About Us

About Us At USA Mortgage & Gustan Cho Associates Mortgage & Real Estate Information Resource Center

Gustan Cho NMLS 873293  is the Branch Manager and National Sales Manager at USA Mortgage, a Division of DAS Acquisition Company LLC NMLS 227262. Gustan is also the Editor In Chief of Gustan Cho Associates Mortgage and Real Estate Information Resource Center. Gustan Cho and his team of licensed mortgage loan officers and support staff are experts in originating and funding loans with no lender overlays.  Over 75% of our borrowers represents are folks who contact us because they either got a last minute loan denial or were going through major stress with their original lender. That is because of one reason and one reason only. The loan officer did not properly qualify the borrower or because the loan officer were not familiar with their lender overlays.  The Gustan Cho Team at USA Mortgage  close most loans close in 30 days or less.

Loan Scenario Help Desk

USA Mortgage is a national full service direct lender headquartered in St. Louis, Missouri.

  • Gustan Cho and his team of veteran mortgage professionals are ready to answer any questions home buyers or homeowners with mortgage inquiries. .
  • Gustan Cho Associates Mortgage & Real Estate Information Resource Center is a group of real estate and mortgage industry experts which includes real estate agents, residential mortgage loan officers, and industry experts whose mission is to provide information about real estate, conforming loans, non-conforming loans, and specialty financing programs.
  • The mortgage industry is so complex with new regulations that are constantly changing and being implemented, that our goal is to express the opinions of industry experts and offer their opinions.
  • There are countless of home buyers, homeowners needing refinancing, real estate investors needing financing, investors seeking that often go to a lender and are told that they do not qualify for a loan.
  • Many times, the lender they go to do not educate or take the time with the potential mortgage loan borrower that they may not qualify with them, however, that there are other companies out there that the mortgage loan applicant may qualify.
  • Our goal at Gustan Cho Associates Mortgage & Real Estate Information Resource Center is to inform the public that if there is a will, there may be way and create a one stop shop mortgage and real estate online community.

Our Mission At Gustan Cho Associates Mortgage & Real Estate Information Resource Center

Gustan Cho Associates Mortgage & Real Estate Information Resource Center is a subsidiary of Gustan Cho Associates where its mission is to offer the latest news and opinions of real estate and mortgage industry experts on real estate, credit, and lending related topics.
  • The real estate and mortgage industry has gone through major changes since the Great Recession of 2008 .
  • New regulations and lending guidelines were created and implemented which was often confusing even to those who are in the real estate and mortgage profession.
  • Gustan Cho Associates Mortgage & Real Estate Information Resource Center will often publish publications and blogs by experts such as mortgage consultants, real estate agents, real estate attorneys, title officers, insurance agents, home inspectors, contractors, and other professionals.
  • The articles written and published on Gustan Cho Associates Mortgage & Real Estate Information Resource Center are sole opinions of the author and we cannot attest to the accuracy and validity of the content and readers should not construe as 100% accurate.
  • Solicitations by our writers and guest writers is not permitted and our mission is to educate the general public about real estate and mortgage related topics to make their home buying or refinance experience less stressful.
  • Consumers should always shop for real estate and mortgage services and not just decide to go with the first real estate and/or lending company they consult with.
  • Please subscribe to our residential mortgage Newsletter and feel free to write us or contact us on topics that you would like to request to be written on our Blog.

Thank you for visiting the About Us section of Gustan Cho Associates Mortgage & Real Estate Information Resource Center

Gustan Cho Associates Mortgage & Real Estate Information Center

Toll Free Number 800-900-8569

Website: www.gustancho.com

Email Address: GCho@GustanCho.com

Gustan Cho Associates Mortgage & Real Estate Information Center

Equal Housing Lender

Equal Housing Lender

Mortgage rates and terms, if any, disclosed on Gustan Cho Associates Mortgage & Real Estate Information Resource Center  are only for illustration purposes only and by no means reflects mortgage rates that can be offered.  Mortgage loan applicants needs to discuss rates and terms with licensed mortgage loan originators who are licensed in the particular state.  Gustan Cho Associates Mortgage & Real Estate Information Resource Center is an informational website with its main goal being to offer the latest mortgage and real estate news and publish the opinions of real estate and mortgage industry experts to better inform public consumers and ultimately have consumers have more knowledge when shopping for a mortgage loan.

The content on this about us section of this website are solely the opinions of the author and is not an offer for a mortgage loan. Featured authors may or may not be licensed mortgage loan originators and under no circumstances are allowed to quote rates and term or solicit consumers unless authorized by their employer’s compliance officer and the approval of Gustan Cho Associates and approval of Gustan Cho’s employer, USA Mortgage NMLS 227262. Mortgage Rates and Terms cannot be disclosed by anyone except by licensed mortgage loan originators who are licensed in the particular states in question. USA Mortgage is a division of DAS Acquisition Company LLC NMLS 227262