020 The government’s…

Continue Reading What Are The Foreclosure Procedures And ProcessContinue

Mortgage Forbearance On The Rise
Headline News Archives

Mortgage Forbearance On The Rise Due To Covid-19 Spike

ByGustan Cho Posted onJune 29, 2020June 17, 2024

BREAKING NEWS: Mortgage Forbearance On The Rise Due To Covid-19 Spike After a few weeks of declining numbers, Mortgage Forbearance…

Continue Reading Mortgage Forbearance On The Rise Due To Covid-19 SpikeContinue

Page navigation

Previous PagePrevious 1 … 32 33 34 35 36 … 38 Next PageNext

About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Washington DC Lenders
    Washington DC Lenders For Traditional and Non-QM MortgagesSeptember 12, 2025
  • Mortgage Escrow Account
    What is a Mortgage Escrow Account for Purchase and RefinanceSeptember 11, 2025
  • Colorado VA Lenders
    Colorado VA Lenders For Bad Credit With No Lender OverlaysSeptember 10, 2025
  • Mortgage Guidelines After Unemployment
    Mortgage Guidelines After Unemployment You Can TrustSeptember 10, 2025

DTI Calculators

  • FHA DTI Calculator
  • VA DTI Calculator
  • Conventional DTI Calculator
  • Jumbo DTI Calculator
  • FHA Loan Limits
  • Conforming Loan Limit Change – See If You Qualify

Subsidiary Sites

  • Gustan Cho Associates Mortgage Advisor
  • GCA Mortgage Group
  • GCA Forum

Connect With Us

  • Facebook
  • LinkedIn
  • YouTube
  • Instagram
  • TikTok
  • Tumblr

Resources

  • Get Pre-Approved
  • Get Automated Underwriting System Approval
  • FICO Simulator
  • MLO License School
  • DTI Mortgage Calculator
  • Documents Required For Mortgage Process
  • How To Increase FICO Scores For a Mortgage
  • How To Reach A Human At The Credit Bureaus
  • Remove Credit Disputes
  • Contribute To GCA Mortgage Group
  • GCA Approves When Others Can’t
  • Mortgage Guides and Home Loan Options
  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
Disclaimer | Licenses | Copyrights | Privacy  NMLS Consumer Access© 2025 - Gustan Cho Associates. All Rights Reserved.SiteLock
CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Bad Credit Scores
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
Search