Equipment Financing
This guide covers all about equipment financing. If you run a small or medium-sized business, you know how important it…
-
-
Curb Appeal In Selling Your House Will Attract More Buyers
This guide covers curb appeal in selling your house fast. Importance Of Curb Appeal In Selling Your House: Home sales…
-
Final Mortgage Underwriter Approval Prior To Clear To Close
This guide covers final mortgage underwriter approval prior to clear to close. The mortgage process is a true process that…
-
What Are Common Lender Overlays on Government Mortgages
All mortgage companies need to have their borrower meet the minimum agency mortgage guidelines of HUD, VA, USDA, Fannie Mae, Freddie Mac. However, lenders can have higher lending requirements called lender overlays.
-
Disabled Veterans Benefits on VA Loans
This guide covers disabled Veterans benefits on VA loans. The Department of Veterans Affairs (VA) insures and guarantees VA Loans…
-
Easy Tips That Work on How to Sell Your Home Fast
This guide covers easy tips on how to sell your home fast. Despite high rates and soaring inflation, homes are…
-
When Is The Right Time To Buy a Home With High Rates
This guide covers when the right time to buy a home with high mortgage rates, skyrocketing home prices, and soaring…
-
Steps To Buying Your First Home During a Booming Housing Market
This guide covers the steps to buying your first home during a booming housing market. Buying your first home during…
-
How Is a Mortgage Pre-Approval Issued By Lenders
This guide covers mortgage pre-approval issued by underwriters. Over 80% of our borrowers at Gustan Cho Associates are folks who…
-
How Lenders Price Mortgage Rates
Many borrowers are confused about how lenders price mortgage rates. How can mortgage rates just under 3.0% just a little…
-
Income Guidelines To Qualify For Home Loan Programs
This guide covers qualifying income guidelines to qualify for home loan. There are federal income guidelines to qualify for home…
-
FHFA FNMA Guidelines UPDATE on Conventional Loans
This guide covers the FHFA FNMA Guidelines updates on Conventional loans. There are FNMA guidelines changes for mortgage loan borrowers…
-
What Is Lender-Paid Mortgage Insurance on Conventional Loans
In this guide, we will cover what is lender-paid mortgage insurance on conventional loans. Lender-paid mortgage insurance is also referred…
-
Mortgage Lending Guidelines on Traditional Home Loans
Conventional Loans also referred to as Conforming Loans are not guaranteed and/or insured by the federal government. Conventional Loans need to …..
-
How Much House Can I Afford To Buy Versus Qualify
In this guide, we will cover how much house can I afford versus qualify. First-time and seasoned home buyers…
-
How Does Down Payment Assistance Work
In this guide, we will cover what down payment assistance is and how it works. We will discuss how down…
-
Mortgage for First-Time Home Buyers with Bad Credit
Borrowers with prior outstanding collections, charged-off accounts, and other bad credit can qualify for a mortgage without paying them off. The key to qualifying for a mortgage is not prior bad credit but timely payments.
-
Credit Score Needed For Mortgage on Home Loans
This blog will cover the credit score needed for mortgage on home loans. We will cover the frequently asked question…
-
Underwriting Credit Guidelines During Mortgage Process
This article will cover underwriting credit guidelines during the mortgage process. Mortgage borrowers should not stress during the mortgage process….
-
Bank Statement Loans | Doctor and Medical Professional Mortgages | No-Ratio Mortgage Loans | NON-QM Loans | Videos
Alternative Lending Mortgage Options For Bad Credit
Thanks to alternative lending mortgage options, homebuyers who could not qualify for government and conventional loans can now qualify for…
-
Conventional Loan Guidelines For Mortgage Borrowers
This article will cover the conventional loan guidelines for mortgage borrowers on primary, second, and investment homes. Borrowers needing Conventional…
-
Bad Credit Mortgages | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Lowest Credit Score Allowed For Mortgage Approvals
This guide covers what is the lowest credit score allowed for mortgage approvals. The team at Gustan Cho Associates gets…
